Ford Ranger Insurance Cost

Auto insurance for a Ford Ranger will cost about $1,506 per year.

This beats the national average for popular pickup models by $281. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Ranger.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Ranger insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Ranger Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,100 $7,488 $8,760
18 $4,753 $6,979 $8,164
19 $4,200 $6,167 $7,215
20 $3,662 $5,378 $6,291
21 $3,071 $4,510 $5,276
22 $2,991 $4,392 $5,138
23 $2,617 $3,843 $4,496
24 $2,486 $3,651 $4,271
25 $2,146 $3,151 $3,686
30 $1,671 $2,454 $2,871
35 $1,566 $2,299 $2,689
40 $1,506 $2,211 $2,586
45 $1,465 $2,151 $2,517
55 $1,344 $1,973 $2,308
65 $1,402 $2,058 $2,408
75 $1,769 $2,598 $3,039

Ford Ranger car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Ranger by state.

Ford Ranger Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,595 $2,317 $2,949
Alaska $1,319 $1,829 $1,778
Arizona $1,492 $2,156 $3,177
Arkansas $1,635 $2,570 $2,829
California $1,821 $3,220 $1,821
Colorado $1,699 $2,378 $3,017
Connecticut $2,171 $3,367 $4,274
Delaware $1,797 $2,395 $3,076
Florida $2,140 $2,961 $3,858
Georgia $1,745 $2,609 $2,630
Hawaii $697 $946 $697
Idaho $1,211 $1,605 $1,951
Illinois $1,267 $1,916 $2,184
Indiana $1,302 $1,990 $2,234
Iowa $1,031 $1,414 $1,663
Kansas $1,372 $1,996 $2,335
Kentucky $1,983 $2,911 $3,438
Louisiana $2,546 $3,849 $4,173
Maine $963 $1,331 $1,965
Maryland $1,558 $2,268 $2,519
Massachusetts $1,249 $2,180 $1,249
Michigan $3,015 $4,595 $7,247
Minnesota $1,241 $1,655 $2,330
Mississippi $1,498 $2,137 $2,151
Missouri $1,412 $2,018 $2,652
Montana $1,435 $2,003 $2,331
Nebraska $1,213 $1,794 $1,949
Nevada $2,001 $2,968 $3,136
New Hampshire $1,392 $2,201 $2,783
New Jersey $1,534 $2,406 $3,149
New Mexico $1,566 $2,330 $2,419
New York $1,451 $1,827 $3,050
North Carolina $899 $1,545 $1,102
North Dakota $1,231 $1,871 $2,212
Ohio $1,097 $1,693 $1,735
Oklahoma $1,752 $2,509 $2,825
Oregon $1,595 $2,140 $2,556
Pennsylvania $1,343 $1,972 $2,307
Rhode Island $2,243 $3,290 $3,704
South Carolina $1,523 $2,111 $2,913
South Dakota $1,366 $1,969 $2,272
Tennessee $1,607 $2,366 $3,150
Texas $1,618 $2,338 $2,908
Utah $1,377 $1,929 $2,654
Vermont $1,060 $1,632 $1,725
Virginia $998 $1,533 $1,502
Washington $1,322 $1,794 $2,142
West Virginia $1,330 $1,904 $2,386
Wisconsin $1,326 $2,069 $2,360
Wyoming $1,238 $1,733 $1,845

Ford Ranger Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford Ranger ranks for Insurance compared to other vehicles. Also check out how the Ranger stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford Ranger Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Ranger costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: