BMW X2 Insurance Cost

Auto insurance for a BMW X2 will cost about $1,955 per year.

This beats the national average for luxury SUV models by $270. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X2.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW X2 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW X2 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,621 $9,722 $11,373
18 $6,170 $9,060 $10,599
19 $5,453 $8,007 $9,367
20 $4,755 $6,982 $8,168
21 $3,987 $5,855 $6,849
22 $3,883 $5,702 $6,671
23 $3,398 $4,989 $5,837
24 $3,228 $4,740 $5,545
25 $2,786 $4,090 $4,785
30 $2,170 $3,186 $3,728
35 $2,032 $2,984 $3,491
40 $1,955 $2,870 $3,358
45 $1,902 $2,793 $3,267
55 $1,744 $2,561 $2,997
65 $1,820 $2,672 $3,126
75 $2,297 $3,372 $3,945

BMW X2 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X2 by state.

BMW X2 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,071 $3,008 $3,829
Alaska $1,713 $2,375 $2,308
Arizona $1,937 $2,800 $4,125
Arkansas $2,123 $3,336 $3,673
California $2,364 $4,181 $2,364
Colorado $2,206 $3,087 $3,917
Connecticut $2,818 $4,371 $5,549
Delaware $2,333 $3,110 $3,994
Florida $2,778 $3,844 $5,009
Hawaii $905 $1,228 $905
Idaho $1,572 $2,084 $2,533
Illinois $1,645 $2,487 $2,836
Indiana $1,690 $2,584 $2,900
Iowa $1,339 $1,836 $2,159
Kansas $1,781 $2,592 $3,031
Kentucky $2,575 $3,780 $4,464
Louisiana $3,306 $4,997 $5,418
Maine $1,250 $1,728 $2,551
Maryland $2,023 $2,944 $3,270
Massachusetts $1,622 $2,830 $1,622
Michigan $3,914 $5,965 $9,409
Minnesota $1,611 $2,148 $3,025
Mississippi $1,945 $2,774 $2,793
Missouri $1,833 $2,620 $3,442
Montana $1,863 $2,600 $3,026
Nebraska $1,575 $2,329 $2,531
Nevada $2,598 $3,854 $4,071
New Hampshire $1,807 $2,858 $3,613
New Jersey $1,991 $3,124 $4,088
New Mexico $2,034 $3,025 $3,140
New York $1,884 $2,372 $3,959
North Carolina $1,168 $2,006 $1,431
North Dakota $1,598 $2,428 $2,872
Ohio $1,425 $2,197 $2,253
Oklahoma $2,275 $3,258 $3,668
Oregon $2,070 $2,778 $3,318
Pennsylvania $1,744 $2,560 $2,996
Rhode Island $2,912 $4,271 $4,809
South Carolina $1,977 $2,740 $3,782
South Dakota $1,774 $2,556 $2,950
Tennessee $2,086 $3,071 $4,090
Texas $2,101 $3,035 $3,776
Utah $1,787 $2,504 $3,446
Vermont $1,376 $2,119 $2,240
Virginia $1,296 $1,990 $1,950
Washington $1,716 $2,329 $2,781
West Virginia $1,726 $2,472 $3,097
Wisconsin $1,721 $2,687 $3,064
Wyoming $1,607 $2,249 $2,395
Georgia $2,265 $3,387 $3,415

BMW X2 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW X2 ranks for Insurance compared to other vehicles. Also check out how the X2 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW X2 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW X2 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: