Subaru Outback Insurance Cost

Auto insurance for a Subaru Outback will cost about $1,376 per year.

This beats the national average for popular SUV models by $411. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru Outback.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Subaru Outback insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Subaru Outback Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,661 $6,844 $8,007
18 $4,344 $6,379 $7,462
19 $3,839 $5,637 $6,595
20 $3,347 $4,915 $5,750
21 $2,807 $4,122 $4,822
22 $2,734 $4,014 $4,696
23 $2,392 $3,512 $4,109
24 $2,273 $3,337 $3,904
25 $1,961 $2,880 $3,369
30 $1,528 $2,243 $2,624
35 $1,431 $2,101 $2,458
40 $1,376 $2,021 $2,364
45 $1,339 $1,966 $2,300
55 $1,228 $1,803 $2,110
65 $1,281 $1,881 $2,201
75 $1,617 $2,374 $2,778

Subaru Outback car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru Outback by state.

Subaru Outback Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,458 $2,118 $2,696
Alaska $1,206 $1,672 $1,625
Arizona $1,363 $1,971 $2,904
Arkansas $1,495 $2,349 $2,586
California $1,664 $2,943 $1,664
Colorado $1,553 $2,174 $2,758
Connecticut $1,984 $3,077 $3,906
Delaware $1,643 $2,189 $2,812
Florida $1,956 $2,706 $3,526
Georgia $1,595 $2,384 $2,404
Hawaii $637 $865 $637
Idaho $1,107 $1,467 $1,784
Illinois $1,158 $1,751 $1,996
Indiana $1,190 $1,819 $2,042
Iowa $943 $1,293 $1,520
Kansas $1,254 $1,825 $2,134
Kentucky $1,813 $2,661 $3,143
Louisiana $2,327 $3,518 $3,814
Maine $880 $1,216 $1,796
Maryland $1,424 $2,073 $2,302
Massachusetts $1,142 $1,992 $1,142
Michigan $2,756 $4,200 $6,624
Minnesota $1,134 $1,513 $2,130
Mississippi $1,369 $1,953 $1,966
Missouri $1,290 $1,845 $2,424
Montana $1,312 $1,831 $2,131
Nebraska $1,109 $1,640 $1,782
Nevada $1,829 $2,713 $2,866
New Hampshire $1,272 $2,012 $2,544
New Jersey $1,402 $2,199 $2,878
New Mexico $1,432 $2,130 $2,211
New York $1,326 $1,670 $2,787
North Carolina $822 $1,412 $1,007
North Dakota $1,125 $1,710 $2,022
Ohio $1,003 $1,547 $1,586
Oklahoma $1,602 $2,293 $2,582
Oregon $1,458 $1,956 $2,336
Pennsylvania $1,228 $1,803 $2,109
Rhode Island $2,050 $3,007 $3,386
South Carolina $1,392 $1,929 $2,663
South Dakota $1,249 $1,800 $2,077
Tennessee $1,469 $2,162 $2,879
Texas $1,479 $2,137 $2,658
Utah $1,258 $1,763 $2,426
Vermont $969 $1,492 $1,577
Virginia $912 $1,401 $1,373
Washington $1,208 $1,639 $1,958
West Virginia $1,215 $1,740 $2,181
Wisconsin $1,212 $1,891 $2,157
Wyoming $1,131 $1,584 $1,686

Subaru Outback Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Subaru Outback ranks for Insurance compared to other vehicles. Also check out how the Outback stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Subaru Outback Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Subaru Outback costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: