Jaguar Insurance Rates

The average cost of car insurance for a Jaguar model is about $2,688 per year.

This is $463 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Jaguar insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jaguar insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Jaguar Model

Model Good Driver Recent Accident Poor Credit
Jaguar E-PACE Insurance Cost $1,944 $2,854 $3,339
Jaguar F-Pace Insurance Cost $1,915 $2,812 $3,289
Jaguar F-TYPE Insurance Cost $3,465 $5,088 $5,953
Jaguar I-PACE Insurance Cost $3,483 $5,115 $5,983
Jaguar XE Insurance Cost $2,431 $3,569 $4,175
Jaguar XF Insurance Cost $2,888 $4,240 $4,960

The cost to insure a Jaguar model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Jaguar, then see our insurance analysis and rankings for other makes and models here.

Jaguar Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $9,103 $13,367 $15,638
18 $8,484 $12,457 $14,573
19 $7,498 $11,009 $12,879
20 $6,537 $9,599 $11,230
21 $5,482 $8,050 $9,417
22 $5,339 $7,840 $9,172
23 $4,672 $6,860 $8,025
24 $4,438 $6,517 $7,624
25 $3,830 $5,624 $6,579
30 $2,984 $4,381 $5,125
35 $2,794 $4,103 $4,800
40 $2,688 $3,946 $4,616
45 $2,615 $3,840 $4,492
55 $2,398 $3,522 $4,120
65 $2,502 $3,674 $4,298
75 $3,158 $4,636 $5,424

Jaguar auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jaguar models by state.

Average Jaguar Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,848 $4,136 $5,264
Alaska $2,355 $3,265 $3,174
Arizona $2,663 $3,849 $5,671
Arkansas $2,919 $4,587 $5,050
California $3,250 $5,748 $3,250
Colorado $3,033 $4,245 $5,386
Connecticut $3,875 $6,010 $7,629
Delaware $3,208 $4,276 $5,492
Florida $3,820 $5,285 $6,886
Georgia $3,114 $4,657 $4,695
Hawaii $1,244 $1,689 $1,244
Idaho $2,161 $2,865 $3,483
Illinois $2,262 $3,420 $3,899
Indiana $2,324 $3,553 $3,987
Iowa $1,841 $2,525 $2,969
Kansas $2,449 $3,563 $4,168
Kentucky $3,540 $5,197 $6,137
Louisiana $4,545 $6,870 $7,449
Maine $1,718 $2,376 $3,507
Maryland $2,781 $4,048 $4,496
Massachusetts $2,230 $3,890 $2,230
Michigan $5,382 $8,202 $12,936
Minnesota $2,216 $2,954 $4,160
Mississippi $2,674 $3,815 $3,840
Missouri $2,520 $3,603 $4,733
Montana $2,562 $3,575 $4,161
Nebraska $2,166 $3,203 $3,480
Nevada $3,572 $5,298 $5,597
New Hampshire $2,485 $3,930 $4,968
New Jersey $2,738 $4,295 $5,621
New Mexico $2,796 $4,159 $4,317
New York $2,590 $3,261 $5,444
North Carolina $1,606 $2,758 $1,967
North Dakota $2,197 $3,339 $3,949
Ohio $1,959 $3,022 $3,098
Oklahoma $3,128 $4,479 $5,043
Oregon $2,846 $3,819 $4,562
Pennsylvania $2,398 $3,520 $4,119
Rhode Island $4,003 $5,872 $6,612
South Carolina $2,718 $3,768 $5,200
South Dakota $2,439 $3,515 $4,055
Tennessee $2,869 $4,223 $5,624
Texas $2,889 $4,173 $5,191
Utah $2,457 $3,443 $4,738
Vermont $1,892 $2,913 $3,079
Virginia $1,782 $2,736 $2,682
Washington $2,359 $3,202 $3,823
West Virginia $2,374 $3,399 $4,259
Wisconsin $2,366 $3,694 $4,213
Wyoming $2,209 $3,093 $3,293