Chevrolet Silverado 3500HD Insurance Rates

Chevrolet Silverado 3500HD Insurance Rates

Auto insurance for a Chevrolet Silverado 3500HD will cost about $2,471 per year.

This beats the national average for popular heavy-duty models by $424. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Chevrolet Silverado 3500HD.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Chevrolet Silverado 3500HD insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Compare car insurance quotes in real-time and save.

Get a personalized quote in 5 minutes or less.

Compare quotes
Choose your policy
Get same-day coverage
Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

Chevrolet Silverado 3500HD Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,371 $12,292 $14,380
18 $7,801 $11,456 $13,401
19 $6,895 $10,124 $11,844
20 $6,012 $8,827 $10,327
21 $5,041 $7,403 $8,660
22 $4,910 $7,209 $8,434
23 $4,296 $6,308 $7,380
24 $4,081 $5,993 $7,011
25 $3,522 $5,172 $6,050
30 $2,744 $4,029 $4,713
35 $2,570 $3,773 $4,414
40 $2,471 $3,629 $4,245
45 $2,405 $3,531 $4,131
55 $2,206 $3,239 $3,789
65 $2,301 $3,378 $3,952
75 $2,904 $4,264 $4,988

Chevrolet Silverado 3500HD car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chevrolet Silverado 3500HD by state.


Chevrolet Silverado 3500HD Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,619 $3,803 $4,841
Alaska $2,166 $3,002 $2,918
Arizona $2,449 $3,540 $5,215
Arkansas $2,685 $4,218 $4,644
California $2,989 $5,286 $2,989
Colorado $2,789 $3,904 $4,953
Connecticut $3,564 $5,527 $7,016
Delaware $2,950 $3,932 $5,050
Florida $3,513 $4,860 $6,333
Georgia $2,864 $4,282 $4,318
Hawaii $1,144 $1,553 $1,144
Idaho $1,987 $2,635 $3,203
Illinois $2,080 $3,145 $3,585
Indiana $2,137 $3,267 $3,666
Iowa $1,693 $2,322 $2,730
Kansas $2,252 $3,277 $3,833
Kentucky $3,256 $4,779 $5,644
Louisiana $4,180 $6,318 $6,850
Maine $1,580 $2,185 $3,225
Maryland $2,558 $3,722 $4,134
Massachusetts $2,051 $3,578 $2,051
Michigan $4,949 $7,542 $11,896
Minnesota $2,037 $2,716 $3,825
Mississippi $2,459 $3,508 $3,531
Missouri $2,317 $3,313 $4,353
Montana $2,356 $3,288 $3,827
Nebraska $1,992 $2,945 $3,200
Nevada $3,285 $4,873 $5,147
New Hampshire $2,285 $3,614 $4,568
New Jersey $2,518 $3,950 $5,169
New Mexico $2,571 $3,825 $3,970
New York $2,382 $2,999 $5,006
North Carolina $1,476 $2,536 $1,809
North Dakota $2,020 $3,071 $3,631
Ohio $1,801 $2,778 $2,849
Oklahoma $2,877 $4,119 $4,638
Oregon $2,618 $3,512 $4,195
Pennsylvania $2,205 $3,237 $3,788
Rhode Island $3,681 $5,400 $6,081
South Carolina $2,500 $3,465 $4,782
South Dakota $2,243 $3,232 $3,729
Tennessee $2,638 $3,883 $5,171
Texas $2,657 $3,838 $4,774
Utah $2,260 $3,167 $4,357
Vermont $1,740 $2,679 $2,832
Virginia $1,639 $2,516 $2,466
Washington $2,169 $2,944 $3,516
West Virginia $2,183 $3,126 $3,916
Wisconsin $2,176 $3,397 $3,874
Wyoming $2,031 $2,844 $3,029

Chevrolet Silverado 3500HD Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Chevrolet Silverado 3500HD ranks for Insurance compared to other vehicles. Also check out how the Silverado 3500HD stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Chevrolet Silverado 3500HD Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Chevrolet Silverado 3500HD costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Chevrolet Silverado 3500HDs For Sale

2022 Chevrolet Silverado 3500HD LTZ

Mileage: 102,663
Mileage: 102,663     Price: $46,999
Location: Chantilly, VA ~ 8 miles away
Dealer: Alternative Motor Group
Days on Market: 55

$46,999


2022 Chevrolet Silverado 3500HD LT

Mileage: 32,850
Mileage: 32,850     Price: $40,490
Location: Manassas, VA ~ 18 miles away
Dealer: Bomnin Chevrolet Manassas
Days on Market: 223
Colors (ext/int): Summit White / Jet Black Cloth Seat Trim

$40,490


2017 Chevrolet Silverado 3500HD Work Truck

Mileage: 138,870
Mileage: 138,870     Price: $31,400
Location: Rockville, MD ~ 18 miles away
Dealer: Membercar
Days on Market: 106
Colors (ext/int): Summit White / Dark Ash With Jet Black Accents

$31,400



CarEdge Insights
Unlock the secrets to smarter car buying.
Now includes dealer invoice pricing.
Get CarEdge's tool kit for expert negotiations and insider data so you can make your next car purchase with confidence and clarity.
Dealer Invoice Price
Total For Sale & Total Sold
Market Days Supply
And more!
Unlock the secrets to smarter car buying.
Now includes dealer invoice pricing.
Get CarEdge's tool kit for expert negotiations and insider data so you can make your next car purchase with confidence and clarity.
Dealer Invoice Price
Market Days Supply
Total For Sale & Total Sold
And more!

Related Articles

GAP Insurance Explained: Not Every Car Buyer Needs It

Car Insurance Rates Soared 24%

Car Ownership Costs Beyond the Price Tag: What to Expect

Other Chevrolet Models