Lexus ES 300h Insurance Cost

Auto insurance for a Lexus ES 300h will cost about $2,192 per year.

This is more than the national average for luxury sedan models by $125. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus ES 300h. Visit our Competitive Quote Tool to see if you can find lower rates for an ES 300h.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Lexus ES 300h insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Lexus ES 300h insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $7,424 $11,057 $13,071
18 $6,918 $10,305 $12,181
19 $6,114 $9,107 $10,765
20 $5,331 $7,940 $9,386
21 $4,471 $6,659 $7,872
22 $4,354 $6,485 $7,666
23 $3,810 $5,674 $6,708
24 $3,619 $5,391 $6,372
25 $3,123 $4,652 $5,499
30 $2,433 $3,624 $4,284
35 $2,279 $3,394 $4,012
40 $2,192 $3,264 $3,859
45 $2,133 $3,176 $3,755
55 $1,956 $2,913 $3,444
65 $2,040 $3,039 $3,592
75 $2,575 $3,836 $4,534

Lexus ES 300h car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus ES 300h by state.

Lexus ES 300h Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,322 $3,253 $4,071
Alaska $1,921 $2,797 $2,931
Arizona $2,171 $3,368 $4,803
Arkansas $2,381 $3,606 $4,034
California $2,651 $4,636 $2,651
Colorado $2,474 $3,424 $4,272
Connecticut $3,160 $4,886 $6,258
Delaware $2,616 $3,602 $4,782
Florida $3,115 $4,231 $5,516
Georgia $2,540 $3,914 $4,016
Hawaii $1,014 $1,400 $1,014
Idaho $1,762 $2,372 $2,953
Illinois $1,845 $2,727 $3,162
Indiana $1,895 $2,962 $3,456
Iowa $1,501 $2,252 $2,624
Kansas $1,997 $2,940 $3,483
Kentucky $2,887 $4,343 $5,108
Louisiana $3,706 $5,664 $6,098
Maine $1,401 $1,880 $2,743
Maryland $2,268 $3,325 $3,927
Massachusetts $1,819 $3,076 $1,819
Michigan $4,389 $6,598 $10,146
Minnesota $1,807 $2,427 $3,593
Mississippi $2,181 $3,294 $3,480
Missouri $2,055 $2,830 $3,661
Montana $2,089 $3,270 $3,606
Nebraska $1,766 $2,500 $2,844
Nevada $2,913 $4,397 $4,824
New Hampshire $2,027 $3,266 $4,159
New Jersey $2,233 $3,520 $4,541
New Mexico $2,280 $3,281 $3,685
New York $2,112 $2,750 $4,440
North Carolina $1,309 $2,114 $1,629
North Dakota $1,792 $2,758 $3,501
Ohio $1,597 $2,613 $2,707
Oklahoma $2,551 $3,830 $4,344
Oregon $2,321 $3,506 $4,022
Pennsylvania $1,955 $2,957 $3,393
Rhode Island $3,265 $5,009 $5,729
South Carolina $2,217 $3,208 $4,578
South Dakota $1,989 $2,737 $3,283
Tennessee $2,339 $3,499 $4,415
Texas $2,356 $3,467 $4,352
Utah $2,004 $2,898 $3,997
Vermont $1,543 $2,467 $2,697
Virginia $1,453 $2,188 $2,325
Washington $1,924 $2,890 $3,408
West Virginia $1,936 $2,819 $3,481
Wisconsin $1,930 $2,817 $3,421
Wyoming $1,801 $2,647 $2,960

Other Important Costs of Owning a Lexus ES 300h

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Lexus ES 300h depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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