Audi S4 Insurance Cost

Auto insurance for an Audi S4 will cost about $2,211 per year.

This is more than the national average for luxury sedan models by $317. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi S4.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi S4 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi S4 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,491 $11,000 $12,868
18 $6,981 $10,251 $11,992
19 $6,170 $9,059 $10,598
20 $5,379 $7,899 $9,241
21 $4,511 $6,624 $7,750
22 $4,394 $6,451 $7,547
23 $3,844 $5,645 $6,604
24 $3,652 $5,363 $6,274
25 $3,152 $4,628 $5,414
30 $2,455 $3,605 $4,218
35 $2,300 $3,377 $3,950
40 $2,211 $3,247 $3,799
45 $2,152 $3,160 $3,697
55 $1,974 $2,898 $3,390
65 $2,059 $3,023 $3,537
75 $2,598 $3,816 $4,464

Audi S4 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi S4 by state.

Audi S4 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,343 $3,403 $4,332
Alaska $1,938 $2,687 $2,611
Arizona $2,191 $3,168 $4,667
Arkansas $2,402 $3,775 $4,156
California $2,675 $4,730 $2,675
Colorado $2,496 $3,493 $4,432
Connecticut $3,189 $4,946 $6,278
Delaware $2,640 $3,518 $4,519
Florida $3,143 $4,349 $5,667
Georgia $2,563 $3,832 $3,864
Hawaii $1,024 $1,390 $1,024
Idaho $1,778 $2,358 $2,866
Illinois $1,862 $2,814 $3,208
Indiana $1,912 $2,924 $3,281
Iowa $1,515 $2,077 $2,443
Kansas $2,015 $2,932 $3,430
Kentucky $2,913 $4,277 $5,050
Louisiana $3,740 $5,653 $6,130
Maine $1,414 $1,955 $2,886
Maryland $2,289 $3,331 $3,700
Massachusetts $1,835 $3,202 $1,835
Michigan $4,429 $6,749 $10,645
Minnesota $1,823 $2,431 $3,423
Mississippi $2,201 $3,139 $3,160
Missouri $2,074 $2,965 $3,895
Montana $2,108 $2,942 $3,424
Nebraska $1,782 $2,636 $2,863
Nevada $2,940 $4,360 $4,606
New Hampshire $2,045 $3,234 $4,088
New Jersey $2,253 $3,535 $4,626
New Mexico $2,301 $3,422 $3,553
New York $2,131 $2,684 $4,480
North Carolina $1,321 $2,270 $1,619
North Dakota $1,808 $2,748 $3,249
Ohio $1,612 $2,486 $2,549
Oklahoma $2,574 $3,686 $4,150
Oregon $2,342 $3,143 $3,754
Pennsylvania $1,973 $2,897 $3,389
Rhode Island $3,294 $4,832 $5,441
South Carolina $2,237 $3,100 $4,279
South Dakota $2,007 $2,892 $3,337
Tennessee $2,361 $3,475 $4,628
Texas $2,377 $3,434 $4,272
Utah $2,022 $2,834 $3,899
Vermont $1,557 $2,397 $2,534
Virginia $1,466 $2,251 $2,207
Washington $1,941 $2,635 $3,146
West Virginia $1,953 $2,797 $3,504
Wisconsin $1,947 $3,040 $3,467
Wyoming $1,818 $2,545 $2,710

Audi S4 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi S4 ranks for Insurance compared to other vehicles. Also check out how the S4 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi S4 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi S4 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: