Lexus ES 350 Insurance Cost

Auto insurance for a Lexus ES 350 will cost about $1,905 per year.

This beats the national average for luxury sedan models by $320. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus ES 350.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus ES 350 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Lexus ES 350 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,452 $9,474 $11,084
18 $6,013 $8,829 $10,329
19 $5,314 $7,803 $9,128
20 $4,633 $6,804 $7,959
21 $3,886 $5,706 $6,675
22 $3,784 $5,557 $6,501
23 $3,311 $4,862 $5,688
24 $3,146 $4,619 $5,404
25 $2,715 $3,986 $4,663
30 $2,115 $3,105 $3,633
35 $1,981 $2,908 $3,402
40 $1,905 $2,797 $3,272
45 $1,854 $2,722 $3,184
55 $1,700 $2,496 $2,920
65 $1,773 $2,604 $3,046
75 $2,238 $3,286 $3,845

Lexus ES 350 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus ES 350 by state.

Lexus ES 350 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,018 $2,931 $3,731
Alaska $1,669 $2,314 $2,249
Arizona $1,887 $2,728 $4,020
Arkansas $2,069 $3,251 $3,580
California $2,304 $4,074 $2,304
Colorado $2,150 $3,009 $3,817
Connecticut $2,747 $4,260 $5,407
Delaware $2,274 $3,030 $3,892
Florida $2,707 $3,746 $4,881
Hawaii $882 $1,197 $882
Idaho $1,532 $2,031 $2,469
Illinois $1,603 $2,424 $2,763
Indiana $1,647 $2,518 $2,826
Iowa $1,305 $1,789 $2,104
Kansas $1,736 $2,526 $2,954
Kentucky $2,509 $3,684 $4,350
Louisiana $3,221 $4,869 $5,280
Maine $1,218 $1,684 $2,486
Maryland $1,971 $2,869 $3,187
Massachusetts $1,581 $2,758 $1,581
Michigan $3,815 $5,813 $9,169
Minnesota $1,570 $2,094 $2,948
Mississippi $1,896 $2,704 $2,721
Missouri $1,786 $2,554 $3,355
Montana $1,816 $2,534 $2,949
Nebraska $1,535 $2,270 $2,466
Nevada $2,532 $3,756 $3,967
New Hampshire $1,761 $2,785 $3,521
New Jersey $1,941 $3,045 $3,984
New Mexico $1,982 $2,948 $3,060
New York $1,836 $2,311 $3,858
North Carolina $1,138 $1,955 $1,394
North Dakota $1,557 $2,367 $2,799
Ohio $1,388 $2,141 $2,196
Oklahoma $2,217 $3,175 $3,574
Oregon $2,018 $2,707 $3,233
Pennsylvania $1,699 $2,495 $2,919
Rhode Island $2,837 $4,162 $4,687
South Carolina $1,927 $2,670 $3,686
South Dakota $1,729 $2,491 $2,874
Tennessee $2,033 $2,993 $3,986
Texas $2,048 $2,958 $3,679
Utah $1,742 $2,441 $3,358
Vermont $1,341 $2,065 $2,183
Virginia $1,263 $1,939 $1,901
Washington $1,672 $2,269 $2,710
West Virginia $1,682 $2,409 $3,019
Wisconsin $1,677 $2,618 $2,986
Wyoming $1,566 $2,192 $2,334
Georgia $2,207 $3,301 $3,328

Lexus ES 350 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Lexus ES 350 ranks for Insurance compared to other vehicles. Also check out how the ES 350 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Lexus ES 350 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus ES 350 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: