BMW X2 Insurance Cost

Auto insurance for a BMW X2 will cost about $1,789 per year.

This beats the national average for luxury SUV models by $105. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X2.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW X2 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW X2 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,061 $8,900 $10,412
18 $5,648 $8,294 $9,703
19 $4,992 $7,330 $8,575
20 $4,352 $6,391 $7,477
21 $3,650 $5,360 $6,270
22 $3,555 $5,220 $6,106
23 $3,110 $4,567 $5,343
24 $2,955 $4,339 $5,076
25 $2,550 $3,744 $4,380
30 $1,986 $2,917 $3,412
35 $1,860 $2,732 $3,196
40 $1,789 $2,628 $3,074
45 $1,741 $2,557 $2,991
55 $1,597 $2,345 $2,743
65 $1,666 $2,446 $2,861
75 $2,102 $3,087 $3,612

BMW X2 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X2 by state.

BMW X2 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,896 $2,754 $3,505
Alaska $1,568 $2,174 $2,113
Arizona $1,773 $2,563 $3,776
Arkansas $1,944 $3,054 $3,363
California $2,164 $3,827 $2,164
Colorado $2,020 $2,826 $3,586
Connecticut $2,580 $4,002 $5,079
Delaware $2,136 $2,847 $3,656
Florida $2,543 $3,519 $4,585
Georgia $2,073 $3,100 $3,126
Hawaii $828 $1,124 $828
Idaho $1,439 $1,907 $2,319
Illinois $1,506 $2,277 $2,596
Indiana $1,547 $2,366 $2,655
Iowa $1,226 $1,681 $1,977
Kansas $1,631 $2,372 $2,775
Kentucky $2,357 $3,460 $4,086
Louisiana $3,026 $4,574 $4,960
Maine $1,144 $1,582 $2,335
Maryland $1,852 $2,695 $2,993
Massachusetts $1,485 $2,590 $1,485
Michigan $3,583 $5,461 $8,613
Minnesota $1,475 $1,967 $2,769
Mississippi $1,781 $2,540 $2,556
Missouri $1,678 $2,399 $3,151
Montana $1,706 $2,380 $2,771
Nebraska $1,442 $2,132 $2,317
Nevada $2,378 $3,528 $3,727
New Hampshire $1,655 $2,616 $3,307
New Jersey $1,823 $2,860 $3,742
New Mexico $1,862 $2,769 $2,874
New York $1,724 $2,171 $3,624
North Carolina $1,069 $1,836 $1,310
North Dakota $1,463 $2,223 $2,629
Ohio $1,304 $2,012 $2,063
Oklahoma $2,083 $2,982 $3,358
Oregon $1,895 $2,543 $3,037
Pennsylvania $1,596 $2,344 $2,742
Rhode Island $2,665 $3,910 $4,403
South Carolina $1,810 $2,509 $3,462
South Dakota $1,624 $2,340 $2,700
Tennessee $1,910 $2,812 $3,744
Texas $1,923 $2,779 $3,456
Utah $1,636 $2,293 $3,155
Vermont $1,259 $1,940 $2,050
Virginia $1,186 $1,822 $1,786
Washington $1,571 $2,132 $2,545
West Virginia $1,580 $2,263 $2,835
Wisconsin $1,575 $2,459 $2,805
Wyoming $1,471 $2,059 $2,193

BMW X2 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW X2 ranks for Insurance compared to other vehicles. Also check out how the X2 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW X2 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW X2 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: