Audi Insurance Rates

The average cost of car insurance for a Audi model is about $2,009 per year.

This is $222 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Audi insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Audi Model

Model Good Driver Recent Accident Poor Credit
Audi A3 Insurance Cost $1,783 $2,619 $3,063
Audi A4 Insurance Cost $1,649 $2,421 $2,833
Audi A5 Insurance Cost $1,812 $2,661 $3,113
Audi A5 Sportback Insurance Cost $1,849 $2,715 $3,176
Audi A6 Insurance Cost $1,926 $2,828 $3,308
Audi A7 Insurance Cost $2,185 $3,208 $3,753
Audi A8 Insurance Cost $2,509 $3,685 $4,310
Audi e-tron Insurance Cost $1,671 $2,454 $2,870
Audi Q3 Insurance Cost $1,575 $2,313 $2,706
Audi Q5 Insurance Cost $1,671 $2,454 $2,870
Audi Q7 Insurance Cost $1,708 $2,508 $2,934
Audi Q8 Insurance Cost $2,002 $2,940 $3,440
Audi R8 Insurance Cost $3,092 $4,540 $5,311
Audi S4 Insurance Cost $2,010 $2,952 $3,453
Audi S5 Insurance Cost $2,016 $2,961 $3,464
Audi S6 Insurance Cost $2,354 $3,456 $4,044
Audi S8 Insurance Cost $2,889 $4,242 $4,962
Audi SQ5 Insurance Cost $1,682 $2,470 $2,889
Audi TT Insurance Cost $1,932 $2,837 $3,318
Audi TTS Insurance Cost $1,863 $2,736 $3,200

The cost to insure an Audi model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an Audi, then see our insurance analysis and rankings for other makes and models here.

Audi Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,805 $9,992 $11,689
18 $6,341 $9,312 $10,893
19 $5,604 $8,229 $9,627
20 $4,887 $7,176 $8,394
21 $4,098 $6,017 $7,039
22 $3,991 $5,860 $6,856
23 $3,492 $5,128 $5,999
24 $3,318 $4,871 $5,699
25 $2,863 $4,204 $4,918
30 $2,230 $3,275 $3,831
35 $2,089 $3,067 $3,588
40 $2,009 $2,950 $3,451
45 $1,955 $2,870 $3,358
55 $1,793 $2,633 $3,080
65 $1,870 $2,746 $3,212
75 $2,360 $3,466 $4,055

Audi auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi models by state.

Average Audi Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,128 $3,091 $3,935
Alaska $1,761 $2,441 $2,372
Arizona $1,990 $2,877 $4,239
Arkansas $2,182 $3,429 $3,775
California $2,430 $4,297 $2,430
Colorado $2,267 $3,173 $4,026
Connecticut $2,897 $4,493 $5,703
Delaware $2,398 $3,196 $4,105
Florida $2,855 $3,950 $5,148
Georgia $2,328 $3,481 $3,510
Hawaii $930 $1,262 $930
Idaho $1,616 $2,142 $2,604
Illinois $1,691 $2,556 $2,914
Indiana $1,737 $2,656 $2,980
Iowa $1,376 $1,887 $2,219
Kansas $1,831 $2,664 $3,115
Kentucky $2,646 $3,885 $4,588
Louisiana $3,397 $5,135 $5,568
Maine $1,284 $1,776 $2,622
Maryland $2,079 $3,026 $3,361
Massachusetts $1,667 $2,908 $1,667
Michigan $4,023 $6,131 $9,670
Minnesota $1,656 $2,208 $3,109
Mississippi $1,999 $2,852 $2,870
Missouri $1,884 $2,693 $3,538
Montana $1,915 $2,672 $3,110
Nebraska $1,619 $2,394 $2,601
Nevada $2,670 $3,961 $4,184
New Hampshire $1,858 $2,937 $3,713
New Jersey $2,047 $3,211 $4,202
New Mexico $2,090 $3,109 $3,227
New York $1,936 $2,438 $4,069
North Carolina $1,200 $2,062 $1,470
North Dakota $1,642 $2,496 $2,952
Ohio $1,464 $2,258 $2,316
Oklahoma $2,338 $3,348 $3,770
Oregon $2,128 $2,855 $3,410
Pennsylvania $1,792 $2,631 $3,079
Rhode Island $2,992 $4,390 $4,943
South Carolina $2,032 $2,816 $3,887
South Dakota $1,823 $2,627 $3,031
Tennessee $2,144 $3,156 $4,204
Texas $2,160 $3,120 $3,880
Utah $1,837 $2,574 $3,542
Vermont $1,414 $2,178 $2,302
Virginia $1,332 $2,045 $2,005
Washington $1,763 $2,393 $2,858
West Virginia $1,774 $2,541 $3,183
Wisconsin $1,769 $2,761 $3,149
Wyoming $1,651 $2,312 $2,462