Ford Mustang Insurance Cost

Auto insurance for a Ford Mustang will cost about $1,773 per year.

This beats the national average for popular coupe models by $121. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Mustang.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Mustang insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Mustang Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,007 $8,821 $10,319
18 $5,598 $8,220 $9,617
19 $4,947 $7,265 $8,498
20 $4,314 $6,334 $7,410
21 $3,618 $5,312 $6,214
22 $3,523 $5,173 $6,052
23 $3,083 $4,527 $5,295
24 $2,929 $4,300 $5,031
25 $2,527 $3,711 $4,341
30 $1,969 $2,891 $3,382
35 $1,844 $2,708 $3,168
40 $1,773 $2,604 $3,046
45 $1,726 $2,534 $2,964
55 $1,583 $2,324 $2,719
65 $1,651 $2,424 $2,836
75 $2,084 $3,060 $3,579

Ford Mustang car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Mustang by state.

Ford Mustang Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,879 $2,729 $3,474
Alaska $1,554 $2,154 $2,094
Arizona $1,757 $2,540 $3,742
Arkansas $1,926 $3,027 $3,333
California $2,145 $3,793 $2,145
Colorado $2,002 $2,801 $3,554
Connecticut $2,557 $3,966 $5,034
Delaware $2,117 $2,821 $3,624
Florida $2,521 $3,487 $4,544
Georgia $2,055 $3,073 $3,098
Hawaii $821 $1,114 $821
Idaho $1,426 $1,891 $2,298
Illinois $1,493 $2,256 $2,573
Indiana $1,534 $2,345 $2,631
Iowa $1,215 $1,666 $1,959
Kansas $1,616 $2,351 $2,750
Kentucky $2,336 $3,429 $4,050
Louisiana $2,999 $4,533 $4,915
Maine $1,134 $1,568 $2,314
Maryland $1,835 $2,671 $2,967
Massachusetts $1,472 $2,567 $1,472
Michigan $3,551 $5,412 $8,536
Minnesota $1,462 $1,949 $2,745
Mississippi $1,765 $2,517 $2,534
Missouri $1,663 $2,377 $3,123
Montana $1,691 $2,359 $2,746
Nebraska $1,429 $2,113 $2,296
Nevada $2,357 $3,497 $3,694
New Hampshire $1,640 $2,593 $3,278
New Jersey $1,807 $2,834 $3,709
New Mexico $1,845 $2,744 $2,849
New York $1,709 $2,152 $3,592
North Carolina $1,059 $1,820 $1,298
North Dakota $1,450 $2,203 $2,606
Ohio $1,293 $1,994 $2,044
Oklahoma $2,064 $2,955 $3,328
Oregon $1,878 $2,520 $3,010
Pennsylvania $1,582 $2,323 $2,718
Rhode Island $2,642 $3,875 $4,363
South Carolina $1,794 $2,486 $3,432
South Dakota $1,609 $2,319 $2,676
Tennessee $1,893 $2,787 $3,711
Texas $1,906 $2,754 $3,425
Utah $1,622 $2,272 $3,127
Vermont $1,248 $1,922 $2,032
Virginia $1,176 $1,805 $1,770
Washington $1,557 $2,113 $2,523
West Virginia $1,566 $2,243 $2,810
Wisconsin $1,561 $2,438 $2,780
Wyoming $1,458 $2,041 $2,173

Ford Mustang Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford Mustang ranks for Insurance compared to other vehicles. Also check out how the Mustang stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford Mustang Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Mustang costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: