Lexus RX 350 Insurance Cost

Auto insurance for a Lexus RX 350 will cost about $1,814 per year.

This beats the national average for luxury SUV models by $253. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus RX 350.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus RX 350 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Lexus RX 350 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,145 $9,153 $10,820
18 $5,727 $8,530 $10,084
19 $5,061 $7,538 $8,911
20 $4,413 $6,573 $7,770
21 $3,701 $5,512 $6,516
22 $3,604 $5,368 $6,346
23 $3,154 $4,697 $5,553
24 $2,996 $4,463 $5,275
25 $2,586 $3,851 $4,552
30 $2,014 $3,000 $3,546
35 $1,886 $2,810 $3,321
40 $1,814 $2,702 $3,194
45 $1,765 $2,630 $3,108
55 $1,619 $2,412 $2,851
65 $1,689 $2,516 $2,974
75 $2,132 $3,175 $3,753

Lexus RX 350 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus RX 350 by state.

Lexus RX 350 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,922 $2,693 $3,370
Alaska $1,590 $2,316 $2,426
Arizona $1,797 $2,788 $3,976
Arkansas $1,971 $2,985 $3,339
California $2,194 $3,838 $2,194
Colorado $2,048 $2,835 $3,536
Connecticut $2,616 $4,045 $5,181
Delaware $2,166 $2,982 $3,959
Florida $2,579 $3,503 $4,566
Georgia $2,102 $3,240 $3,325
Hawaii $840 $1,159 $840
Idaho $1,459 $1,964 $2,444
Illinois $1,527 $2,257 $2,618
Indiana $1,569 $2,452 $2,861
Iowa $1,243 $1,864 $2,172
Kansas $1,653 $2,434 $2,883
Kentucky $2,390 $3,595 $4,228
Louisiana $3,068 $4,689 $5,048
Maine $1,160 $1,556 $2,271
Maryland $1,877 $2,753 $3,251
Massachusetts $1,506 $2,546 $1,506
Michigan $3,633 $5,462 $8,399
Minnesota $1,496 $2,009 $2,974
Mississippi $1,805 $2,727 $2,881
Missouri $1,701 $2,343 $3,030
Montana $1,730 $2,707 $2,985
Nebraska $1,462 $2,070 $2,355
Nevada $2,412 $3,640 $3,994
New Hampshire $1,678 $2,704 $3,443
New Jersey $1,848 $2,914 $3,759
New Mexico $1,887 $2,716 $3,050
New York $1,748 $2,277 $3,675
North Carolina $1,084 $1,750 $1,348
North Dakota $1,483 $2,283 $2,898
Ohio $1,322 $2,163 $2,241
Oklahoma $2,112 $3,171 $3,596
Oregon $1,922 $2,902 $3,329
Pennsylvania $1,619 $2,448 $2,809
Rhode Island $2,702 $4,147 $4,743
South Carolina $1,835 $2,656 $3,790
South Dakota $1,647 $2,265 $2,718
Tennessee $1,936 $2,897 $3,655
Texas $1,950 $2,870 $3,603
Utah $1,659 $2,399 $3,308
Vermont $1,277 $2,042 $2,232
Virginia $1,203 $1,811 $1,925
Washington $1,592 $2,393 $2,821
West Virginia $1,602 $2,333 $2,882
Wisconsin $1,597 $2,332 $2,832
Wyoming $1,491 $2,191 $2,450

Other Lexus RX 350 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus RX 350 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: