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Ford Expedition Insurance Cost

Auto insurance for a Ford Expedition will cost about $2,574 per year.

This beats the national average for popular SUV models by $321. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Expedition.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

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Ford Expedition insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Expedition Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,719 $12,802 $14,977
18 $8,125 $11,931 $13,958
19 $7,181 $10,544 $12,335
20 $6,261 $9,194 $10,755
21 $5,251 $7,710 $9,020
22 $5,114 $7,509 $8,784
23 $4,474 $6,570 $7,686
24 $4,251 $6,242 $7,302
25 $3,668 $5,386 $6,301
30 $2,858 $4,196 $4,909
35 $2,676 $3,930 $4,597
40 $2,574 $3,780 $4,422
45 $2,505 $3,678 $4,303
55 $2,297 $3,373 $3,946
65 $2,396 $3,518 $4,116
75 $3,024 $4,441 $5,195

Ford Expedition car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Expedition by state.

Ford Expedition Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Georgia $2,983 $4,460 $4,497
Wyoming $2,116 $2,962 $3,154
Wisconsin $2,266 $3,538 $4,035
West Virginia $2,274 $3,255 $4,079
Washington $2,259 $3,067 $3,662
Virginia $1,707 $2,620 $2,568
Vermont $1,812 $2,790 $2,949
Utah $2,354 $3,298 $4,538
Texas $2,767 $3,997 $4,972
Tennessee $2,747 $4,044 $5,386
South Dakota $2,336 $3,366 $3,884
South Carolina $2,604 $3,608 $4,981
Rhode Island $3,834 $5,624 $6,333
Pennsylvania $2,296 $3,372 $3,945
Oregon $2,726 $3,658 $4,369
Oklahoma $2,996 $4,290 $4,830
Ohio $1,876 $2,894 $2,967
North Dakota $2,104 $3,198 $3,782
North Carolina $1,538 $2,642 $1,884
New York $2,480 $3,123 $5,214
New Mexico $2,678 $3,983 $4,135
New Jersey $2,622 $4,114 $5,384
New Hampshire $2,380 $3,764 $4,758
Nevada $3,421 $5,075 $5,361
Nebraska $2,074 $3,068 $3,333
Montana $2,454 $3,424 $3,985
Missouri $2,414 $3,451 $4,533
Mississippi $2,562 $3,654 $3,677
Minnesota $2,122 $2,829 $3,984
Michigan $5,155 $7,855 $12,390
Massachusetts $2,136 $3,726 $2,136
Maryland $2,664 $3,877 $4,306
Maine $1,646 $2,275 $3,359
Louisiana $4,353 $6,580 $7,134
Kentucky $3,391 $4,977 $5,878
Kansas $2,346 $3,413 $3,992
Iowa $1,763 $2,418 $2,843
Indiana $2,226 $3,403 $3,819
Illinois $2,167 $3,275 $3,734
Idaho $2,070 $2,744 $3,336
Hawaii $1,191 $1,617 $1,191
Florida $3,659 $5,061 $6,596
Delaware $3,073 $4,095 $5,260
Connecticut $3,712 $5,756 $7,307
Colorado $2,905 $4,066 $5,158
California $3,113 $5,505 $3,113
Arkansas $2,796 $4,393 $4,837
Arizona $2,550 $3,687 $5,432
Alaska $2,256 $3,127 $3,039
Alabama $2,727 $3,961 $5,042

Ford Expedition Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford Expedition ranks for Insurance compared to other vehicles. Also check out how the Expedition stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford Expedition Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Expedition costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Used Ford Expeditions For Sale

2021 Ford Expedition Limited

2021 Ford Expedition Limited

Mileage: 12,556
Mileage: 12,556     Price: $50,995
Location: Sunnyvale, CA ~ 4 miles away
Dealer: Sunnyvale Ford
Days on Market: 130
Colors (ext/int): Agate Black Metallic / Ebony
Ford Certified Pre-Owned Expedition

$50,995


2021 Ford Expedition Limited

2021 Ford Expedition Limited

Mileage: 94,799
Mileage: 94,799     Price: $33,995
Location: Sunnyvale, CA ~ 4 miles away
Dealer: Sunnyvale Ford
Days on Market: 72
Colors (ext/int): Agate Black Metallic / Ebony

$33,995


2005 Ford Expedition Limited

2005 Ford Expedition Limited

Mileage: 93,992
Mileage: 93,992     Price: $13,995
Location: Santa Clara, CA ~ 6 miles away
Dealer: Anthonynmotors
Days on Market: 1,415
Colors (ext/int): Grey / Beige

$13,995



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