Jaguar XF Insurance Cost

Auto insurance for a Jaguar XF will cost about $2,026 per year.

This is more than the national average for luxury sedan models by $239. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Jaguar XF.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jaguar XF insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Jaguar XF Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,864 $10,079 $11,791
18 $6,396 $9,393 $10,988
19 $5,653 $8,301 $9,711
20 $4,929 $7,238 $8,467
21 $4,133 $6,070 $7,101
22 $4,026 $5,911 $6,915
23 $3,522 $5,172 $6,051
24 $3,346 $4,914 $5,748
25 $2,888 $4,240 $4,961
30 $2,250 $3,303 $3,864
35 $2,107 $3,094 $3,619
40 $2,026 $2,975 $3,481
45 $1,972 $2,895 $3,387
55 $1,808 $2,655 $3,106
65 $1,886 $2,770 $3,240
75 $2,381 $3,496 $4,090

Jaguar XF car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jaguar XF by state.

Jaguar XF Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,147 $3,118 $3,969
Alaska $1,776 $2,462 $2,393
Arizona $2,008 $2,902 $4,276
Arkansas $2,201 $3,458 $3,808
California $2,451 $4,334 $2,451
Colorado $2,287 $3,201 $4,061
Connecticut $2,922 $4,532 $5,752
Delaware $2,419 $3,224 $4,141
Florida $2,880 $3,985 $5,192
Georgia $2,348 $3,511 $3,540
Hawaii $938 $1,273 $938
Idaho $1,630 $2,160 $2,626
Illinois $1,706 $2,578 $2,940
Indiana $1,752 $2,679 $3,006
Iowa $1,388 $1,903 $2,238
Kansas $1,847 $2,687 $3,142
Kentucky $2,669 $3,918 $4,627
Louisiana $3,427 $5,180 $5,616
Maine $1,296 $1,791 $2,644
Maryland $2,097 $3,052 $3,390
Massachusetts $1,682 $2,933 $1,682
Michigan $4,058 $6,184 $9,754
Minnesota $1,670 $2,227 $3,136
Mississippi $2,017 $2,876 $2,895
Missouri $1,900 $2,716 $3,569
Montana $1,932 $2,695 $3,137
Nebraska $1,633 $2,415 $2,624
Nevada $2,693 $3,995 $4,220
New Hampshire $1,874 $2,963 $3,745
New Jersey $2,064 $3,239 $4,238
New Mexico $2,108 $3,136 $3,255
New York $1,953 $2,459 $4,104
North Carolina $1,210 $2,080 $1,483
North Dakota $1,656 $2,518 $2,977
Ohio $1,477 $2,278 $2,336
Oklahoma $2,359 $3,377 $3,802
Oregon $2,146 $2,880 $3,440
Pennsylvania $1,808 $2,654 $3,105
Rhode Island $3,018 $4,427 $4,986
South Carolina $2,050 $2,841 $3,921
South Dakota $1,839 $2,650 $3,058
Tennessee $2,163 $3,184 $4,240
Texas $2,178 $3,147 $3,914
Utah $1,853 $2,596 $3,573
Vermont $1,426 $2,197 $2,322
Virginia $1,344 $2,063 $2,022
Washington $1,779 $2,414 $2,883
West Virginia $1,790 $2,563 $3,211
Wisconsin $1,784 $2,785 $3,177
Wyoming $1,666 $2,332 $2,483

Jaguar XF Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Jaguar XF ranks for Insurance compared to other vehicles. Also check out how the XF stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Jaguar XF Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Jaguar XF costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: