Jaguar Insurance Rates

The average cost of car insurance for a Jaguar model is about $2,402 per year.

This is $335 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Jaguar insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jaguar insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Jaguar Model

Model Good Driver Recent Accident Poor Credit
Jaguar E-PACE Insurance Cost $2,078 $3,095 $3,659
Jaguar F-Pace Insurance Cost $2,046 $3,048 $3,603
Jaguar F-TYPE Insurance Cost $2,727 $4,062 $4,802
Jaguar I-PACE Insurance Cost $2,741 $4,083 $4,827
Jaguar XE Insurance Cost $2,284 $3,402 $4,022
Jaguar XF Insurance Cost $2,533 $3,773 $4,460

The cost to insure a Jaguar model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Jaguar, then see our insurance analysis and rankings for other makes and models here.

Jaguar Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,135 $12,118 $14,324
18 $7,581 $11,292 $13,349
19 $6,700 $9,980 $11,797
20 $5,842 $8,702 $10,286
21 $4,899 $7,297 $8,626
22 $4,771 $7,107 $8,401
23 $4,175 $6,218 $7,351
24 $3,966 $5,908 $6,983
25 $3,423 $5,098 $6,027
30 $2,666 $3,972 $4,695
35 $2,497 $3,720 $4,397
40 $2,402 $3,577 $4,229
45 $2,337 $3,481 $4,115
55 $2,143 $3,192 $3,774
65 $2,236 $3,330 $3,936
75 $2,822 $4,203 $4,968

Jaguar auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jaguar models by state.

Average Jaguar Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,545 $3,565 $4,461
Alaska $2,105 $3,066 $3,212
Arizona $2,380 $3,691 $5,263
Arkansas $2,609 $3,952 $4,421
California $2,905 $5,080 $2,905
Colorado $2,711 $3,752 $4,681
Connecticut $3,464 $5,354 $6,858
Delaware $2,867 $3,947 $5,241
Florida $3,414 $4,637 $6,045
Georgia $2,783 $4,290 $4,401
Hawaii $1,112 $1,534 $1,112
Idaho $1,931 $2,600 $3,236
Illinois $2,022 $2,988 $3,466
Indiana $2,077 $3,246 $3,788
Iowa $1,645 $2,468 $2,876
Kansas $2,189 $3,222 $3,817
Kentucky $3,164 $4,759 $5,597
Louisiana $4,062 $6,208 $6,683
Maine $1,536 $2,060 $3,006
Maryland $2,486 $3,644 $4,304
Massachusetts $1,993 $3,371 $1,993
Michigan $4,810 $7,231 $11,118
Minnesota $1,980 $2,660 $3,937
Mississippi $2,390 $3,610 $3,814
Missouri $2,252 $3,102 $4,012
Montana $2,290 $3,583 $3,952
Nebraska $1,936 $2,740 $3,117
Nevada $3,192 $4,819 $5,286
New Hampshire $2,221 $3,579 $4,558
New Jersey $2,447 $3,858 $4,976
New Mexico $2,498 $3,596 $4,038
New York $2,314 $3,014 $4,865
North Carolina $1,435 $2,316 $1,785
North Dakota $1,964 $3,022 $3,836
Ohio $1,750 $2,863 $2,966
Oklahoma $2,796 $4,197 $4,761
Oregon $2,544 $3,842 $4,408
Pennsylvania $2,143 $3,240 $3,719
Rhode Island $3,577 $5,490 $6,278
South Carolina $2,430 $3,516 $5,017
South Dakota $2,180 $2,999 $3,598
Tennessee $2,564 $3,834 $4,838
Texas $2,582 $3,800 $4,770
Utah $2,196 $3,175 $4,380
Vermont $1,691 $2,703 $2,955
Virginia $1,593 $2,398 $2,548
Washington $2,108 $3,167 $3,735
West Virginia $2,121 $3,089 $3,815
Wisconsin $2,115 $3,087 $3,749
Wyoming $1,974 $2,901 $3,243