Jaguar Insurance Rates

Jaguar Insurance Rates

The average cost of car insurance for Jaguar models is about $3,616 per year.

This is $539 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Jaguar insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jaguar insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per Jaguar Model

Model Good Driver Recent Accident Poor Credit
Estimated Jaguar E-PACE Insurance Rates $2,617 $3,842 $4,495
Estimated Jaguar F-PACE Insurance Rates $2,578 $3,785 $4,428
Estimated Jaguar F-TYPE Insurance Rates $4,526 $6,645 $7,774
Estimated Jaguar I-PACE Insurance Rates $4,549 $6,681 $7,815
Estimated Jaguar XF Insurance Rates $3,810 $5,594 $6,544

The cost to insure a Jaguar model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Jaguar, then see our insurance analysis and rankings for other makes and models here.

Jaguar Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $12,248 $17,985 $21,040
18 $11,414 $16,761 $19,608
19 $10,087 $14,812 $17,328
20 $8,795 $12,915 $15,109
21 $7,376 $10,831 $12,671
22 $7,183 $10,548 $12,340
23 $6,285 $9,229 $10,797
24 $5,971 $8,768 $10,257
25 $5,153 $7,567 $8,852
30 $4,014 $5,894 $6,896
35 $3,760 $5,521 $6,459
40 $3,616 $5,309 $6,211
45 $3,519 $5,167 $6,044
55 $3,227 $4,738 $5,543
65 $3,366 $4,943 $5,782
75 $4,249 $6,239 $7,298

Jaguar auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jaguar models by state.


Average Jaguar Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $4,190 $6,265 $6,318
Wyoming $2,972 $4,161 $4,431
Wisconsin $3,184 $4,970 $5,668
West Virginia $3,194 $4,573 $5,730
Washington $3,174 $4,308 $5,144
Virginia $2,398 $3,681 $3,608
Vermont $2,545 $3,920 $4,143
Utah $3,306 $4,633 $6,375
Texas $3,887 $5,615 $6,985
Tennessee $3,859 $5,682 $7,566
South Dakota $3,282 $4,729 $5,456
South Carolina $3,658 $5,069 $6,997
Rhode Island $5,386 $7,901 $8,897
Pennsylvania $3,226 $4,737 $5,542
Oregon $3,830 $5,139 $6,138
Oklahoma $4,209 $6,026 $6,785
Ohio $2,636 $4,065 $4,168
North Dakota $2,956 $4,492 $5,313
North Carolina $2,160 $3,711 $2,646
New York $3,484 $4,388 $7,324
New Mexico $3,762 $5,596 $5,809
New Jersey $3,684 $5,779 $7,563
New Hampshire $3,344 $5,287 $6,684
Nevada $4,806 $7,129 $7,531
Nebraska $2,914 $4,309 $4,682
Montana $3,447 $4,810 $5,599
Missouri $3,391 $4,847 $6,368
Mississippi $3,598 $5,133 $5,166
Minnesota $2,981 $3,974 $5,597
Michigan $7,241 $11,035 $17,405
Massachusetts $3,001 $5,235 $3,001
Maryland $3,742 $5,446 $6,049
Maine $2,312 $3,196 $4,719
Louisiana $6,115 $9,243 $10,022
Kentucky $4,763 $6,992 $8,257
Kansas $3,295 $4,794 $5,607
Iowa $2,477 $3,397 $3,994
Indiana $3,127 $4,780 $5,364
Illinois $3,044 $4,601 $5,246
Idaho $2,908 $3,855 $4,686
Hawaii $1,674 $2,272 $1,674
Florida $5,139 $7,110 $9,265
Delaware $4,316 $5,753 $7,389
Connecticut $5,214 $8,086 $10,265
Colorado $4,081 $5,711 $7,247
California $4,373 $7,734 $4,373
Arkansas $3,928 $6,171 $6,795
Arizona $3,583 $5,179 $7,630
Alaska $3,169 $4,393 $4,270
Alabama $3,831 $5,564 $7,083

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