BMW X7 Insurance Cost

Auto insurance for a BMW X7 will cost about $2,877 per year.

This is more than the national average for luxury SUV models by $983. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X7.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW X7 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW X7 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $9,744 $14,308 $16,739
18 $9,081 $13,334 $15,599
19 $8,025 $11,784 $13,786
20 $6,997 $10,275 $12,020
21 $5,868 $8,617 $10,080
22 $5,715 $8,392 $9,817
23 $5,000 $7,343 $8,590
24 $4,751 $6,976 $8,161
25 $4,100 $6,020 $7,042
30 $3,194 $4,689 $5,486
35 $2,991 $4,392 $5,138
40 $2,877 $4,224 $4,942
45 $2,799 $4,110 $4,809
55 $2,567 $3,770 $4,410
65 $2,678 $3,932 $4,600
75 $3,380 $4,963 $5,806

BMW X7 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X7 by state.

BMW X7 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,048 $4,427 $5,635
Alaska $2,521 $3,495 $3,397
Arizona $2,850 $4,120 $6,070
Arkansas $3,125 $4,910 $5,406
California $3,479 $6,153 $3,479
Colorado $3,247 $4,544 $5,765
Connecticut $4,148 $6,433 $8,166
Delaware $3,434 $4,577 $5,878
Florida $4,089 $5,657 $7,371
Georgia $3,333 $4,985 $5,026
Hawaii $1,332 $1,808 $1,332
Idaho $2,313 $3,067 $3,728
Illinois $2,422 $3,660 $4,173
Indiana $2,488 $3,803 $4,268
Iowa $1,970 $2,702 $3,178
Kansas $2,621 $3,814 $4,461
Kentucky $3,790 $5,563 $6,569
Louisiana $4,865 $7,354 $7,973
Maine $1,840 $2,543 $3,754
Maryland $2,977 $4,333 $4,812
Massachusetts $2,387 $4,165 $2,387
Michigan $5,761 $8,779 $13,847
Minnesota $2,371 $3,162 $4,452
Mississippi $2,863 $4,083 $4,110
Missouri $2,697 $3,856 $5,066
Montana $2,743 $3,827 $4,454
Nebraska $2,318 $3,428 $3,725
Nevada $3,824 $5,672 $5,991
New Hampshire $2,660 $4,206 $5,317
New Jersey $2,931 $4,598 $6,017
New Mexico $2,993 $4,452 $4,621
New York $2,772 $3,491 $5,827
North Carolina $1,718 $2,952 $2,105
North Dakota $2,352 $3,574 $4,227
Ohio $2,097 $3,234 $3,316
Oklahoma $3,348 $4,794 $5,398
Oregon $3,047 $4,088 $4,883
Pennsylvania $2,566 $3,768 $4,409
Rhode Island $4,285 $6,285 $7,078
South Carolina $2,910 $4,033 $5,566
South Dakota $2,611 $3,762 $4,341
Tennessee $3,070 $4,520 $6,019
Texas $3,092 $4,467 $5,557
Utah $2,630 $3,686 $5,072
Vermont $2,025 $3,118 $3,296
Virginia $1,907 $2,929 $2,871
Washington $2,525 $3,427 $4,092
West Virginia $2,541 $3,638 $4,559
Wisconsin $2,533 $3,954 $4,510
Wyoming $2,365 $3,310 $3,525

BMW X7 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW X7 ranks for Insurance compared to other vehicles. Also check out how the X7 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW X7 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW X7 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: