BMW X2 Insurance Cost

Auto insurance for a BMW X2 will cost about $1,882 per year.

This beats the national average for luxury SUV models by $185. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X2. Visit our Competitive Quote Tool to see if you can find lower rates for a X2.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These BMW X2 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

BMW X2 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,375 $9,495 $11,224
18 $5,941 $8,849 $10,460
19 $5,250 $7,820 $9,244
20 $4,578 $6,818 $8,060
21 $3,839 $5,718 $6,759
22 $3,739 $5,569 $6,583
23 $3,271 $4,873 $5,760
24 $3,108 $4,629 $5,472
25 $2,682 $3,995 $4,722
30 $2,089 $3,112 $3,679
35 $1,957 $2,915 $3,445
40 $1,882 $2,803 $3,314
45 $1,831 $2,728 $3,224
55 $1,679 $2,502 $2,957
65 $1,752 $2,609 $3,085
75 $2,211 $3,294 $3,893

BMW X2 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X2 by state.

BMW X2 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,994 $2,793 $3,496
Alaska $1,649 $2,402 $2,517
Arizona $1,865 $2,892 $4,124
Arkansas $2,044 $3,096 $3,464
California $2,276 $3,981 $2,276
Colorado $2,124 $2,941 $3,668
Connecticut $2,714 $4,196 $5,374
Delaware $2,247 $3,093 $4,107
Florida $2,675 $3,633 $4,737
Georgia $2,181 $3,361 $3,449
Hawaii $871 $1,202 $871
Idaho $1,513 $2,037 $2,536
Illinois $1,584 $2,342 $2,716
Indiana $1,627 $2,543 $2,968
Iowa $1,289 $1,934 $2,253
Kansas $1,715 $2,525 $2,991
Kentucky $2,479 $3,729 $4,386
Louisiana $3,183 $4,864 $5,237
Maine $1,203 $1,614 $2,355
Maryland $1,948 $2,855 $3,372
Massachusetts $1,562 $2,641 $1,562
Michigan $3,769 $5,666 $8,712
Minnesota $1,551 $2,084 $3,085
Mississippi $1,873 $2,829 $2,988
Missouri $1,765 $2,430 $3,143
Montana $1,794 $2,808 $3,096
Nebraska $1,517 $2,147 $2,442
Nevada $2,502 $3,776 $4,143
New Hampshire $1,740 $2,805 $3,572
New Jersey $1,917 $3,023 $3,899
New Mexico $1,958 $2,817 $3,164
New York $1,814 $2,362 $3,812
North Carolina $1,124 $1,815 $1,399
North Dakota $1,538 $2,368 $3,006
Ohio $1,372 $2,243 $2,324
Oklahoma $2,191 $3,289 $3,730
Oregon $1,993 $3,011 $3,454
Pennsylvania $1,679 $2,539 $2,914
Rhode Island $2,803 $4,302 $4,920
South Carolina $1,904 $2,755 $3,931
South Dakota $1,708 $2,350 $2,819
Tennessee $2,009 $3,005 $3,791
Texas $2,023 $2,977 $3,737
Utah $1,721 $2,488 $3,432
Vermont $1,325 $2,118 $2,315
Virginia $1,248 $1,879 $1,996
Washington $1,652 $2,482 $2,926
West Virginia $1,662 $2,421 $2,989
Wisconsin $1,657 $2,419 $2,938
Wyoming $1,547 $2,273 $2,541

Other Important Costs of Owning a BMW X2

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on BMW X2 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.