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Audi A4 Insurance Cost

Auto insurance for an Audi A4 will cost about $1,882 per year.

This beats the national average for luxury sedan models by $343. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A4.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
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Audi A4 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi A4 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,375 $9,360 $10,950
18 $5,941 $8,723 $10,205
19 $5,250 $7,709 $9,019
20 $4,578 $6,722 $7,864
21 $3,839 $5,637 $6,595
22 $3,739 $5,490 $6,423
23 $3,271 $4,804 $5,620
24 $3,108 $4,564 $5,339
25 $2,682 $3,938 $4,607
30 $2,089 $3,068 $3,589
35 $1,957 $2,873 $3,362
40 $1,882 $2,763 $3,233
45 $1,831 $2,689 $3,146
55 $1,679 $2,466 $2,885
65 $1,752 $2,573 $3,009
75 $2,211 $3,247 $3,798

Audi A4 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A4 by state.

Audi A4 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,994 $2,896 $3,686
Alaska $1,649 $2,286 $2,222
Arizona $1,865 $2,696 $3,971
Arkansas $2,044 $3,212 $3,537
California $2,276 $4,025 $2,276
Colorado $2,124 $2,973 $3,772
Connecticut $2,714 $4,209 $5,342
Delaware $2,247 $2,994 $3,846
Florida $2,675 $3,701 $4,822
Hawaii $871 $1,183 $871
Idaho $1,513 $2,006 $2,439
Illinois $1,584 $2,394 $2,730
Indiana $1,627 $2,488 $2,792
Iowa $1,289 $1,768 $2,079
Kansas $1,715 $2,495 $2,918
Kentucky $2,479 $3,639 $4,298
Louisiana $3,183 $4,811 $5,216
Maine $1,203 $1,664 $2,456
Maryland $1,948 $2,834 $3,148
Massachusetts $1,562 $2,724 $1,562
Michigan $3,769 $5,743 $9,059
Minnesota $1,551 $2,069 $2,913
Mississippi $1,873 $2,671 $2,689
Missouri $1,765 $2,523 $3,314
Montana $1,794 $2,503 $2,914
Nebraska $1,517 $2,243 $2,437
Nevada $2,502 $3,711 $3,920
New Hampshire $1,740 $2,752 $3,479
New Jersey $1,917 $3,008 $3,936
New Mexico $1,958 $2,912 $3,023
New York $1,814 $2,284 $3,812
North Carolina $1,124 $1,931 $1,377
North Dakota $1,538 $2,338 $2,765
Ohio $1,372 $2,116 $2,169
Oklahoma $2,191 $3,136 $3,532
Oregon $1,993 $2,675 $3,194
Pennsylvania $1,679 $2,465 $2,884
Rhode Island $2,803 $4,112 $4,630
South Carolina $1,904 $2,638 $3,642
South Dakota $1,708 $2,461 $2,840
Tennessee $2,009 $2,957 $3,938
Texas $2,023 $2,922 $3,635
Utah $1,721 $2,411 $3,318
Vermont $1,325 $2,040 $2,156
Virginia $1,248 $1,916 $1,878
Washington $1,652 $2,242 $2,677
West Virginia $1,662 $2,380 $2,982
Wisconsin $1,657 $2,587 $2,950
Wyoming $1,547 $2,166 $2,306
Georgia $2,181 $3,261 $3,288

Audi A4 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi A4 ranks for Insurance compared to other vehicles. Also check out how the A4 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi A4 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A4 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Used Audi A4s For Sale

2018 Audi A4 Premium

2018 Audi A4 Premium

Mileage: 75,625
Mileage: 75,625     Price: $16,995
Location: Scottsdale, AZ ~ 2 miles away
Dealer: Dream Garage Az
Days on Market: 253
Colors (ext/int): BLACK / BLACK

$16,995


2023 Audi A4 Premium Plus

2023 Audi A4 Premium Plus

Mileage: 27,869
Mileage: 27,869     Price: $35,819
Location: Scottsdale, AZ ~ 3 miles away
Dealer: Pinnacle Nissan
Days on Market: 4
Colors (ext/int): Ibis White / Black

$35,819


2021 Audi A4 Premium

2021 Audi A4 Premium

Mileage: 19,732
Mileage: 19,732     Price: $27,346
Location: Phoenix, AZ ~ 4 miles away
Dealer: Audi North Scottsdale
Days on Market: 71
Colors (ext/int): Ibis White / Black

$27,346