Audi A3 Insurance Rates

Audi A3 Insurance Rates

Auto insurance for an Audi A3 will cost about $2,957 per year.

This beats the national average for luxury sedan models by $120. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A3.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi A3 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Audi A3 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $10,017 $14,709 $17,208
18 $9,335 $13,708 $16,036
19 $8,250 $12,114 $14,172
20 $7,194 $10,563 $12,357
21 $6,033 $8,858 $10,363
22 $5,875 $8,627 $10,093
23 $5,141 $7,548 $8,831
24 $4,884 $7,171 $8,389
25 $4,215 $6,189 $7,240
30 $3,283 $4,821 $5,640
35 $3,075 $4,515 $5,282
40 $2,957 $4,343 $5,080
45 $2,878 $4,226 $4,943
55 $2,639 $3,875 $4,534
65 $2,753 $4,042 $4,729
75 $3,475 $5,102 $5,969

Audi A3 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A3 by state.


Audi A3 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $3,133 $4,551 $5,793
Alaska $2,592 $3,593 $3,492
Arizona $2,930 $4,236 $6,240
Arkansas $3,212 $5,047 $5,557
California $3,577 $6,325 $3,577
Colorado $3,338 $4,671 $5,927
Connecticut $4,264 $6,614 $8,395
Delaware $3,530 $4,705 $6,043
Florida $4,203 $5,815 $7,578
Georgia $3,427 $5,124 $5,167
Hawaii $1,369 $1,858 $1,369
Idaho $2,378 $3,153 $3,833
Illinois $2,489 $3,763 $4,290
Indiana $2,557 $3,910 $4,387
Iowa $2,026 $2,778 $3,267
Kansas $2,695 $3,921 $4,586
Kentucky $3,896 $5,719 $6,753
Louisiana $5,001 $7,560 $8,197
Maine $1,891 $2,614 $3,859
Maryland $3,060 $4,454 $4,947
Massachusetts $2,454 $4,281 $2,454
Michigan $5,922 $9,025 $14,235
Minnesota $2,438 $3,251 $4,577
Mississippi $2,943 $4,198 $4,225
Missouri $2,773 $3,965 $5,208
Montana $2,819 $3,934 $4,579
Nebraska $2,383 $3,524 $3,829
Nevada $3,931 $5,831 $6,159
New Hampshire $2,735 $4,324 $5,466
New Jersey $3,013 $4,727 $6,185
New Mexico $3,077 $4,577 $4,751
New York $2,850 $3,589 $5,990
North Carolina $1,767 $3,035 $2,165
North Dakota $2,418 $3,674 $4,345
Ohio $2,156 $3,325 $3,409
Oklahoma $3,442 $4,929 $5,550
Oregon $3,132 $4,203 $5,020
Pennsylvania $2,638 $3,874 $4,532
Rhode Island $4,405 $6,462 $7,276
South Carolina $2,992 $4,146 $5,722
South Dakota $2,684 $3,867 $4,463
Tennessee $3,157 $4,647 $6,188
Texas $3,179 $4,592 $5,712
Utah $2,704 $3,789 $5,214
Vermont $2,082 $3,206 $3,388
Virginia $1,961 $3,011 $2,951
Washington $2,596 $3,523 $4,207
West Virginia $2,612 $3,740 $4,686
Wisconsin $2,604 $4,065 $4,636
Wyoming $2,431 $3,403 $3,624

Audi A3 Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Audi A3 ranks for Insurance compared to other vehicles. Also check out how the A3 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Audi A3 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A3 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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