Subaru Forester Insurance Cost

Auto insurance for a Subaru Forester will cost about $1,442 per year.

This beats the national average for popular SUV models by $452. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru Forester.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Subaru Forester insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Subaru Forester Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,884 $7,171 $8,390
18 $4,551 $6,683 $7,818
19 $4,022 $5,906 $6,910
20 $3,507 $5,150 $6,025
21 $2,941 $4,319 $5,052
22 $2,864 $4,206 $4,920
23 $2,506 $3,680 $4,305
24 $2,381 $3,496 $4,090
25 $2,055 $3,017 $3,530
30 $1,601 $2,350 $2,750
35 $1,499 $2,201 $2,575
40 $1,442 $2,117 $2,477
45 $1,403 $2,060 $2,410
55 $1,287 $1,889 $2,210
65 $1,342 $1,971 $2,306
75 $1,694 $2,488 $2,910

Subaru Forester car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru Forester by state.

Subaru Forester Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,528 $2,219 $2,824
Alaska $1,264 $1,752 $1,703
Arizona $1,429 $2,065 $3,042
Arkansas $1,566 $2,461 $2,709
California $1,744 $3,084 $1,744
Colorado $1,627 $2,277 $2,890
Connecticut $2,079 $3,224 $4,093
Delaware $1,721 $2,294 $2,946
Florida $2,049 $2,835 $3,695
Georgia $1,671 $2,498 $2,519
Hawaii $667 $906 $667
Idaho $1,159 $1,537 $1,869
Illinois $1,214 $1,835 $2,092
Indiana $1,247 $1,906 $2,139
Iowa $988 $1,354 $1,593
Kansas $1,314 $1,912 $2,236
Kentucky $1,899 $2,788 $3,293
Louisiana $2,438 $3,686 $3,996
Maine $922 $1,274 $1,882
Maryland $1,492 $2,172 $2,412
Massachusetts $1,197 $2,087 $1,197
Michigan $2,887 $4,400 $6,940
Minnesota $1,189 $1,585 $2,232
Mississippi $1,435 $2,047 $2,060
Missouri $1,352 $1,933 $2,539
Montana $1,375 $1,918 $2,232
Nebraska $1,162 $1,718 $1,867
Nevada $1,917 $2,843 $3,003
New Hampshire $1,333 $2,108 $2,665
New Jersey $1,469 $2,304 $3,016
New Mexico $1,500 $2,231 $2,316
New York $1,389 $1,750 $2,921
North Carolina $861 $1,480 $1,055
North Dakota $1,179 $1,791 $2,119
Ohio $1,051 $1,621 $1,662
Oklahoma $1,678 $2,403 $2,706
Oregon $1,527 $2,049 $2,447
Pennsylvania $1,286 $1,889 $2,210
Rhode Island $2,148 $3,150 $3,548
South Carolina $1,458 $2,021 $2,790
South Dakota $1,309 $1,886 $2,176
Tennessee $1,539 $2,266 $3,017
Texas $1,550 $2,239 $2,785
Utah $1,318 $1,847 $2,542
Vermont $1,015 $1,563 $1,652
Virginia $956 $1,468 $1,439
Washington $1,266 $1,718 $2,051
West Virginia $1,274 $1,824 $2,285
Wisconsin $1,269 $1,982 $2,260
Wyoming $1,185 $1,659 $1,767

Subaru Forester Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Subaru Forester ranks for Insurance compared to other vehicles. Also check out how the Forester stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Subaru Forester Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Subaru Forester costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: