Lexus ES 350 Insurance Cost

Auto insurance for a Lexus ES 350 will cost about $1,938 per year.

This beats the national average for luxury sedan models by $129. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus ES 350. Visit our Competitive Quote Tool to see if you can find lower rates for an ES 350.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Lexus ES 350 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Lexus ES 350 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,563 $9,776 $11,556
18 $6,117 $9,111 $10,770
19 $5,406 $8,052 $9,518
20 $4,713 $7,020 $8,299
21 $3,953 $5,887 $6,960
22 $3,850 $5,734 $6,778
23 $3,368 $5,017 $5,931
24 $3,200 $4,766 $5,634
25 $2,761 $4,113 $4,862
30 $2,151 $3,204 $3,788
35 $2,015 $3,001 $3,547
40 $1,938 $2,886 $3,412
45 $1,886 $2,808 $3,320
55 $1,729 $2,576 $3,045
65 $1,804 $2,687 $3,176
75 $2,277 $3,391 $4,009

Lexus ES 350 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus ES 350 by state.

Lexus ES 350 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,053 $2,876 $3,599
Alaska $1,698 $2,473 $2,592
Arizona $1,920 $2,978 $4,246
Arkansas $2,105 $3,188 $3,567
California $2,344 $4,099 $2,344
Colorado $2,187 $3,028 $3,777
Connecticut $2,794 $4,320 $5,533
Delaware $2,313 $3,185 $4,228
Florida $2,754 $3,741 $4,877
Georgia $2,245 $3,461 $3,551
Hawaii $897 $1,238 $897
Idaho $1,558 $2,097 $2,611
Illinois $1,631 $2,411 $2,796
Indiana $1,676 $2,619 $3,056
Iowa $1,327 $1,991 $2,320
Kansas $1,766 $2,600 $3,079
Kentucky $2,553 $3,840 $4,516
Louisiana $3,277 $5,008 $5,392
Maine $1,239 $1,662 $2,425
Maryland $2,005 $2,940 $3,472
Massachusetts $1,608 $2,720 $1,608
Michigan $3,880 $5,834 $8,970
Minnesota $1,597 $2,146 $3,176
Mississippi $1,928 $2,913 $3,077
Missouri $1,817 $2,502 $3,236
Montana $1,847 $2,891 $3,188
Nebraska $1,562 $2,211 $2,515
Nevada $2,576 $3,888 $4,265
New Hampshire $1,792 $2,888 $3,677
New Jersey $1,974 $3,112 $4,015
New Mexico $2,016 $2,901 $3,258
New York $1,867 $2,432 $3,925
North Carolina $1,158 $1,869 $1,440
North Dakota $1,584 $2,438 $3,095
Ohio $1,412 $2,310 $2,393
Oklahoma $2,255 $3,386 $3,841
Oregon $2,052 $3,100 $3,556
Pennsylvania $1,729 $2,614 $3,000
Rhode Island $2,886 $4,429 $5,065
South Carolina $1,960 $2,837 $4,048
South Dakota $1,759 $2,420 $2,903
Tennessee $2,068 $3,094 $3,903
Texas $2,083 $3,066 $3,848
Utah $1,772 $2,562 $3,534
Vermont $1,364 $2,181 $2,384
Virginia $1,285 $1,935 $2,055
Washington $1,701 $2,555 $3,013
West Virginia $1,712 $2,492 $3,078
Wisconsin $1,706 $2,491 $3,025
Wyoming $1,593 $2,341 $2,617

Other Important Costs of Owning a Lexus ES 350

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Lexus ES 350 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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