Audi Insurance Rates

The average cost of car insurance for a Audi model is about $2,182 per year.

This is $288 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Audi insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Audi Model

Model Good Driver Recent Accident Poor Credit
Audi A3 Insurance Cost $1,864 $2,737 $3,202
Audi A4 Insurance Cost $1,724 $2,531 $2,961
Audi A5 Insurance Cost $1,894 $2,781 $3,253
Audi A5 Sportback Insurance Cost $1,933 $2,838 $3,320
Audi A6 Insurance Cost $2,194 $3,221 $3,768
Audi A7 Insurance Cost $2,381 $3,496 $4,090
Audi A8 Insurance Cost $2,438 $3,579 $4,187
Audi e-tron Insurance Cost $1,747 $2,565 $3,000
Audi Q3 Insurance Cost $1,646 $2,417 $2,827
Audi Q5 Insurance Cost $1,747 $2,565 $3,000
Audi Q7 Insurance Cost $1,784 $2,620 $3,065
Audi Q8 Insurance Cost $2,183 $3,205 $3,749
Audi R8 Insurance Cost $3,416 $5,017 $5,869
Audi S4 Insurance Cost $2,211 $3,247 $3,799
Audi S5 Insurance Cost $2,248 $3,301 $3,862
Audi S6 Insurance Cost $2,823 $4,145 $4,849
Audi S8 Insurance Cost $3,511 $5,155 $6,031
Audi SQ5 Insurance Cost $1,757 $2,581 $3,019
Audi TT Insurance Cost $2,200 $3,230 $3,778
Audi TTS Insurance Cost $1,947 $2,858 $3,344

The cost to insure an Audi model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an Audi, then see our insurance analysis and rankings for other makes and models here.

Audi Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,392 $10,854 $12,698
18 $6,889 $10,116 $11,834
19 $6,088 $8,939 $10,458
20 $5,308 $7,795 $9,119
21 $4,452 $6,537 $7,647
22 $4,336 $6,366 $7,447
23 $3,793 $5,570 $6,516
24 $3,604 $5,292 $6,191
25 $3,110 $4,567 $5,343
30 $2,423 $3,558 $4,162
35 $2,269 $3,332 $3,898
40 $2,182 $3,204 $3,749
45 $2,124 $3,118 $3,648
55 $1,948 $2,860 $3,345
65 $2,032 $2,983 $3,490
75 $2,564 $3,765 $4,405

Audi auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi models by state.

Average Audi Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,312 $3,358 $4,275
Alaska $1,913 $2,651 $2,577
Arizona $2,162 $3,126 $4,605
Arkansas $2,370 $3,725 $4,101
California $2,639 $4,667 $2,639
Colorado $2,463 $3,447 $4,373
Connecticut $3,147 $4,880 $6,195
Delaware $2,605 $3,472 $4,459
Florida $3,102 $4,291 $5,592
Georgia $2,529 $3,781 $3,813
Hawaii $1,010 $1,371 $1,010
Idaho $1,755 $2,326 $2,828
Illinois $1,837 $2,777 $3,166
Indiana $1,887 $2,885 $3,238
Iowa $1,495 $2,050 $2,411
Kansas $1,989 $2,893 $3,384
Kentucky $2,875 $4,220 $4,983
Louisiana $3,691 $5,579 $6,049
Maine $1,396 $1,929 $2,848
Maryland $2,258 $3,287 $3,651
Massachusetts $1,811 $3,159 $1,811
Michigan $4,370 $6,660 $10,505
Minnesota $1,799 $2,399 $3,378
Mississippi $2,172 $3,098 $3,118
Missouri $2,046 $2,926 $3,843
Montana $2,081 $2,903 $3,379
Nebraska $1,759 $2,601 $2,825
Nevada $2,901 $4,303 $4,545
New Hampshire $2,018 $3,191 $4,034
New Jersey $2,223 $3,488 $4,564
New Mexico $2,270 $3,377 $3,506
New York $2,103 $2,648 $4,420
North Carolina $1,304 $2,240 $1,597
North Dakota $1,784 $2,711 $3,207
Ohio $1,591 $2,453 $2,516
Oklahoma $2,540 $3,637 $4,095
Oregon $2,311 $3,102 $3,704
Pennsylvania $1,947 $2,859 $3,345
Rhode Island $3,251 $4,768 $5,369
South Carolina $2,208 $3,059 $4,223
South Dakota $1,981 $2,854 $3,293
Tennessee $2,329 $3,429 $4,567
Texas $2,346 $3,389 $4,215
Utah $1,995 $2,796 $3,848
Vermont $1,536 $2,366 $2,500
Virginia $1,447 $2,222 $2,178
Washington $1,916 $2,600 $3,104
West Virginia $1,928 $2,760 $3,458
Wisconsin $1,921 $3,000 $3,421
Wyoming $1,794 $2,511 $2,674