Jaguar XF Insurance Cost

Auto insurance for a Jaguar XF will cost about $2,533 per year.

This is more than the national average for luxury sedan models by $466. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Jaguar XF.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jaguar XF insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Jaguar XF Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,580 $12,780 $15,108
18 $7,996 $11,910 $14,079
19 $7,067 $10,526 $12,443
20 $6,162 $9,178 $10,849
21 $5,167 $7,697 $9,098
22 $5,033 $7,496 $8,861
23 $4,403 $6,559 $7,753
24 $4,183 $6,231 $7,365
25 $3,610 $5,377 $6,356
30 $2,812 $4,189 $4,952
35 $2,634 $3,923 $4,638
40 $2,533 $3,773 $4,460
45 $2,465 $3,671 $4,340
55 $2,261 $3,367 $3,980
65 $2,358 $3,512 $4,152
75 $2,976 $4,433 $5,240

Jaguar XF car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jaguar XF by state.

Jaguar XF Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,684 $3,760 $4,705
Alaska $2,220 $3,233 $3,388
Arizona $2,510 $3,893 $5,551
Arkansas $2,752 $4,168 $4,663
California $3,064 $5,358 $3,064
Colorado $2,859 $3,958 $4,937
Connecticut $3,653 $5,647 $7,233
Delaware $3,024 $4,163 $5,528
Florida $3,600 $4,891 $6,376
Georgia $2,935 $4,524 $4,642
Hawaii $1,173 $1,618 $1,173
Idaho $2,037 $2,742 $3,413
Illinois $2,132 $3,152 $3,655
Indiana $2,191 $3,423 $3,995
Iowa $1,735 $2,603 $3,033
Kansas $2,308 $3,399 $4,026
Kentucky $3,337 $5,020 $5,904
Louisiana $4,284 $6,547 $7,049
Maine $1,620 $2,173 $3,170
Maryland $2,621 $3,844 $4,539
Massachusetts $2,102 $3,555 $2,102
Michigan $5,073 $7,627 $11,727
Minnesota $2,088 $2,805 $4,152
Mississippi $2,521 $3,808 $4,022
Missouri $2,375 $3,271 $4,231
Montana $2,415 $3,779 $4,168
Nebraska $2,041 $2,890 $3,288
Nevada $3,367 $5,083 $5,576
New Hampshire $2,342 $3,775 $4,807
New Jersey $2,581 $4,069 $5,249
New Mexico $2,635 $3,792 $4,259
New York $2,441 $3,179 $5,131
North Carolina $1,513 $2,443 $1,883
North Dakota $2,071 $3,188 $4,046
Ohio $1,846 $3,020 $3,128
Oklahoma $2,948 $4,427 $5,021
Oregon $2,683 $4,052 $4,649
Pennsylvania $2,260 $3,418 $3,922
Rhode Island $3,773 $5,790 $6,622
South Carolina $2,562 $3,708 $5,291
South Dakota $2,299 $3,163 $3,795
Tennessee $2,704 $4,044 $5,103
Texas $2,723 $4,008 $5,031
Utah $2,316 $3,349 $4,619
Vermont $1,783 $2,851 $3,117
Virginia $1,680 $2,529 $2,687
Washington $2,224 $3,341 $3,939
West Virginia $2,237 $3,258 $4,023
Wisconsin $2,230 $3,256 $3,954
Wyoming $2,082 $3,060 $3,421

Other Jaguar XF Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Jaguar XF costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: