Audi S8 Insurance Cost

Auto insurance for an Audi S8 will cost about $2,889 per year.

This is more than the national average for luxury sedan models by $1,102. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi S8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi S8 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi S8 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $9,785 $14,368 $16,808
18 $9,118 $13,390 $15,664
19 $8,058 $11,833 $13,843
20 $7,026 $10,318 $12,070
21 $5,893 $8,652 $10,122
22 $5,739 $8,427 $9,858
23 $5,021 $7,373 $8,626
24 $4,770 $7,005 $8,194
25 $4,117 $6,045 $7,072
30 $3,207 $4,709 $5,509
35 $3,003 $4,410 $5,160
40 $2,889 $4,242 $4,962
45 $2,811 $4,128 $4,829
55 $2,578 $3,785 $4,428
65 $2,689 $3,949 $4,619
75 $3,394 $4,984 $5,830

Audi S8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi S8 by state.

Audi S8 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,061 $4,445 $5,658
Alaska $2,532 $3,509 $3,411
Arizona $2,862 $4,137 $6,095
Arkansas $3,138 $4,930 $5,428
California $3,494 $6,178 $3,494
Colorado $3,260 $4,563 $5,789
Connecticut $4,165 $6,460 $8,200
Delaware $3,448 $4,596 $5,903
Florida $4,106 $5,680 $7,402
Georgia $3,347 $5,005 $5,047
Hawaii $1,337 $1,815 $1,337
Idaho $2,323 $3,079 $3,744
Illinois $2,432 $3,675 $4,191
Indiana $2,498 $3,819 $4,285
Iowa $1,979 $2,713 $3,191
Kansas $2,632 $3,830 $4,480
Kentucky $3,805 $5,586 $6,597
Louisiana $4,885 $7,384 $8,006
Maine $1,847 $2,553 $3,770
Maryland $2,989 $4,351 $4,832
Massachusetts $2,397 $4,182 $2,397
Michigan $5,785 $8,815 $13,905
Minnesota $2,381 $3,175 $4,471
Mississippi $2,875 $4,100 $4,127
Missouri $2,709 $3,872 $5,087
Montana $2,754 $3,843 $4,473
Nebraska $2,328 $3,443 $3,740
Nevada $3,840 $5,695 $6,016
New Hampshire $2,671 $4,224 $5,339
New Jersey $2,943 $4,617 $6,042
New Mexico $3,005 $4,470 $4,640
New York $2,784 $3,505 $5,851
North Carolina $1,726 $2,965 $2,114
North Dakota $2,361 $3,589 $4,244
Ohio $2,105 $3,247 $3,330
Oklahoma $3,362 $4,814 $5,421
Oregon $3,060 $4,105 $4,903
Pennsylvania $2,577 $3,784 $4,427
Rhode Island $4,303 $6,312 $7,107
South Carolina $2,922 $4,050 $5,589
South Dakota $2,622 $3,778 $4,359
Tennessee $3,083 $4,539 $6,044
Texas $3,105 $4,486 $5,580
Utah $2,641 $3,701 $5,093
Vermont $2,033 $3,131 $3,310
Virginia $1,915 $2,941 $2,882
Washington $2,536 $3,441 $4,109
West Virginia $2,551 $3,653 $4,577
Wisconsin $2,543 $3,970 $4,529
Wyoming $2,374 $3,324 $3,540

Audi S8 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi S8 ranks for Insurance compared to other vehicles. Also check out how the S8 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi S8 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi S8 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: