🎉 ENDS 11/30: 20% off YAA+ (THANKS20), and $100 off extended warranty (THANKS100)

Audi A8 Insurance Cost

Auto insurance for an Audi A8 will cost about $3,553 per year.

This is more than the national average for luxury sedan models by $1,328. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi A8 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi A8 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $12,034 $17,671 $20,673
18 $11,215 $16,468 $19,265
19 $9,911 $14,554 $17,026
20 $8,642 $12,690 $14,845
21 $7,247 $10,642 $12,450
22 $7,058 $10,364 $12,125
23 $6,176 $9,068 $10,609
24 $5,867 $8,615 $10,079
25 $5,063 $7,435 $8,698
30 $3,944 $5,792 $6,775
35 $3,694 $5,424 $6,346
40 $3,553 $5,217 $6,103
45 $3,457 $5,076 $5,939
55 $3,171 $4,656 $5,447
65 $3,307 $4,856 $5,681
75 $4,174 $6,130 $7,171

Audi A8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A8 by state.

Audi A8 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,764 $5,467 $6,959
Alaska $3,114 $4,316 $4,195
Arizona $3,520 $5,089 $7,497
Arkansas $3,859 $6,064 $6,676
California $4,297 $7,599 $4,297
Colorado $4,010 $5,612 $7,120
Connecticut $5,123 $7,945 $10,085
Delaware $4,241 $5,652 $7,260
Florida $5,050 $6,986 $9,104
Hawaii $1,645 $2,232 $1,645
Idaho $2,857 $3,787 $4,605
Illinois $2,991 $4,520 $5,154
Indiana $3,072 $4,697 $5,271
Iowa $2,434 $3,337 $3,924
Kansas $3,238 $4,711 $5,510
Kentucky $4,680 $6,870 $8,113
Louisiana $6,008 $9,082 $9,847
Maine $2,272 $3,140 $4,637
Maryland $3,677 $5,351 $5,944
Massachusetts $2,948 $5,143 $2,948
Michigan $7,115 $10,842 $17,102
Minnesota $2,929 $3,905 $5,499
Mississippi $3,536 $5,043 $5,076
Missouri $3,331 $4,763 $6,257
Montana $3,387 $4,726 $5,501
Nebraska $2,863 $4,234 $4,600
Nevada $4,723 $7,005 $7,400
New Hampshire $3,285 $5,195 $6,567
New Jersey $3,619 $5,678 $7,431
New Mexico $3,696 $5,498 $5,707
New York $3,424 $4,311 $7,196
North Carolina $2,122 $3,646 $2,600
North Dakota $2,904 $4,414 $5,220
Ohio $2,590 $3,994 $4,095
Oklahoma $4,135 $5,921 $6,667
Oregon $3,763 $5,049 $6,031
Pennsylvania $3,170 $4,654 $5,445
Rhode Island $5,292 $7,763 $8,741
South Carolina $3,594 $4,981 $6,875
South Dakota $3,224 $4,646 $5,361
Tennessee $3,792 $5,582 $7,434
Texas $3,819 $5,517 $6,862
Utah $3,249 $4,552 $6,264
Vermont $2,501 $3,851 $4,071
Virginia $2,356 $3,617 $3,545
Washington $3,119 $4,233 $5,054
West Virginia $3,138 $4,493 $5,630
Wisconsin $3,128 $4,883 $5,570
Wyoming $2,920 $4,088 $4,354
Georgia $4,117 $6,156 $6,207

Audi A8 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi A8 ranks for Insurance compared to other vehicles. Also check out how the A8 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi A8 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A8 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: