Audi S4 Insurance Cost

Auto insurance for an Audi S4 will cost about $2,010 per year.

This is more than the national average for luxury sedan models by $223. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi S4.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi S4 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi S4 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,810 $9,999 $11,698
18 $6,346 $9,319 $10,902
19 $5,608 $8,235 $9,634
20 $4,890 $7,181 $8,401
21 $4,101 $6,022 $7,045
22 $3,994 $5,865 $6,861
23 $3,495 $5,131 $6,003
24 $3,320 $4,875 $5,703
25 $2,865 $4,207 $4,922
30 $2,232 $3,277 $3,834
35 $2,090 $3,069 $3,591
40 $2,010 $2,952 $3,453
45 $1,956 $2,873 $3,361
55 $1,794 $2,634 $3,082
65 $1,871 $2,748 $3,215
75 $2,362 $3,469 $4,058

Audi S4 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi S4 by state.

Audi S4 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,130 $3,094 $3,938
Alaska $1,762 $2,442 $2,374
Arizona $1,992 $2,879 $4,242
Arkansas $2,184 $3,431 $3,778
California $2,431 $4,300 $2,431
Colorado $2,269 $3,175 $4,029
Connecticut $2,899 $4,496 $5,707
Delaware $2,400 $3,198 $4,108
Florida $2,857 $3,953 $5,151
Georgia $2,330 $3,483 $3,512
Hawaii $931 $1,263 $931
Idaho $1,617 $2,143 $2,606
Illinois $1,692 $2,558 $2,916
Indiana $1,739 $2,658 $2,982
Iowa $1,377 $1,888 $2,221
Kansas $1,832 $2,666 $3,118
Kentucky $2,648 $3,888 $4,591
Louisiana $3,400 $5,139 $5,572
Maine $1,286 $1,777 $2,624
Maryland $2,080 $3,028 $3,363
Massachusetts $1,668 $2,910 $1,668
Michigan $4,026 $6,135 $9,677
Minnesota $1,657 $2,210 $3,112
Mississippi $2,001 $2,854 $2,872
Missouri $1,885 $2,695 $3,541
Montana $1,917 $2,674 $3,113
Nebraska $1,620 $2,396 $2,603
Nevada $2,672 $3,964 $4,187
New Hampshire $1,859 $2,939 $3,716
New Jersey $2,048 $3,213 $4,205
New Mexico $2,092 $3,111 $3,230
New York $1,937 $2,440 $4,072
North Carolina $1,201 $2,063 $1,471
North Dakota $1,643 $2,498 $2,954
Ohio $1,465 $2,260 $2,317
Oklahoma $2,340 $3,350 $3,773
Oregon $2,129 $2,857 $3,412
Pennsylvania $1,794 $2,633 $3,081
Rhode Island $2,995 $4,393 $4,946
South Carolina $2,034 $2,818 $3,890
South Dakota $1,825 $2,629 $3,034
Tennessee $2,146 $3,159 $4,207
Texas $2,161 $3,122 $3,883
Utah $1,838 $2,576 $3,545
Vermont $1,415 $2,179 $2,303
Virginia $1,333 $2,047 $2,006
Washington $1,765 $2,395 $2,860
West Virginia $1,776 $2,543 $3,186
Wisconsin $1,770 $2,763 $3,152
Wyoming $1,652 $2,313 $2,464

Audi S4 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi S4 ranks for Insurance compared to other vehicles. Also check out how the S4 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi S4 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi S4 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: