Jaguar XF Insurance Cost

Auto insurance for a Jaguar XF will cost about $2,209 per year.

This is more than the national average for luxury sedan models by $315. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Jaguar XF.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jaguar XF insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Jaguar XF Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,481 $10,985 $12,851
18 $6,972 $10,237 $11,976
19 $6,161 $9,047 $10,584
20 $5,372 $7,888 $9,228
21 $4,505 $6,615 $7,739
22 $4,388 $6,443 $7,537
23 $3,839 $5,637 $6,595
24 $3,647 $5,356 $6,265
25 $3,147 $4,622 $5,407
30 $2,452 $3,600 $4,212
35 $2,296 $3,372 $3,945
40 $2,209 $3,243 $3,794
45 $2,149 $3,156 $3,692
55 $1,971 $2,894 $3,386
65 $2,056 $3,019 $3,532
75 $2,595 $3,810 $4,458

Jaguar XF car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jaguar XF by state.

Jaguar XF Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,340 $3,399 $4,326
Alaska $1,935 $2,683 $2,608
Arizona $2,188 $3,163 $4,660
Arkansas $2,399 $3,769 $4,150
California $2,671 $4,724 $2,671
Colorado $2,493 $3,488 $4,426
Connecticut $3,185 $4,939 $6,269
Delaware $2,636 $3,514 $4,513
Florida $3,139 $4,343 $5,659
Georgia $2,559 $3,827 $3,859
Hawaii $1,022 $1,388 $1,022
Idaho $1,776 $2,354 $2,862
Illinois $1,859 $2,810 $3,204
Indiana $1,910 $2,920 $3,276
Iowa $1,513 $2,075 $2,440
Kansas $2,013 $2,928 $3,425
Kentucky $2,909 $4,271 $5,043
Louisiana $3,735 $5,646 $6,121
Maine $1,412 $1,952 $2,882
Maryland $2,286 $3,326 $3,695
Massachusetts $1,833 $3,197 $1,833
Michigan $4,423 $6,740 $10,631
Minnesota $1,821 $2,428 $3,418
Mississippi $2,198 $3,135 $3,155
Missouri $2,071 $2,961 $3,890
Montana $2,106 $2,938 $3,420
Nebraska $1,780 $2,632 $2,860
Nevada $2,936 $4,354 $4,600
New Hampshire $2,042 $3,229 $4,082
New Jersey $2,250 $3,530 $4,619
New Mexico $2,298 $3,418 $3,548
New York $2,128 $2,680 $4,474
North Carolina $1,319 $2,267 $1,616
North Dakota $1,805 $2,744 $3,245
Ohio $1,610 $2,483 $2,546
Oklahoma $2,571 $3,681 $4,144
Oregon $2,339 $3,139 $3,749
Pennsylvania $1,970 $2,893 $3,385
Rhode Island $3,290 $4,826 $5,434
South Carolina $2,234 $3,096 $4,273
South Dakota $2,004 $2,888 $3,333
Tennessee $2,357 $3,470 $4,621
Texas $2,374 $3,430 $4,266
Utah $2,019 $2,830 $3,894
Vermont $1,555 $2,394 $2,530
Virginia $1,464 $2,248 $2,204
Washington $1,939 $2,631 $3,142
West Virginia $1,951 $2,793 $3,500
Wisconsin $1,945 $3,036 $3,462
Wyoming $1,815 $2,541 $2,706

Jaguar XF Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Jaguar XF ranks for Insurance compared to other vehicles. Also check out how the XF stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Jaguar XF Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Jaguar XF costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: