Subaru WRX Insurance Cost

Auto insurance for a Subaru WRX will cost about $2,123 per year.

This is more than the national average for popular sedan models by $56. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru WRX.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Subaru WRX insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Subaru WRX Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,191 $10,711 $12,661
18 $6,701 $9,982 $11,799
19 $5,922 $8,821 $10,428
20 $5,164 $7,692 $9,092
21 $4,330 $6,450 $7,625
22 $4,218 $6,282 $7,426
23 $3,690 $5,496 $6,497
24 $3,506 $5,222 $6,173
25 $3,025 $4,506 $5,327
30 $2,357 $3,510 $4,150
35 $2,207 $3,288 $3,887
40 $2,123 $3,162 $3,738
45 $2,066 $3,077 $3,637
55 $1,895 $2,822 $3,336
65 $1,976 $2,944 $3,480
75 $2,494 $3,715 $4,392

Subaru WRX car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru WRX by state.

Subaru WRX Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,249 $3,151 $3,943
Alaska $1,860 $2,710 $2,839
Arizona $2,103 $3,263 $4,652
Arkansas $2,306 $3,493 $3,908
California $2,568 $4,491 $2,568
Colorado $2,396 $3,317 $4,138
Connecticut $3,061 $4,733 $6,062
Delaware $2,534 $3,489 $4,632
Florida $3,017 $4,099 $5,343
Georgia $2,460 $3,792 $3,890
Hawaii $983 $1,356 $983
Idaho $1,707 $2,298 $2,860
Illinois $1,787 $2,641 $3,063
Indiana $1,836 $2,869 $3,348
Iowa $1,454 $2,181 $2,542
Kansas $1,935 $2,848 $3,374
Kentucky $2,797 $4,207 $4,947
Louisiana $3,590 $5,487 $5,907
Maine $1,358 $1,821 $2,657
Maryland $2,197 $3,221 $3,804
Massachusetts $1,762 $2,979 $1,762
Michigan $4,251 $6,392 $9,828
Minnesota $1,750 $2,351 $3,480
Mississippi $2,113 $3,191 $3,371
Missouri $1,991 $2,742 $3,546
Montana $2,024 $3,167 $3,493
Nebraska $1,711 $2,422 $2,755
Nevada $2,822 $4,260 $4,673
New Hampshire $1,963 $3,164 $4,029
New Jersey $2,163 $3,410 $4,399
New Mexico $2,209 $3,178 $3,569
New York $2,046 $2,664 $4,300
North Carolina $1,268 $2,047 $1,578
North Dakota $1,735 $2,671 $3,391
Ohio $1,547 $2,531 $2,622
Oklahoma $2,471 $3,710 $4,208
Oregon $2,249 $3,396 $3,896
Pennsylvania $1,894 $2,864 $3,287
Rhode Island $3,162 $4,852 $5,550
South Carolina $2,147 $3,108 $4,434
South Dakota $1,927 $2,651 $3,180
Tennessee $2,266 $3,389 $4,276
Texas $2,282 $3,359 $4,216
Utah $1,941 $2,807 $3,871
Vermont $1,494 $2,389 $2,612
Virginia $1,408 $2,120 $2,252
Washington $1,863 $2,800 $3,301
West Virginia $1,875 $2,731 $3,372
Wisconsin $1,869 $2,729 $3,314
Wyoming $1,745 $2,564 $2,867

Other Subaru WRX Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Subaru WRX costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: