Limited-time savings are live

Car Buying Service: $150 OFF CarEdge Pro: 15% OFF
Days
:
Hours
:
Mins
:
Secs

One question
to tailor your experience

Help us personalize your CarEdge experience — it only takes a second.

When do you plan to buy a car?

Your answers help us personalize your CarEdge journey — we’ll follow up with tips and next steps that match your buying timeline.

Skip

BMW 740 Insurance Rates

BMW 740 Insurance Rates

Auto insurance for a BMW 740 will cost about $5,749 per year.

This is more than the national average for luxury sedan models by $2,616. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW 740.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW 740 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Compare car insurance quotes in real-time and save.

Get a personalized quote in 5 minutes or less.

Compare quotes
Choose your policy
Get same-day coverage
Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

BMW 740 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $19,475 $28,596 $33,454
18 $18,149 $26,650 $31,177
19 $16,039 $23,552 $27,552
20 $13,985 $20,536 $24,024
21 $11,728 $17,221 $20,147
22 $11,422 $16,772 $19,621
23 $9,994 $14,675 $17,168
24 $9,495 $13,942 $16,310
25 $8,194 $12,031 $14,075
30 $6,383 $9,372 $10,965
35 $5,978 $8,778 $10,269
40 $5,749 $8,442 $9,876
45 $5,595 $8,215 $9,611
55 $5,131 $7,534 $8,814
65 $5,352 $7,859 $9,194
75 $6,755 $9,919 $11,604

BMW 740 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW 740 by state.


BMW 740 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $6,092 $8,847 $11,262
Alaska $5,039 $6,985 $6,789
Arizona $5,696 $8,235 $12,132
Arkansas $6,245 $9,813 $10,804
California $6,954 $12,297 $6,954
Colorado $6,489 $9,081 $11,522
Connecticut $8,290 $12,858 $16,321
Delaware $6,863 $9,147 $11,748
Florida $8,172 $11,306 $14,732
Georgia $6,662 $9,962 $10,045
Hawaii $2,661 $3,613 $2,661
Idaho $4,623 $6,129 $7,451
Illinois $4,840 $7,315 $8,341
Indiana $4,972 $7,601 $8,529
Iowa $3,938 $5,401 $6,351
Kansas $5,239 $7,623 $8,916
Kentucky $7,574 $11,118 $13,129
Louisiana $9,723 $14,697 $15,936
Maine $3,677 $5,082 $7,503
Maryland $5,950 $8,659 $9,618
Massachusetts $4,771 $8,323 $4,771
Michigan $11,514 $17,546 $27,675
Minnesota $4,740 $6,319 $8,899
Mississippi $5,722 $8,161 $8,214
Missouri $5,391 $7,707 $10,126
Montana $5,481 $7,648 $8,902
Nebraska $4,633 $6,852 $7,444
Nevada $7,642 $11,336 $11,975
New Hampshire $5,316 $8,406 $10,627
New Jersey $5,857 $9,189 $12,025
New Mexico $5,981 $8,898 $9,236
New York $5,540 $6,977 $11,646
North Carolina $3,435 $5,901 $4,208
North Dakota $4,700 $7,143 $8,448
Ohio $4,191 $6,464 $6,627
Oklahoma $6,692 $9,582 $10,789
Oregon $6,090 $8,171 $9,759
Pennsylvania $5,129 $7,531 $8,811
Rhode Island $8,564 $12,562 $14,146
South Carolina $5,816 $8,060 $11,125
South Dakota $5,218 $7,519 $8,676
Tennessee $6,137 $9,034 $12,031
Texas $6,180 $8,928 $11,105
Utah $5,257 $7,367 $10,137
Vermont $4,047 $6,233 $6,587
Virginia $3,812 $5,853 $5,737
Washington $5,047 $6,850 $8,179
West Virginia $5,078 $7,271 $9,111
Wisconsin $5,062 $7,902 $9,013
Wyoming $4,726 $6,616 $7,045

BMW 740 Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the BMW 740 ranks for Insurance compared to other vehicles. Also check out how the 740 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other BMW 740 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW 740 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


Compare car insurance quotes in real-time and save.

Get a personalized quote in 5 minutes or less.

Compare quotes
Choose your policy
Get same-day coverage
Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

Related Articles

GAP Insurance Explained: Not Every Car Buyer Needs It
GAP Insurance Explained: Not Every Car Buyer Needs It

Car Insurance Rates Soared 24%
Car Insurance Rates Soared 24%

Car Ownership Costs Beyond the Price Tag: What to Expect
Car Ownership Costs Beyond the Price Tag: What to Expect

Other BMW Models