Lexus RX 450h Insurance Cost

Auto insurance for a Lexus RX 450h will cost about $1,844 per year.

This beats the national average for luxury SUV models by $50. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus RX 450h.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus RX 450h insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Lexus RX 450h Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,246 $9,172 $10,730
18 $5,821 $8,548 $10,000
19 $5,144 $7,554 $8,837
20 $4,486 $6,587 $7,706
21 $3,762 $5,524 $6,462
22 $3,664 $5,380 $6,293
23 $3,206 $4,707 $5,507
24 $3,045 $4,472 $5,231
25 $2,628 $3,859 $4,515
30 $2,047 $3,006 $3,517
35 $1,917 $2,816 $3,294
40 $1,844 $2,708 $3,168
45 $1,794 $2,635 $3,083
55 $1,646 $2,417 $2,827
65 $1,717 $2,521 $2,949
75 $2,167 $3,182 $3,722

Lexus RX 450h car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus RX 450h by state.

Lexus RX 450h Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,954 $2,838 $3,612
Alaska $1,616 $2,240 $2,178
Arizona $1,827 $2,641 $3,891
Arkansas $2,003 $3,147 $3,465
California $2,230 $3,944 $2,230
Colorado $2,081 $2,913 $3,696
Connecticut $2,659 $4,124 $5,235
Delaware $2,201 $2,934 $3,768
Florida $2,621 $3,626 $4,725
Georgia $2,137 $3,195 $3,222
Hawaii $854 $1,159 $854
Idaho $1,483 $1,966 $2,390
Illinois $1,552 $2,346 $2,675
Indiana $1,595 $2,438 $2,736
Iowa $1,263 $1,732 $2,037
Kansas $1,680 $2,445 $2,860
Kentucky $2,429 $3,566 $4,211
Louisiana $3,119 $4,714 $5,111
Maine $1,179 $1,630 $2,407
Maryland $1,908 $2,778 $3,085
Massachusetts $1,530 $2,670 $1,530
Michigan $3,693 $5,628 $8,877
Minnesota $1,520 $2,027 $2,854
Mississippi $1,835 $2,618 $2,635
Missouri $1,729 $2,472 $3,248
Montana $1,758 $2,453 $2,855
Nebraska $1,486 $2,198 $2,388
Nevada $2,451 $3,636 $3,841
New Hampshire $1,705 $2,696 $3,409
New Jersey $1,879 $2,947 $3,857
New Mexico $1,919 $2,854 $2,962
New York $1,777 $2,238 $3,735
North Carolina $1,102 $1,893 $1,350
North Dakota $1,507 $2,291 $2,710
Ohio $1,344 $2,073 $2,126
Oklahoma $2,146 $3,073 $3,461
Oregon $1,953 $2,621 $3,130
Pennsylvania $1,645 $2,416 $2,826
Rhode Island $2,747 $4,029 $4,537
South Carolina $1,865 $2,585 $3,568
South Dakota $1,674 $2,412 $2,783
Tennessee $1,968 $2,898 $3,859
Texas $1,982 $2,864 $3,562
Utah $1,686 $2,363 $3,251
Vermont $1,298 $1,999 $2,113
Virginia $1,223 $1,877 $1,840
Washington $1,619 $2,197 $2,623
West Virginia $1,629 $2,332 $2,922
Wisconsin $1,624 $2,535 $2,891
Wyoming $1,516 $2,122 $2,260

Lexus RX 450h Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Lexus RX 450h ranks for Insurance compared to other vehicles. Also check out how the RX 450h stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Lexus RX 450h Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus RX 450h costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: