Ford Mustang Insurance Cost

Auto insurance for a Ford Mustang will cost about $1,937 per year.

This beats the national average for popular coupe models by $288. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Mustang.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Mustang insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Mustang Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,560 $9,633 $11,269
18 $6,113 $8,977 $10,502
19 $5,403 $7,933 $9,281
20 $4,711 $6,917 $8,093
21 $3,951 $5,801 $6,786
22 $3,848 $5,650 $6,609
23 $3,367 $4,943 $5,783
24 $3,198 $4,696 $5,494
25 $2,760 $4,053 $4,741
30 $2,150 $3,157 $3,693
35 $2,014 $2,957 $3,459
40 $1,937 $2,844 $3,327
45 $1,885 $2,767 $3,237
55 $1,728 $2,538 $2,969
65 $1,803 $2,647 $3,097
75 $2,276 $3,341 $3,909

Ford Mustang car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Mustang by state.

Ford Mustang Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,052 $2,980 $3,794
Alaska $1,697 $2,353 $2,287
Arizona $1,919 $2,774 $4,087
Arkansas $2,104 $3,305 $3,639
California $2,342 $4,142 $2,342
Colorado $2,186 $3,059 $3,881
Connecticut $2,793 $4,331 $5,498
Delaware $2,312 $3,081 $3,957
Florida $2,753 $3,808 $4,963
Hawaii $896 $1,217 $896
Idaho $1,557 $2,065 $2,510
Illinois $1,630 $2,464 $2,810
Indiana $1,675 $2,560 $2,873
Iowa $1,327 $1,819 $2,139
Kansas $1,765 $2,568 $3,003
Kentucky $2,551 $3,745 $4,423
Louisiana $3,275 $4,951 $5,368
Maine $1,238 $1,712 $2,527
Maryland $2,004 $2,917 $3,240
Massachusetts $1,607 $2,804 $1,607
Michigan $3,879 $5,910 $9,322
Minnesota $1,597 $2,129 $2,998
Mississippi $1,927 $2,749 $2,767
Missouri $1,816 $2,596 $3,411
Montana $1,846 $2,576 $2,999
Nebraska $1,561 $2,308 $2,508
Nevada $2,574 $3,819 $4,034
New Hampshire $1,791 $2,832 $3,580
New Jersey $1,973 $3,095 $4,051
New Mexico $2,015 $2,997 $3,111
New York $1,866 $2,350 $3,923
North Carolina $1,157 $1,988 $1,418
North Dakota $1,583 $2,406 $2,846
Ohio $1,412 $2,177 $2,232
Oklahoma $2,254 $3,228 $3,634
Oregon $2,051 $2,752 $3,287
Pennsylvania $1,728 $2,537 $2,968
Rhode Island $2,885 $4,232 $4,765
South Carolina $1,959 $2,715 $3,747
South Dakota $1,758 $2,533 $2,923
Tennessee $2,067 $3,043 $4,053
Texas $2,082 $3,007 $3,741
Utah $1,771 $2,482 $3,415
Vermont $1,363 $2,099 $2,219
Virginia $1,284 $1,972 $1,933
Washington $1,700 $2,307 $2,755
West Virginia $1,711 $2,449 $3,069
Wisconsin $1,705 $2,662 $3,036
Wyoming $1,592 $2,229 $2,373
Georgia $2,244 $3,356 $3,384

Ford Mustang Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford Mustang ranks for Insurance compared to other vehicles. Also check out how the Mustang stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford Mustang Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Mustang costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: