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Ford Expedition Insurance Rates

Ford Expedition Insurance Rates

Auto insurance for a Ford Expedition will cost about $2,633 per year.

This beats the national average for popular SUV models by $444. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Expedition.

$8,31118$12,203$14,276$3,75225$5,509$6,445$2,92330$4,292$5,021$2,63340$3,866$4,523$2,35055$3,450$4,036Age of DriverAge$0$2k$4k$6k$8k$10k$12k$14kGood Driver and CreditRecent At-Fault AccidentPoor Credit RatingFord Expedition Annual Insurance Premium
Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Expedition insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Ford Expedition Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,918 $13,095 $15,319
18 $8,311 $12,203 $14,276
19 $7,345 $10,785 $12,617
20 $6,404 $9,404 $11,001
21 $5,370 $7,886 $9,225
22 $5,230 $7,680 $8,985
23 $4,576 $6,720 $7,861
24 $4,348 $6,384 $7,468
25 $3,752 $5,509 $6,445
30 $2,923 $4,292 $5,021
35 $2,737 $4,020 $4,702
40 $2,633 $3,866 $4,523
45 $2,562 $3,762 $4,401
55 $2,350 $3,450 $4,036
65 $2,451 $3,599 $4,210
75 $3,093 $4,542 $5,314

Ford Expedition car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Expedition by state.


Ford Expedition Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,790 $4,051 $5,157
Alaska $2,307 $3,198 $3,109
Arizona $2,608 $3,771 $5,555
Arkansas $2,860 $4,493 $4,947
California $3,184 $5,631 $3,184
Colorado $2,971 $4,158 $5,276
Connecticut $3,796 $5,888 $7,474
Delaware $3,143 $4,188 $5,380
Florida $3,742 $5,177 $6,746
Georgia $3,051 $4,562 $4,600
Hawaii $1,219 $1,654 $1,219
Idaho $2,117 $2,807 $3,412
Illinois $2,216 $3,350 $3,819
Indiana $2,277 $3,481 $3,906
Iowa $1,803 $2,473 $2,908
Kansas $2,399 $3,491 $4,083
Kentucky $3,468 $5,091 $6,012
Louisiana $4,452 $6,730 $7,297
Maine $1,684 $2,327 $3,436
Maryland $2,725 $3,965 $4,404
Massachusetts $2,185 $3,811 $2,185
Michigan $5,272 $8,034 $12,673
Minnesota $2,170 $2,894 $4,075
Mississippi $2,620 $3,737 $3,761
Missouri $2,469 $3,529 $4,637
Montana $2,510 $3,502 $4,076
Nebraska $2,122 $3,138 $3,409
Nevada $3,500 $5,191 $5,483
New Hampshire $2,434 $3,849 $4,866
New Jersey $2,682 $4,208 $5,506
New Mexico $2,739 $4,074 $4,229
New York $2,537 $3,195 $5,333
North Carolina $1,573 $2,702 $1,927
North Dakota $2,152 $3,271 $3,868
Ohio $1,919 $2,960 $3,035
Oklahoma $3,064 $4,388 $4,940
Oregon $2,788 $3,742 $4,469
Pennsylvania $2,349 $3,449 $4,035
Rhode Island $3,922 $5,752 $6,478
South Carolina $2,663 $3,691 $5,094
South Dakota $2,389 $3,443 $3,973
Tennessee $2,810 $4,137 $5,509
Texas $2,830 $4,088 $5,085
Utah $2,407 $3,373 $4,642
Vermont $1,853 $2,854 $3,017
Virginia $1,746 $2,680 $2,627
Washington $2,311 $3,137 $3,745
West Virginia $2,325 $3,330 $4,172
Wisconsin $2,318 $3,619 $4,127
Wyoming $2,164 $3,030 $3,226

Ford Expedition Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Ford Expedition ranks for Insurance compared to other vehicles. Also check out how the Expedition stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Ford Expedition Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Expedition costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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