Audi A4 Insurance Cost

Auto insurance for an Audi A4 will cost about $1,649 per year.

This beats the national average for luxury sedan models by $138. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A4.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi A4 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi A4 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,585 $8,202 $9,595
18 $5,205 $7,643 $8,942
19 $4,600 $6,755 $7,902
20 $4,011 $5,890 $6,890
21 $3,364 $4,939 $5,778
22 $3,276 $4,810 $5,627
23 $2,866 $4,209 $4,924
24 $2,723 $3,998 $4,678
25 $2,350 $3,451 $4,037
30 $1,831 $2,688 $3,145
35 $1,715 $2,518 $2,945
40 $1,649 $2,421 $2,833
45 $1,605 $2,356 $2,756
55 $1,472 $2,161 $2,528
65 $1,535 $2,254 $2,637
75 $1,938 $2,845 $3,328

Audi A4 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A4 by state.

Audi A4 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,747 $2,537 $3,230
Alaska $1,445 $2,003 $1,947
Arizona $1,634 $2,362 $3,480
Arkansas $1,791 $2,814 $3,099
California $1,994 $3,527 $1,994
Colorado $1,861 $2,605 $3,305
Connecticut $2,378 $3,688 $4,681
Delaware $1,968 $2,623 $3,369
Florida $2,344 $3,242 $4,225
Georgia $1,911 $2,857 $2,881
Hawaii $763 $1,036 $763
Idaho $1,326 $1,758 $2,137
Illinois $1,388 $2,098 $2,392
Indiana $1,426 $2,180 $2,446
Iowa $1,129 $1,549 $1,821
Kansas $1,503 $2,186 $2,557
Kentucky $2,172 $3,189 $3,766
Louisiana $2,789 $4,215 $4,570
Maine $1,054 $1,458 $2,152
Maryland $1,706 $2,484 $2,759
Massachusetts $1,368 $2,387 $1,368
Michigan $3,302 $5,032 $7,937
Minnesota $1,359 $1,812 $2,552
Mississippi $1,641 $2,341 $2,356
Missouri $1,546 $2,211 $2,904
Montana $1,572 $2,193 $2,553
Nebraska $1,329 $1,965 $2,135
Nevada $2,192 $3,251 $3,434
New Hampshire $1,525 $2,411 $3,048
New Jersey $1,680 $2,636 $3,449
New Mexico $1,715 $2,552 $2,649
New York $1,589 $2,001 $3,340
North Carolina $985 $1,692 $1,207
North Dakota $1,348 $2,049 $2,423
Ohio $1,202 $1,854 $1,901
Oklahoma $1,919 $2,748 $3,094
Oregon $1,746 $2,343 $2,799
Pennsylvania $1,471 $2,160 $2,527
Rhode Island $2,456 $3,603 $4,057
South Carolina $1,668 $2,312 $3,191
South Dakota $1,497 $2,156 $2,488
Tennessee $1,760 $2,591 $3,450
Texas $1,773 $2,561 $3,185
Utah $1,508 $2,113 $2,907
Vermont $1,161 $1,788 $1,889
Virginia $1,093 $1,679 $1,645
Washington $1,447 $1,964 $2,346
West Virginia $1,456 $2,085 $2,613
Wisconsin $1,452 $2,266 $2,585
Wyoming $1,355 $1,898 $2,021

Audi A4 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi A4 ranks for Insurance compared to other vehicles. Also check out how the A4 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi A4 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A4 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: