Audi A8 Insurance Cost

Auto insurance for an Audi A8 will cost about $3,176 per year.

This is more than the national average for luxury sedan models by $1,109. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi A8 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi A8 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $10,759 $16,026 $18,944
18 $10,027 $14,935 $17,654
19 $8,861 $13,199 $15,602
20 $7,726 $11,508 $13,604
21 $6,479 $9,651 $11,408
22 $6,310 $9,399 $11,111
23 $5,521 $8,224 $9,722
24 $5,246 $7,813 $9,236
25 $4,527 $6,743 $7,970
30 $3,526 $5,252 $6,209
35 $3,303 $4,919 $5,815
40 $3,176 $4,731 $5,593
45 $3,091 $4,604 $5,442
55 $2,835 $4,222 $4,991
65 $2,957 $4,404 $5,206
75 $3,732 $5,559 $6,571

Audi A8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A8 by state.

Audi A8 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,366 $4,715 $5,900
Alaska $2,784 $4,054 $4,248
Arizona $3,147 $4,882 $6,961
Arkansas $3,450 $5,226 $5,847
California $3,842 $6,719 $3,842
Colorado $3,585 $4,963 $6,191
Connecticut $4,580 $7,081 $9,070
Delaware $3,792 $5,221 $6,931
Florida $4,515 $6,132 $7,995
Georgia $3,681 $5,673 $5,821
Hawaii $1,470 $2,029 $1,470
Idaho $2,554 $3,438 $4,280
Illinois $2,674 $3,952 $4,583
Indiana $2,747 $4,293 $5,009
Iowa $2,176 $3,264 $3,803
Kansas $2,895 $4,262 $5,048
Kentucky $4,184 $6,294 $7,403
Louisiana $5,372 $8,210 $8,839
Maine $2,031 $2,724 $3,976
Maryland $3,287 $4,820 $5,692
Massachusetts $2,636 $4,458 $2,636
Michigan $6,361 $9,563 $14,704
Minnesota $2,619 $3,517 $5,207
Mississippi $3,161 $4,775 $5,044
Missouri $2,978 $4,102 $5,305
Montana $3,028 $4,739 $5,226
Nebraska $2,560 $3,624 $4,123
Nevada $4,222 $6,373 $6,992
New Hampshire $2,937 $4,734 $6,028
New Jersey $3,236 $5,102 $6,581
New Mexico $3,305 $4,755 $5,340
New York $3,061 $3,986 $6,434
North Carolina $1,898 $3,063 $2,361
North Dakota $2,597 $3,997 $5,074
Ohio $2,315 $3,786 $3,923
Oklahoma $3,697 $5,551 $6,296
Oregon $3,364 $5,081 $5,829
Pennsylvania $2,834 $4,285 $4,918
Rhode Island $4,731 $7,260 $8,304
South Carolina $3,213 $4,650 $6,635
South Dakota $2,883 $3,966 $4,759
Tennessee $3,390 $5,071 $6,399
Texas $3,415 $5,025 $6,308
Utah $2,904 $4,200 $5,793
Vermont $2,236 $3,575 $3,908
Virginia $2,106 $3,172 $3,369
Washington $2,788 $4,189 $4,939
West Virginia $2,806 $4,086 $5,045
Wisconsin $2,797 $4,083 $4,959
Wyoming $2,611 $3,837 $4,289

Other Audi A8 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A8 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: