Chevrolet Silverado 3500HD Insurance Cost

Auto insurance for a Chevrolet Silverado 3500HD will cost about $1,878 per year.

This beats the national average for popular heavy-duty models by $347. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Chevrolet Silverado 3500HD.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Chevrolet Silverado 3500HD insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Chevrolet Silverado 3500HD Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,361 $9,341 $10,927
18 $5,928 $8,705 $10,183
19 $5,239 $7,693 $9,000
20 $4,568 $6,708 $7,847
21 $3,831 $5,625 $6,581
22 $3,731 $5,478 $6,409
23 $3,264 $4,793 $5,608
24 $3,101 $4,554 $5,327
25 $2,676 $3,930 $4,597
30 $2,085 $3,061 $3,581
35 $1,953 $2,867 $3,354
40 $1,878 $2,758 $3,226
45 $1,827 $2,683 $3,139
55 $1,676 $2,461 $2,879
65 $1,748 $2,567 $3,003
75 $2,207 $3,240 $3,790

Chevrolet Silverado 3500HD car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chevrolet Silverado 3500HD by state.

Chevrolet Silverado 3500HD Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,990 $2,890 $3,679
Alaska $1,646 $2,281 $2,218
Arizona $1,861 $2,690 $3,963
Arkansas $2,040 $3,205 $3,529
California $2,271 $4,017 $2,271
Colorado $2,120 $2,966 $3,764
Connecticut $2,708 $4,200 $5,331
Delaware $2,242 $2,988 $3,837
Florida $2,669 $3,693 $4,812
Hawaii $869 $1,180 $869
Idaho $1,510 $2,002 $2,434
Illinois $1,581 $2,389 $2,724
Indiana $1,624 $2,483 $2,786
Iowa $1,286 $1,764 $2,074
Kansas $1,711 $2,490 $2,912
Kentucky $2,474 $3,632 $4,289
Louisiana $3,176 $4,801 $5,205
Maine $1,201 $1,660 $2,451
Maryland $1,943 $2,828 $3,142
Massachusetts $1,558 $2,719 $1,558
Michigan $3,761 $5,731 $9,040
Minnesota $1,548 $2,064 $2,907
Mississippi $1,869 $2,666 $2,683
Missouri $1,761 $2,518 $3,307
Montana $1,790 $2,498 $2,908
Nebraska $1,513 $2,238 $2,432
Nevada $2,496 $3,703 $3,911
New Hampshire $1,736 $2,746 $3,471
New Jersey $1,913 $3,002 $3,928
New Mexico $1,954 $2,906 $3,017
New York $1,810 $2,279 $3,804
North Carolina $1,122 $1,927 $1,375
North Dakota $1,535 $2,333 $2,759
Ohio $1,369 $2,111 $2,165
Oklahoma $2,186 $3,130 $3,524
Oregon $1,989 $2,669 $3,188
Pennsylvania $1,675 $2,460 $2,878
Rhode Island $2,797 $4,103 $4,621
South Carolina $1,900 $2,633 $3,634
South Dakota $1,704 $2,456 $2,834
Tennessee $2,004 $2,951 $3,930
Texas $2,019 $2,916 $3,627
Utah $1,717 $2,406 $3,311
Vermont $1,322 $2,036 $2,152
Virginia $1,245 $1,912 $1,874
Washington $1,648 $2,237 $2,672
West Virginia $1,659 $2,375 $2,976
Wisconsin $1,653 $2,581 $2,944
Wyoming $1,544 $2,161 $2,301
Georgia $2,176 $3,254 $3,281

Chevrolet Silverado 3500HD Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Chevrolet Silverado 3500HD ranks for Insurance compared to other vehicles. Also check out how the Silverado 3500HD stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Chevrolet Silverado 3500HD Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Chevrolet Silverado 3500HD costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: