Audi S8 Insurance Cost

Auto insurance for an Audi S8 will cost about $3,511 per year.

This is more than the national average for luxury sedan models by $1,617. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi S8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi S8 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi S8 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $11,893 $17,463 $20,429
18 $11,083 $16,274 $19,039
19 $9,794 $14,382 $16,825
20 $8,540 $12,540 $14,671
21 $7,162 $10,517 $12,303
22 $6,975 $10,242 $11,982
23 $6,103 $8,962 $10,484
24 $5,798 $8,514 $9,960
25 $5,004 $7,347 $8,595
30 $3,898 $5,723 $6,696
35 $3,651 $5,361 $6,271
40 $3,511 $5,155 $6,031
45 $3,416 $5,017 $5,869
55 $3,133 $4,601 $5,382
65 $3,268 $4,799 $5,614
75 $4,125 $6,057 $7,086

Audi S8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi S8 by state.

Audi S8 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,720 $5,403 $6,877
Alaska $3,077 $4,265 $4,146
Arizona $3,479 $5,029 $7,409
Arkansas $3,814 $5,992 $6,598
California $4,246 $7,509 $4,246
Colorado $3,963 $5,546 $7,036
Connecticut $5,063 $7,852 $9,967
Delaware $4,191 $5,586 $7,174
Florida $4,990 $6,904 $8,997
Georgia $4,068 $6,084 $6,134
Hawaii $1,625 $2,206 $1,625
Idaho $2,823 $3,743 $4,550
Illinois $2,955 $4,467 $5,093
Indiana $3,036 $4,642 $5,209
Iowa $2,405 $3,298 $3,878
Kansas $3,199 $4,655 $5,445
Kentucky $4,625 $6,789 $8,018
Louisiana $5,938 $8,975 $9,731
Maine $2,245 $3,103 $4,582
Maryland $3,633 $5,288 $5,874
Massachusetts $2,914 $5,083 $2,914
Michigan $7,031 $10,715 $16,900
Minnesota $2,894 $3,859 $5,434
Mississippi $3,494 $4,984 $5,016
Missouri $3,292 $4,707 $6,183
Montana $3,347 $4,670 $5,436
Nebraska $2,829 $4,184 $4,546
Nevada $4,667 $6,922 $7,313
New Hampshire $3,246 $5,134 $6,490
New Jersey $3,577 $5,612 $7,343
New Mexico $3,653 $5,433 $5,640
New York $3,383 $4,260 $7,112
North Carolina $2,097 $3,603 $2,570
North Dakota $2,870 $4,362 $5,159
Ohio $2,559 $3,947 $4,047
Oklahoma $4,087 $5,851 $6,588
Oregon $3,719 $4,990 $5,960
Pennsylvania $3,132 $4,599 $5,381
Rhode Island $5,230 $7,671 $8,639
South Carolina $3,552 $4,922 $6,794
South Dakota $3,186 $4,592 $5,298
Tennessee $3,747 $5,517 $7,347
Texas $3,774 $5,452 $6,782
Utah $3,210 $4,499 $6,190
Vermont $2,471 $3,806 $4,023
Virginia $2,328 $3,574 $3,503
Washington $3,082 $4,183 $4,995
West Virginia $3,101 $4,440 $5,564
Wisconsin $3,091 $4,826 $5,504
Wyoming $2,886 $4,040 $4,302

Audi S8 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi S8 ranks for Insurance compared to other vehicles. Also check out how the S8 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi S8 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi S8 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: