Lexus ES 250 Insurance Rates

Auto insurance for a Lexus ES 250 will cost about $2,186 per year.

This beats the national average for luxury sedan models by $947. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus ES 250.

Good Driver and Credit

Recent At-Fault Accident

Poor Credit Rating

Lexus ES 250 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Lexus ES 250 Insurance Rates by Age^*

Age	Good Driver	Recent Accident	Poor Credit
17	$7,403	$10,871	$12,718
18	$6,899	$10,131	$11,852
19	$6,097	$8,953	$10,474
20	$5,316	$7,807	$9,133
21	$4,458	$6,547	$7,659
22	$4,342	$6,376	$7,459
23	$3,799	$5,579	$6,526
24	$3,609	$5,300	$6,200
25	$3,115	$4,574	$5,351
30	$2,426	$3,563	$4,168
35	$2,273	$3,337	$3,904
40	$2,186	$3,209	$3,754
45	$2,127	$3,123	$3,653
55	$1,951	$2,864	$3,351
65	$2,035	$2,988	$3,495
75	$2,568	$3,771	$4,411

Lexus ES 250 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus ES 250 by state.

Lexus ES 250 Insurance Rates by State^*

State	Good Driver	Recent Accident	Poor Credit
Alabama	$2,316	$3,363	$4,281
Alaska	$1,915	$2,655	$2,581
Arizona	$2,165	$3,131	$4,612
Arkansas	$2,374	$3,730	$4,107
California	$2,643	$4,675	$2,643
Colorado	$2,467	$3,452	$4,380
Connecticut	$3,152	$4,888	$6,204
Delaware	$2,609	$3,477	$4,466
Florida	$3,107	$4,298	$5,601
Georgia	$2,533	$3,787	$3,819
Hawaii	$1,012	$1,373	$1,012
Idaho	$1,758	$2,330	$2,833
Illinois	$1,840	$2,781	$3,171
Indiana	$1,890	$2,889	$3,242
Iowa	$1,497	$2,053	$2,414
Kansas	$1,992	$2,898	$3,389
Kentucky	$2,879	$4,227	$4,991
Louisiana	$3,696	$5,587	$6,058
Maine	$1,398	$1,932	$2,852
Maryland	$2,262	$3,292	$3,656
Massachusetts	$1,814	$3,164	$1,814
Michigan	$4,377	$6,670	$10,521
Minnesota	$1,802	$2,402	$3,383
Mississippi	$2,175	$3,102	$3,123
Missouri	$2,049	$2,930	$3,849
Montana	$2,084	$2,907	$3,384
Nebraska	$1,761	$2,605	$2,830
Nevada	$2,905	$4,309	$4,552
New Hampshire	$2,021	$3,196	$4,040
New Jersey	$2,227	$3,493	$4,571
New Mexico	$2,274	$3,382	$3,511
New York	$2,106	$2,652	$4,427
North Carolina	$1,306	$2,243	$1,600
North Dakota	$1,787	$2,715	$3,211
Ohio	$1,593	$2,457	$2,519
Oklahoma	$2,544	$3,642	$4,101
Oregon	$2,315	$3,106	$3,710
Pennsylvania	$1,950	$2,863	$3,350
Rhode Island	$3,256	$4,776	$5,378
South Carolina	$2,211	$3,064	$4,229
South Dakota	$1,984	$2,858	$3,298
Tennessee	$2,333	$3,434	$4,573
Texas	$2,349	$3,394	$4,222
Utah	$1,998	$2,800	$3,854
Vermont	$1,538	$2,369	$2,504
Virginia	$1,449	$2,225	$2,181
Washington	$1,918	$2,604	$3,109
West Virginia	$1,931	$2,764	$3,463
Wisconsin	$1,924	$3,004	$3,426
Wyoming	$1,797	$2,515	$2,678

Lexus ES 250 Insurance Rankings

We've ranked over 300 models from best to worst for Insurance. See where the Lexus ES 250 ranks for Insurance compared to other vehicles. Also check out how the ES 250 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Lexus ES 250 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus ES 250 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Lexus ES 250 Insurance Rates

Lexus ES 250 Insurance Rates

Auto insurance for a Lexus ES 250 will cost about $2,186 per year.

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