Ford Ranger Insurance Cost

Auto insurance for a Ford Ranger will cost about $1,573 per year.

This beats the national average for popular pickup models by $321. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Ranger.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Ranger insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Ranger Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,329 $7,825 $9,154
18 $4,966 $7,292 $8,531
19 $4,389 $6,445 $7,539
20 $3,827 $5,619 $6,574
21 $3,209 $4,712 $5,513
22 $3,126 $4,590 $5,369
23 $2,735 $4,016 $4,698
24 $2,598 $3,815 $4,463
25 $2,242 $3,292 $3,852
30 $1,747 $2,565 $3,000
35 $1,636 $2,402 $2,810
40 $1,573 $2,310 $2,703
45 $1,531 $2,248 $2,630
55 $1,404 $2,062 $2,412
65 $1,465 $2,150 $2,516
75 $1,848 $2,714 $3,175

Ford Ranger car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Ranger by state.

Ford Ranger Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,667 $2,421 $3,082
Alaska $1,379 $1,911 $1,858
Arizona $1,559 $2,253 $3,320
Arkansas $1,709 $2,685 $2,956
California $1,903 $3,365 $1,903
Colorado $1,776 $2,485 $3,153
Connecticut $2,269 $3,518 $4,466
Delaware $1,878 $2,503 $3,215
Florida $2,236 $3,094 $4,031
Georgia $1,823 $2,726 $2,749
Hawaii $728 $989 $728
Idaho $1,265 $1,677 $2,039
Illinois $1,324 $2,002 $2,282
Indiana $1,361 $2,080 $2,334
Iowa $1,078 $1,478 $1,738
Kansas $1,434 $2,086 $2,440
Kentucky $2,073 $3,042 $3,593
Louisiana $2,661 $4,022 $4,361
Maine $1,006 $1,391 $2,053
Maryland $1,628 $2,370 $2,632
Massachusetts $1,306 $2,278 $1,306
Michigan $3,151 $4,801 $7,573
Minnesota $1,297 $1,729 $2,435
Mississippi $1,566 $2,233 $2,248
Missouri $1,475 $2,109 $2,771
Montana $1,500 $2,093 $2,436
Nebraska $1,268 $1,875 $2,037
Nevada $2,091 $3,102 $3,277
New Hampshire $1,455 $2,300 $2,908
New Jersey $1,603 $2,515 $3,291
New Mexico $1,637 $2,435 $2,527
New York $1,516 $1,909 $3,187
North Carolina $940 $1,615 $1,151
North Dakota $1,286 $1,955 $2,312
Ohio $1,147 $1,769 $1,814
Oklahoma $1,831 $2,622 $2,952
Oregon $1,666 $2,236 $2,671
Pennsylvania $1,404 $2,061 $2,411
Rhode Island $2,343 $3,438 $3,871
South Carolina $1,591 $2,206 $3,044
South Dakota $1,428 $2,057 $2,374
Tennessee $1,679 $2,472 $3,292
Texas $1,691 $2,443 $3,039
Utah $1,439 $2,016 $2,774
Vermont $1,107 $1,705 $1,803
Virginia $1,043 $1,602 $1,570
Washington $1,381 $1,874 $2,238
West Virginia $1,390 $1,990 $2,493
Wisconsin $1,385 $2,162 $2,466
Wyoming $1,293 $1,810 $1,928

Ford Ranger Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford Ranger ranks for Insurance compared to other vehicles. Also check out how the Ranger stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford Ranger Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Ranger costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: