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Chevrolet Insurance Rates

Chevrolet Insurance Rates

The average cost of car insurance for Chevrolet models is about $2,564 per year.

This is $569 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Chevrolet insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Chevrolet insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


The cost to insure a Chevrolet model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Chevrolet, then see our insurance analysis and rankings for other makes and models here.

Chevrolet Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,686 $12,755 $14,922
18 $8,095 $11,887 $13,906
19 $7,154 $10,505 $12,289
20 $6,238 $9,160 $10,716
21 $5,231 $7,681 $8,986
22 $5,095 $7,481 $8,752
23 $4,458 $6,546 $7,658
24 $4,235 $6,218 $7,275
25 $3,655 $5,366 $6,278
30 $2,847 $4,181 $4,891
35 $2,666 $3,915 $4,580
40 $2,564 $3,766 $4,405
45 $2,495 $3,664 $4,287
55 $2,289 $3,360 $3,932
65 $2,387 $3,505 $4,101
75 $3,013 $4,424 $5,176

Chevrolet auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chevrolet models by state.


Average Chevrolet Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $2,972 $4,444 $4,480
Wyoming $2,108 $2,951 $3,142
Wisconsin $2,258 $3,525 $4,020
West Virginia $2,265 $3,243 $4,064
Washington $2,251 $3,055 $3,648
Virginia $1,700 $2,611 $2,559
Vermont $1,805 $2,780 $2,938
Utah $2,345 $3,286 $4,522
Texas $2,757 $3,982 $4,954
Tennessee $2,737 $4,029 $5,366
South Dakota $2,327 $3,354 $3,870
South Carolina $2,594 $3,595 $4,962
Rhode Island $3,820 $5,603 $6,310
Pennsylvania $2,288 $3,359 $3,930
Oregon $2,716 $3,644 $4,353
Oklahoma $2,985 $4,274 $4,812
Ohio $1,869 $2,883 $2,956
North Dakota $2,096 $3,186 $3,768
North Carolina $1,532 $2,632 $1,877
New York $2,471 $3,112 $5,194
New Mexico $2,668 $3,969 $4,120
New Jersey $2,613 $4,099 $5,364
New Hampshire $2,371 $3,750 $4,740
Nevada $3,409 $5,056 $5,341
Nebraska $2,067 $3,056 $3,320
Montana $2,445 $3,411 $3,971
Missouri $2,405 $3,438 $4,516
Mississippi $2,552 $3,640 $3,664
Minnesota $2,114 $2,819 $3,969
Michigan $5,136 $7,826 $12,344
Massachusetts $2,128 $3,713 $2,128
Maryland $2,654 $3,862 $4,290
Maine $1,640 $2,267 $3,347
Louisiana $4,337 $6,556 $7,108
Kentucky $3,378 $4,959 $5,856
Kansas $2,337 $3,400 $3,977
Iowa $1,757 $2,409 $2,833
Indiana $2,218 $3,390 $3,805
Illinois $2,159 $3,263 $3,720
Idaho $2,062 $2,734 $3,324
Hawaii $1,187 $1,611 $1,187
Florida $3,645 $5,043 $6,571
Delaware $3,061 $4,080 $5,240
Connecticut $3,698 $5,735 $7,280
Colorado $2,894 $4,051 $5,139
California $3,102 $5,485 $3,102
Arkansas $2,786 $4,377 $4,819
Arizona $2,541 $3,673 $5,412
Alaska $2,247 $3,115 $3,028
Alabama $2,717 $3,946 $5,023

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