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Chevrolet Silverado 2500HD Insurance Rates

Chevrolet Silverado 2500HD Insurance Rates

Auto insurance for a Chevrolet Silverado 2500HD will cost about $2,582 per year.

This beats the national average for popular heavy-duty models by $495. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Chevrolet Silverado 2500HD.

$8,15018$11,968$14,001$3,68025$5,403$6,321$2,86630$4,209$4,924$2,58240$3,791$4,435$2,30455$3,384$3,958Age of DriverAge$0$2k$4k$6k$8k$10k$12k$14kGood Driver and CreditRecent At-Fault AccidentPoor Credit RatingChevrolet Silverado 2500HD Annual Insurance Premium
Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Chevrolet Silverado 2500HD insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Chevrolet Silverado 2500HD Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,746 $12,842 $15,024
18 $8,150 $11,968 $14,001
19 $7,203 $10,577 $12,373
20 $6,280 $9,222 $10,789
21 $5,267 $7,734 $9,048
22 $5,129 $7,532 $8,811
23 $4,488 $6,590 $7,710
24 $4,264 $6,261 $7,325
25 $3,680 $5,403 $6,321
30 $2,866 $4,209 $4,924
35 $2,685 $3,942 $4,612
40 $2,582 $3,791 $4,435
45 $2,512 $3,689 $4,316
55 $2,304 $3,384 $3,958
65 $2,404 $3,529 $4,129
75 $3,034 $4,455 $5,211

Chevrolet Silverado 2500HD car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chevrolet Silverado 2500HD by state.


Chevrolet Silverado 2500HD Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,736 $3,973 $5,058
Alaska $2,263 $3,137 $3,049
Arizona $2,558 $3,698 $5,448
Arkansas $2,805 $4,407 $4,852
California $3,123 $5,522 $3,123
Colorado $2,914 $4,078 $5,174
Connecticut $3,723 $5,774 $7,329
Delaware $3,082 $4,108 $5,276
Florida $3,670 $5,077 $6,616
Georgia $2,992 $4,474 $4,511
Hawaii $1,195 $1,622 $1,195
Idaho $2,076 $2,752 $3,346
Illinois $2,173 $3,285 $3,746
Indiana $2,233 $3,413 $3,830
Iowa $1,769 $2,425 $2,852
Kansas $2,353 $3,423 $4,004
Kentucky $3,401 $4,993 $5,896
Louisiana $4,366 $6,600 $7,156
Maine $1,651 $2,282 $3,370
Maryland $2,672 $3,889 $4,319
Massachusetts $2,143 $3,738 $2,143
Michigan $5,171 $7,879 $12,428
Minnesota $2,128 $2,838 $3,996
Mississippi $2,569 $3,665 $3,689
Missouri $2,421 $3,461 $4,547
Montana $2,462 $3,435 $3,998
Nebraska $2,081 $3,077 $3,343
Nevada $3,432 $5,091 $5,378
New Hampshire $2,387 $3,775 $4,772
New Jersey $2,630 $4,127 $5,400
New Mexico $2,686 $3,996 $4,148
New York $2,488 $3,133 $5,230
North Carolina $1,542 $2,650 $1,890
North Dakota $2,111 $3,208 $3,794
Ohio $1,882 $2,903 $2,976
Oklahoma $3,005 $4,303 $4,845
Oregon $2,735 $3,669 $4,383
Pennsylvania $2,304 $3,382 $3,957
Rhode Island $3,846 $5,641 $6,353
South Carolina $2,612 $3,620 $4,996
South Dakota $2,343 $3,377 $3,896
Tennessee $2,756 $4,057 $5,403
Texas $2,775 $4,009 $4,987
Utah $2,361 $3,308 $4,552
Vermont $1,817 $2,799 $2,958
Virginia $1,712 $2,629 $2,576
Washington $2,266 $3,076 $3,673
West Virginia $2,281 $3,265 $4,091
Wisconsin $2,273 $3,549 $4,048
Wyoming $2,122 $2,971 $3,164

Chevrolet Silverado 2500HD Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Chevrolet Silverado 2500HD ranks for Insurance compared to other vehicles. Also check out how the Silverado 2500HD stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Chevrolet Silverado 2500HD Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Chevrolet Silverado 2500HD costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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