BMW X6 Insurance Rates

BMW X6 Insurance Rates

Auto insurance for a BMW X6 will cost about $4,942 per year.

This is more than the national average for luxury SUV models by $2,047. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X6.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW X6 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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BMW X6 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $16,739 $24,580 $28,755
18 $15,600 $22,907 $26,798
19 $13,786 $20,244 $23,682
20 $12,021 $17,651 $20,650
21 $10,081 $14,802 $17,317
22 $9,818 $14,416 $16,865
23 $8,590 $12,614 $14,757
24 $8,161 $11,984 $14,019
25 $7,043 $10,342 $12,098
30 $5,486 $8,056 $9,425
35 $5,138 $7,545 $8,827
40 $4,942 $7,257 $8,489
45 $4,809 $7,061 $8,261
55 $4,410 $6,476 $7,576
65 $4,600 $6,755 $7,903
75 $5,806 $8,526 $9,974

BMW X6 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X6 by state.


BMW X6 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $5,236 $7,605 $9,680
Alaska $4,331 $6,004 $5,836
Arizona $4,896 $7,078 $10,428
Arkansas $5,368 $8,435 $9,287
California $5,977 $10,569 $5,977
Colorado $5,578 $7,806 $9,904
Connecticut $7,126 $11,052 $14,028
Delaware $5,899 $7,862 $10,098
Florida $7,024 $9,718 $12,663
Georgia $5,726 $8,563 $8,634
Hawaii $2,287 $3,105 $2,287
Idaho $3,974 $5,268 $6,405
Illinois $4,160 $6,288 $7,169
Indiana $4,274 $6,533 $7,331
Iowa $3,385 $4,642 $5,459
Kansas $4,503 $6,552 $7,664
Kentucky $6,510 $9,556 $11,285
Louisiana $8,357 $12,633 $13,697
Maine $3,160 $4,368 $6,449
Maryland $5,114 $7,443 $8,267
Massachusetts $4,101 $7,154 $4,101
Michigan $9,897 $15,081 $23,788
Minnesota $4,074 $5,432 $7,649
Mississippi $4,918 $7,015 $7,060
Missouri $4,634 $6,625 $8,703
Montana $4,711 $6,574 $7,652
Nebraska $3,982 $5,889 $6,398
Nevada $6,569 $9,744 $10,293
New Hampshire $4,570 $7,226 $9,134
New Jersey $5,035 $7,899 $10,336
New Mexico $5,141 $7,648 $7,939
New York $4,762 $5,997 $10,010
North Carolina $2,952 $5,072 $3,617
North Dakota $4,040 $6,140 $7,261
Ohio $3,602 $5,556 $5,697
Oklahoma $5,752 $8,236 $9,273
Oregon $5,234 $7,023 $8,388
Pennsylvania $4,409 $6,473 $7,574
Rhode Island $7,361 $10,798 $12,159
South Carolina $4,999 $6,928 $9,562
South Dakota $4,485 $6,463 $7,457
Tennessee $5,275 $7,765 $10,341
Texas $5,312 $7,674 $9,546
Utah $4,519 $6,332 $8,713
Vermont $3,478 $5,357 $5,662
Virginia $3,277 $5,031 $4,931
Washington $4,338 $5,888 $7,030
West Virginia $4,365 $6,250 $7,831
Wisconsin $4,351 $6,792 $7,747
Wyoming $4,062 $5,687 $6,056

BMW X6 Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the BMW X6 ranks for Insurance compared to other vehicles. Also check out how the X6 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other BMW X6 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW X6 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

BMW X6s For Sale

2022 BMW X6 M50i

Mileage: 36,210
Mileage: 36,210     Price: $59,958
Location: Sterling, VA ~ 3 miles away
Dealer: Bmw Of Sterling
Days on Market: 15
Colors (ext/int): Arctic Grey Metallic / Ivory/Blue Ext. Merino Lthr

$59,958


2022 BMW X6 40i

Mileage: 43,556
Mileage: 43,556     Price: $50,958
Location: Sterling, VA ~ 3 miles away
Dealer: Bmw Of Sterling
Days on Market: 100
Colors (ext/int): Arctic Grey Metallic / Tartufo Ext Merino Leather

$50,958


2022 BMW X6 40i

Mileage: 21,227
Mileage: 21,227     Price: $53,410
Location: Sterling, VA ~ 3 miles away
Dealer: Bmw Of Sterling
Days on Market: 138
Colors (ext/int): Black Sapphire Metallic / Black Vernasca Leather

$53,410



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