Ford Escape Insurance Cost

Auto insurance for a Ford Escape will cost about $1,469 per year.

This beats the national average for popular SUV models by $598. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Escape. Visit our Competitive Quote Tool to see if you can find lower rates for an Escape.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Ford Escape insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Ford Escape insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $4,975 $7,410 $8,759
18 $4,636 $6,906 $8,163
19 $4,097 $6,103 $7,214
20 $3,573 $5,321 $6,290
21 $2,996 $4,462 $5,275
22 $2,918 $4,346 $5,137
23 $2,553 $3,803 $4,495
24 $2,425 $3,613 $4,270
25 $2,093 $3,118 $3,685
30 $1,630 $2,429 $2,871
35 $1,527 $2,275 $2,689
40 $1,469 $2,188 $2,586
45 $1,429 $2,129 $2,516
55 $1,311 $1,952 $2,308
65 $1,367 $2,036 $2,407
75 $1,726 $2,570 $3,038

Ford Escape car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Escape by state.

Ford Escape Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,556 $2,180 $2,728
Alaska $1,287 $1,875 $1,964
Arizona $1,455 $2,257 $3,219
Arkansas $1,595 $2,417 $2,703
California $1,776 $3,107 $1,776
Colorado $1,658 $2,295 $2,863
Connecticut $2,118 $3,274 $4,194
Delaware $1,753 $2,414 $3,205
Florida $2,088 $2,836 $3,697
Georgia $1,702 $2,623 $2,691
Hawaii $680 $938 $680
Idaho $1,181 $1,590 $1,979
Illinois $1,236 $1,827 $2,119
Indiana $1,270 $1,985 $2,316
Iowa $1,006 $1,509 $1,759
Kansas $1,338 $1,971 $2,334
Kentucky $1,935 $2,910 $3,423
Louisiana $2,484 $3,796 $4,087
Maine $939 $1,260 $1,838
Maryland $1,520 $2,228 $2,632
Massachusetts $1,219 $2,061 $1,219
Michigan $2,941 $4,422 $6,799
Minnesota $1,211 $1,626 $2,408
Mississippi $1,462 $2,208 $2,332
Missouri $1,377 $1,897 $2,453
Montana $1,400 $2,191 $2,416
Nebraska $1,184 $1,676 $1,906
Nevada $1,952 $2,947 $3,233
New Hampshire $1,358 $2,189 $2,787
New Jersey $1,496 $2,359 $3,043
New Mexico $1,528 $2,199 $2,469
New York $1,415 $1,843 $2,975
North Carolina $877 $1,416 $1,092
North Dakota $1,201 $1,848 $2,346
Ohio $1,071 $1,751 $1,814
Oklahoma $1,710 $2,567 $2,911
Oregon $1,556 $2,350 $2,695
Pennsylvania $1,310 $1,981 $2,274
Rhode Island $2,188 $3,357 $3,839
South Carolina $1,486 $2,150 $3,068
South Dakota $1,333 $1,834 $2,200
Tennessee $1,568 $2,345 $2,959
Texas $1,579 $2,324 $2,917
Utah $1,343 $1,942 $2,678
Vermont $1,034 $1,653 $1,807
Virginia $974 $1,466 $1,558
Washington $1,289 $1,937 $2,284
West Virginia $1,297 $1,889 $2,333
Wisconsin $1,293 $1,888 $2,293
Wyoming $1,207 $1,774 $1,983

Other Important Costs of Owning a Ford Escape

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Ford Escape depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.