Audi Insurance Rates

The average cost of car insurance for a Audi model is about $2,764 per year.

This is $539 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Audi insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Audi Model

Model Good Driver Recent Accident Poor Credit
Audi A3 Insurance Cost $2,219 $3,258 $3,811
Audi A4 Insurance Cost $1,882 $2,763 $3,233
Audi A5 Insurance Cost $2,254 $3,310 $3,873
Audi A5 Sportback Insurance Cost $2,400 $3,524 $4,122
Audi A6 Insurance Cost $2,867 $4,209 $4,925
Audi A7 Insurance Cost $3,470 $5,096 $5,961
Audi A8 Insurance Cost $3,553 $5,217 $6,103
Audi e-tron Insurance Cost $1,907 $2,800 $3,276
Audi Q3 Insurance Cost $1,797 $2,639 $3,087
Audi Q5 Insurance Cost $1,907 $2,800 $3,276
Audi Q7 Insurance Cost $1,949 $2,861 $3,347
Audi Q8 Insurance Cost $2,852 $4,188 $4,899
Audi R8 Insurance Cost $4,630 $6,799 $7,954
Audi S4 Insurance Cost $2,891 $4,245 $4,966
Audi S5 Insurance Cost $2,937 $4,313 $5,046
Audi S6 Insurance Cost $3,792 $5,568 $6,513
Audi S8 Insurance Cost $4,759 $6,987 $8,174
Audi SQ5 Insurance Cost $1,919 $2,818 $3,296
Audi TT Insurance Cost $2,876 $4,223 $4,940
Audi TTS Insurance Cost $2,417 $3,549 $4,151

The cost to insure an Audi model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an Audi, then see our insurance analysis and rankings for other makes and models here.

Audi Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $9,362 $13,747 $16,082
18 $8,724 $12,811 $14,987
19 $7,710 $11,321 $13,244
20 $6,723 $9,872 $11,548
21 $5,638 $8,279 $9,685
22 $5,491 $8,062 $9,432
23 $4,804 $7,054 $8,253
24 $4,564 $6,702 $7,840
25 $3,939 $5,784 $6,766
30 $3,068 $4,505 $5,271
35 $2,874 $4,220 $4,937
40 $2,764 $4,058 $4,748
45 $2,689 $3,949 $4,620
55 $2,466 $3,622 $4,237
65 $2,573 $3,778 $4,420
75 $3,247 $4,768 $5,578

Audi auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi models by state.

Average Audi Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,928 $4,253 $5,414
Alaska $2,422 $3,358 $3,264
Arizona $2,738 $3,959 $5,832
Arkansas $3,002 $4,717 $5,194
California $3,343 $5,911 $3,343
Colorado $3,119 $4,366 $5,539
Connecticut $3,985 $6,181 $7,846
Delaware $3,299 $4,397 $5,648
Florida $3,928 $5,435 $7,082
Hawaii $1,279 $1,737 $1,279
Idaho $2,222 $2,946 $3,582
Illinois $2,326 $3,516 $4,009
Indiana $2,390 $3,654 $4,100
Iowa $1,893 $2,596 $3,053
Kansas $2,519 $3,664 $4,286
Kentucky $3,641 $5,344 $6,311
Louisiana $4,674 $7,065 $7,660
Maine $1,767 $2,443 $3,607
Maryland $2,860 $4,163 $4,624
Massachusetts $2,294 $4,001 $2,294
Michigan $5,535 $8,434 $13,304
Minnesota $2,278 $3,038 $4,278
Mississippi $2,750 $3,923 $3,949
Missouri $2,591 $3,705 $4,867
Montana $2,635 $3,676 $4,279
Nebraska $2,227 $3,294 $3,578
Nevada $3,674 $5,449 $5,756
New Hampshire $2,556 $4,041 $5,109
New Jersey $2,816 $4,417 $5,781
New Mexico $2,875 $4,277 $4,440
New York $2,664 $3,354 $5,598
North Carolina $1,651 $2,836 $2,023
North Dakota $2,259 $3,434 $4,061
Ohio $2,014 $3,107 $3,186
Oklahoma $3,217 $4,606 $5,186
Oregon $2,927 $3,928 $4,691
Pennsylvania $2,466 $3,620 $4,236
Rhode Island $4,117 $6,039 $6,800
South Carolina $2,796 $3,874 $5,348
South Dakota $2,508 $3,614 $4,170
Tennessee $2,950 $4,343 $5,783
Texas $2,971 $4,292 $5,338
Utah $2,527 $3,541 $4,873
Vermont $1,945 $2,996 $3,167
Virginia $1,833 $2,814 $2,758
Washington $2,426 $3,293 $3,932
West Virginia $2,441 $3,496 $4,380
Wisconsin $2,433 $3,799 $4,333
Wyoming $2,272 $3,180 $3,387
Georgia $3,203 $4,789 $4,829