Audi S8 Insurance Cost

Auto insurance for an Audi S8 will cost about $3,656 per year.

This is more than the national average for luxury sedan models by $1,589. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi S8. Visit our Competitive Quote Tool to see if you can find lower rates for a S8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Audi S8 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Audi S8 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $12,385 $18,447 $21,806
18 $11,542 $17,192 $20,322
19 $10,200 $15,193 $17,960
20 $8,894 $13,247 $15,660
21 $7,459 $11,109 $13,132
22 $7,264 $10,819 $12,790
23 $6,356 $9,467 $11,191
24 $6,038 $8,994 $10,631
25 $5,211 $7,761 $9,175
30 $4,059 $6,046 $7,147
35 $3,802 $5,663 $6,694
40 $3,656 $5,446 $6,438
45 $3,558 $5,299 $6,265
55 $3,263 $4,860 $5,745
65 $3,404 $5,070 $5,993
75 $4,296 $6,399 $7,564

Audi S8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi S8 by state.

Audi S8 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,874 $5,427 $6,792
Alaska $3,204 $4,667 $4,890
Arizona $3,623 $5,620 $8,013
Arkansas $3,972 $6,016 $6,730
California $4,422 $7,734 $4,422
Colorado $4,127 $5,713 $7,127
Connecticut $5,272 $8,151 $10,441
Delaware $4,365 $6,009 $7,978
Florida $5,197 $7,059 $9,203
Georgia $4,237 $6,530 $6,700
Hawaii $1,692 $2,336 $1,692
Idaho $2,940 $3,957 $4,927
Illinois $3,078 $4,549 $5,276
Indiana $3,162 $4,941 $5,766
Iowa $2,505 $3,757 $4,378
Kansas $3,332 $4,906 $5,811
Kentucky $4,817 $7,245 $8,521
Louisiana $6,183 $9,450 $10,174
Maine $2,338 $3,136 $4,576
Maryland $3,784 $5,548 $6,552
Massachusetts $3,034 $5,132 $3,034
Michigan $7,322 $11,008 $16,926
Minnesota $3,014 $4,049 $5,994
Mississippi $3,639 $5,496 $5,806
Missouri $3,428 $4,722 $6,107
Montana $3,486 $5,455 $6,016
Nebraska $2,947 $4,171 $4,745
Nevada $4,860 $7,336 $8,048
New Hampshire $3,381 $5,449 $6,939
New Jersey $3,725 $5,873 $7,576
New Mexico $3,804 $5,474 $6,147
New York $3,523 $4,589 $7,407
North Carolina $2,184 $3,526 $2,717
North Dakota $2,989 $4,601 $5,840
Ohio $2,665 $4,359 $4,516
Oklahoma $4,256 $6,390 $7,248
Oregon $3,873 $5,849 $6,710
Pennsylvania $3,262 $4,933 $5,661
Rhode Island $5,446 $8,357 $9,558
South Carolina $3,699 $5,353 $7,638
South Dakota $3,318 $4,566 $5,478
Tennessee $3,903 $5,838 $7,365
Texas $3,930 $5,785 $7,261
Utah $3,343 $4,834 $6,668
Vermont $2,574 $4,115 $4,499
Virginia $2,424 $3,651 $3,879
Washington $3,209 $4,822 $5,685
West Virginia $3,230 $4,703 $5,807
Wisconsin $3,219 $4,700 $5,708
Wyoming $3,005 $4,416 $4,938

Other Audi S8 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi S8 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: