Audi A3 Insurance Cost

Auto insurance for an Audi A3 will cost about $1,783 per year.

This beats the national average for luxury sedan models by $4. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A3.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi A3 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi A3 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,041 $8,870 $10,377
18 $5,629 $8,266 $9,670
19 $4,975 $7,305 $8,546
20 $4,338 $6,370 $7,452
21 $3,638 $5,342 $6,249
22 $3,543 $5,202 $6,086
23 $3,100 $4,552 $5,325
24 $2,945 $4,325 $5,059
25 $2,542 $3,732 $4,366
30 $1,980 $2,907 $3,401
35 $1,854 $2,723 $3,185
40 $1,783 $2,619 $3,063
45 $1,735 $2,548 $2,981
55 $1,592 $2,337 $2,734
65 $1,660 $2,438 $2,852
75 $2,095 $3,077 $3,599

Audi A3 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A3 by state.

Audi A3 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,890 $2,744 $3,493
Alaska $1,563 $2,167 $2,106
Arizona $1,767 $2,554 $3,763
Arkansas $1,937 $3,044 $3,351
California $2,157 $3,814 $2,157
Colorado $2,013 $2,817 $3,574
Connecticut $2,572 $3,988 $5,062
Delaware $2,129 $2,837 $3,644
Florida $2,535 $3,507 $4,570
Georgia $2,066 $3,090 $3,116
Hawaii $825 $1,121 $825
Idaho $1,434 $1,901 $2,311
Illinois $1,501 $2,269 $2,587
Indiana $1,542 $2,358 $2,646
Iowa $1,222 $1,675 $1,970
Kansas $1,625 $2,365 $2,766
Kentucky $2,349 $3,449 $4,073
Louisiana $3,016 $4,559 $4,943
Maine $1,140 $1,576 $2,327
Maryland $1,846 $2,686 $2,983
Massachusetts $1,480 $2,582 $1,480
Michigan $3,571 $5,442 $8,584
Minnesota $1,470 $1,960 $2,760
Mississippi $1,775 $2,531 $2,548
Missouri $1,672 $2,391 $3,141
Montana $1,700 $2,372 $2,761
Nebraska $1,437 $2,125 $2,309
Nevada $2,371 $3,516 $3,714
New Hampshire $1,649 $2,608 $3,296
New Jersey $1,817 $2,850 $3,730
New Mexico $1,855 $2,760 $2,865
New York $1,719 $2,164 $3,612
North Carolina $1,065 $1,830 $1,305
North Dakota $1,458 $2,216 $2,620
Ohio $1,300 $2,005 $2,056
Oklahoma $2,076 $2,972 $3,347
Oregon $1,889 $2,534 $3,027
Pennsylvania $1,591 $2,336 $2,733
Rhode Island $2,656 $3,897 $4,388
South Carolina $1,804 $2,500 $3,451
South Dakota $1,619 $2,332 $2,691
Tennessee $1,903 $2,802 $3,732
Texas $1,917 $2,769 $3,445
Utah $1,631 $2,285 $3,144
Vermont $1,255 $1,933 $2,043
Virginia $1,183 $1,816 $1,780
Washington $1,565 $2,125 $2,537
West Virginia $1,575 $2,255 $2,826
Wisconsin $1,570 $2,451 $2,796
Wyoming $1,466 $2,052 $2,185

Audi A3 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi A3 ranks for Insurance compared to other vehicles. Also check out how the A3 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi A3 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A3 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: