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BMW X6 Insurance Rates

BMW X6 Insurance Rates

Auto insurance for a BMW X6 will cost about $5,055 per year.

This is more than the national average for luxury SUV models by $1,978. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X6.

$15,95818$23,433$27,413$7,20525$10,579$12,376$5,61230$8,241$9,641$5,05540$7,423$8,684$4,51255$6,625$7,750Age of DriverAge$0$2k$4k$6k$8k$10k$12k$14k$16k$18k$20k$22k$24k$26kGood Driver and CreditRecent At-Fault AccidentPoor Credit RatingBMW X6 Annual Insurance Premium
Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW X6 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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BMW X6 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $17,124 $25,144 $29,416
18 $15,958 $23,433 $27,413
19 $14,103 $20,709 $24,226
20 $12,297 $18,057 $21,124
21 $10,312 $15,142 $17,715
22 $10,043 $14,747 $17,252
23 $8,788 $12,904 $15,096
24 $8,348 $12,259 $14,341
25 $7,205 $10,579 $12,376
30 $5,612 $8,241 $9,641
35 $5,256 $7,718 $9,030
40 $5,055 $7,423 $8,684
45 $4,919 $7,223 $8,450
55 $4,512 $6,625 $7,750
65 $4,706 $6,910 $8,084
75 $5,940 $8,722 $10,203

BMW X6 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X6 by state.


BMW X6 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $5,356 $7,779 $9,903
Alaska $4,430 $6,142 $5,970
Arizona $5,009 $7,241 $10,668
Arkansas $5,491 $8,628 $9,500
California $6,114 $10,812 $6,114
Colorado $5,706 $7,985 $10,131
Connecticut $7,290 $11,306 $14,351
Delaware $6,035 $8,043 $10,330
Florida $7,185 $9,941 $12,954
Georgia $5,858 $8,760 $8,832
Hawaii $2,340 $3,177 $2,340
Idaho $4,065 $5,389 $6,552
Illinois $4,255 $6,432 $7,334
Indiana $4,372 $6,683 $7,500
Iowa $3,463 $4,749 $5,584
Kansas $4,607 $6,703 $7,840
Kentucky $6,660 $9,776 $11,544
Louisiana $8,549 $12,923 $14,012
Maine $3,233 $4,469 $6,597
Maryland $5,232 $7,614 $8,457
Massachusetts $4,195 $7,319 $4,195
Michigan $10,124 $15,428 $24,334
Minnesota $4,167 $5,557 $7,825
Mississippi $5,031 $7,176 $7,222
Missouri $4,740 $6,777 $8,903
Montana $4,820 $6,725 $7,827
Nebraska $4,074 $6,025 $6,545
Nevada $6,720 $9,967 $10,529
New Hampshire $4,675 $7,392 $9,344
New Jersey $5,150 $8,080 $10,574
New Mexico $5,259 $7,823 $8,121
New York $4,872 $6,134 $10,240
North Carolina $3,020 $5,188 $3,700
North Dakota $4,133 $6,281 $7,428
Ohio $3,685 $5,683 $5,827
Oklahoma $5,884 $8,425 $9,486
Oregon $5,354 $7,184 $8,581
Pennsylvania $4,510 $6,622 $7,748
Rhode Island $7,530 $11,046 $12,438
South Carolina $5,114 $7,087 $9,782
South Dakota $4,588 $6,611 $7,629
Tennessee $5,396 $7,943 $10,578
Texas $5,434 $7,850 $9,765
Utah $4,622 $6,477 $8,913
Vermont $3,558 $5,480 $5,792
Virginia $3,352 $5,147 $5,045
Washington $4,437 $6,023 $7,192
West Virginia $4,465 $6,394 $8,011
Wisconsin $4,451 $6,948 $7,925
Wyoming $4,155 $5,817 $6,195

BMW X6 Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the BMW X6 ranks for Insurance compared to other vehicles. Also check out how the X6 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other BMW X6 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW X6 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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