Audi A3 Insurance Cost

Auto insurance for an Audi A3 will cost about $1,864 per year.

This beats the national average for luxury sedan models by $30. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A3.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi A3 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi A3 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,314 $9,271 $10,846
18 $5,884 $8,640 $10,108
19 $5,200 $7,636 $8,933
20 $4,534 $6,658 $7,789
21 $3,802 $5,583 $6,532
22 $3,703 $5,438 $6,361
23 $3,240 $4,758 $5,566
24 $3,078 $4,520 $5,288
25 $2,656 $3,901 $4,563
30 $2,069 $3,039 $3,555
35 $1,938 $2,846 $3,329
40 $1,864 $2,737 $3,202
45 $1,814 $2,664 $3,116
55 $1,664 $2,443 $2,858
65 $1,735 $2,548 $2,981
75 $2,190 $3,216 $3,762

Audi A3 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A3 by state.

Audi A3 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,975 $2,868 $3,651
Alaska $1,634 $2,265 $2,201
Arizona $1,847 $2,670 $3,933
Arkansas $2,025 $3,181 $3,503
California $2,254 $3,987 $2,254
Colorado $2,104 $2,944 $3,736
Connecticut $2,688 $4,169 $5,291
Delaware $2,225 $2,965 $3,809
Florida $2,649 $3,665 $4,776
Georgia $2,160 $3,230 $3,257
Hawaii $863 $1,171 $863
Idaho $1,499 $1,987 $2,416
Illinois $1,569 $2,372 $2,704
Indiana $1,612 $2,464 $2,765
Iowa $1,277 $1,751 $2,059
Kansas $1,699 $2,471 $2,891
Kentucky $2,456 $3,605 $4,257
Louisiana $3,152 $4,765 $5,167
Maine $1,192 $1,648 $2,433
Maryland $1,929 $2,807 $3,118
Massachusetts $1,547 $2,699 $1,547
Michigan $3,733 $5,689 $8,973
Minnesota $1,537 $2,049 $2,885
Mississippi $1,855 $2,646 $2,663
Missouri $1,748 $2,499 $3,283
Montana $1,777 $2,480 $2,886
Nebraska $1,502 $2,221 $2,413
Nevada $2,478 $3,675 $3,882
New Hampshire $1,724 $2,725 $3,445
New Jersey $1,899 $2,979 $3,899
New Mexico $1,939 $2,885 $2,994
New York $1,796 $2,262 $3,776
North Carolina $1,114 $1,913 $1,364
North Dakota $1,524 $2,316 $2,739
Ohio $1,359 $2,096 $2,149
Oklahoma $2,170 $3,106 $3,498
Oregon $1,974 $2,649 $3,164
Pennsylvania $1,663 $2,442 $2,857
Rhode Island $2,777 $4,073 $4,586
South Carolina $1,886 $2,613 $3,607
South Dakota $1,692 $2,438 $2,813
Tennessee $1,990 $2,929 $3,900
Texas $2,004 $2,895 $3,600
Utah $1,704 $2,388 $3,286
Vermont $1,312 $2,021 $2,136
Virginia $1,236 $1,898 $1,860
Washington $1,636 $2,221 $2,652
West Virginia $1,646 $2,358 $2,954
Wisconsin $1,641 $2,562 $2,922
Wyoming $1,532 $2,145 $2,284

Audi A3 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi A3 ranks for Insurance compared to other vehicles. Also check out how the A3 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi A3 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A3 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: