BMW X6 Insurance Cost

Auto insurance for a BMW X6 will cost about $2,452 per year.

This is more than the national average for luxury SUV models by $665. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X6.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW X6 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW X6 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,304 $12,193 $14,265
18 $7,739 $11,363 $13,294
19 $6,839 $10,042 $11,748
20 $5,963 $8,756 $10,244
21 $5,001 $7,343 $8,590
22 $4,870 $7,151 $8,366
23 $4,261 $6,257 $7,320
24 $4,048 $5,945 $6,954
25 $3,494 $5,130 $6,001
30 $2,722 $3,996 $4,675
35 $2,549 $3,743 $4,379
40 $2,452 $3,600 $4,211
45 $2,386 $3,503 $4,098
55 $2,188 $3,213 $3,758
65 $2,282 $3,351 $3,920
75 $2,880 $4,230 $4,948

BMW X6 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X6 by state.

BMW X6 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,598 $3,772 $4,802
Alaska $2,148 $2,978 $2,895
Arizona $2,429 $3,511 $5,173
Arkansas $2,663 $4,184 $4,607
California $2,965 $5,243 $2,965
Colorado $2,767 $3,872 $4,913
Connecticut $3,535 $5,482 $6,959
Delaware $2,926 $3,900 $5,009
Florida $3,484 $4,821 $6,282
Georgia $2,841 $4,248 $4,283
Hawaii $1,135 $1,540 $1,135
Idaho $1,971 $2,613 $3,177
Illinois $2,064 $3,119 $3,556
Indiana $2,120 $3,241 $3,637
Iowa $1,679 $2,303 $2,708
Kansas $2,234 $3,250 $3,802
Kentucky $3,229 $4,741 $5,598
Louisiana $4,146 $6,267 $6,795
Maine $1,568 $2,167 $3,199
Maryland $2,537 $3,692 $4,101
Massachusetts $2,034 $3,549 $2,034
Michigan $4,909 $7,481 $11,800
Minnesota $2,021 $2,695 $3,794
Mississippi $2,440 $3,480 $3,502
Missouri $2,299 $3,286 $4,317
Montana $2,337 $3,261 $3,796
Nebraska $1,976 $2,922 $3,174
Nevada $3,259 $4,834 $5,106
New Hampshire $2,267 $3,584 $4,531
New Jersey $2,498 $3,918 $5,127
New Mexico $2,550 $3,794 $3,938
New York $2,362 $2,975 $4,966
North Carolina $1,464 $2,516 $1,794
North Dakota $2,004 $3,046 $3,602
Ohio $1,787 $2,756 $2,826
Oklahoma $2,853 $4,086 $4,600
Oregon $2,597 $3,484 $4,161
Pennsylvania $2,187 $3,211 $3,757
Rhode Island $3,652 $5,356 $6,032
South Carolina $2,480 $3,437 $4,744
South Dakota $2,225 $3,206 $3,699
Tennessee $2,617 $3,852 $5,130
Texas $2,635 $3,807 $4,735
Utah $2,242 $3,141 $4,322
Vermont $1,726 $2,658 $2,809
Virginia $1,626 $2,496 $2,446
Washington $2,152 $2,921 $3,487
West Virginia $2,165 $3,101 $3,885
Wisconsin $2,158 $3,370 $3,843
Wyoming $2,015 $2,821 $3,004

BMW X6 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW X6 ranks for Insurance compared to other vehicles. Also check out how the X6 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW X6 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW X6 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: