Ford Mustang Insurance Cost

Auto insurance for a Ford Mustang will cost about $2,069 per year.

This is more than the national average for popular coupe models by $2. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Mustang.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Mustang insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Mustang Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,009 $10,439 $12,340
18 $6,532 $9,729 $11,500
19 $5,772 $8,598 $10,163
20 $5,033 $7,497 $8,862
21 $4,221 $6,287 $7,432
22 $4,111 $6,123 $7,238
23 $3,597 $5,357 $6,333
24 $3,417 $5,090 $6,016
25 $2,949 $4,392 $5,192
30 $2,297 $3,422 $4,044
35 $2,151 $3,205 $3,788
40 $2,069 $3,082 $3,643
45 $2,013 $2,999 $3,545
55 $1,847 $2,750 $3,251
65 $1,926 $2,869 $3,391
75 $2,431 $3,621 $4,280

Ford Mustang car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Mustang by state.

Ford Mustang Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,192 $3,071 $3,843
Alaska $1,813 $2,641 $2,767
Arizona $2,050 $3,180 $4,534
Arkansas $2,248 $3,404 $3,809
California $2,503 $4,377 $2,503
Colorado $2,335 $3,233 $4,033
Connecticut $2,984 $4,613 $5,908
Delaware $2,470 $3,401 $4,515
Florida $2,941 $3,995 $5,208
Georgia $2,398 $3,695 $3,792
Hawaii $958 $1,322 $958
Idaho $1,664 $2,239 $2,788
Illinois $1,742 $2,574 $2,986
Indiana $1,789 $2,796 $3,263
Iowa $1,417 $2,126 $2,477
Kansas $1,886 $2,776 $3,288
Kentucky $2,726 $4,100 $4,822
Louisiana $3,499 $5,348 $5,758
Maine $1,323 $1,775 $2,590
Maryland $2,141 $3,140 $3,708
Massachusetts $1,717 $2,904 $1,717
Michigan $4,144 $6,230 $9,579
Minnesota $1,706 $2,291 $3,392
Mississippi $2,059 $3,110 $3,286
Missouri $1,940 $2,672 $3,456
Montana $1,973 $3,087 $3,404
Nebraska $1,667 $2,361 $2,685
Nevada $2,750 $4,152 $4,555
New Hampshire $1,913 $3,084 $3,927
New Jersey $2,108 $3,323 $4,287
New Mexico $2,153 $3,098 $3,479
New York $1,994 $2,597 $4,191
North Carolina $1,236 $1,995 $1,538
North Dakota $1,691 $2,604 $3,305
Ohio $1,508 $2,467 $2,555
Oklahoma $2,408 $3,616 $4,101
Oregon $2,192 $3,310 $3,797
Pennsylvania $1,846 $2,792 $3,204
Rhode Island $3,082 $4,729 $5,409
South Carolina $2,093 $3,029 $4,322
South Dakota $1,878 $2,584 $3,100
Tennessee $2,209 $3,304 $4,168
Texas $2,224 $3,274 $4,109
Utah $1,892 $2,736 $3,773
Vermont $1,456 $2,329 $2,546
Virginia $1,372 $2,066 $2,195
Washington $1,816 $2,729 $3,217
West Virginia $1,828 $2,661 $3,286
Wisconsin $1,822 $2,660 $3,230
Wyoming $1,701 $2,499 $2,794

Other Ford Mustang Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Mustang costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: