Volvo S60 Insurance Cost

Auto insurance for a Volvo S60 will cost about $1,724 per year.

This beats the national average for luxury sedan models by $343. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo S60.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volvo S60 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volvo S60 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,838 $8,696 $10,280
18 $5,441 $8,104 $9,580
19 $4,808 $7,162 $8,466
20 $4,193 $6,245 $7,382
21 $3,516 $5,237 $6,191
22 $3,424 $5,100 $6,029
23 $2,996 $4,463 $5,275
24 $2,846 $4,240 $5,012
25 $2,456 $3,659 $4,325
30 $1,914 $2,850 $3,369
35 $1,792 $2,669 $3,156
40 $1,724 $2,567 $3,035
45 $1,677 $2,498 $2,953
55 $1,538 $2,291 $2,708
65 $1,605 $2,390 $2,825
75 $2,025 $3,016 $3,566

Volvo S60 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo S60 by state.

Volvo S60 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,826 $2,558 $3,202
Alaska $1,511 $2,200 $2,305
Arizona $1,708 $2,649 $3,777
Arkansas $1,872 $2,836 $3,173
California $2,085 $3,646 $2,085
Colorado $1,945 $2,693 $3,359
Connecticut $2,485 $3,843 $4,922
Delaware $2,058 $2,833 $3,761
Florida $2,450 $3,328 $4,338
Georgia $1,997 $3,078 $3,158
Hawaii $798 $1,101 $798
Idaho $1,386 $1,866 $2,322
Illinois $1,451 $2,145 $2,487
Indiana $1,491 $2,329 $2,718
Iowa $1,181 $1,771 $2,064
Kansas $1,571 $2,313 $2,739
Kentucky $2,271 $3,415 $4,017
Louisiana $2,915 $4,455 $4,796
Maine $1,102 $1,478 $2,157
Maryland $1,784 $2,615 $3,088
Massachusetts $1,430 $2,419 $1,430
Michigan $3,452 $5,189 $7,979
Minnesota $1,421 $1,909 $2,825
Mississippi $1,715 $2,591 $2,737
Missouri $1,616 $2,226 $2,879
Montana $1,643 $2,571 $2,836
Nebraska $1,389 $1,966 $2,237
Nevada $2,291 $3,458 $3,794
New Hampshire $1,594 $2,569 $3,271
New Jersey $1,756 $2,768 $3,571
New Mexico $1,793 $2,580 $2,898
New York $1,661 $2,163 $3,492
North Carolina $1,030 $1,662 $1,281
North Dakota $1,409 $2,169 $2,753
Ohio $1,256 $2,055 $2,129
Oklahoma $2,006 $3,012 $3,417
Oregon $1,826 $2,757 $3,163
Pennsylvania $1,538 $2,325 $2,669
Rhode Island $2,567 $3,940 $4,506
South Carolina $1,744 $2,523 $3,600
South Dakota $1,564 $2,152 $2,582
Tennessee $1,840 $2,752 $3,472
Texas $1,853 $2,727 $3,423
Utah $1,576 $2,279 $3,143
Vermont $1,213 $1,940 $2,121
Virginia $1,143 $1,721 $1,828
Washington $1,513 $2,273 $2,680
West Virginia $1,522 $2,217 $2,738
Wisconsin $1,518 $2,216 $2,691
Wyoming $1,417 $2,082 $2,328

Other Volvo S60 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo S60 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: