Audi A3 Insurance Cost

Auto insurance for an Audi A3 will cost about $2,219 per year.

This beats the national average for luxury sedan models by $6. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A3.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi A3 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi A3 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,515 $11,034 $12,909
18 $7,003 $10,283 $12,030
19 $6,189 $9,088 $10,631
20 $5,396 $7,924 $9,270
21 $4,525 $6,645 $7,774
22 $4,407 $6,472 $7,571
23 $3,856 $5,663 $6,625
24 $3,664 $5,380 $6,293
25 $3,162 $4,643 $5,431
30 $2,463 $3,617 $4,231
35 $2,307 $3,387 $3,963
40 $2,219 $3,258 $3,811
45 $2,159 $3,170 $3,708
55 $1,980 $2,907 $3,401
65 $2,065 $3,033 $3,548
75 $2,607 $3,828 $4,478

Audi A3 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A3 by state.

Audi A3 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,351 $3,414 $4,346
Alaska $1,944 $2,695 $2,620
Arizona $2,198 $3,178 $4,681
Arkansas $2,410 $3,786 $4,169
California $2,683 $4,745 $2,683
Colorado $2,504 $3,504 $4,446
Connecticut $3,199 $4,961 $6,298
Delaware $2,648 $3,529 $4,533
Florida $3,153 $4,362 $5,685
Georgia $2,571 $3,844 $3,876
Hawaii $1,027 $1,394 $1,027
Idaho $1,784 $2,365 $2,875
Illinois $1,867 $2,823 $3,218
Indiana $1,918 $2,933 $3,291
Iowa $1,520 $2,084 $2,451
Kansas $2,022 $2,941 $3,440
Kentucky $2,923 $4,290 $5,066
Louisiana $3,752 $5,671 $6,149
Maine $1,419 $1,961 $2,895
Maryland $2,296 $3,341 $3,711
Massachusetts $1,841 $3,212 $1,841
Michigan $4,443 $6,770 $10,679
Minnesota $1,829 $2,438 $3,434
Mississippi $2,208 $3,149 $3,170
Missouri $2,080 $2,974 $3,907
Montana $2,115 $2,951 $3,435
Nebraska $1,788 $2,644 $2,872
Nevada $2,949 $4,374 $4,621
New Hampshire $2,051 $3,244 $4,101
New Jersey $2,260 $3,546 $4,640
New Mexico $2,308 $3,433 $3,564
New York $2,138 $2,692 $4,494
North Carolina $1,325 $2,277 $1,624
North Dakota $1,814 $2,756 $3,260
Ohio $1,617 $2,494 $2,557
Oklahoma $2,582 $3,697 $4,163
Oregon $2,350 $3,153 $3,766
Pennsylvania $1,979 $2,906 $3,400
Rhode Island $3,305 $4,847 $5,458
South Carolina $2,244 $3,110 $4,293
South Dakota $2,013 $2,901 $3,348
Tennessee $2,368 $3,486 $4,642
Texas $2,385 $3,445 $4,285
Utah $2,029 $2,843 $3,911
Vermont $1,562 $2,405 $2,542
Virginia $1,471 $2,259 $2,214
Washington $1,947 $2,643 $3,156
West Virginia $1,960 $2,806 $3,516
Wisconsin $1,953 $3,049 $3,478
Wyoming $1,824 $2,553 $2,719

Audi A3 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi A3 ranks for Insurance compared to other vehicles. Also check out how the A3 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi A3 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A3 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: