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Lexus NX 250 Insurance Rates

Lexus NX 250 Insurance Rates

Auto insurance for a Lexus NX 250 will cost about $2,686 per year.

This beats the national average for luxury SUV models by $447. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus NX 250.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus NX 250 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Lexus NX 250 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $9,100 $13,362 $15,632
18 $8,480 $12,453 $14,568
19 $7,494 $11,005 $12,874
20 $6,535 $9,596 $11,226
21 $5,480 $8,047 $9,414
22 $5,337 $7,837 $9,168
23 $4,670 $6,857 $8,022
24 $4,437 $6,515 $7,621
25 $3,829 $5,622 $6,577
30 $2,982 $4,379 $5,123
35 $2,793 $4,102 $4,798
40 $2,686 $3,945 $4,615
45 $2,614 $3,839 $4,491
55 $2,397 $3,520 $4,119
65 $2,501 $3,672 $4,296
75 $3,157 $4,635 $5,422

Lexus NX 250 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus NX 250 by state.


Lexus NX 250 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,847 $4,134 $5,262
Alaska $2,354 $3,264 $3,172
Arizona $2,662 $3,848 $5,669
Arkansas $2,918 $4,585 $5,048
California $3,249 $5,746 $3,249
Colorado $3,032 $4,243 $5,384
Connecticut $3,874 $6,008 $7,626
Delaware $3,207 $4,274 $5,490
Florida $3,818 $5,283 $6,884
Georgia $3,113 $4,655 $4,694
Hawaii $1,244 $1,688 $1,244
Idaho $2,160 $2,864 $3,482
Illinois $2,261 $3,418 $3,897
Indiana $2,323 $3,552 $3,986
Iowa $1,840 $2,524 $2,967
Kansas $2,448 $3,562 $4,166
Kentucky $3,539 $5,195 $6,135
Louisiana $4,543 $6,867 $7,446
Maine $1,718 $2,375 $3,506
Maryland $2,780 $4,046 $4,494
Massachusetts $2,229 $3,889 $2,229
Michigan $5,380 $8,198 $12,932
Minnesota $2,215 $2,953 $4,158
Mississippi $2,674 $3,813 $3,838
Missouri $2,519 $3,601 $4,731
Montana $2,561 $3,574 $4,160
Nebraska $2,165 $3,202 $3,478
Nevada $3,571 $5,297 $5,595
New Hampshire $2,484 $3,928 $4,966
New Jersey $2,737 $4,294 $5,619
New Mexico $2,795 $4,158 $4,316
New York $2,589 $3,260 $5,442
North Carolina $1,605 $2,757 $1,966
North Dakota $2,196 $3,338 $3,947
Ohio $1,958 $3,020 $3,097
Oklahoma $3,127 $4,477 $5,041
Oregon $2,845 $3,818 $4,560
Pennsylvania $2,397 $3,519 $4,117
Rhode Island $4,002 $5,870 $6,610
South Carolina $2,718 $3,766 $5,198
South Dakota $2,438 $3,513 $4,054
Tennessee $2,867 $4,221 $5,621
Texas $2,888 $4,172 $5,189
Utah $2,456 $3,442 $4,737
Vermont $1,891 $2,912 $3,078
Virginia $1,781 $2,735 $2,681
Washington $2,358 $3,201 $3,822
West Virginia $2,373 $3,398 $4,257
Wisconsin $2,365 $3,693 $4,212
Wyoming $2,208 $3,092 $3,292

Lexus NX 250 Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Lexus NX 250 ranks for Insurance compared to other vehicles. Also check out how the NX 250 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Lexus NX 250 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus NX 250 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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Allstate Auto Insurance
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Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

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