Lexus ES 300h Insurance Cost

Auto insurance for a Lexus ES 300h will cost about $1,878 per year.

This beats the national average for luxury sedan models by $16. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus ES 300h.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus ES 300h insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Lexus ES 300h Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,361 $9,341 $10,927
18 $5,928 $8,705 $10,183
19 $5,239 $7,693 $9,000
20 $4,568 $6,708 $7,847
21 $3,831 $5,625 $6,581
22 $3,731 $5,478 $6,409
23 $3,264 $4,793 $5,608
24 $3,101 $4,554 $5,327
25 $2,676 $3,930 $4,597
30 $2,085 $3,061 $3,581
35 $1,953 $2,867 $3,354
40 $1,878 $2,758 $3,226
45 $1,827 $2,683 $3,139
55 $1,676 $2,461 $2,879
65 $1,748 $2,567 $3,003
75 $2,207 $3,240 $3,790

Lexus ES 300h car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus ES 300h by state.

Lexus ES 300h Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,990 $2,890 $3,679
Alaska $1,646 $2,281 $2,218
Arizona $1,861 $2,690 $3,963
Arkansas $2,040 $3,205 $3,529
California $2,271 $4,017 $2,271
Colorado $2,120 $2,966 $3,764
Connecticut $2,708 $4,200 $5,331
Delaware $2,242 $2,988 $3,837
Florida $2,669 $3,693 $4,812
Georgia $2,176 $3,254 $3,281
Hawaii $869 $1,180 $869
Idaho $1,510 $2,002 $2,434
Illinois $1,581 $2,389 $2,724
Indiana $1,624 $2,483 $2,786
Iowa $1,286 $1,764 $2,074
Kansas $1,711 $2,490 $2,912
Kentucky $2,474 $3,632 $4,289
Louisiana $3,176 $4,801 $5,205
Maine $1,201 $1,660 $2,451
Maryland $1,943 $2,828 $3,142
Massachusetts $1,558 $2,719 $1,558
Michigan $3,761 $5,731 $9,040
Minnesota $1,548 $2,064 $2,907
Mississippi $1,869 $2,666 $2,683
Missouri $1,761 $2,518 $3,307
Montana $1,790 $2,498 $2,908
Nebraska $1,513 $2,238 $2,432
Nevada $2,496 $3,703 $3,911
New Hampshire $1,736 $2,746 $3,471
New Jersey $1,913 $3,002 $3,928
New Mexico $1,954 $2,906 $3,017
New York $1,810 $2,279 $3,804
North Carolina $1,122 $1,927 $1,375
North Dakota $1,535 $2,333 $2,759
Ohio $1,369 $2,111 $2,165
Oklahoma $2,186 $3,130 $3,524
Oregon $1,989 $2,669 $3,188
Pennsylvania $1,675 $2,460 $2,878
Rhode Island $2,797 $4,103 $4,621
South Carolina $1,900 $2,633 $3,634
South Dakota $1,704 $2,456 $2,834
Tennessee $2,004 $2,951 $3,930
Texas $2,019 $2,916 $3,627
Utah $1,717 $2,406 $3,311
Vermont $1,322 $2,036 $2,152
Virginia $1,245 $1,912 $1,874
Washington $1,648 $2,237 $2,672
West Virginia $1,659 $2,375 $2,976
Wisconsin $1,653 $2,581 $2,944
Wyoming $1,544 $2,161 $2,301

Lexus ES 300h Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Lexus ES 300h ranks for Insurance compared to other vehicles. Also check out how the ES 300h stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Lexus ES 300h Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus ES 300h costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: