Audi S8 Insurance Cost
Auto insurance for an Audi S8 will cost about $3,656 per year.
This is more than the national average for luxury sedan models by $1,589. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.
Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi S8. Visit our Competitive Quote Tool to see if you can find lower rates for a S8.
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These Audi S8 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.
Audi S8 Insurance Cost by Age
| Age | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| 17 | $12,385 | $18,447 | $21,806 |
| 18 | $11,542 | $17,192 | $20,322 |
| 19 | $10,200 | $15,193 | $17,960 |
| 20 | $8,894 | $13,247 | $15,660 |
| 21 | $7,459 | $11,109 | $13,132 |
| 22 | $7,264 | $10,819 | $12,790 |
| 23 | $6,356 | $9,467 | $11,191 |
| 24 | $6,038 | $8,994 | $10,631 |
| 25 | $5,211 | $7,761 | $9,175 |
| 30 | $4,059 | $6,046 | $7,147 |
| 35 | $3,802 | $5,663 | $6,694 |
| 40 | $3,656 | $5,446 | $6,438 |
| 45 | $3,558 | $5,299 | $6,265 |
| 55 | $3,263 | $4,860 | $5,745 |
| 65 | $3,404 | $5,070 | $5,993 |
| 75 | $4,296 | $6,399 | $7,564 |
Audi S8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi S8 by state.
Audi S8 Insurance Rates by State
| State | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| Alabama | $3,874 | $5,427 | $6,792 |
| Alaska | $3,204 | $4,667 | $4,890 |
| Arizona | $3,623 | $5,620 | $8,013 |
| Arkansas | $3,972 | $6,016 | $6,730 |
| California | $4,422 | $7,734 | $4,422 |
| Colorado | $4,127 | $5,713 | $7,127 |
| Connecticut | $5,272 | $8,151 | $10,441 |
| Delaware | $4,365 | $6,009 | $7,978 |
| Florida | $5,197 | $7,059 | $9,203 |
| Georgia | $4,237 | $6,530 | $6,700 |
| Hawaii | $1,692 | $2,336 | $1,692 |
| Idaho | $2,940 | $3,957 | $4,927 |
| Illinois | $3,078 | $4,549 | $5,276 |
| Indiana | $3,162 | $4,941 | $5,766 |
| Iowa | $2,505 | $3,757 | $4,378 |
| Kansas | $3,332 | $4,906 | $5,811 |
| Kentucky | $4,817 | $7,245 | $8,521 |
| Louisiana | $6,183 | $9,450 | $10,174 |
| Maine | $2,338 | $3,136 | $4,576 |
| Maryland | $3,784 | $5,548 | $6,552 |
| Massachusetts | $3,034 | $5,132 | $3,034 |
| Michigan | $7,322 | $11,008 | $16,926 |
| Minnesota | $3,014 | $4,049 | $5,994 |
| Mississippi | $3,639 | $5,496 | $5,806 |
| Missouri | $3,428 | $4,722 | $6,107 |
| Montana | $3,486 | $5,455 | $6,016 |
| Nebraska | $2,947 | $4,171 | $4,745 |
| Nevada | $4,860 | $7,336 | $8,048 |
| New Hampshire | $3,381 | $5,449 | $6,939 |
| New Jersey | $3,725 | $5,873 | $7,576 |
| New Mexico | $3,804 | $5,474 | $6,147 |
| New York | $3,523 | $4,589 | $7,407 |
| North Carolina | $2,184 | $3,526 | $2,717 |
| North Dakota | $2,989 | $4,601 | $5,840 |
| Ohio | $2,665 | $4,359 | $4,516 |
| Oklahoma | $4,256 | $6,390 | $7,248 |
| Oregon | $3,873 | $5,849 | $6,710 |
| Pennsylvania | $3,262 | $4,933 | $5,661 |
| Rhode Island | $5,446 | $8,357 | $9,558 |
| South Carolina | $3,699 | $5,353 | $7,638 |
| South Dakota | $3,318 | $4,566 | $5,478 |
| Tennessee | $3,903 | $5,838 | $7,365 |
| Texas | $3,930 | $5,785 | $7,261 |
| Utah | $3,343 | $4,834 | $6,668 |
| Vermont | $2,574 | $4,115 | $4,499 |
| Virginia | $2,424 | $3,651 | $3,879 |
| Washington | $3,209 | $4,822 | $5,685 |
| West Virginia | $3,230 | $4,703 | $5,807 |
| Wisconsin | $3,219 | $4,700 | $5,708 |
| Wyoming | $3,005 | $4,416 | $4,938 |
Other Audi S8 Costs of Ownership
Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi S8 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:
