Lexus IS 350 Insurance Cost

Auto insurance for a Lexus IS 350 will cost about $2,387 per year.

This is more than the national average for luxury sedan models by $162. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus IS 350.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus IS 350 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Lexus IS 350 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,085 $11,871 $13,888
18 $7,534 $11,063 $12,942
19 $6,658 $9,777 $11,438
20 $5,806 $8,525 $9,973
21 $4,869 $7,149 $8,364
22 $4,742 $6,963 $8,145
23 $4,149 $6,092 $7,127
24 $3,942 $5,788 $6,771
25 $3,401 $4,995 $5,843
30 $2,650 $3,891 $4,552
35 $2,482 $3,644 $4,263
40 $2,387 $3,505 $4,100
45 $2,323 $3,410 $3,990
55 $2,130 $3,128 $3,659
65 $2,222 $3,263 $3,817
75 $2,804 $4,118 $4,817

Lexus IS 350 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus IS 350 by state.

Lexus IS 350 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,529 $3,673 $4,675
Alaska $2,092 $2,900 $2,818
Arizona $2,365 $3,419 $5,036
Arkansas $2,593 $4,074 $4,485
California $2,887 $5,105 $2,887
Colorado $2,694 $3,770 $4,783
Connecticut $3,442 $5,338 $6,775
Delaware $2,849 $3,797 $4,877
Florida $3,392 $4,693 $6,116
Georgia $2,766 $4,136 $4,170
Hawaii $1,105 $1,500 $1,105
Idaho $1,919 $2,544 $3,093
Illinois $2,009 $3,037 $3,463
Indiana $2,064 $3,155 $3,541
Iowa $1,635 $2,242 $2,636
Kansas $2,175 $3,165 $3,701
Kentucky $3,144 $4,615 $5,450
Louisiana $4,036 $6,101 $6,615
Maine $1,526 $2,110 $3,115
Maryland $2,470 $3,595 $3,993
Massachusetts $1,981 $3,455 $1,981
Michigan $4,780 $7,284 $11,489
Minnesota $1,968 $2,623 $3,694
Mississippi $2,375 $3,388 $3,410
Missouri $2,238 $3,200 $4,204
Montana $2,275 $3,175 $3,696
Nebraska $1,923 $2,844 $3,090
Nevada $3,173 $4,706 $4,971
New Hampshire $2,207 $3,490 $4,412
New Jersey $2,432 $3,815 $4,992
New Mexico $2,483 $3,694 $3,834
New York $2,300 $2,896 $4,835
North Carolina $1,426 $2,450 $1,747
North Dakota $1,951 $2,965 $3,507
Ohio $1,740 $2,683 $2,751
Oklahoma $2,778 $3,978 $4,479
Oregon $2,528 $3,392 $4,051
Pennsylvania $2,129 $3,127 $3,658
Rhode Island $3,555 $5,215 $5,873
South Carolina $2,414 $3,346 $4,618
South Dakota $2,166 $3,121 $3,602
Tennessee $2,548 $3,750 $4,994
Texas $2,566 $3,706 $4,610
Utah $2,182 $3,058 $4,208
Vermont $1,680 $2,587 $2,735
Virginia $1,583 $2,430 $2,382
Washington $2,095 $2,844 $3,395
West Virginia $2,108 $3,019 $3,782
Wisconsin $2,101 $3,281 $3,742
Wyoming $1,962 $2,747 $2,925

Lexus IS 350 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Lexus IS 350 ranks for Insurance compared to other vehicles. Also check out how the IS 350 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Lexus IS 350 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus IS 350 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: