BMW X7 Insurance Cost

Auto insurance for a BMW X7 will cost about $2,399 per year.

This is more than the national average for luxury SUV models by $612. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X7.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW X7 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW X7 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,125 $11,931 $13,958
18 $7,572 $11,119 $13,007
19 $6,692 $9,826 $11,495
20 $5,835 $8,568 $10,023
21 $4,893 $7,185 $8,405
22 $4,765 $6,997 $8,186
23 $4,170 $6,123 $7,163
24 $3,961 $5,817 $6,805
25 $3,419 $5,020 $5,872
30 $2,663 $3,910 $4,575
35 $2,494 $3,662 $4,284
40 $2,399 $3,522 $4,121
45 $2,334 $3,428 $4,010
55 $2,141 $3,143 $3,677
65 $2,233 $3,279 $3,836
75 $2,818 $4,139 $4,842

BMW X7 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X7 by state.

BMW X7 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,542 $3,691 $4,699
Alaska $2,102 $2,914 $2,833
Arizona $2,377 $3,436 $5,062
Arkansas $2,606 $4,094 $4,508
California $2,901 $5,130 $2,901
Colorado $2,707 $3,789 $4,807
Connecticut $3,459 $5,364 $6,809
Delaware $2,863 $3,816 $4,902
Florida $3,409 $4,717 $6,147
Georgia $2,780 $4,156 $4,191
Hawaii $1,110 $1,507 $1,110
Idaho $1,929 $2,557 $3,109
Illinois $2,019 $3,052 $3,480
Indiana $2,074 $3,171 $3,559
Iowa $1,643 $2,253 $2,650
Kansas $2,186 $3,180 $3,720
Kentucky $3,160 $4,639 $5,478
Louisiana $4,057 $6,132 $6,649
Maine $1,534 $2,120 $3,130
Maryland $2,482 $3,613 $4,013
Massachusetts $1,991 $3,473 $1,991
Michigan $4,804 $7,320 $11,546
Minnesota $1,977 $2,637 $3,713
Mississippi $2,387 $3,405 $3,427
Missouri $2,249 $3,216 $4,225
Montana $2,287 $3,191 $3,714
Nebraska $1,933 $2,859 $3,106
Nevada $3,189 $4,729 $4,996
New Hampshire $2,218 $3,507 $4,434
New Jersey $2,444 $3,834 $5,017
New Mexico $2,496 $3,712 $3,853
New York $2,312 $2,911 $4,859
North Carolina $1,433 $2,462 $1,756
North Dakota $1,961 $2,980 $3,525
Ohio $1,748 $2,697 $2,765
Oklahoma $2,792 $3,998 $4,501
Oregon $2,541 $3,409 $4,072
Pennsylvania $2,140 $3,142 $3,676
Rhode Island $3,573 $5,241 $5,902
South Carolina $2,426 $3,363 $4,641
South Dakota $2,177 $3,137 $3,620
Tennessee $2,560 $3,769 $5,019
Texas $2,579 $3,725 $4,633
Utah $2,193 $3,074 $4,229
Vermont $1,688 $2,600 $2,748
Virginia $1,591 $2,442 $2,394
Washington $2,106 $2,858 $3,412
West Virginia $2,119 $3,034 $3,801
Wisconsin $2,112 $3,297 $3,761
Wyoming $1,972 $2,760 $2,939

BMW X7 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW X7 ranks for Insurance compared to other vehicles. Also check out how the X7 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW X7 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW X7 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: