Volvo S90 Insurance Cost

Auto insurance for a Volvo S90 will cost about $1,984 per year.

This beats the national average for luxury sedan models by $83. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo S90. Visit our Competitive Quote Tool to see if you can find lower rates for a S90.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Volvo S90 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Volvo S90 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,719 $10,007 $11,830
18 $6,261 $9,326 $11,024
19 $5,533 $8,242 $9,743
20 $4,825 $7,186 $8,495
21 $4,046 $6,027 $7,124
22 $3,941 $5,869 $6,938
23 $3,448 $5,136 $6,071
24 $3,276 $4,879 $5,767
25 $2,827 $4,210 $4,977
30 $2,202 $3,280 $3,877
35 $2,062 $3,072 $3,631
40 $1,984 $2,954 $3,492
45 $1,930 $2,875 $3,398
55 $1,770 $2,637 $3,117
65 $1,846 $2,750 $3,251
75 $2,330 $3,471 $4,103

Volvo S90 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo S90 by state.

Volvo S90 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,102 $2,944 $3,684
Alaska $1,738 $2,532 $2,653
Arizona $1,965 $3,049 $4,347
Arkansas $2,155 $3,264 $3,651
California $2,399 $4,196 $2,399
Colorado $2,239 $3,099 $3,866
Connecticut $2,860 $4,422 $5,664
Delaware $2,368 $3,260 $4,328
Florida $2,819 $3,829 $4,992
Georgia $2,298 $3,543 $3,635
Hawaii $918 $1,267 $918
Idaho $1,595 $2,147 $2,673
Illinois $1,670 $2,468 $2,862
Indiana $1,715 $2,681 $3,128
Iowa $1,359 $2,038 $2,375
Kansas $1,808 $2,661 $3,152
Kentucky $2,613 $3,930 $4,623
Louisiana $3,354 $5,127 $5,519
Maine $1,268 $1,701 $2,483
Maryland $2,053 $3,010 $3,554
Massachusetts $1,646 $2,784 $1,646
Michigan $3,972 $5,972 $9,182
Minnesota $1,635 $2,196 $3,251
Mississippi $1,974 $2,982 $3,150
Missouri $1,860 $2,562 $3,313
Montana $1,891 $2,959 $3,263
Nebraska $1,598 $2,263 $2,574
Nevada $2,637 $3,980 $4,366
New Hampshire $1,834 $2,956 $3,764
New Jersey $2,021 $3,186 $4,110
New Mexico $2,064 $2,969 $3,335
New York $1,911 $2,489 $4,018
North Carolina $1,185 $1,913 $1,474
North Dakota $1,621 $2,496 $3,168
Ohio $1,446 $2,364 $2,450
Oklahoma $2,309 $3,467 $3,932
Oregon $2,101 $3,173 $3,640
Pennsylvania $1,770 $2,676 $3,071
Rhode Island $2,955 $4,534 $5,185
South Carolina $2,006 $2,904 $4,143
South Dakota $1,800 $2,477 $2,972
Tennessee $2,117 $3,167 $3,996
Texas $2,132 $3,138 $3,939
Utah $1,814 $2,623 $3,617
Vermont $1,396 $2,232 $2,440
Virginia $1,315 $1,980 $2,104
Washington $1,741 $2,616 $3,084
West Virginia $1,752 $2,551 $3,150
Wisconsin $1,746 $2,550 $3,096
Wyoming $1,630 $2,396 $2,679

Other Important Costs of Owning a Volvo S90

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Volvo S90 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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