Lexus RX 450h+ Insurance Rates

Lexus RX 450h+ Insurance Rates

Auto insurance for a Lexus RX 450h+ will cost about $2,571 per year.

This beats the national average for luxury SUV models by $506. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus RX 450h+.

$8,11618$11,917$13,941$3,66425$5,380$6,294$2,85430$4,191$4,903$2,57140$3,775$4,417$2,29455$3,369$3,941Age of DriverAge$0$2k$4k$6k$8k$10k$12kGood Driver and CreditRecent At-Fault AccidentPoor Credit RatingLexus RX 450h+ Annual Insurance Premium
Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus RX 450h+ insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Lexus RX 450h+ Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,709 $12,788 $14,960
18 $8,116 $11,917 $13,941
19 $7,172 $10,532 $12,321
20 $6,254 $9,183 $10,743
21 $5,244 $7,701 $9,009
22 $5,108 $7,500 $8,774
23 $4,469 $6,562 $7,677
24 $4,246 $6,234 $7,293
25 $3,664 $5,380 $6,294
30 $2,854 $4,191 $4,903
35 $2,673 $3,925 $4,592
40 $2,571 $3,775 $4,417
45 $2,502 $3,674 $4,298
55 $2,294 $3,369 $3,941
65 $2,393 $3,514 $4,111
75 $3,021 $4,436 $5,189

Lexus RX 450h+ car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus RX 450h+ by state.


Lexus RX 450h+ Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,724 $3,956 $5,036
Alaska $2,253 $3,123 $3,036
Arizona $2,547 $3,682 $5,425
Arkansas $2,793 $4,388 $4,831
California $3,110 $5,499 $3,110
Colorado $2,902 $4,061 $5,152
Connecticut $3,707 $5,750 $7,298
Delaware $3,069 $4,090 $5,254
Florida $3,654 $5,056 $6,588
Georgia $2,979 $4,455 $4,492
Hawaii $1,190 $1,616 $1,190
Idaho $2,068 $2,741 $3,332
Illinois $2,164 $3,271 $3,730
Indiana $2,223 $3,399 $3,814
Iowa $1,761 $2,415 $2,840
Kansas $2,343 $3,409 $3,987
Kentucky $3,387 $4,972 $5,871
Louisiana $4,348 $6,572 $7,126
Maine $1,644 $2,273 $3,355
Maryland $2,661 $3,872 $4,301
Massachusetts $2,134 $3,722 $2,134
Michigan $5,149 $7,846 $12,376
Minnesota $2,119 $2,826 $3,979
Mississippi $2,559 $3,649 $3,673
Missouri $2,411 $3,447 $4,528
Montana $2,451 $3,420 $3,981
Nebraska $2,072 $3,064 $3,329
Nevada $3,417 $5,069 $5,355
New Hampshire $2,377 $3,759 $4,752
New Jersey $2,619 $4,109 $5,377
New Mexico $2,675 $3,979 $4,130
New York $2,478 $3,120 $5,208
North Carolina $1,536 $2,639 $1,882
North Dakota $2,102 $3,194 $3,778
Ohio $1,874 $2,890 $2,964
Oklahoma $2,993 $4,285 $4,825
Oregon $2,723 $3,654 $4,364
Pennsylvania $2,294 $3,368 $3,940
Rhode Island $3,830 $5,618 $6,326
South Carolina $2,601 $3,604 $4,975
South Dakota $2,333 $3,362 $3,880
Tennessee $2,744 $4,040 $5,380
Texas $2,764 $3,992 $4,966
Utah $2,351 $3,294 $4,533
Vermont $1,810 $2,787 $2,946
Virginia $1,705 $2,617 $2,565
Washington $2,257 $3,063 $3,657
West Virginia $2,271 $3,252 $4,074
Wisconsin $2,264 $3,534 $4,031
Wyoming $2,113 $2,959 $3,151

Lexus RX 450h+ Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Lexus RX 450h+ ranks for Insurance compared to other vehicles. Also check out how the RX 450h+ stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Lexus RX 450h+ Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus RX 450h+ costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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