Audi A8 Insurance Cost

Auto insurance for an Audi A8 will cost about $3,176 per year.

This is more than the national average for luxury sedan models by $1,109. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A8. Visit our Competitive Quote Tool to see if you can find lower rates for an A8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Audi A8 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Audi A8 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $10,759 $16,026 $18,944
18 $10,027 $14,935 $17,654
19 $8,861 $13,199 $15,602
20 $7,726 $11,508 $13,604
21 $6,479 $9,651 $11,408
22 $6,310 $9,399 $11,111
23 $5,521 $8,224 $9,722
24 $5,246 $7,813 $9,236
25 $4,527 $6,743 $7,970
30 $3,526 $5,252 $6,209
35 $3,303 $4,919 $5,815
40 $3,176 $4,731 $5,593
45 $3,091 $4,604 $5,442
55 $2,835 $4,222 $4,991
65 $2,957 $4,404 $5,206
75 $3,732 $5,559 $6,571

Audi A8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A8 by state.

Audi A8 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,366 $4,715 $5,900
Alaska $2,784 $4,054 $4,248
Arizona $3,147 $4,882 $6,961
Arkansas $3,450 $5,226 $5,847
California $3,842 $6,719 $3,842
Colorado $3,585 $4,963 $6,191
Connecticut $4,580 $7,081 $9,070
Delaware $3,792 $5,221 $6,931
Florida $4,515 $6,132 $7,995
Georgia $3,681 $5,673 $5,821
Hawaii $1,470 $2,029 $1,470
Idaho $2,554 $3,438 $4,280
Illinois $2,674 $3,952 $4,583
Indiana $2,747 $4,293 $5,009
Iowa $2,176 $3,264 $3,803
Kansas $2,895 $4,262 $5,048
Kentucky $4,184 $6,294 $7,403
Louisiana $5,372 $8,210 $8,839
Maine $2,031 $2,724 $3,976
Maryland $3,287 $4,820 $5,692
Massachusetts $2,636 $4,458 $2,636
Michigan $6,361 $9,563 $14,704
Minnesota $2,619 $3,517 $5,207
Mississippi $3,161 $4,775 $5,044
Missouri $2,978 $4,102 $5,305
Montana $3,028 $4,739 $5,226
Nebraska $2,560 $3,624 $4,123
Nevada $4,222 $6,373 $6,992
New Hampshire $2,937 $4,734 $6,028
New Jersey $3,236 $5,102 $6,581
New Mexico $3,305 $4,755 $5,340
New York $3,061 $3,986 $6,434
North Carolina $1,898 $3,063 $2,361
North Dakota $2,597 $3,997 $5,074
Ohio $2,315 $3,786 $3,923
Oklahoma $3,697 $5,551 $6,296
Oregon $3,364 $5,081 $5,829
Pennsylvania $2,834 $4,285 $4,918
Rhode Island $4,731 $7,260 $8,304
South Carolina $3,213 $4,650 $6,635
South Dakota $2,883 $3,966 $4,759
Tennessee $3,390 $5,071 $6,399
Texas $3,415 $5,025 $6,308
Utah $2,904 $4,200 $5,793
Vermont $2,236 $3,575 $3,908
Virginia $2,106 $3,172 $3,369
Washington $2,788 $4,189 $4,939
West Virginia $2,806 $4,086 $5,045
Wisconsin $2,797 $4,083 $4,959
Wyoming $2,611 $3,837 $4,289

Other Important Costs of Owning an Audi A8

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Audi A8 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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