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Lexus RC 350 Insurance Rates

Lexus RC 350 Insurance Rates

Auto insurance for a Lexus RC 350 will cost about $3,606 per year.

This is more than the national average for luxury coupe models by $473. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus RC 350.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus RC 350 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Lexus RC 350 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $12,213 $17,933 $20,980
18 $11,382 $16,713 $19,551
19 $10,058 $14,770 $17,279
20 $8,770 $12,878 $15,066
21 $7,355 $10,800 $12,634
22 $7,163 $10,518 $12,305
23 $6,267 $9,203 $10,766
24 $5,954 $8,743 $10,228
25 $5,138 $7,545 $8,827
30 $4,003 $5,878 $6,876
35 $3,749 $5,505 $6,440
40 $3,606 $5,294 $6,194
45 $3,508 $5,152 $6,027
55 $3,218 $4,725 $5,527
65 $3,356 $4,929 $5,766
75 $4,236 $6,221 $7,277

Lexus RC 350 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus RC 350 by state.


Lexus RC 350 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $3,820 $5,548 $7,063
Alaska $3,160 $4,380 $4,258
Arizona $3,572 $5,164 $7,608
Arkansas $3,917 $6,154 $6,776
California $4,361 $7,711 $4,361
Colorado $4,069 $5,695 $7,226
Connecticut $5,199 $8,063 $10,235
Delaware $4,304 $5,736 $7,368
Florida $5,125 $7,090 $9,239
Georgia $4,178 $6,247 $6,299
Hawaii $1,669 $2,266 $1,669
Idaho $2,899 $3,844 $4,673
Illinois $3,035 $4,588 $5,231
Indiana $3,118 $4,767 $5,349
Iowa $2,470 $3,387 $3,983
Kansas $3,286 $4,781 $5,591
Kentucky $4,750 $6,972 $8,234
Louisiana $6,098 $9,217 $9,994
Maine $2,306 $3,187 $4,705
Maryland $3,731 $5,431 $6,032
Massachusetts $2,992 $5,220 $2,992
Michigan $7,221 $11,003 $17,356
Minnesota $2,972 $3,963 $5,581
Mississippi $3,588 $5,118 $5,151
Missouri $3,381 $4,834 $6,350
Montana $3,437 $4,796 $5,583
Nebraska $2,906 $4,297 $4,668
Nevada $4,793 $7,109 $7,510
New Hampshire $3,334 $5,272 $6,664
New Jersey $3,673 $5,763 $7,541
New Mexico $3,751 $5,580 $5,792
New York $3,475 $4,375 $7,303
North Carolina $2,154 $3,700 $2,639
North Dakota $2,947 $4,480 $5,298
Ohio $2,628 $4,053 $4,156
Oklahoma $4,197 $6,009 $6,766
Oregon $3,819 $5,124 $6,120
Pennsylvania $3,217 $4,723 $5,526
Rhode Island $5,371 $7,878 $8,871
South Carolina $3,647 $5,055 $6,977
South Dakota $3,272 $4,715 $5,441
Tennessee $3,848 $5,665 $7,545
Texas $3,876 $5,599 $6,964
Utah $3,297 $4,620 $6,357
Vermont $2,538 $3,909 $4,131
Virginia $2,391 $3,671 $3,598
Washington $3,165 $4,296 $5,129
West Virginia $3,185 $4,560 $5,714
Wisconsin $3,175 $4,956 $5,652
Wyoming $2,964 $4,149 $4,418

Lexus RC 350 Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Lexus RC 350 ranks for Insurance compared to other vehicles. Also check out how the RC 350 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Lexus RC 350 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus RC 350 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

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