Subaru Outback Insurance Cost

Auto insurance for a Subaru Outback will cost about $1,418 per year.

This beats the national average for popular SUV models by $807. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru Outback.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Subaru Outback insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Subaru Outback Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,803 $7,053 $8,251
18 $4,476 $6,572 $7,689
19 $3,956 $5,808 $6,795
20 $3,449 $5,065 $5,925
21 $2,892 $4,247 $4,969
22 $2,817 $4,136 $4,839
23 $2,465 $3,619 $4,234
24 $2,342 $3,438 $4,022
25 $2,021 $2,967 $3,471
30 $1,574 $2,311 $2,704
35 $1,474 $2,165 $2,533
40 $1,418 $2,082 $2,436
45 $1,380 $2,026 $2,370
55 $1,265 $1,858 $2,174
65 $1,320 $1,938 $2,267
75 $1,666 $2,446 $2,862

Subaru Outback car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru Outback by state.

Subaru Outback Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,502 $2,182 $2,777
Alaska $1,243 $1,723 $1,674
Arizona $1,405 $2,031 $2,992
Arkansas $1,540 $2,420 $2,665
California $1,715 $3,033 $1,715
Colorado $1,600 $2,240 $2,842
Connecticut $2,045 $3,171 $4,025
Delaware $1,693 $2,256 $2,897
Florida $2,015 $2,788 $3,633
Hawaii $656 $891 $656
Idaho $1,140 $1,512 $1,838
Illinois $1,194 $1,804 $2,057
Indiana $1,226 $1,875 $2,104
Iowa $971 $1,332 $1,566
Kansas $1,292 $1,880 $2,199
Kentucky $1,868 $2,742 $3,238
Louisiana $2,398 $3,625 $3,930
Maine $907 $1,253 $1,850
Maryland $1,467 $2,136 $2,372
Massachusetts $1,177 $2,053 $1,177
Michigan $2,840 $4,327 $6,825
Minnesota $1,169 $1,559 $2,195
Mississippi $1,411 $2,013 $2,026
Missouri $1,330 $1,901 $2,497
Montana $1,352 $1,886 $2,195
Nebraska $1,143 $1,690 $1,836
Nevada $1,885 $2,796 $2,953
New Hampshire $1,311 $2,073 $2,621
New Jersey $1,445 $2,266 $2,966
New Mexico $1,475 $2,194 $2,278
New York $1,366 $1,721 $2,872
North Carolina $847 $1,455 $1,038
North Dakota $1,159 $1,762 $2,083
Ohio $1,033 $1,594 $1,634
Oklahoma $1,650 $2,363 $2,661
Oregon $1,502 $2,015 $2,407
Pennsylvania $1,265 $1,857 $2,173
Rhode Island $2,112 $3,098 $3,489
South Carolina $1,434 $1,988 $2,744
South Dakota $1,287 $1,854 $2,140
Tennessee $1,513 $2,228 $2,967
Texas $1,524 $2,202 $2,739
Utah $1,297 $1,817 $2,500
Vermont $998 $1,537 $1,625
Virginia $940 $1,444 $1,415
Washington $1,245 $1,689 $2,017
West Virginia $1,252 $1,793 $2,247
Wisconsin $1,248 $1,949 $2,223
Wyoming $1,165 $1,632 $1,738
Georgia $1,643 $2,457 $2,477

Subaru Outback Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Subaru Outback ranks for Insurance compared to other vehicles. Also check out how the Outback stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Subaru Outback Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Subaru Outback costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: