Audi A8 Insurance Cost

Auto insurance for an Audi A8 will cost about $2,438 per year.

This is more than the national average for luxury sedan models by $544. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for an Audi A8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Audi A8 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Audi A8 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,257 $12,124 $14,183
18 $7,695 $11,299 $13,218
19 $6,800 $9,985 $11,681
20 $5,929 $8,706 $10,185
21 $4,972 $7,301 $8,542
22 $4,843 $7,111 $8,319
23 $4,237 $6,222 $7,279
24 $4,025 $5,911 $6,915
25 $3,474 $5,101 $5,967
30 $2,706 $3,974 $4,649
35 $2,534 $3,722 $4,354
40 $2,438 $3,579 $4,187
45 $2,372 $3,483 $4,075
55 $2,175 $3,194 $3,737
65 $2,269 $3,332 $3,898
75 $2,864 $4,205 $4,920

Audi A8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Audi A8 by state.

Audi A8 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,583 $3,751 $4,775
Alaska $2,136 $2,961 $2,878
Arizona $2,415 $3,491 $5,144
Arkansas $2,648 $4,160 $4,581
California $2,948 $5,213 $2,948
Colorado $2,751 $3,850 $4,885
Connecticut $3,515 $5,451 $6,920
Delaware $2,910 $3,878 $4,981
Florida $3,465 $4,793 $6,246
Georgia $2,825 $4,224 $4,259
Hawaii $1,128 $1,532 $1,128
Idaho $1,960 $2,599 $3,159
Illinois $2,052 $3,101 $3,536
Indiana $2,108 $3,223 $3,616
Iowa $1,670 $2,290 $2,693
Kansas $2,221 $3,232 $3,780
Kentucky $3,211 $4,714 $5,566
Louisiana $4,122 $6,231 $6,756
Maine $1,559 $2,155 $3,181
Maryland $2,523 $3,671 $4,078
Massachusetts $2,023 $3,529 $2,023
Michigan $4,882 $7,439 $11,733
Minnesota $2,009 $2,679 $3,773
Mississippi $2,426 $3,460 $3,482
Missouri $2,286 $3,268 $4,293
Montana $2,324 $3,243 $3,774
Nebraska $1,964 $2,905 $3,156
Nevada $3,240 $4,806 $5,077
New Hampshire $2,254 $3,564 $4,506
New Jersey $2,483 $3,896 $5,098
New Mexico $2,536 $3,772 $3,916
New York $2,349 $2,958 $4,937
North Carolina $1,456 $2,502 $1,784
North Dakota $1,993 $3,028 $3,582
Ohio $1,777 $2,740 $2,810
Oklahoma $2,837 $4,062 $4,574
Oregon $2,582 $3,464 $4,138
Pennsylvania $2,175 $3,193 $3,736
Rhode Island $3,631 $5,326 $5,997
South Carolina $2,466 $3,417 $4,717
South Dakota $2,212 $3,188 $3,678
Tennessee $2,602 $3,830 $5,101
Texas $2,620 $3,785 $4,708
Utah $2,229 $3,123 $4,298
Vermont $1,716 $2,642 $2,793
Virginia $1,616 $2,482 $2,432
Washington $2,140 $2,904 $3,468
West Virginia $2,153 $3,083 $3,863
Wisconsin $2,146 $3,350 $3,821
Wyoming $2,004 $2,805 $2,987

Audi A8 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Audi A8 ranks for Insurance compared to other vehicles. Also check out how the A8 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Audi A8 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Audi A8 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: