Ford Expedition Insurance Cost

Auto insurance for a Ford Expedition will cost about $1,883 per year.

This beats the national average for popular SUV models by $184. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Expedition. Visit our Competitive Quote Tool to see if you can find lower rates for an Expedition.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Ford Expedition insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Ford Expedition Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,378 $9,500 $11,230
18 $5,944 $8,853 $10,465
19 $5,253 $7,824 $9,249
20 $4,580 $6,822 $8,064
21 $3,841 $5,721 $6,763
22 $3,741 $5,572 $6,586
23 $3,273 $4,875 $5,763
24 $3,110 $4,632 $5,475
25 $2,683 $3,997 $4,725
30 $2,090 $3,114 $3,681
35 $1,958 $2,916 $3,447
40 $1,883 $2,805 $3,315
45 $1,832 $2,729 $3,226
55 $1,680 $2,503 $2,959
65 $1,753 $2,611 $3,086
75 $2,212 $3,295 $3,895

Ford Expedition car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Expedition by state.

Ford Expedition Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,995 $2,795 $3,498
Alaska $1,650 $2,403 $2,518
Arizona $1,866 $2,894 $4,126
Arkansas $2,045 $3,098 $3,466
California $2,277 $3,983 $2,277
Colorado $2,125 $2,942 $3,670
Connecticut $2,715 $4,198 $5,377
Delaware $2,248 $3,095 $4,109
Florida $2,676 $3,635 $4,739
Georgia $2,182 $3,363 $3,450
Hawaii $872 $1,203 $872
Idaho $1,514 $2,038 $2,537
Illinois $1,585 $2,343 $2,717
Indiana $1,628 $2,545 $2,970
Iowa $1,290 $1,935 $2,255
Kansas $1,716 $2,526 $2,992
Kentucky $2,480 $3,731 $4,388
Louisiana $3,184 $4,867 $5,239
Maine $1,204 $1,615 $2,357
Maryland $1,949 $2,857 $3,374
Massachusetts $1,563 $2,643 $1,563
Michigan $3,771 $5,669 $8,717
Minnesota $1,552 $2,085 $3,087
Mississippi $1,874 $2,830 $2,990
Missouri $1,766 $2,432 $3,145
Montana $1,795 $2,809 $3,098
Nebraska $1,517 $2,148 $2,444
Nevada $2,503 $3,778 $4,145
New Hampshire $1,741 $2,806 $3,573
New Jersey $1,918 $3,024 $3,901
New Mexico $1,959 $2,819 $3,166
New York $1,815 $2,363 $3,814
North Carolina $1,125 $1,816 $1,399
North Dakota $1,539 $2,369 $3,008
Ohio $1,372 $2,245 $2,325
Oklahoma $2,192 $3,291 $3,732
Oregon $1,994 $3,012 $3,456
Pennsylvania $1,680 $2,540 $2,915
Rhode Island $2,805 $4,304 $4,922
South Carolina $1,905 $2,756 $3,933
South Dakota $1,709 $2,351 $2,821
Tennessee $2,010 $3,006 $3,793
Texas $2,024 $2,979 $3,739
Utah $1,722 $2,490 $3,434
Vermont $1,325 $2,119 $2,317
Virginia $1,249 $1,880 $1,997
Washington $1,653 $2,483 $2,928
West Virginia $1,663 $2,422 $2,991
Wisconsin $1,658 $2,420 $2,939
Wyoming $1,548 $2,274 $2,543

Other Ford Expedition Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Expedition costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: