Volvo S60 Insurance Cost

Auto insurance for a Volvo S60 will cost about $1,568 per year.

This beats the national average for luxury sedan models by $219. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo S60.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volvo S60 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volvo S60 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,312 $7,800 $9,125
18 $4,951 $7,269 $8,504
19 $4,375 $6,424 $7,516
20 $3,815 $5,602 $6,553
21 $3,199 $4,698 $5,495
22 $3,116 $4,575 $5,352
23 $2,726 $4,003 $4,683
24 $2,590 $3,803 $4,449
25 $2,235 $3,282 $3,839
30 $1,741 $2,557 $2,991
35 $1,631 $2,394 $2,801
40 $1,568 $2,303 $2,694
45 $1,526 $2,241 $2,622
55 $1,400 $2,055 $2,404
65 $1,460 $2,144 $2,508
75 $1,843 $2,706 $3,165

Volvo S60 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo S60 by state.

Volvo S60 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,662 $2,413 $3,072
Alaska $1,374 $1,905 $1,852
Arizona $1,554 $2,246 $3,309
Arkansas $1,704 $2,677 $2,947
California $1,897 $3,354 $1,897
Colorado $1,770 $2,477 $3,143
Connecticut $2,261 $3,507 $4,452
Delaware $1,872 $2,495 $3,205
Florida $2,229 $3,084 $4,019
Georgia $1,817 $2,717 $2,740
Hawaii $726 $985 $726
Idaho $1,261 $1,672 $2,033
Illinois $1,320 $1,995 $2,275
Indiana $1,356 $2,073 $2,327
Iowa $1,074 $1,473 $1,732
Kansas $1,429 $2,079 $2,432
Kentucky $2,066 $3,033 $3,581
Louisiana $2,652 $4,009 $4,347
Maine $1,003 $1,386 $2,047
Maryland $1,623 $2,362 $2,624
Massachusetts $1,301 $2,270 $1,301
Michigan $3,141 $4,786 $7,549
Minnesota $1,293 $1,724 $2,427
Mississippi $1,561 $2,226 $2,241
Missouri $1,471 $2,102 $2,762
Montana $1,495 $2,086 $2,428
Nebraska $1,264 $1,869 $2,031
Nevada $2,085 $3,092 $3,266
New Hampshire $1,450 $2,293 $2,899
New Jersey $1,598 $2,507 $3,280
New Mexico $1,632 $2,427 $2,519
New York $1,511 $1,903 $3,177
North Carolina $937 $1,610 $1,148
North Dakota $1,282 $1,948 $2,304
Ohio $1,143 $1,763 $1,808
Oklahoma $1,825 $2,614 $2,943
Oregon $1,661 $2,229 $2,662
Pennsylvania $1,399 $2,054 $2,404
Rhode Island $2,336 $3,427 $3,859
South Carolina $1,586 $2,199 $3,035
South Dakota $1,423 $2,051 $2,367
Tennessee $1,674 $2,464 $3,282
Texas $1,686 $2,435 $3,029
Utah $1,434 $2,009 $2,765
Vermont $1,104 $1,700 $1,797
Virginia $1,040 $1,597 $1,565
Washington $1,377 $1,868 $2,231
West Virginia $1,385 $1,983 $2,485
Wisconsin $1,381 $2,156 $2,459
Wyoming $1,289 $1,805 $1,922

Volvo S60 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volvo S60 ranks for Insurance compared to other vehicles. Also check out how the S60 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Volvo S60 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo S60 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: