Audi S4 Insurance Cost

Auto insurance for an Audi S4 will cost about $2,452 per year.

This is more than the national average for luxury sedan models by $385. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi S4. Visit our Competitive Quote Tool to see if you can find lower rates for a S4.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Audi S4 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Audi S4 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $8,304 $12,369 $14,621
18 $7,739 $11,527 $13,625
19 $6,839 $10,187 $12,041
20 $5,963 $8,882 $10,499
21 $5,001 $7,449 $8,805
22 $4,870 $7,254 $8,575
23 $4,261 $6,347 $7,503
24 $4,048 $6,030 $7,128
25 $3,494 $5,204 $6,151
30 $2,722 $4,054 $4,792
35 $2,549 $3,797 $4,488
40 $2,452 $3,651 $4,316
45 $2,386 $3,553 $4,200
55 $2,188 $3,259 $3,852
65 $2,282 $3,399 $4,018
75 $2,880 $4,290 $5,072

Audi S4 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi S4 by state.

Audi S4 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,598 $3,639 $4,554
Alaska $2,148 $3,129 $3,279
Arizona $2,429 $3,768 $5,372
Arkansas $2,663 $4,034 $4,512
California $2,965 $5,186 $2,965
Colorado $2,767 $3,831 $4,778
Connecticut $3,535 $5,465 $7,000
Delaware $2,926 $4,029 $5,349
Florida $3,484 $4,733 $6,170
Georgia $2,841 $4,378 $4,492
Hawaii $1,135 $1,566 $1,135
Idaho $1,971 $2,653 $3,303
Illinois $2,064 $3,050 $3,537
Indiana $2,120 $3,313 $3,866
Iowa $1,679 $2,519 $2,935
Kansas $2,234 $3,289 $3,896
Kentucky $3,229 $4,858 $5,713
Louisiana $4,146 $6,336 $6,822
Maine $1,568 $2,103 $3,068
Maryland $2,537 $3,720 $4,393
Massachusetts $2,034 $3,441 $2,034
Michigan $4,909 $7,381 $11,349
Minnesota $2,021 $2,715 $4,019
Mississippi $2,440 $3,685 $3,893
Missouri $2,299 $3,166 $4,095
Montana $2,337 $3,657 $4,034
Nebraska $1,976 $2,797 $3,182
Nevada $3,259 $4,919 $5,396
New Hampshire $2,267 $3,653 $4,652
New Jersey $2,498 $3,938 $5,079
New Mexico $2,550 $3,670 $4,122
New York $2,362 $3,077 $4,966
North Carolina $1,464 $2,364 $1,822
North Dakota $2,004 $3,085 $3,916
Ohio $1,787 $2,922 $3,028
Oklahoma $2,853 $4,284 $4,859
Oregon $2,597 $3,922 $4,499
Pennsylvania $2,187 $3,307 $3,796
Rhode Island $3,652 $5,603 $6,409
South Carolina $2,480 $3,589 $5,121
South Dakota $2,225 $3,061 $3,673
Tennessee $2,617 $3,914 $4,938
Texas $2,635 $3,879 $4,868
Utah $2,242 $3,241 $4,471
Vermont $1,726 $2,759 $3,016
Virginia $1,626 $2,448 $2,601
Washington $2,152 $3,233 $3,812
West Virginia $2,165 $3,153 $3,894
Wisconsin $2,158 $3,151 $3,827
Wyoming $2,015 $2,961 $3,311

Other Important Costs of Owning an Audi S4

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Audi S4 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

Already decided on buying an Audi S4? We have millions of new and used vehicles listed. Here are some Audi models for sale in your area.

Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.