Audi S4 Insurance Cost

Auto insurance for an Audi S4 will cost about $2,452 per year.

This is more than the national average for luxury sedan models by $385. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi S4.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi S4 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi S4 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,304 $12,369 $14,621
18 $7,739 $11,527 $13,625
19 $6,839 $10,187 $12,041
20 $5,963 $8,882 $10,499
21 $5,001 $7,449 $8,805
22 $4,870 $7,254 $8,575
23 $4,261 $6,347 $7,503
24 $4,048 $6,030 $7,128
25 $3,494 $5,204 $6,151
30 $2,722 $4,054 $4,792
35 $2,549 $3,797 $4,488
40 $2,452 $3,651 $4,316
45 $2,386 $3,553 $4,200
55 $2,188 $3,259 $3,852
65 $2,282 $3,399 $4,018
75 $2,880 $4,290 $5,072

Audi S4 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi S4 by state.

Audi S4 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,598 $3,639 $4,554
Alaska $2,148 $3,129 $3,279
Arizona $2,429 $3,768 $5,372
Arkansas $2,663 $4,034 $4,512
California $2,965 $5,186 $2,965
Colorado $2,767 $3,831 $4,778
Connecticut $3,535 $5,465 $7,000
Delaware $2,926 $4,029 $5,349
Florida $3,484 $4,733 $6,170
Georgia $2,841 $4,378 $4,492
Hawaii $1,135 $1,566 $1,135
Idaho $1,971 $2,653 $3,303
Illinois $2,064 $3,050 $3,537
Indiana $2,120 $3,313 $3,866
Iowa $1,679 $2,519 $2,935
Kansas $2,234 $3,289 $3,896
Kentucky $3,229 $4,858 $5,713
Louisiana $4,146 $6,336 $6,822
Maine $1,568 $2,103 $3,068
Maryland $2,537 $3,720 $4,393
Massachusetts $2,034 $3,441 $2,034
Michigan $4,909 $7,381 $11,349
Minnesota $2,021 $2,715 $4,019
Mississippi $2,440 $3,685 $3,893
Missouri $2,299 $3,166 $4,095
Montana $2,337 $3,657 $4,034
Nebraska $1,976 $2,797 $3,182
Nevada $3,259 $4,919 $5,396
New Hampshire $2,267 $3,653 $4,652
New Jersey $2,498 $3,938 $5,079
New Mexico $2,550 $3,670 $4,122
New York $2,362 $3,077 $4,966
North Carolina $1,464 $2,364 $1,822
North Dakota $2,004 $3,085 $3,916
Ohio $1,787 $2,922 $3,028
Oklahoma $2,853 $4,284 $4,859
Oregon $2,597 $3,922 $4,499
Pennsylvania $2,187 $3,307 $3,796
Rhode Island $3,652 $5,603 $6,409
South Carolina $2,480 $3,589 $5,121
South Dakota $2,225 $3,061 $3,673
Tennessee $2,617 $3,914 $4,938
Texas $2,635 $3,879 $4,868
Utah $2,242 $3,241 $4,471
Vermont $1,726 $2,759 $3,016
Virginia $1,626 $2,448 $2,601
Washington $2,152 $3,233 $3,812
West Virginia $2,165 $3,153 $3,894
Wisconsin $2,158 $3,151 $3,827
Wyoming $2,015 $2,961 $3,311

Other Audi S4 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi S4 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: