Volvo XC90 Insurance Rates

Volvo XC90 Insurance Rates

Auto insurance for a Volvo XC90 will cost about $2,458 per year.

This beats the national average for luxury SUV models by $437. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo XC90.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volvo XC90 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Volvo XC90 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,328 $12,228 $14,305
18 $7,761 $11,396 $13,331
19 $6,858 $10,071 $11,782
20 $5,980 $8,781 $10,273
21 $5,015 $7,364 $8,615
22 $4,884 $7,172 $8,390
23 $4,274 $6,275 $7,341
24 $4,060 $5,962 $6,974
25 $3,504 $5,145 $6,019
30 $2,729 $4,008 $4,688
35 $2,556 $3,754 $4,391
40 $2,458 $3,610 $4,223
45 $2,392 $3,513 $4,110
55 $2,194 $3,222 $3,769
65 $2,289 $3,361 $3,931
75 $2,889 $4,242 $4,962

Volvo XC90 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo XC90 by state.


Volvo XC90 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,605 $3,783 $4,816
Alaska $2,155 $2,987 $2,903
Arizona $2,436 $3,521 $5,188
Arkansas $2,671 $4,196 $4,620
California $2,973 $5,258 $2,973
Colorado $2,775 $3,883 $4,927
Connecticut $3,545 $5,498 $6,979
Delaware $2,935 $3,911 $5,024
Florida $3,494 $4,834 $6,300
Georgia $2,849 $4,260 $4,295
Hawaii $1,138 $1,545 $1,138
Idaho $1,977 $2,621 $3,186
Illinois $2,069 $3,128 $3,567
Indiana $2,126 $3,250 $3,647
Iowa $1,684 $2,309 $2,716
Kansas $2,240 $3,260 $3,813
Kentucky $3,239 $4,754 $5,614
Louisiana $4,158 $6,285 $6,814
Maine $1,572 $2,173 $3,208
Maryland $2,544 $3,703 $4,113
Massachusetts $2,040 $3,559 $2,040
Michigan $4,923 $7,503 $11,834
Minnesota $2,027 $2,702 $3,805
Mississippi $2,447 $3,490 $3,512
Missouri $2,305 $3,296 $4,330
Montana $2,344 $3,270 $3,807
Nebraska $1,981 $2,930 $3,183
Nevada $3,268 $4,847 $5,120
New Hampshire $2,273 $3,595 $4,544
New Jersey $2,505 $3,929 $5,142
New Mexico $2,558 $3,805 $3,949
New York $2,369 $2,983 $4,980
North Carolina $1,469 $2,523 $1,799
North Dakota $2,010 $3,054 $3,612
Ohio $1,792 $2,764 $2,834
Oklahoma $2,862 $4,097 $4,613
Oregon $2,604 $3,494 $4,173
Pennsylvania $2,193 $3,220 $3,768
Rhode Island $3,662 $5,372 $6,049
South Carolina $2,487 $3,447 $4,757
South Dakota $2,231 $3,215 $3,710
Tennessee $2,624 $3,863 $5,144
Texas $2,643 $3,818 $4,749
Utah $2,248 $3,150 $4,335
Vermont $1,730 $2,665 $2,817
Virginia $1,630 $2,503 $2,453
Washington $2,158 $2,929 $3,497
West Virginia $2,171 $3,109 $3,896
Wisconsin $2,165 $3,379 $3,854
Wyoming $2,021 $2,829 $3,013

Volvo XC90 Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Volvo XC90 ranks for Insurance compared to other vehicles. Also check out how the XC90 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Volvo XC90 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo XC90 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Volvo XC90s For Sale

2017 Volvo XC90 Inscription

Mileage: 104,475
Mileage: 104,475     Price: $16,999
Location: Sterling, VA ~ 3 miles away
Dealer: Bmw Of Sterling
Days on Market: 86
Colors (ext/int): Black / Charcoal

$16,999


2019 Volvo XC90 Momentum

Mileage: 147,801
Mileage: 147,801     Price: $15,925
Location: Sterling, VA ~ 3 miles away
Dealer: Bmw Of Sterling
Days on Market: 134
Colors (ext/int): White / Charcoal

$15,925


2023 Volvo XC90 Plus

Mileage: 22,524
Mileage: 22,524     Price: $46,500
Location: Dulles, VA ~ 3 miles away
Dealer: Beyer Volvo Cars Of Dulles
Days on Market: 274
Colors (ext/int): Denim Blue Metallic / Blond
Volvo Certified Pre-Owned XC90

$46,500



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