Volvo S90 Insurance Rates

Volvo S90 Insurance Rates

Auto insurance for a Volvo S90 will cost about $2,926 per year.

This is more than the national average for luxury sedan models by $31. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo S90.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volvo S90 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Volvo S90 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $9,909 $14,551 $17,022
18 $9,235 $13,560 $15,864
19 $8,161 $11,984 $14,019
20 $7,116 $10,449 $12,224
21 $5,968 $8,763 $10,251
22 $5,812 $8,534 $9,984
23 $5,085 $7,467 $8,736
24 $4,831 $7,094 $8,299
25 $4,169 $6,122 $7,162
30 $3,248 $4,769 $5,579
35 $3,042 $4,467 $5,225
40 $2,926 $4,296 $5,026
45 $2,847 $4,180 $4,890
55 $2,611 $3,834 $4,485
65 $2,723 $3,999 $4,678
75 $3,437 $5,047 $5,905

Volvo S90 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo S90 by state.


Volvo S90 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $3,100 $4,502 $5,730
Alaska $2,564 $3,554 $3,455
Arizona $2,898 $4,190 $6,173
Arkansas $3,178 $4,993 $5,498
California $3,538 $6,257 $3,538
Colorado $3,302 $4,621 $5,863
Connecticut $4,218 $6,542 $8,305
Delaware $3,492 $4,654 $5,978
Florida $4,158 $5,753 $7,496
Georgia $3,390 $5,069 $5,111
Hawaii $1,354 $1,838 $1,354
Idaho $2,353 $3,119 $3,792
Illinois $2,463 $3,722 $4,244
Indiana $2,530 $3,868 $4,340
Iowa $2,004 $2,748 $3,231
Kansas $2,666 $3,879 $4,537
Kentucky $3,854 $5,657 $6,681
Louisiana $4,947 $7,478 $8,109
Maine $1,871 $2,586 $3,818
Maryland $3,027 $4,406 $4,894
Massachusetts $2,428 $4,235 $2,428
Michigan $5,859 $8,928 $14,082
Minnesota $2,412 $3,216 $4,528
Mississippi $2,911 $4,152 $4,180
Missouri $2,743 $3,922 $5,152
Montana $2,789 $3,892 $4,530
Nebraska $2,358 $3,486 $3,788
Nevada $3,889 $5,768 $6,093
New Hampshire $2,705 $4,277 $5,407
New Jersey $2,980 $4,676 $6,119
New Mexico $3,044 $4,527 $4,700
New York $2,819 $3,550 $5,926
North Carolina $1,748 $3,002 $2,141
North Dakota $2,391 $3,635 $4,298
Ohio $2,132 $3,289 $3,372
Oklahoma $3,405 $4,875 $5,490
Oregon $3,099 $4,158 $4,966
Pennsylvania $2,610 $3,832 $4,484
Rhode Island $4,358 $6,392 $7,198
South Carolina $2,959 $4,101 $5,661
South Dakota $2,655 $3,826 $4,415
Tennessee $3,123 $4,597 $6,122
Texas $3,145 $4,543 $5,651
Utah $2,675 $3,748 $5,158
Vermont $2,059 $3,171 $3,352
Virginia $1,940 $2,978 $2,919
Washington $2,568 $3,485 $4,162
West Virginia $2,584 $3,700 $4,636
Wisconsin $2,576 $4,021 $4,586
Wyoming $2,405 $3,367 $3,585

Volvo S90 Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Volvo S90 ranks for Insurance compared to other vehicles. Also check out how the S90 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Volvo S90 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo S90 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Volvo S90s For Sale

2022 Volvo S90 Momentum

Mileage: 35,010
Mileage: 35,010     Price: $32,580
Location: Dulles, VA ~ 3 miles away
Dealer: Beyer Volvo Cars Of Dulles
Days on Market: 58
Colors (ext/int): Black Stone / Charcoal
Volvo Certified Pre-Owned S90

$32,580


2018 Volvo S90 Momentum

Mileage: 95,720
Mileage: 95,720     Price: $17,149
Location: Dulles, VA ~ 3 miles away
Dealer: Beyer Volvo Cars Of Dulles
Days on Market: 51
Colors (ext/int): Onyx Black Metallic / Blond

$17,149


2021 Volvo S90 Inscription

Mileage: 70,123
Mileage: 70,123     Price: $25,920
Location: Vienna, VA ~ 15 miles away
Dealer: Audi Tysons Corner
Days on Market: 277
Colors (ext/int): Platinum Gray Metallic / Charcoal

$25,920



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