Subaru WRX Costs

Subaru WRX Costs of Ownership

The costs of owning a Subaru WRX currently available are:

A total cost of ownership analysis is not possible at this time, as more data is needed for this model. Sign up here if you'd like to be notified when we update our data, add new vehicles, or publish new studies.

Subaru WRX CarEdge Value Rating

This grade is our unbiased, trusted and candid financial assessment of whether the Subaru WRX is likely to be a good or bad automobile investment. Learn more about our Value Ratings and methodolgy.

Subaru WRX Depreciation

A Subaru WRX will depreciate in value by $14,412 after 5 years. Depreciation is difficult to avoid, but it can be managed. Depreciation is the difference between the original sales price, and what the vehicle will be worth in the future. We use 5 years as an example in our analysis.

When new, a typically-equipped Subaru WRX sells for $36,495 on average. After 5 years of depreciation, the average residual value will be $22,083. This represents the vehicle's retail market price. Trade-in and private sale prices will likely be lower.Trade-in and private sale prices will likely be lower. Use our Subaru WRX Depreciation Calculator to see how model year and mileage will affect your resale value.

Subaru WRX Depreciation Calculator

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Subaru WRX Insurance

The average annual cost for auto insurance for a Subaru WRX is $1,741, which adds up to $8,705 after 5 years of ownership. These insurance costs are estimates based on national averages for a 40 year old, with full coverage, a good driving record, and good credit. They also assume a single-car policy, and won't reflect any multi-car discounts. See our Subaru WRX Insurance Tool to view rates by state, for different driver ages, credit ratings and driving history.

Subaru WRX insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Subaru WRX Financing Costs

The average cost to finance a new Subaru WRX would be $4,274 after 5 years. This assumes a 72-month loan with an APR of 4.75% and a 20% down payment. Financing costs are a vehicle cost that you can control. Your interest expense can be greatly reduced by changing your loan term, improving your credit score, or increasing your down payment. If you don't know your credit score, or haven't checked in a while, it's completely free on Credit Karma.

Our Subaru WRX Loan Calculator allows you to build a loan that's best suited for you. This handy utility will also help to keep you from becoming upside down, where you end up owing more than the vehicle is worth. You can estimate monthly payments and download the full amortization schedule as well. We've highlighted some typical loan scenarios in the table below. See what a difference a larger down payment will make in lowering your financing costs and your monthly payments.

Subaru WRX Loans

Condition Term Down Payment
New 72 Month 0% Down 20% Down
New 60 Month 0% Down 20% Down
Used 48 Month 0% Down 20% Down
Used 36 Month 0% Down 20% Down

Subaru WRX Fuel Economy

A Subaru WRX gets an average of 21 MPG, which will cost a total of $10,195 for fuel after 5 years, or about $2,039 annually. These estimates are based on recently collected national average fuel prices, assuming 12,000 miles driven per year - 55% city and 45% highway. These figures also reflect current EPA estimates. Fuel costs will vary based on your driving style, fuel prices in your area, and the engine that will be in your vehicle. We used the Subaru WRX models and engines below for our estimates:

Subaru WRX MPG

Model Powertrain MPG (combined) City Hwy
WRX 4cyl, 2.5L, Manual(M6) 19 16 22
WRX 4cyl, 2L, Auto(AV-S8) 21 18 24
WRX 4cyl, 2L, Manual(M6) 23 21 27

Subaru WRX Video Review