Volvo S60 Insurance Rates

Volvo S60 Insurance Rates

Auto insurance for a Volvo S60 will cost about $2,355 per year.

This beats the national average for luxury sedan models by $540. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo S60.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volvo S60 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Volvo S60 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $7,977 $11,713 $13,703
18 $7,434 $10,916 $12,770
19 $6,570 $9,647 $11,285
20 $5,728 $8,411 $9,840
21 $4,804 $7,054 $8,252
22 $4,678 $6,870 $8,037
23 $4,094 $6,011 $7,032
24 $3,889 $5,710 $6,680
25 $3,356 $4,928 $5,765
30 $2,614 $3,839 $4,491
35 $2,449 $3,595 $4,206
40 $2,355 $3,458 $4,045
45 $2,292 $3,365 $3,936
55 $2,102 $3,086 $3,610
65 $2,192 $3,219 $3,766
75 $2,767 $4,063 $4,753

Volvo S60 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo S60 by state.


Volvo S60 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,495 $3,624 $4,613
Alaska $2,064 $2,861 $2,781
Arizona $2,333 $3,373 $4,969
Arkansas $2,558 $4,019 $4,425
California $2,848 $5,037 $2,848
Colorado $2,658 $3,720 $4,719
Connecticut $3,396 $5,266 $6,685
Delaware $2,811 $3,746 $4,812
Florida $3,347 $4,631 $6,034
Georgia $2,729 $4,080 $4,114
Hawaii $1,090 $1,480 $1,090
Idaho $1,894 $2,510 $3,052
Illinois $1,982 $2,996 $3,416
Indiana $2,036 $3,113 $3,494
Iowa $1,613 $2,212 $2,601
Kansas $2,146 $3,122 $3,652
Kentucky $3,102 $4,554 $5,378
Louisiana $3,982 $6,020 $6,527
Maine $1,506 $2,082 $3,073
Maryland $2,437 $3,547 $3,940
Massachusetts $1,954 $3,409 $1,954
Michigan $4,716 $7,187 $11,336
Minnesota $1,941 $2,588 $3,645
Mississippi $2,344 $3,343 $3,364
Missouri $2,208 $3,157 $4,147
Montana $2,245 $3,133 $3,646
Nebraska $1,898 $2,806 $3,049
Nevada $3,130 $4,643 $4,905
New Hampshire $2,178 $3,443 $4,353
New Jersey $2,399 $3,764 $4,925
New Mexico $2,450 $3,644 $3,783
New York $2,269 $2,858 $4,770
North Carolina $1,407 $2,417 $1,724
North Dakota $1,925 $2,926 $3,460
Ohio $1,716 $2,647 $2,715
Oklahoma $2,741 $3,925 $4,419
Oregon $2,494 $3,347 $3,997
Pennsylvania $2,101 $3,085 $3,609
Rhode Island $3,508 $5,145 $5,794
South Carolina $2,382 $3,301 $4,557
South Dakota $2,137 $3,080 $3,554
Tennessee $2,514 $3,700 $4,928
Texas $2,531 $3,657 $4,549
Utah $2,153 $3,017 $4,152
Vermont $1,658 $2,553 $2,698
Virginia $1,561 $2,397 $2,350
Washington $2,067 $2,806 $3,350
West Virginia $2,080 $2,978 $3,732
Wisconsin $2,073 $3,237 $3,692
Wyoming $1,936 $2,710 $2,886

Volvo S60 Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Volvo S60 ranks for Insurance compared to other vehicles. Also check out how the S60 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Volvo S60 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo S60 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Volvo S60s For Sale

2019 Volvo S60 R-Design

Mileage: 44,792
Mileage: 44,792     Price: $23,850
Location: Sterling, VA ~ 3 miles away
Dealer: Safford Brown Cdjr Of Sterling
Days on Market: 601
Colors (ext/int): Red / Charcoal

$23,850


2016 Volvo S60 T5 Platinum

Mileage: 79,572
Mileage: 79,572     Price: $13,000
Location: Dulles, VA ~ 3 miles away
Dealer: Beyer Volvo Cars Of Dulles
Days on Market: 93
Colors (ext/int): Onyx Black Metallic / Off-Black

$13,000


2024 Volvo S60 Plus

Mileage: 11,504
Mileage: 11,504     Price: $37,000
Location: Dulles, VA ~ 3 miles away
Dealer: Beyer Volvo Cars Of Dulles
Days on Market: 36
Colors (ext/int): Crystal White Metallic / Charcoal
Volvo Certified Pre-Owned S60

$37,000



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