Volvo S60 Insurance Cost

Auto insurance for a Volvo S60 will cost about $1,639 per year.

This beats the national average for luxury sedan models by $255. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo S60.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volvo S60 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volvo S60 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,552 $8,152 $9,537
18 $5,174 $7,597 $8,888
19 $4,572 $6,714 $7,854
20 $3,987 $5,854 $6,849
21 $3,343 $4,909 $5,743
22 $3,256 $4,781 $5,593
23 $2,849 $4,183 $4,894
24 $2,707 $3,974 $4,649
25 $2,336 $3,430 $4,012
30 $1,820 $2,672 $3,126
35 $1,704 $2,502 $2,927
40 $1,639 $2,407 $2,816
45 $1,595 $2,342 $2,740
55 $1,463 $2,148 $2,513
65 $1,526 $2,240 $2,621
75 $1,926 $2,828 $3,308

Volvo S60 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo S60 by state.

Volvo S60 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,737 $2,522 $3,210
Alaska $1,436 $1,991 $1,935
Arizona $1,624 $2,348 $3,459
Arkansas $1,780 $2,797 $3,080
California $1,982 $3,505 $1,982
Colorado $1,850 $2,589 $3,285
Connecticut $2,363 $3,665 $4,653
Delaware $1,957 $2,607 $3,349
Florida $2,330 $3,223 $4,200
Georgia $1,899 $2,840 $2,864
Hawaii $759 $1,030 $759
Idaho $1,318 $1,747 $2,124
Illinois $1,380 $2,085 $2,378
Indiana $1,417 $2,167 $2,431
Iowa $1,123 $1,540 $1,810
Kansas $1,494 $2,173 $2,542
Kentucky $2,159 $3,169 $3,743
Louisiana $2,772 $4,190 $4,543
Maine $1,048 $1,449 $2,139
Maryland $1,696 $2,469 $2,742
Massachusetts $1,360 $2,373 $1,360
Michigan $3,282 $5,002 $7,889
Minnesota $1,351 $1,802 $2,537
Mississippi $1,631 $2,326 $2,342
Missouri $1,537 $2,197 $2,887
Montana $1,563 $2,180 $2,538
Nebraska $1,321 $1,953 $2,122
Nevada $2,179 $3,232 $3,414
New Hampshire $1,516 $2,396 $3,029
New Jersey $1,670 $2,620 $3,428
New Mexico $1,705 $2,536 $2,633
New York $1,579 $1,989 $3,320
North Carolina $979 $1,682 $1,200
North Dakota $1,340 $2,036 $2,408
Ohio $1,195 $1,843 $1,889
Oklahoma $1,908 $2,731 $3,076
Oregon $1,736 $2,329 $2,782
Pennsylvania $1,462 $2,147 $2,512
Rhode Island $2,441 $3,581 $4,033
South Carolina $1,658 $2,298 $3,171
South Dakota $1,487 $2,143 $2,473
Tennessee $1,749 $2,575 $3,430
Texas $1,762 $2,545 $3,166
Utah $1,499 $2,100 $2,890
Vermont $1,154 $1,777 $1,878
Virginia $1,087 $1,669 $1,635
Washington $1,439 $1,953 $2,332
West Virginia $1,448 $2,073 $2,597
Wisconsin $1,443 $2,253 $2,569
Wyoming $1,347 $1,886 $2,008

Volvo S60 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volvo S60 ranks for Insurance compared to other vehicles. Also check out how the S60 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Volvo S60 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo S60 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: