Subaru Outback Insurance Cost

Auto insurance for a Subaru Outback will cost about $1,404 per year.

This beats the national average for popular SUV models by $663. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru Outback. Visit our Competitive Quote Tool to see if you can find lower rates for an Outback.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Subaru Outback insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Subaru Outback Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,756 $7,083 $8,373
18 $4,432 $6,601 $7,803
19 $3,917 $5,834 $6,896
20 $3,415 $5,087 $6,013
21 $2,864 $4,266 $5,043
22 $2,789 $4,155 $4,911
23 $2,441 $3,635 $4,297
24 $2,319 $3,453 $4,082
25 $2,001 $2,980 $3,523
30 $1,559 $2,322 $2,744
35 $1,460 $2,174 $2,570
40 $1,404 $2,091 $2,472
45 $1,366 $2,035 $2,406
55 $1,253 $1,866 $2,206
65 $1,307 $1,947 $2,301
75 $1,650 $2,457 $2,904

Subaru Outback car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru Outback by state.

Subaru Outback Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,488 $2,084 $2,608
Alaska $1,230 $1,792 $1,878
Arizona $1,391 $2,158 $3,077
Arkansas $1,525 $2,310 $2,584
California $1,698 $2,970 $1,698
Colorado $1,585 $2,194 $2,736
Connecticut $2,024 $3,130 $4,009
Delaware $1,676 $2,308 $3,064
Florida $1,996 $2,711 $3,534
Georgia $1,627 $2,508 $2,573
Hawaii $650 $897 $650
Idaho $1,129 $1,520 $1,892
Illinois $1,182 $1,747 $2,026
Indiana $1,214 $1,897 $2,214
Iowa $962 $1,443 $1,681
Kansas $1,279 $1,884 $2,231
Kentucky $1,850 $2,782 $3,272
Louisiana $2,374 $3,629 $3,907
Maine $898 $1,204 $1,757
Maryland $1,453 $2,130 $2,516
Massachusetts $1,165 $1,970 $1,165
Michigan $2,812 $4,227 $6,499
Minnesota $1,157 $1,555 $2,302
Mississippi $1,397 $2,110 $2,229
Missouri $1,316 $1,813 $2,345
Montana $1,339 $2,095 $2,310
Nebraska $1,131 $1,602 $1,822
Nevada $1,866 $2,817 $3,091
New Hampshire $1,298 $2,092 $2,664
New Jersey $1,430 $2,255 $2,909
New Mexico $1,461 $2,102 $2,360
New York $1,353 $1,762 $2,844
North Carolina $839 $1,354 $1,043
North Dakota $1,148 $1,767 $2,243
Ohio $1,023 $1,674 $1,734
Oklahoma $1,634 $2,454 $2,783
Oregon $1,487 $2,246 $2,577
Pennsylvania $1,253 $1,894 $2,174
Rhode Island $2,091 $3,209 $3,670
South Carolina $1,420 $2,055 $2,933
South Dakota $1,274 $1,753 $2,103
Tennessee $1,499 $2,242 $2,828
Texas $1,509 $2,221 $2,788
Utah $1,284 $1,856 $2,560
Vermont $988 $1,580 $1,727
Virginia $931 $1,402 $1,489
Washington $1,232 $1,852 $2,183
West Virginia $1,240 $1,806 $2,230
Wisconsin $1,236 $1,805 $2,192
Wyoming $1,154 $1,696 $1,896

Other Subaru Outback Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Subaru Outback costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: