Lexus IS 350 Insurance Cost

Auto insurance for a Lexus IS 350 will cost about $2,242 per year.

This is more than the national average for luxury sedan models by $175. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus IS 350. Visit our Competitive Quote Tool to see if you can find lower rates for an IS 350.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Lexus IS 350 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Lexus IS 350 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $7,596 $11,314 $13,374
18 $7,078 $10,543 $12,463
19 $6,256 $9,318 $11,014
20 $5,454 $8,124 $9,604
21 $4,574 $6,813 $8,054
22 $4,455 $6,635 $7,844
23 $3,898 $5,806 $6,863
24 $3,703 $5,516 $6,520
25 $3,196 $4,760 $5,627
30 $2,489 $3,708 $4,383
35 $2,332 $3,473 $4,105
40 $2,242 $3,340 $3,948
45 $2,182 $3,250 $3,842
55 $2,001 $2,981 $3,524
65 $2,087 $3,109 $3,675
75 $2,635 $3,924 $4,639

Lexus IS 350 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus IS 350 by state.

Lexus IS 350 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,376 $3,328 $4,165
Alaska $1,965 $2,862 $2,999
Arizona $2,222 $3,447 $4,914
Arkansas $2,436 $3,690 $4,128
California $2,712 $4,743 $2,712
Colorado $2,531 $3,504 $4,371
Connecticut $3,233 $4,999 $6,403
Delaware $2,677 $3,686 $4,893
Florida $3,187 $4,329 $5,644
Georgia $2,598 $4,005 $4,109
Hawaii $1,038 $1,433 $1,038
Idaho $1,803 $2,427 $3,021
Illinois $1,888 $2,790 $3,236
Indiana $1,939 $3,031 $3,536
Iowa $1,536 $2,304 $2,685
Kansas $2,043 $3,009 $3,564
Kentucky $2,954 $4,443 $5,226
Louisiana $3,792 $5,796 $6,240
Maine $1,434 $1,923 $2,807
Maryland $2,321 $3,402 $4,018
Massachusetts $1,861 $3,147 $1,861
Michigan $4,491 $6,751 $10,381
Minnesota $1,849 $2,483 $3,676
Mississippi $2,232 $3,371 $3,561
Missouri $2,103 $2,896 $3,745
Montana $2,138 $3,345 $3,689
Nebraska $1,807 $2,558 $2,910
Nevada $2,981 $4,499 $4,936
New Hampshire $2,073 $3,342 $4,256
New Jersey $2,284 $3,602 $4,646
New Mexico $2,333 $3,357 $3,770
New York $2,161 $2,814 $4,542
North Carolina $1,340 $2,163 $1,667
North Dakota $1,833 $2,822 $3,582
Ohio $1,634 $2,673 $2,769
Oklahoma $2,610 $3,919 $4,445
Oregon $2,375 $3,587 $4,115
Pennsylvania $2,001 $3,025 $3,472
Rhode Island $3,340 $5,125 $5,862
South Carolina $2,268 $3,283 $4,684
South Dakota $2,035 $2,800 $3,359
Tennessee $2,393 $3,580 $4,517
Texas $2,410 $3,548 $4,453
Utah $2,050 $2,965 $4,089
Vermont $1,578 $2,524 $2,759
Virginia $1,487 $2,239 $2,379
Washington $1,968 $2,957 $3,487
West Virginia $1,981 $2,884 $3,562
Wisconsin $1,974 $2,882 $3,501
Wyoming $1,843 $2,709 $3,028

Other Important Costs of Owning a Lexus IS 350

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Lexus IS 350 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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