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BMW X7 Insurance Cost

Auto insurance for a BMW X7 will cost about $3,864 per year.

This is more than the national average for luxury SUV models by $1,639. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X7.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW X7 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW X7 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $13,090 $19,221 $22,486
18 $12,199 $17,913 $20,955
19 $10,781 $15,830 $18,519
20 $9,400 $13,803 $16,148
21 $7,883 $11,575 $13,542
22 $7,677 $11,273 $13,188
23 $6,717 $9,864 $11,539
24 $6,382 $9,371 $10,963
25 $5,507 $8,087 $9,461
30 $4,290 $6,300 $7,370
35 $4,018 $5,900 $6,902
40 $3,864 $5,675 $6,638
45 $3,760 $5,522 $6,460
55 $3,449 $5,064 $5,924
65 $3,597 $5,282 $6,180
75 $4,541 $6,667 $7,800

BMW X7 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X7 by state.

BMW X7 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $4,095 $5,947 $7,570
Alaska $3,387 $4,695 $4,563
Arizona $3,829 $5,535 $8,155
Arkansas $4,198 $6,596 $7,262
California $4,674 $8,265 $4,674
Colorado $4,362 $6,104 $7,745
Connecticut $5,572 $8,642 $10,970
Delaware $4,613 $6,148 $7,897
Florida $5,493 $7,599 $9,902
Hawaii $1,789 $2,428 $1,789
Idaho $3,108 $4,120 $5,009
Illinois $3,253 $4,917 $5,606
Indiana $3,342 $5,109 $5,733
Iowa $2,647 $3,630 $4,269
Kansas $3,522 $5,124 $5,993
Kentucky $5,091 $7,473 $8,825
Louisiana $6,535 $9,879 $10,711
Maine $2,471 $3,416 $5,043
Maryland $3,999 $5,820 $6,465
Massachusetts $3,207 $5,595 $3,207
Michigan $7,739 $11,793 $18,602
Minnesota $3,186 $4,248 $5,981
Mississippi $3,846 $5,485 $5,521
Missouri $3,624 $5,181 $6,806
Montana $3,684 $5,141 $5,984
Nebraska $3,114 $4,606 $5,004
Nevada $5,137 $7,619 $8,049
New Hampshire $3,573 $5,650 $7,143
New Jersey $3,937 $6,177 $8,083
New Mexico $4,020 $5,980 $6,208
New York $3,724 $4,689 $7,828
North Carolina $2,309 $3,966 $2,828
North Dakota $3,159 $4,801 $5,678
Ohio $2,817 $4,345 $4,455
Oklahoma $4,498 $6,440 $7,252
Oregon $4,093 $5,492 $6,560
Pennsylvania $3,448 $5,062 $5,923
Rhode Island $5,756 $8,444 $9,508
South Carolina $3,909 $5,418 $7,478
South Dakota $3,507 $5,054 $5,832
Tennessee $4,125 $6,072 $8,086
Texas $4,154 $6,001 $7,464
Utah $3,534 $4,952 $6,813
Vermont $2,720 $4,189 $4,428
Virginia $2,562 $3,934 $3,856
Washington $3,392 $4,604 $5,497
West Virginia $3,413 $4,888 $6,124
Wisconsin $3,403 $5,312 $6,058
Wyoming $3,176 $4,447 $4,736
Georgia $4,478 $6,696 $6,752

BMW X7 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW X7 ranks for Insurance compared to other vehicles. Also check out how the X7 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW X7 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW X7 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: