Subaru Forester Insurance Cost

Auto insurance for a Subaru Forester will cost about $1,428 per year.

This beats the national average for popular SUV models by $359. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru Forester.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Subaru Forester insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Subaru Forester Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,837 $7,102 $8,308
18 $4,507 $6,619 $7,743
19 $3,983 $5,849 $6,843
20 $3,473 $5,100 $5,967
21 $2,913 $4,277 $5,003
22 $2,837 $4,165 $4,873
23 $2,482 $3,645 $4,264
24 $2,358 $3,463 $4,051
25 $2,035 $2,988 $3,496
30 $1,585 $2,328 $2,723
35 $1,485 $2,180 $2,550
40 $1,428 $2,097 $2,453
45 $1,390 $2,040 $2,387
55 $1,274 $1,871 $2,189
65 $1,329 $1,952 $2,283
75 $1,678 $2,464 $2,882

Subaru Forester car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru Forester by state.

Subaru Forester Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,513 $2,197 $2,797
Alaska $1,251 $1,735 $1,686
Arizona $1,415 $2,045 $3,013
Arkansas $1,551 $2,437 $2,683
California $1,727 $3,054 $1,727
Colorado $1,612 $2,255 $2,862
Connecticut $2,059 $3,193 $4,053
Delaware $1,705 $2,272 $2,918
Florida $2,030 $2,808 $3,659
Georgia $1,655 $2,474 $2,495
Hawaii $661 $897 $661
Idaho $1,148 $1,522 $1,851
Illinois $1,202 $1,817 $2,071
Indiana $1,235 $1,888 $2,118
Iowa $978 $1,341 $1,577
Kansas $1,301 $1,893 $2,214
Kentucky $1,881 $2,761 $3,261
Louisiana $2,415 $3,650 $3,958
Maine $913 $1,262 $1,863
Maryland $1,478 $2,151 $2,389
Massachusetts $1,185 $2,067 $1,185
Michigan $2,860 $4,358 $6,873
Minnesota $1,177 $1,569 $2,210
Mississippi $1,421 $2,027 $2,040
Missouri $1,339 $1,914 $2,515
Montana $1,361 $1,899 $2,211
Nebraska $1,151 $1,702 $1,849
Nevada $1,898 $2,815 $2,974
New Hampshire $1,320 $2,088 $2,639
New Jersey $1,455 $2,282 $2,986
New Mexico $1,486 $2,210 $2,294
New York $1,376 $1,733 $2,892
North Carolina $853 $1,465 $1,045
North Dakota $1,167 $1,774 $2,098
Ohio $1,041 $1,605 $1,646
Oklahoma $1,662 $2,380 $2,679
Oregon $1,512 $2,029 $2,424
Pennsylvania $1,274 $1,870 $2,188
Rhode Island $2,127 $3,120 $3,513
South Carolina $1,444 $2,002 $2,763
South Dakota $1,296 $1,867 $2,155
Tennessee $1,524 $2,244 $2,988
Texas $1,535 $2,217 $2,758
Utah $1,306 $1,830 $2,518
Vermont $1,005 $1,548 $1,636
Virginia $947 $1,454 $1,425
Washington $1,253 $1,701 $2,031
West Virginia $1,261 $1,806 $2,263
Wisconsin $1,257 $1,963 $2,239
Wyoming $1,174 $1,643 $1,750

Subaru Forester Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Subaru Forester ranks for Insurance compared to other vehicles. Also check out how the Forester stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Subaru Forester Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Subaru Forester costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: