Audi A3 Insurance Cost

Auto insurance for an Audi A3 will cost about $1,960 per year.

This beats the national average for luxury sedan models by $107. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A3.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi A3 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi A3 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,638 $9,887 $11,687
18 $6,186 $9,214 $10,892
19 $5,467 $8,143 $9,625
20 $4,767 $7,100 $8,393
21 $3,997 $5,954 $7,038
22 $3,893 $5,799 $6,855
23 $3,406 $5,074 $5,998
24 $3,236 $4,820 $5,698
25 $2,793 $4,160 $4,917
30 $2,175 $3,240 $3,830
35 $2,038 $3,035 $3,587
40 $1,960 $2,919 $3,450
45 $1,907 $2,840 $3,357
55 $1,749 $2,605 $3,079
65 $1,824 $2,717 $3,212
75 $2,303 $3,429 $4,054

Audi A3 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A3 by state.

Audi A3 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,076 $2,909 $3,640
Alaska $1,717 $2,501 $2,621
Arizona $1,942 $3,012 $4,294
Arkansas $2,129 $3,224 $3,607
California $2,370 $4,145 $2,370
Colorado $2,212 $3,062 $3,819
Connecticut $2,826 $4,369 $5,596
Delaware $2,339 $3,221 $4,276
Florida $2,785 $3,783 $4,932
Georgia $2,271 $3,500 $3,591
Hawaii $907 $1,252 $907
Idaho $1,576 $2,121 $2,640
Illinois $1,650 $2,438 $2,828
Indiana $1,695 $2,648 $3,090
Iowa $1,342 $2,013 $2,346
Kansas $1,786 $2,629 $3,114
Kentucky $2,581 $3,883 $4,567
Louisiana $3,314 $5,065 $5,453
Maine $1,253 $1,681 $2,453
Maryland $2,028 $2,973 $3,511
Massachusetts $1,626 $2,750 $1,626
Michigan $3,924 $5,900 $9,072
Minnesota $1,615 $2,170 $3,212
Mississippi $1,950 $2,946 $3,112
Missouri $1,837 $2,531 $3,273
Montana $1,868 $2,923 $3,224
Nebraska $1,579 $2,236 $2,543
Nevada $2,605 $3,932 $4,314
New Hampshire $1,812 $2,920 $3,719
New Jersey $1,996 $3,147 $4,060
New Mexico $2,039 $2,934 $3,295
New York $1,888 $2,459 $3,970
North Carolina $1,171 $1,890 $1,456
North Dakota $1,602 $2,466 $3,130
Ohio $1,428 $2,336 $2,420
Oklahoma $2,281 $3,425 $3,884
Oregon $2,076 $3,135 $3,596
Pennsylvania $1,748 $2,644 $3,034
Rhode Island $2,919 $4,479 $5,123
South Carolina $1,982 $2,869 $4,093
South Dakota $1,778 $2,447 $2,936
Tennessee $2,092 $3,129 $3,947
Texas $2,107 $3,100 $3,892
Utah $1,792 $2,591 $3,574
Vermont $1,379 $2,206 $2,411
Virginia $1,299 $1,957 $2,079
Washington $1,720 $2,584 $3,047
West Virginia $1,731 $2,520 $3,112
Wisconsin $1,725 $2,519 $3,059
Wyoming $1,611 $2,367 $2,646

Other Audi A3 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A3 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: