BMW X2 Insurance Cost

Auto insurance for a BMW X2 will cost about $1,713 per year.

This beats the national average for luxury SUV models by $74. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW X2.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW X2 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW X2 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,801 $8,519 $9,966
18 $5,406 $7,939 $9,287
19 $4,778 $7,016 $8,207
20 $4,166 $6,117 $7,156
21 $3,494 $5,130 $6,001
22 $3,403 $4,996 $5,845
23 $2,977 $4,372 $5,114
24 $2,828 $4,153 $4,859
25 $2,441 $3,584 $4,193
30 $1,901 $2,792 $3,266
35 $1,781 $2,615 $3,059
40 $1,713 $2,515 $2,942
45 $1,667 $2,447 $2,863
55 $1,528 $2,244 $2,626
65 $1,594 $2,341 $2,739
75 $2,012 $2,955 $3,457

BMW X2 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW X2 by state.

BMW X2 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,815 $2,636 $3,355
Alaska $1,501 $2,081 $2,022
Arizona $1,697 $2,453 $3,614
Arkansas $1,860 $2,923 $3,218
California $2,071 $3,663 $2,071
Colorado $1,933 $2,705 $3,432
Connecticut $2,470 $3,830 $4,862
Delaware $2,045 $2,725 $3,500
Florida $2,434 $3,368 $4,389
Georgia $1,985 $2,968 $2,992
Hawaii $793 $1,076 $793
Idaho $1,377 $1,826 $2,220
Illinois $1,442 $2,179 $2,485
Indiana $1,481 $2,264 $2,541
Iowa $1,173 $1,609 $1,892
Kansas $1,561 $2,271 $2,656
Kentucky $2,256 $3,312 $3,911
Louisiana $2,896 $4,378 $4,747
Maine $1,095 $1,514 $2,235
Maryland $1,772 $2,580 $2,865
Massachusetts $1,421 $2,479 $1,421
Michigan $3,430 $5,227 $8,244
Minnesota $1,412 $1,882 $2,651
Mississippi $1,704 $2,431 $2,447
Missouri $1,606 $2,296 $3,016
Montana $1,633 $2,278 $2,652
Nebraska $1,380 $2,041 $2,217
Nevada $2,277 $3,377 $3,567
New Hampshire $1,584 $2,504 $3,166
New Jersey $1,745 $2,737 $3,582
New Mexico $1,782 $2,650 $2,751
New York $1,650 $2,078 $3,469
North Carolina $1,023 $1,758 $1,254
North Dakota $1,400 $2,128 $2,516
Ohio $1,248 $1,925 $1,974
Oklahoma $1,993 $2,854 $3,214
Oregon $1,814 $2,434 $2,907
Pennsylvania $1,528 $2,243 $2,625
Rhode Island $2,551 $3,742 $4,214
South Carolina $1,732 $2,401 $3,314
South Dakota $1,554 $2,240 $2,584
Tennessee $1,828 $2,691 $3,584
Texas $1,841 $2,660 $3,308
Utah $1,566 $2,194 $3,020
Vermont $1,206 $1,857 $1,962
Virginia $1,136 $1,744 $1,709
Washington $1,503 $2,040 $2,436
West Virginia $1,513 $2,166 $2,714
Wisconsin $1,508 $2,354 $2,685
Wyoming $1,408 $1,971 $2,099

BMW X2 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW X2 ranks for Insurance compared to other vehicles. Also check out how the X2 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW X2 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW X2 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: