Lexus RX 450h Insurance Cost

Auto insurance for a Lexus RX 450h will cost about $2,195 per year.

This beats the national average for luxury SUV models by $30. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus RX 450h.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus RX 450h insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Lexus RX 450h Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,434 $10,916 $12,770
18 $6,928 $10,172 $11,900
19 $6,122 $8,990 $10,517
20 $5,338 $7,839 $9,170
21 $4,477 $6,574 $7,690
22 $4,360 $6,402 $7,489
23 $3,815 $5,602 $6,553
24 $3,624 $5,322 $6,226
25 $3,128 $4,593 $5,373
30 $2,436 $3,578 $4,185
35 $2,282 $3,351 $3,920
40 $2,195 $3,222 $3,770
45 $2,136 $3,136 $3,669
55 $1,958 $2,876 $3,364
65 $2,043 $3,000 $3,509
75 $2,579 $3,786 $4,430

Lexus RX 450h car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus RX 450h by state.

Lexus RX 450h Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,325 $3,377 $4,299
Alaska $1,923 $2,666 $2,592
Arizona $2,174 $3,143 $4,631
Arkansas $2,384 $3,746 $4,124
California $2,654 $4,694 $2,654
Colorado $2,477 $3,466 $4,398
Connecticut $3,165 $4,908 $6,230
Delaware $2,620 $3,491 $4,484
Florida $3,119 $4,315 $5,623
Georgia $2,543 $3,803 $3,834
Hawaii $1,016 $1,379 $1,016
Idaho $1,765 $2,340 $2,844
Illinois $1,847 $2,792 $3,184
Indiana $1,898 $2,901 $3,256
Iowa $1,503 $2,062 $2,424
Kansas $2,000 $2,910 $3,403
Kentucky $2,891 $4,244 $5,012
Louisiana $3,711 $5,610 $6,083
Maine $1,403 $1,940 $2,864
Maryland $2,271 $3,305 $3,671
Massachusetts $1,821 $3,177 $1,821
Michigan $4,395 $6,697 $10,564
Minnesota $1,809 $2,412 $3,397
Mississippi $2,184 $3,115 $3,135
Missouri $2,058 $2,942 $3,865
Montana $2,092 $2,919 $3,398
Nebraska $1,769 $2,615 $2,841
Nevada $2,917 $4,327 $4,571
New Hampshire $2,029 $3,209 $4,056
New Jersey $2,236 $3,508 $4,590
New Mexico $2,283 $3,396 $3,525
New York $2,115 $2,663 $4,445
North Carolina $1,311 $2,252 $1,606
North Dakota $1,794 $2,727 $3,225
Ohio $1,600 $2,467 $2,530
Oklahoma $2,554 $3,657 $4,118
Oregon $2,324 $3,119 $3,725
Pennsylvania $1,958 $2,875 $3,363
Rhode Island $3,269 $4,795 $5,400
South Carolina $2,220 $3,077 $4,247
South Dakota $1,992 $2,870 $3,312
Tennessee $2,342 $3,448 $4,592
Texas $2,359 $3,408 $4,239
Utah $2,007 $2,812 $3,869
Vermont $1,545 $2,379 $2,515
Virginia $1,455 $2,234 $2,190
Washington $1,926 $2,615 $3,122
West Virginia $1,938 $2,776 $3,478
Wisconsin $1,932 $3,016 $3,440
Wyoming $1,804 $2,525 $2,689

Lexus RX 450h Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Lexus RX 450h ranks for Insurance compared to other vehicles. Also check out how the RX 450h stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Lexus RX 450h Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus RX 450h costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: