Jaguar Insurance Rates

The average cost of car insurance for a Jaguar model is about $2,078 per year.

This is $184 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Jaguar insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jaguar insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Jaguar Model

Model Good Driver Recent Accident Poor Credit
Jaguar E-PACE Insurance Cost $1,780 $2,614 $3,058
Jaguar F-Pace Insurance Cost $1,753 $2,575 $3,012
Jaguar F-TYPE Insurance Cost $2,378 $3,492 $4,085
Jaguar I-PACE Insurance Cost $2,390 $3,509 $4,105
Jaguar XE Insurance Cost $1,958 $2,874 $3,363
Jaguar XF Insurance Cost $2,209 $3,243 $3,794

The cost to insure a Jaguar model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Jaguar, then see our insurance analysis and rankings for other makes and models here.

Jaguar Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,039 $10,335 $12,091
18 $6,560 $9,632 $11,268
19 $5,797 $8,512 $9,958
20 $5,054 $7,422 $8,683
21 $4,239 $6,224 $7,281
22 $4,128 $6,062 $7,092
23 $3,612 $5,304 $6,205
24 $3,432 $5,039 $5,894
25 $2,961 $4,348 $5,087
30 $2,307 $3,387 $3,963
35 $2,160 $3,172 $3,712
40 $2,078 $3,051 $3,570
45 $2,022 $2,969 $3,474
55 $1,854 $2,723 $3,186
65 $1,934 $2,840 $3,323
75 $2,442 $3,585 $4,194

Jaguar auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jaguar models by state.

Average Jaguar Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,202 $3,198 $4,070
Alaska $1,821 $2,524 $2,454
Arizona $2,059 $2,976 $4,385
Arkansas $2,257 $3,546 $3,905
California $2,513 $4,444 $2,513
Colorado $2,345 $3,282 $4,164
Connecticut $2,996 $4,647 $5,899
Delaware $2,480 $3,306 $4,246
Florida $2,954 $4,086 $5,324
Georgia $2,408 $3,600 $3,630
Hawaii $962 $1,306 $962
Idaho $1,671 $2,215 $2,693
Illinois $1,749 $2,644 $3,015
Indiana $1,797 $2,747 $3,082
Iowa $1,424 $1,952 $2,296
Kansas $1,894 $2,755 $3,222
Kentucky $2,737 $4,018 $4,745
Louisiana $3,514 $5,312 $5,760
Maine $1,329 $1,837 $2,712
Maryland $2,150 $3,130 $3,476
Massachusetts $1,724 $3,008 $1,724
Michigan $4,161 $6,341 $10,002
Minnesota $1,713 $2,284 $3,216
Mississippi $2,068 $2,950 $2,969
Missouri $1,948 $2,786 $3,660
Montana $1,981 $2,764 $3,218
Nebraska $1,675 $2,476 $2,690
Nevada $2,762 $4,097 $4,328
New Hampshire $1,921 $3,038 $3,841
New Jersey $2,117 $3,321 $4,346
New Mexico $2,162 $3,216 $3,338
New York $2,002 $2,522 $4,209
North Carolina $1,241 $2,133 $1,521
North Dakota $1,698 $2,582 $3,053
Ohio $1,515 $2,336 $2,395
Oklahoma $2,419 $3,463 $3,899
Oregon $2,201 $2,953 $3,527
Pennsylvania $1,854 $2,722 $3,185
Rhode Island $3,095 $4,540 $5,113
South Carolina $2,102 $2,913 $4,021
South Dakota $1,886 $2,717 $3,136
Tennessee $2,218 $3,265 $4,348
Texas $2,234 $3,227 $4,014
Utah $1,900 $2,662 $3,664
Vermont $1,463 $2,253 $2,381
Virginia $1,378 $2,116 $2,074
Washington $1,824 $2,476 $2,956
West Virginia $1,836 $2,628 $3,293
Wisconsin $1,830 $2,856 $3,258
Wyoming $1,708 $2,391 $2,546