BMW X6 Insurance Cost

Auto insurance for a BMW X6 will cost about $3,871 per year.

This is more than the national average for luxury SUV models by $1,646. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X6.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW X6 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW X6 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $13,114 $19,256 $22,527
18 $12,221 $17,945 $20,993
19 $10,800 $15,859 $18,553
20 $9,417 $13,828 $16,177
21 $7,897 $11,596 $13,566
22 $7,691 $11,294 $13,212
23 $6,730 $9,882 $11,560
24 $6,393 $9,388 $10,982
25 $5,517 $8,101 $9,478
30 $4,298 $6,311 $7,383
35 $4,025 $5,911 $6,915
40 $3,871 $5,685 $6,650
45 $3,767 $5,532 $6,471
55 $3,455 $5,073 $5,935
65 $3,604 $5,292 $6,191
75 $4,549 $6,679 $7,814

BMW X6 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X6 by state.

BMW X6 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $4,102 $5,958 $7,583
Alaska $3,393 $4,703 $4,572
Arizona $3,836 $5,545 $8,169
Arkansas $4,205 $6,608 $7,275
California $4,682 $8,280 $4,682
Colorado $4,370 $6,115 $7,759
Connecticut $5,582 $8,658 $10,990
Delaware $4,622 $6,159 $7,911
Florida $5,503 $7,613 $9,920
Hawaii $1,792 $2,433 $1,792
Idaho $3,113 $4,127 $5,018
Illinois $3,259 $4,926 $5,616
Indiana $3,348 $5,118 $5,743
Iowa $2,652 $3,637 $4,276
Kansas $3,528 $5,133 $6,004
Kentucky $5,100 $7,486 $8,841
Louisiana $6,547 $9,896 $10,730
Maine $2,476 $3,422 $5,052
Maryland $4,006 $5,831 $6,477
Massachusetts $3,213 $5,605 $3,213
Michigan $7,753 $11,815 $18,635
Minnesota $3,191 $4,255 $5,992
Mississippi $3,853 $5,495 $5,531
Missouri $3,630 $5,190 $6,818
Montana $3,691 $5,150 $5,994
Nebraska $3,120 $4,614 $5,013
Nevada $5,146 $7,633 $8,063
New Hampshire $3,580 $5,661 $7,156
New Jersey $3,944 $6,188 $8,097
New Mexico $4,028 $5,991 $6,219
New York $3,731 $4,698 $7,842
North Carolina $2,313 $3,973 $2,834
North Dakota $3,165 $4,810 $5,688
Ohio $2,822 $4,352 $4,463
Oklahoma $4,506 $6,452 $7,265
Oregon $4,100 $5,502 $6,571
Pennsylvania $3,454 $5,071 $5,933
Rhode Island $5,767 $8,459 $9,525
South Carolina $3,916 $5,427 $7,491
South Dakota $3,514 $5,063 $5,842
Tennessee $4,132 $6,083 $8,101
Texas $4,162 $6,012 $7,478
Utah $3,540 $4,960 $6,826
Vermont $2,725 $4,197 $4,436
Virginia $2,567 $3,941 $3,863
Washington $3,398 $4,612 $5,507
West Virginia $3,420 $4,896 $6,135
Wisconsin $3,409 $5,321 $6,069
Wyoming $3,182 $4,455 $4,744
Georgia $4,486 $6,708 $6,764

BMW X6 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW X6 ranks for Insurance compared to other vehicles. Also check out how the X6 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW X6 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW X6 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: