Subaru WRX Insurance Cost

Auto insurance for a Subaru WRX will cost about $1,819 per year.

This beats the national average for popular sedan models by $75. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru WRX.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Subaru WRX insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Subaru WRX Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,162 $9,048 $10,585
18 $5,743 $8,432 $9,865
19 $5,075 $7,452 $8,718
20 $4,425 $6,498 $7,602
21 $3,711 $5,449 $6,375
22 $3,614 $5,307 $6,208
23 $3,162 $4,643 $5,432
24 $3,004 $4,411 $5,161
25 $2,593 $3,807 $4,454
30 $2,020 $2,966 $3,469
35 $1,892 $2,778 $3,249
40 $1,819 $2,671 $3,125
45 $1,770 $2,599 $3,041
55 $1,624 $2,384 $2,789
65 $1,694 $2,487 $2,909
75 $2,137 $3,139 $3,672

Subaru WRX car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru WRX by state.

Subaru WRX Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,928 $2,799 $3,564
Alaska $1,594 $2,210 $2,148
Arizona $1,802 $2,606 $3,839
Arkansas $1,976 $3,105 $3,419
California $2,200 $3,891 $2,200
Colorado $2,053 $2,874 $3,646
Connecticut $2,623 $4,068 $5,164
Delaware $2,172 $2,894 $3,717
Florida $2,586 $3,577 $4,662
Georgia $2,108 $3,152 $3,178
Hawaii $842 $1,143 $842
Idaho $1,463 $1,939 $2,358
Illinois $1,531 $2,315 $2,639
Indiana $1,573 $2,405 $2,699
Iowa $1,246 $1,709 $2,009
Kansas $1,658 $2,412 $2,821
Kentucky $2,397 $3,518 $4,154
Louisiana $3,077 $4,650 $5,042
Maine $1,163 $1,608 $2,374
Maryland $1,883 $2,740 $3,043
Massachusetts $1,510 $2,634 $1,510
Michigan $3,643 $5,552 $8,757
Minnesota $1,500 $2,000 $2,816
Mississippi $1,810 $2,582 $2,599
Missouri $1,706 $2,439 $3,204
Montana $1,734 $2,420 $2,817
Nebraska $1,466 $2,168 $2,355
Nevada $2,418 $3,587 $3,789
New Hampshire $1,682 $2,660 $3,363
New Jersey $1,853 $2,908 $3,805
New Mexico $1,893 $2,815 $2,922
New York $1,753 $2,208 $3,685
North Carolina $1,087 $1,867 $1,332
North Dakota $1,487 $2,260 $2,673
Ohio $1,326 $2,045 $2,097
Oklahoma $2,117 $3,032 $3,414
Oregon $1,927 $2,585 $3,088
Pennsylvania $1,623 $2,383 $2,788
Rhode Island $2,710 $3,975 $4,476
South Carolina $1,840 $2,550 $3,520
South Dakota $1,651 $2,379 $2,745
Tennessee $1,942 $2,858 $3,807
Texas $1,956 $2,825 $3,514
Utah $1,663 $2,331 $3,207
Vermont $1,280 $1,972 $2,084
Virginia $1,206 $1,852 $1,815
Washington $1,597 $2,167 $2,588
West Virginia $1,607 $2,301 $2,883
Wisconsin $1,602 $2,500 $2,852
Wyoming $1,495 $2,093 $2,229

Subaru WRX Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Subaru WRX ranks for Insurance compared to other vehicles. Also check out how the WRX stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Subaru WRX Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Subaru WRX costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: