Ford Ranger Insurance Cost

Auto insurance for a Ford Ranger will cost about $1,655 per year.

This beats the national average for popular pickup models by $412. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Ranger.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Ranger insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Ranger Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,606 $8,350 $9,870
18 $5,224 $7,781 $9,198
19 $4,617 $6,876 $8,129
20 $4,026 $5,996 $7,088
21 $3,376 $5,028 $5,944
22 $3,288 $4,897 $5,789
23 $2,877 $4,285 $5,065
24 $2,733 $4,071 $4,812
25 $2,358 $3,513 $4,153
30 $1,837 $2,737 $3,235
35 $1,721 $2,563 $3,030
40 $1,655 $2,465 $2,914
45 $1,610 $2,399 $2,835
55 $1,477 $2,200 $2,600
65 $1,540 $2,295 $2,712
75 $1,944 $2,896 $3,424

Ford Ranger car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Ranger by state.

Ford Ranger Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,753 $2,456 $3,074
Alaska $1,450 $2,112 $2,213
Arizona $1,640 $2,544 $3,627
Arkansas $1,798 $2,723 $3,046
California $2,002 $3,501 $2,002
Colorado $1,868 $2,586 $3,226
Connecticut $2,386 $3,689 $4,726
Delaware $1,976 $2,720 $3,611
Florida $2,352 $3,195 $4,165
Georgia $1,918 $2,956 $3,033
Hawaii $766 $1,057 $766
Idaho $1,331 $1,791 $2,230
Illinois $1,393 $2,059 $2,388
Indiana $1,431 $2,237 $2,610
Iowa $1,134 $1,700 $1,981
Kansas $1,508 $2,220 $2,630
Kentucky $2,180 $3,279 $3,857
Louisiana $2,799 $4,277 $4,605
Maine $1,058 $1,419 $2,071
Maryland $1,713 $2,511 $2,965
Massachusetts $1,373 $2,323 $1,373
Michigan $3,314 $4,983 $7,661
Minnesota $1,364 $1,833 $2,713
Mississippi $1,647 $2,488 $2,628
Missouri $1,552 $2,137 $2,764
Montana $1,578 $2,469 $2,723
Nebraska $1,334 $1,888 $2,148
Nevada $2,200 $3,321 $3,643
New Hampshire $1,530 $2,466 $3,141
New Jersey $1,686 $2,658 $3,429
New Mexico $1,722 $2,478 $2,782
New York $1,595 $2,077 $3,352
North Carolina $989 $1,596 $1,230
North Dakota $1,353 $2,082 $2,643
Ohio $1,206 $1,973 $2,044
Oklahoma $1,926 $2,892 $3,280
Oregon $1,753 $2,647 $3,037
Pennsylvania $1,476 $2,233 $2,562
Rhode Island $2,465 $3,783 $4,326
South Carolina $1,674 $2,423 $3,457
South Dakota $1,502 $2,067 $2,479
Tennessee $1,766 $2,642 $3,334
Texas $1,779 $2,618 $3,286
Utah $1,513 $2,188 $3,018
Vermont $1,165 $1,863 $2,036
Virginia $1,097 $1,652 $1,756
Washington $1,453 $2,182 $2,573
West Virginia $1,462 $2,129 $2,628
Wisconsin $1,457 $2,127 $2,583
Wyoming $1,360 $1,999 $2,235

Other Ford Ranger Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Ranger costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: