Lexus RX 450h Insurance Cost

Auto insurance for a Lexus RX 450h will cost about $1,939 per year.

This beats the national average for luxury SUV models by $128. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus RX 450h. Visit our Competitive Quote Tool to see if you can find lower rates for a RX 450h.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Lexus RX 450h insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Lexus RX 450h insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,567 $9,781 $11,562
18 $6,120 $9,115 $10,775
19 $5,408 $8,056 $9,523
20 $4,716 $7,024 $8,303
21 $3,955 $5,891 $6,963
22 $3,852 $5,737 $6,781
23 $3,370 $5,020 $5,934
24 $3,202 $4,769 $5,637
25 $2,763 $4,115 $4,865
30 $2,152 $3,206 $3,790
35 $2,016 $3,003 $3,549
40 $1,939 $2,888 $3,413
45 $1,886 $2,810 $3,322
55 $1,730 $2,577 $3,046
65 $1,805 $2,688 $3,178
75 $2,278 $3,393 $4,011

Lexus RX 450h car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus RX 450h by state.

Lexus RX 450h Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,054 $2,877 $3,601
Alaska $1,699 $2,475 $2,593
Arizona $1,921 $2,980 $4,249
Arkansas $2,106 $3,190 $3,569
California $2,345 $4,101 $2,345
Colorado $2,188 $3,029 $3,779
Connecticut $2,796 $4,322 $5,536
Delaware $2,314 $3,186 $4,230
Florida $2,756 $3,743 $4,880
Georgia $2,246 $3,463 $3,553
Hawaii $897 $1,239 $897
Idaho $1,559 $2,098 $2,612
Illinois $1,632 $2,412 $2,797
Indiana $1,677 $2,620 $3,057
Iowa $1,328 $1,992 $2,321
Kansas $1,767 $2,601 $3,081
Kentucky $2,554 $3,842 $4,518
Louisiana $3,279 $5,011 $5,395
Maine $1,240 $1,663 $2,426
Maryland $2,006 $2,942 $3,474
Massachusetts $1,609 $2,721 $1,609
Michigan $3,882 $5,837 $8,975
Minnesota $1,598 $2,147 $3,178
Mississippi $1,929 $2,914 $3,078
Missouri $1,818 $2,504 $3,238
Montana $1,848 $2,892 $3,190
Nebraska $1,562 $2,212 $2,516
Nevada $2,577 $3,890 $4,268
New Hampshire $1,793 $2,889 $3,679
New Jersey $1,975 $3,114 $4,017
New Mexico $2,017 $2,902 $3,259
New York $1,868 $2,433 $3,927
North Carolina $1,158 $1,870 $1,441
North Dakota $1,585 $2,440 $3,097
Ohio $1,413 $2,311 $2,394
Oklahoma $2,257 $3,388 $3,843
Oregon $2,053 $3,101 $3,558
Pennsylvania $1,730 $2,616 $3,002
Rhode Island $2,888 $4,431 $5,068
South Carolina $1,961 $2,838 $4,050
South Dakota $1,759 $2,421 $2,904
Tennessee $2,069 $3,095 $3,905
Texas $2,084 $3,067 $3,850
Utah $1,773 $2,563 $3,535
Vermont $1,365 $2,182 $2,385
Virginia $1,286 $1,936 $2,057
Washington $1,702 $2,557 $3,015
West Virginia $1,712 $2,494 $3,079
Wisconsin $1,707 $2,492 $3,026
Wyoming $1,594 $2,342 $2,618

Other Important Costs of Owning a Lexus RX 450h

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Lexus RX 450h depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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