Jaguar XF Insurance Cost

Auto insurance for a Jaguar XF will cost about $2,888 per year.

This is more than the national average for luxury sedan models by $663. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Jaguar XF.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jaguar XF insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Jaguar XF Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $9,781 $14,363 $16,802
18 $9,115 $13,385 $15,659
19 $8,056 $11,829 $13,838
20 $7,024 $10,314 $12,066
21 $5,890 $8,649 $10,119
22 $5,737 $8,424 $9,855
23 $5,019 $7,371 $8,623
24 $4,769 $7,002 $8,192
25 $4,115 $6,043 $7,069
30 $3,206 $4,707 $5,507
35 $3,002 $4,409 $5,158
40 $2,888 $4,240 $4,960
45 $2,810 $4,126 $4,827
55 $2,577 $3,784 $4,427
65 $2,688 $3,947 $4,618
75 $3,393 $4,982 $5,828

Jaguar XF car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jaguar XF by state.

Jaguar XF Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,060 $4,444 $5,656
Alaska $2,531 $3,508 $3,410
Arizona $2,861 $4,136 $6,093
Arkansas $3,137 $4,928 $5,426
California $3,492 $6,176 $3,492
Colorado $3,259 $4,561 $5,787
Connecticut $4,164 $6,458 $8,197
Delaware $3,447 $4,594 $5,901
Florida $4,104 $5,678 $7,399
Georgia $3,346 $5,004 $5,045
Hawaii $1,337 $1,815 $1,337
Idaho $2,322 $3,078 $3,743
Illinois $2,431 $3,674 $4,189
Indiana $2,497 $3,818 $4,284
Iowa $1,978 $2,713 $3,190
Kansas $2,631 $3,829 $4,478
Kentucky $3,804 $5,584 $6,594
Louisiana $4,883 $7,382 $8,004
Maine $1,847 $2,552 $3,768
Maryland $2,988 $4,349 $4,831
Massachusetts $2,396 $4,180 $2,396
Michigan $5,783 $8,812 $13,900
Minnesota $2,380 $3,174 $4,469
Mississippi $2,874 $4,099 $4,126
Missouri $2,708 $3,871 $5,086
Montana $2,753 $3,841 $4,471
Nebraska $2,327 $3,441 $3,739
Nevada $3,838 $5,693 $6,014
New Hampshire $2,670 $4,222 $5,337
New Jersey $2,942 $4,615 $6,040
New Mexico $3,004 $4,469 $4,639
New York $2,783 $3,504 $5,849
North Carolina $1,725 $2,964 $2,114
North Dakota $2,361 $3,588 $4,243
Ohio $2,105 $3,246 $3,329
Oklahoma $3,361 $4,812 $5,419
Oregon $3,058 $4,104 $4,902
Pennsylvania $2,576 $3,783 $4,426
Rhode Island $4,301 $6,309 $7,105
South Carolina $2,921 $4,048 $5,588
South Dakota $2,621 $3,776 $4,357
Tennessee $3,082 $4,537 $6,042
Texas $3,104 $4,484 $5,578
Utah $2,640 $3,700 $5,091
Vermont $2,033 $3,130 $3,309
Virginia $1,915 $2,940 $2,881
Washington $2,535 $3,440 $4,108
West Virginia $2,551 $3,652 $4,576
Wisconsin $2,542 $3,969 $4,527
Wyoming $2,374 $3,323 $3,539

Jaguar XF Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Jaguar XF ranks for Insurance compared to other vehicles. Also check out how the XF stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Jaguar XF Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Jaguar XF costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: