Subaru Forester Insurance Cost

Auto insurance for a Subaru Forester will cost about $1,457 per year.

This beats the national average for popular SUV models by $610. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru Forester. Visit our Competitive Quote Tool to see if you can find lower rates for a Forester.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Subaru Forester insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Subaru Forester insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $4,934 $7,350 $8,688
18 $4,599 $6,849 $8,097
19 $4,064 $6,053 $7,155
20 $3,544 $5,278 $6,239
21 $2,972 $4,426 $5,232
22 $2,894 $4,311 $5,096
23 $2,532 $3,772 $4,459
24 $2,406 $3,583 $4,236
25 $2,076 $3,092 $3,655
30 $1,617 $2,409 $2,848
35 $1,515 $2,256 $2,667
40 $1,457 $2,170 $2,565
45 $1,418 $2,111 $2,496
55 $1,300 $1,936 $2,289
65 $1,356 $2,020 $2,388
75 $1,712 $2,549 $3,014

Subaru Forester car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru Forester by state.

Subaru Forester Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,544 $2,162 $2,706
Alaska $1,277 $1,859 $1,948
Arizona $1,443 $2,239 $3,192
Arkansas $1,582 $2,397 $2,681
California $1,762 $3,082 $1,762
Colorado $1,644 $2,276 $2,839
Connecticut $2,101 $3,248 $4,160
Delaware $1,739 $2,394 $3,179
Florida $2,071 $2,812 $3,667
Georgia $1,688 $2,602 $2,669
Hawaii $674 $931 $674
Idaho $1,171 $1,577 $1,963
Illinois $1,226 $1,813 $2,102
Indiana $1,260 $1,969 $2,297
Iowa $998 $1,497 $1,744
Kansas $1,327 $1,954 $2,315
Kentucky $1,919 $2,887 $3,395
Louisiana $2,464 $3,765 $4,054
Maine $932 $1,250 $1,823
Maryland $1,508 $2,210 $2,610
Massachusetts $1,209 $2,045 $1,209
Michigan $2,917 $4,386 $6,744
Minnesota $1,201 $1,613 $2,388
Mississippi $1,450 $2,190 $2,313
Missouri $1,366 $1,881 $2,433
Montana $1,389 $2,173 $2,397
Nebraska $1,174 $1,662 $1,891
Nevada $1,936 $2,923 $3,207
New Hampshire $1,347 $2,171 $2,765
New Jersey $1,484 $2,340 $3,018
New Mexico $1,516 $2,181 $2,449
New York $1,404 $1,828 $2,951
North Carolina $870 $1,405 $1,083
North Dakota $1,191 $1,833 $2,327
Ohio $1,062 $1,737 $1,799
Oklahoma $1,696 $2,546 $2,888
Oregon $1,543 $2,330 $2,673
Pennsylvania $1,300 $1,965 $2,256
Rhode Island $2,170 $3,330 $3,808
South Carolina $1,474 $2,133 $3,043
South Dakota $1,322 $1,819 $2,182
Tennessee $1,555 $2,326 $2,935
Texas $1,566 $2,305 $2,893
Utah $1,332 $1,926 $2,657
Vermont $1,025 $1,640 $1,792
Virginia $966 $1,455 $1,545
Washington $1,279 $1,921 $2,265
West Virginia $1,287 $1,874 $2,314
Wisconsin $1,283 $1,873 $2,274
Wyoming $1,197 $1,760 $1,967

Other Important Costs of Owning a Subaru Forester

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Subaru Forester depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

Already decided on buying a Subaru Forester? We have millions of new and used vehicles listed. Here are some Subaru models for sale in your area.

Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.