BMW X6 Insurance Cost

Auto insurance for a BMW X6 will cost about $3,104 per year.

This is more than the national average for luxury SUV models by $1,037. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X6. Visit our Competitive Quote Tool to see if you can find lower rates for a X6.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These BMW X6 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

BMW X6 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $10,513 $15,659 $18,511
18 $9,797 $14,593 $17,250
19 $8,658 $12,897 $15,245
20 $7,550 $11,245 $13,293
21 $6,331 $9,430 $11,148
22 $6,166 $9,184 $10,857
23 $5,395 $8,036 $9,499
24 $5,126 $7,634 $9,024
25 $4,423 $6,588 $7,788
30 $3,446 $5,132 $6,067
35 $3,227 $4,807 $5,682
40 $3,104 $4,623 $5,465
45 $3,020 $4,499 $5,318
55 $2,770 $4,126 $4,877
65 $2,889 $4,303 $5,087
75 $3,647 $5,432 $6,421

BMW X6 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X6 by state.

BMW X6 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,289 $4,607 $5,765
Alaska $2,720 $3,962 $4,151
Arizona $3,075 $4,770 $6,802
Arkansas $3,371 $5,107 $5,713
California $3,754 $6,565 $3,754
Colorado $3,503 $4,850 $6,049
Connecticut $4,475 $6,919 $8,863
Delaware $3,705 $5,101 $6,773
Florida $4,411 $5,992 $7,812
Georgia $3,596 $5,543 $5,687
Hawaii $1,437 $1,983 $1,437
Idaho $2,496 $3,359 $4,182
Illinois $2,613 $3,862 $4,479
Indiana $2,684 $4,195 $4,895
Iowa $2,126 $3,189 $3,716
Kansas $2,828 $4,164 $4,933
Kentucky $4,089 $6,150 $7,233
Louisiana $5,249 $8,022 $8,636
Maine $1,985 $2,662 $3,885
Maryland $3,212 $4,709 $5,561
Massachusetts $2,576 $4,356 $2,576
Michigan $6,216 $9,344 $14,368
Minnesota $2,559 $3,437 $5,088
Mississippi $3,089 $4,665 $4,928
Missouri $2,910 $4,008 $5,184
Montana $2,959 $4,630 $5,107
Nebraska $2,501 $3,541 $4,028
Nevada $4,126 $6,228 $6,832
New Hampshire $2,870 $4,625 $5,890
New Jersey $3,162 $4,985 $6,431
New Mexico $3,229 $4,647 $5,218
New York $2,991 $3,895 $6,287
North Carolina $1,854 $2,993 $2,307
North Dakota $2,537 $3,905 $4,958
Ohio $2,262 $3,700 $3,833
Oklahoma $3,613 $5,424 $6,152
Oregon $3,287 $4,965 $5,696
Pennsylvania $2,769 $4,187 $4,806
Rhode Island $4,623 $7,094 $8,114
South Carolina $3,140 $4,544 $6,483
South Dakota $2,817 $3,876 $4,650
Tennessee $3,313 $4,955 $6,252
Texas $3,336 $4,910 $6,164
Utah $2,838 $4,104 $5,660
Vermont $2,185 $3,493 $3,819
Virginia $2,058 $3,099 $3,292
Washington $2,724 $4,093 $4,826
West Virginia $2,741 $3,992 $4,930
Wisconsin $2,733 $3,989 $4,845
Wyoming $2,551 $3,749 $4,191

Other Important Costs of Owning a BMW X6

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on BMW X6 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.