Lexus ES 300h Loan Calculator

Our Loan Calculator display shows you how your Lexus ES 300h loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your ES 300h to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly. We've also created a video that explains these scenarios and demonstrates the loan calculator.

Lexus ES 300h Loan Calculator

Vehicle Price
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Trade-In / Down Payment
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Interest Rate
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Sales Tax Rate
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Model Year
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tip: Update the price if you change the model year.      reset this form
Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

Lexus ES 300h Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $51,441 $41,153 +$10,288 (20%)
1 $39,080 $35,081 +$3,999 (10%)
2 $36,117 $28,715 +$7,402 (20%)
3 $30,129 $22,039 +$8,090 (27%)
4 $28,174 $15,039 +$13,135 (47%)
5 $24,198 $7,699 +$16,499 (68%)
6 $21,410 $0 +$21,410 (100%)

Lexus ES 300h Monthly Payment

Loan Term 72 Months
APR 4.75%
Paid in Full Jul, 2027
$658.00
Total Principal $41,153
Total Interest $6,224
Total Cost of Loan $47,377
$658.00
Loan Term 72 Months
APR 4.75%
Paid in Full Jul, 2027
Total Principal $41,153
Total Interest $6,224
Total Cost of Loan $47,377

Lexus ES 300h Loan Amortization

Month Interest Principal Balance
Aug, 2021 $162.90 $495.00 $40,658.00
Sep, 2021 $160.94 $497.00 $40,161.00
Oct, 2021 $158.97 $499.00 $39,662.00
Nov, 2021 $157.00 $501.00 $39,161.00
Dec, 2021 $155.01 $503.00 $38,658.00
Jan, 2022 $153.02 $505.00 $38,153.00

This Lexus ES 300h is expected to lose $30,031 of its resale value during the 72 months of this loan. Check out our Lexus ES 300h Depreciation Calculator for a detailed analysis of the ES 300h's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the ES 300h has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best ES 300h model years to buy to get the best value.

What About Lexus ES 300h Insurance Costs?

The average cost to insure Lexus ES 300h is about $1,797 per year. This adds up to around $8,985 after 5 years of vehicle ownership. Much like interest rates, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own Lexus ES 300h. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

Other Lexus ES 300h Costs of Ownership


Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Lexus ES 300h costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: