Audi A8 Insurance Cost

Auto insurance for an Audi A8 will cost about $2,509 per year.

This is more than the national average for luxury sedan models by $722. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi A8 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi A8 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,500 $12,481 $14,601
18 $7,921 $11,631 $13,607
19 $7,000 $10,279 $12,025
20 $6,104 $8,963 $10,485
21 $5,119 $7,516 $8,793
22 $4,985 $7,320 $8,563
23 $4,362 $6,405 $7,493
24 $4,144 $6,085 $7,118
25 $3,576 $5,251 $6,143
30 $2,786 $4,091 $4,785
35 $2,609 $3,831 $4,482
40 $2,509 $3,685 $4,310
45 $2,442 $3,585 $4,194
55 $2,239 $3,288 $3,847
65 $2,336 $3,430 $4,013
75 $2,948 $4,329 $5,065

Audi A8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A8 by state.

Audi A8 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,659 $3,861 $4,915
Alaska $2,199 $3,048 $2,963
Arizona $2,486 $3,594 $5,295
Arkansas $2,726 $4,283 $4,715
California $3,035 $5,367 $3,035
Colorado $2,832 $3,963 $5,029
Connecticut $3,618 $5,612 $7,123
Delaware $2,995 $3,992 $5,127
Florida $3,567 $4,934 $6,430
Georgia $2,908 $4,348 $4,384
Hawaii $1,161 $1,577 $1,161
Idaho $2,018 $2,675 $3,252
Illinois $2,112 $3,193 $3,640
Indiana $2,170 $3,317 $3,723
Iowa $1,719 $2,357 $2,772
Kansas $2,287 $3,327 $3,891
Kentucky $3,306 $4,852 $5,730
Louisiana $4,243 $6,414 $6,955
Maine $1,605 $2,218 $3,275
Maryland $2,597 $3,779 $4,198
Massachusetts $2,082 $3,633 $2,082
Michigan $5,025 $7,658 $12,078
Minnesota $2,069 $2,758 $3,884
Mississippi $2,497 $3,562 $3,585
Missouri $2,353 $3,364 $4,419
Montana $2,392 $3,338 $3,885
Nebraska $2,022 $2,990 $3,249
Nevada $3,335 $4,947 $5,226
New Hampshire $2,320 $3,669 $4,638
New Jersey $2,556 $4,011 $5,248
New Mexico $2,611 $3,883 $4,031
New York $2,418 $3,045 $5,083
North Carolina $1,499 $2,575 $1,837
North Dakota $2,051 $3,118 $3,687
Ohio $1,829 $2,821 $2,892
Oklahoma $2,921 $4,182 $4,709
Oregon $2,658 $3,566 $4,259
Pennsylvania $2,239 $3,287 $3,846
Rhode Island $3,738 $5,483 $6,174
South Carolina $2,538 $3,518 $4,855
South Dakota $2,277 $3,282 $3,786
Tennessee $2,678 $3,943 $5,251
Texas $2,697 $3,897 $4,847
Utah $2,294 $3,215 $4,424
Vermont $1,766 $2,720 $2,875
Virginia $1,664 $2,555 $2,504
Washington $2,203 $2,989 $3,570
West Virginia $2,216 $3,174 $3,976
Wisconsin $2,209 $3,449 $3,934
Wyoming $2,063 $2,888 $3,075

Audi A8 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi A8 ranks for Insurance compared to other vehicles. Also check out how the A8 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi A8 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A8 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: