Volvo S90 Insurance Cost

Auto insurance for a Volvo S90 will cost about $1,887 per year.

This beats the national average for luxury sedan models by $7. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo S90.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volvo S90 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volvo S90 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,391 $9,385 $10,979
18 $5,956 $8,746 $10,232
19 $5,264 $7,730 $9,042
20 $4,590 $6,740 $7,884
21 $3,849 $5,652 $6,612
22 $3,749 $5,504 $6,439
23 $3,280 $4,816 $5,634
24 $3,116 $4,576 $5,353
25 $2,689 $3,949 $4,619
30 $2,095 $3,076 $3,598
35 $1,962 $2,881 $3,370
40 $1,887 $2,771 $3,241
45 $1,836 $2,696 $3,154
55 $1,684 $2,473 $2,893
65 $1,757 $2,579 $3,017
75 $2,217 $3,255 $3,808

Volvo S90 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo S90 by state.

Volvo S90 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,999 $2,904 $3,696
Alaska $1,654 $2,292 $2,228
Arizona $1,869 $2,703 $3,982
Arkansas $2,050 $3,221 $3,546
California $2,282 $4,036 $2,282
Colorado $2,130 $2,980 $3,782
Connecticut $2,721 $4,220 $5,356
Delaware $2,253 $3,002 $3,856
Florida $2,682 $3,710 $4,835
Georgia $2,186 $3,270 $3,297
Hawaii $873 $1,186 $873
Idaho $1,517 $2,012 $2,446
Illinois $1,588 $2,401 $2,737
Indiana $1,632 $2,495 $2,799
Iowa $1,292 $1,772 $2,084
Kansas $1,719 $2,502 $2,926
Kentucky $2,486 $3,649 $4,309
Louisiana $3,191 $4,824 $5,230
Maine $1,207 $1,668 $2,463
Maryland $1,953 $2,842 $3,157
Massachusetts $1,566 $2,732 $1,566
Michigan $3,779 $5,758 $9,083
Minnesota $1,556 $2,074 $2,921
Mississippi $1,878 $2,678 $2,696
Missouri $1,769 $2,530 $3,323
Montana $1,799 $2,510 $2,922
Nebraska $1,521 $2,249 $2,443
Nevada $2,508 $3,720 $3,930
New Hampshire $1,745 $2,759 $3,488
New Jersey $1,922 $3,016 $3,947
New Mexico $1,963 $2,920 $3,031
New York $1,818 $2,290 $3,822
North Carolina $1,127 $1,937 $1,381
North Dakota $1,543 $2,344 $2,773
Ohio $1,375 $2,121 $2,175
Oklahoma $2,196 $3,145 $3,541
Oregon $1,999 $2,682 $3,203
Pennsylvania $1,683 $2,472 $2,892
Rhode Island $2,811 $4,123 $4,643
South Carolina $1,909 $2,645 $3,651
South Dakota $1,713 $2,468 $2,847
Tennessee $2,014 $2,965 $3,948
Texas $2,028 $2,930 $3,645
Utah $1,725 $2,418 $3,327
Vermont $1,328 $2,046 $2,162
Virginia $1,251 $1,921 $1,883
Washington $1,656 $2,248 $2,684
West Virginia $1,667 $2,386 $2,990
Wisconsin $1,661 $2,594 $2,958
Wyoming $1,551 $2,171 $2,312

Volvo S90 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volvo S90 ranks for Insurance compared to other vehicles. Also check out how the S90 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Volvo S90 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo S90 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: