Audi A4 Insurance Cost

Auto insurance for an Audi A4 will cost about $2,010 per year.

This beats the national average for luxury sedan models by $57. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A4. Visit our Competitive Quote Tool to see if you can find lower rates for an A4.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Audi A4 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Audi A4 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,810 $10,143 $11,990
18 $6,346 $9,452 $11,174
19 $5,608 $8,354 $9,875
20 $4,890 $7,284 $8,610
21 $4,101 $6,108 $7,221
22 $3,994 $5,949 $7,032
23 $3,495 $5,205 $6,153
24 $3,320 $4,945 $5,846
25 $2,865 $4,267 $5,045
30 $2,232 $3,324 $3,930
35 $2,090 $3,114 $3,681
40 $2,010 $2,994 $3,540
45 $1,956 $2,914 $3,444
55 $1,794 $2,672 $3,159
65 $1,871 $2,788 $3,295
75 $2,362 $3,518 $4,159

Audi A4 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A4 by state.

Audi A4 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,130 $2,984 $3,734
Alaska $1,762 $2,566 $2,689
Arizona $1,992 $3,090 $4,406
Arkansas $2,184 $3,308 $3,700
California $2,431 $4,253 $2,431
Colorado $2,269 $3,141 $3,918
Connecticut $2,899 $4,482 $5,741
Delaware $2,400 $3,304 $4,387
Florida $2,857 $3,881 $5,060
Georgia $2,330 $3,591 $3,684
Hawaii $931 $1,284 $931
Idaho $1,617 $2,176 $2,709
Illinois $1,692 $2,501 $2,901
Indiana $1,739 $2,717 $3,171
Iowa $1,377 $2,066 $2,407
Kansas $1,832 $2,697 $3,195
Kentucky $2,648 $3,984 $4,685
Louisiana $3,400 $5,196 $5,594
Maine $1,286 $1,724 $2,516
Maryland $2,080 $3,050 $3,602
Massachusetts $1,668 $2,822 $1,668
Michigan $4,026 $6,053 $9,307
Minnesota $1,657 $2,226 $3,296
Mississippi $2,001 $3,022 $3,192
Missouri $1,885 $2,596 $3,358
Montana $1,917 $2,999 $3,308
Nebraska $1,620 $2,294 $2,609
Nevada $2,672 $4,034 $4,425
New Hampshire $1,859 $2,996 $3,815
New Jersey $2,048 $3,229 $4,165
New Mexico $2,092 $3,010 $3,380
New York $1,937 $2,523 $4,072
North Carolina $1,201 $1,939 $1,494
North Dakota $1,643 $2,530 $3,211
Ohio $1,465 $2,397 $2,483
Oklahoma $2,340 $3,514 $3,985
Oregon $2,129 $3,216 $3,689
Pennsylvania $1,794 $2,712 $3,113
Rhode Island $2,995 $4,595 $5,255
South Carolina $2,034 $2,943 $4,199
South Dakota $1,825 $2,510 $3,012
Tennessee $2,146 $3,210 $4,050
Texas $2,161 $3,181 $3,992
Utah $1,838 $2,658 $3,666
Vermont $1,415 $2,263 $2,474
Virginia $1,333 $2,007 $2,133
Washington $1,765 $2,651 $3,126
West Virginia $1,776 $2,586 $3,193
Wisconsin $1,770 $2,584 $3,138
Wyoming $1,652 $2,428 $2,715

Other Audi A4 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A4 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: