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Chevrolet Insurance Rates

Chevrolet Insurance Rates

The average cost of car insurance for Chevrolet models is about $2,519 per year.

This is $558 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Chevrolet insurance rates.

$7,95218$11,676$13,660$3,59025$5,271$6,167$2,79630$4,106$4,804$2,51940$3,699$4,327$2,24855$3,301$3,862Age of DriverAge$0$2k$4k$6k$8k$10k$12kGood Driver and CreditRecent At-Fault AccidentPoor Credit RatingAverage Chevrolet Annual Insurance Premium
Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Chevrolet insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


The cost to insure a Chevrolet model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Chevrolet, then see our insurance analysis and rankings for other makes and models here.

Chevrolet Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,533 $12,529 $14,657
18 $7,952 $11,676 $13,660
19 $7,027 $10,319 $12,072
20 $6,127 $8,997 $10,526
21 $5,138 $7,545 $8,827
22 $5,004 $7,348 $8,597
23 $4,379 $6,430 $7,522
24 $4,160 $6,108 $7,146
25 $3,590 $5,271 $6,167
30 $2,796 $4,106 $4,804
35 $2,619 $3,846 $4,499
40 $2,519 $3,699 $4,327
45 $2,451 $3,599 $4,211
55 $2,248 $3,301 $3,862
65 $2,345 $3,443 $4,028
75 $2,960 $4,346 $5,084

Chevrolet auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chevrolet models by state.


Average Chevrolet Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $2,919 $4,365 $4,401
Wyoming $2,071 $2,899 $3,087
Wisconsin $2,218 $3,462 $3,949
West Virginia $2,225 $3,186 $3,992
Washington $2,211 $3,001 $3,583
Virginia $1,670 $2,564 $2,514
Vermont $1,773 $2,731 $2,886
Utah $2,303 $3,228 $4,441
Texas $2,708 $3,912 $4,866
Tennessee $2,689 $3,958 $5,271
South Dakota $2,286 $3,294 $3,801
South Carolina $2,548 $3,532 $4,874
Rhode Island $3,752 $5,504 $6,198
Pennsylvania $2,247 $3,300 $3,861
Oregon $2,668 $3,580 $4,276
Oklahoma $2,932 $4,198 $4,727
Ohio $1,836 $2,832 $2,904
North Dakota $2,059 $3,130 $3,701
North Carolina $1,505 $2,585 $1,844
New York $2,428 $3,057 $5,102
New Mexico $2,621 $3,898 $4,047
New Jersey $2,566 $4,026 $5,268
New Hampshire $2,329 $3,683 $4,656
Nevada $3,348 $4,967 $5,247
Nebraska $2,030 $3,002 $3,261
Montana $2,401 $3,351 $3,900
Missouri $2,362 $3,377 $4,436
Mississippi $2,507 $3,576 $3,599
Minnesota $2,076 $2,769 $3,899
Michigan $5,045 $7,687 $12,125
Massachusetts $2,091 $3,647 $2,091
Maryland $2,607 $3,794 $4,214
Maine $1,611 $2,227 $3,287
Louisiana $4,260 $6,439 $6,982
Kentucky $3,318 $4,871 $5,752
Kansas $2,295 $3,340 $3,906
Iowa $1,726 $2,366 $2,782
Indiana $2,178 $3,330 $3,737
Illinois $2,120 $3,205 $3,654
Idaho $2,026 $2,685 $3,265
Hawaii $1,166 $1,583 $1,166
Florida $3,580 $4,953 $6,455
Delaware $3,007 $4,008 $5,147
Connecticut $3,632 $5,633 $7,151
Colorado $2,843 $3,979 $5,048
California $3,047 $5,388 $3,047
Arkansas $2,736 $4,299 $4,734
Arizona $2,496 $3,608 $5,316
Alaska $2,208 $3,060 $2,975
Alabama $2,669 $3,876 $4,934

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