Chevrolet Insurance Rates

The average cost of car insurance for a Chevrolet model is about $1,745 per year.

This is $322 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Chevrolet insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Chevrolet insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Insurance Cost per Chevrolet Model

Model Good Driver Recent Accident Poor Credit
Chevrolet Blazer Insurance Cost $2,003 $2,984 $3,527
Chevrolet Bolt EV Insurance Cost $1,922 $2,862 $3,384
Chevrolet Camaro Insurance Cost $1,820 $2,711 $3,205
Chevrolet Colorado Insurance Cost $1,649 $2,456 $2,903
Chevrolet Corvette Insurance Cost $2,226 $3,316 $3,920
Chevrolet Equinox Insurance Cost $1,592 $2,372 $2,803
Chevrolet Express Insurance Cost $1,474 $2,195 $2,595
Chevrolet Express Cargo Insurance Cost $1,502 $2,237 $2,644
Chevrolet Impala Insurance Cost $1,750 $2,606 $3,080
Chevrolet Malibu Insurance Cost $1,745 $2,598 $3,072
Chevrolet Silverado 1500 Insurance Cost $1,789 $2,665 $3,151
Chevrolet Silverado 2500HD Insurance Cost $1,847 $2,751 $3,252
Chevrolet Silverado 3500HD Insurance Cost $2,007 $2,990 $3,534
Chevrolet Sonic Insurance Cost $1,685 $2,509 $2,966
Chevrolet Spark Insurance Cost $1,502 $2,237 $2,644
Chevrolet Suburban Insurance Cost $1,787 $2,662 $3,147
Chevrolet Tahoe Insurance Cost $1,767 $2,633 $3,112
Chevrolet Trailblazer Insurance Cost $1,609 $2,397 $2,833
Chevrolet Traverse Insurance Cost $1,682 $2,505 $2,961
Chevrolet Trax Insurance Cost $1,551 $2,311 $2,732

The cost to insure a Chevrolet model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Chevrolet, then see our insurance analysis and rankings for other makes and models here.

Chevrolet Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,912 $8,806 $10,410
18 $5,510 $8,207 $9,701
19 $4,869 $7,253 $8,574
20 $4,246 $6,324 $7,476
21 $3,561 $5,303 $6,269
22 $3,468 $5,165 $6,106
23 $3,034 $4,519 $5,342
24 $2,882 $4,293 $5,075
25 $2,488 $3,705 $4,380
30 $1,938 $2,886 $3,412
35 $1,815 $2,703 $3,196
40 $1,745 $2,600 $3,073
45 $1,698 $2,530 $2,991
55 $1,558 $2,320 $2,743
65 $1,625 $2,420 $2,861
75 $2,051 $3,055 $3,611

Chevrolet auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chevrolet models by state.

Average Chevrolet Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,849 $2,591 $3,242
Alaska $1,530 $2,228 $2,334
Arizona $1,729 $2,683 $3,825
Arkansas $1,896 $2,872 $3,213
California $2,111 $3,692 $2,111
Colorado $1,970 $2,727 $3,402
Connecticut $2,517 $3,891 $4,984
Delaware $2,084 $2,869 $3,809
Florida $2,481 $3,370 $4,393
Georgia $2,023 $3,118 $3,199
Hawaii $808 $1,115 $808
Idaho $1,404 $1,889 $2,352
Illinois $1,469 $2,172 $2,519
Indiana $1,509 $2,359 $2,753
Iowa $1,196 $1,793 $2,090
Kansas $1,591 $2,342 $2,774
Kentucky $2,299 $3,459 $4,068
Louisiana $2,952 $4,511 $4,857
Maine $1,116 $1,497 $2,185
Maryland $1,806 $2,648 $3,128
Massachusetts $1,449 $2,450 $1,449
Michigan $3,496 $5,255 $8,080
Minnesota $1,439 $1,933 $2,861
Mississippi $1,737 $2,624 $2,771
Missouri $1,637 $2,254 $2,915
Montana $1,664 $2,604 $2,872
Nebraska $1,407 $1,991 $2,265
Nevada $2,320 $3,502 $3,842
New Hampshire $1,614 $2,601 $3,313
New Jersey $1,778 $2,804 $3,616
New Mexico $1,816 $2,613 $2,934
New York $1,682 $2,190 $3,536
North Carolina $1,043 $1,683 $1,297
North Dakota $1,427 $2,196 $2,788
Ohio $1,272 $2,081 $2,156
Oklahoma $2,032 $3,050 $3,460
Oregon $1,849 $2,792 $3,203
Pennsylvania $1,557 $2,355 $2,703
Rhode Island $2,600 $3,990 $4,563
South Carolina $1,766 $2,555 $3,646
South Dakota $1,584 $2,180 $2,615
Tennessee $1,863 $2,787 $3,516
Texas $1,876 $2,762 $3,466
Utah $1,596 $2,308 $3,183
Vermont $1,229 $1,965 $2,148
Virginia $1,157 $1,743 $1,852
Washington $1,532 $2,302 $2,714
West Virginia $1,542 $2,245 $2,772
Wisconsin $1,537 $2,244 $2,725
Wyoming $1,435 $2,108 $2,357

Other Important Chevrolet Ownership Costs

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on depreciation, maintenance and financing for all Chevrolet models. These will provide you with even more knowledge before making such an important financial decision.

Ready to start shopping for a Chevrolet? We have millions of new and used vehicles listed. Here are some Chevrolet models for sale in your area.

Have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.