Subaru Outback Insurance Cost

Auto insurance for a Subaru Outback will cost about $1,390 per year.

This beats the national average for popular SUV models by $504. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru Outback.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Subaru Outback insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Subaru Outback Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,708 $6,914 $8,088
18 $4,388 $6,443 $7,538
19 $3,878 $5,694 $6,661
20 $3,381 $4,965 $5,808
21 $2,836 $4,164 $4,871
22 $2,762 $4,055 $4,744
23 $2,416 $3,548 $4,151
24 $2,296 $3,371 $3,943
25 $1,981 $2,909 $3,403
30 $1,543 $2,266 $2,651
35 $1,445 $2,122 $2,483
40 $1,390 $2,041 $2,388
45 $1,353 $1,986 $2,324
55 $1,241 $1,822 $2,131
65 $1,294 $1,900 $2,223
75 $1,633 $2,398 $2,806

Subaru Outback car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru Outback by state.

Subaru Outback Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,473 $2,139 $2,723
Alaska $1,218 $1,689 $1,641
Arizona $1,377 $1,991 $2,933
Arkansas $1,510 $2,372 $2,612
California $1,681 $2,973 $1,681
Colorado $1,569 $2,196 $2,786
Connecticut $2,004 $3,109 $3,946
Delaware $1,659 $2,211 $2,840
Florida $1,976 $2,733 $3,562
Georgia $1,611 $2,409 $2,429
Hawaii $643 $873 $643
Idaho $1,118 $1,482 $1,802
Illinois $1,170 $1,769 $2,017
Indiana $1,202 $1,838 $2,062
Iowa $952 $1,306 $1,535
Kansas $1,267 $1,843 $2,156
Kentucky $1,831 $2,688 $3,174
Louisiana $2,351 $3,553 $3,853
Maine $889 $1,229 $1,814
Maryland $1,439 $2,094 $2,325
Massachusetts $1,154 $2,012 $1,154
Michigan $2,784 $4,242 $6,691
Minnesota $1,146 $1,528 $2,151
Mississippi $1,383 $1,973 $1,986
Missouri $1,303 $1,863 $2,448
Montana $1,325 $1,849 $2,152
Nebraska $1,120 $1,657 $1,800
Nevada $1,848 $2,741 $2,895
New Hampshire $1,285 $2,032 $2,569
New Jersey $1,416 $2,222 $2,907
New Mexico $1,446 $2,151 $2,233
New York $1,340 $1,687 $2,816
North Carolina $830 $1,427 $1,017
North Dakota $1,136 $1,727 $2,042
Ohio $1,013 $1,563 $1,602
Oklahoma $1,618 $2,317 $2,608
Oregon $1,472 $1,975 $2,360
Pennsylvania $1,240 $1,821 $2,130
Rhode Island $2,071 $3,037 $3,420
South Carolina $1,406 $1,949 $2,690
South Dakota $1,262 $1,818 $2,098
Tennessee $1,484 $2,184 $2,909
Texas $1,494 $2,159 $2,685
Utah $1,271 $1,781 $2,451
Vermont $978 $1,507 $1,593
Virginia $922 $1,415 $1,387
Washington $1,220 $1,656 $1,977
West Virginia $1,228 $1,758 $2,203
Wisconsin $1,224 $1,911 $2,179
Wyoming $1,143 $1,600 $1,703

Subaru Outback Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Subaru Outback ranks for Insurance compared to other vehicles. Also check out how the Outback stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Subaru Outback Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Subaru Outback costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: