Chevrolet Silverado 3500HD Insurance Cost

Auto insurance for a Chevrolet Silverado 3500HD will cost about $1,646 per year.

This beats the national average for popular heavy-duty models by $141. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Chevrolet Silverado 3500HD.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Chevrolet Silverado 3500HD insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Chevrolet Silverado 3500HD Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,575 $8,187 $9,577
18 $5,196 $7,629 $8,925
19 $4,592 $6,742 $7,888
20 $4,004 $5,879 $6,878
21 $3,358 $4,930 $5,768
22 $3,270 $4,802 $5,617
23 $2,861 $4,201 $4,915
24 $2,718 $3,991 $4,669
25 $2,346 $3,444 $4,030
30 $1,827 $2,683 $3,139
35 $1,711 $2,513 $2,940
40 $1,646 $2,417 $2,827
45 $1,602 $2,352 $2,751
55 $1,469 $2,157 $2,523
65 $1,532 $2,250 $2,632
75 $1,934 $2,840 $3,322

Chevrolet Silverado 3500HD car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chevrolet Silverado 3500HD by state.

Chevrolet Silverado 3500HD Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,744 $2,533 $3,224
Alaska $1,442 $2,000 $1,944
Arizona $1,631 $2,358 $3,473
Arkansas $1,788 $2,809 $3,093
California $1,991 $3,520 $1,991
Colorado $1,858 $2,600 $3,299
Connecticut $2,373 $3,681 $4,672
Delaware $1,965 $2,619 $3,363
Florida $2,339 $3,237 $4,218
Georgia $1,907 $2,852 $2,876
Hawaii $762 $1,034 $762
Idaho $1,324 $1,755 $2,133
Illinois $1,386 $2,094 $2,388
Indiana $1,423 $2,176 $2,442
Iowa $1,127 $1,546 $1,818
Kansas $1,500 $2,182 $2,552
Kentucky $2,168 $3,183 $3,759
Louisiana $2,784 $4,208 $4,562
Maine $1,053 $1,455 $2,148
Maryland $1,703 $2,479 $2,754
Massachusetts $1,366 $2,383 $1,366
Michigan $3,296 $5,023 $7,923
Minnesota $1,357 $1,809 $2,548
Mississippi $1,638 $2,336 $2,352
Missouri $1,543 $2,207 $2,899
Montana $1,569 $2,190 $2,549
Nebraska $1,326 $1,962 $2,131
Nevada $2,188 $3,245 $3,428
New Hampshire $1,522 $2,407 $3,042
New Jersey $1,677 $2,631 $3,443
New Mexico $1,712 $2,547 $2,644
New York $1,586 $1,997 $3,334
North Carolina $983 $1,689 $1,205
North Dakota $1,346 $2,045 $2,418
Ohio $1,200 $1,850 $1,897
Oklahoma $1,916 $2,743 $3,089
Oregon $1,743 $2,339 $2,794
Pennsylvania $1,468 $2,156 $2,523
Rhode Island $2,452 $3,596 $4,050
South Carolina $1,665 $2,307 $3,185
South Dakota $1,494 $2,153 $2,484
Tennessee $1,757 $2,586 $3,444
Texas $1,769 $2,556 $3,179
Utah $1,505 $2,109 $2,902
Vermont $1,159 $1,784 $1,886
Virginia $1,091 $1,676 $1,642
Washington $1,445 $1,961 $2,341
West Virginia $1,454 $2,082 $2,608
Wisconsin $1,449 $2,262 $2,580
Wyoming $1,353 $1,894 $2,017

Chevrolet Silverado 3500HD Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Chevrolet Silverado 3500HD ranks for Insurance compared to other vehicles. Also check out how the Silverado 3500HD stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Chevrolet Silverado 3500HD Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Chevrolet Silverado 3500HD costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: