Volvo XC90 Insurance Cost

Auto insurance for a Volvo XC90 will cost about $1,868 per year.

This beats the national average for luxury SUV models by $357. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo XC90.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volvo XC90 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volvo XC90 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,327 $9,291 $10,869
18 $5,897 $8,659 $10,129
19 $5,211 $7,652 $8,952
20 $4,544 $6,672 $7,806
21 $3,810 $5,595 $6,546
22 $3,711 $5,449 $6,375
23 $3,247 $4,768 $5,578
24 $3,085 $4,530 $5,299
25 $2,662 $3,909 $4,573
30 $2,074 $3,045 $3,562
35 $1,942 $2,852 $3,336
40 $1,868 $2,743 $3,209
45 $1,818 $2,669 $3,122
55 $1,667 $2,448 $2,864
65 $1,739 $2,553 $2,987
75 $2,195 $3,223 $3,770

Volvo XC90 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo XC90 by state.

Volvo XC90 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,979 $2,875 $3,659
Alaska $1,637 $2,269 $2,206
Arizona $1,851 $2,676 $3,942
Arkansas $2,029 $3,188 $3,510
California $2,259 $3,995 $2,259
Colorado $2,108 $2,951 $3,744
Connecticut $2,694 $4,178 $5,303
Delaware $2,230 $2,972 $3,817
Florida $2,655 $3,673 $4,787
Georgia $2,165 $3,237 $3,264
Hawaii $865 $1,174 $865
Idaho $1,502 $1,991 $2,421
Illinois $1,572 $2,377 $2,710
Indiana $1,615 $2,470 $2,771
Iowa $1,280 $1,755 $2,063
Kansas $1,702 $2,477 $2,897
Kentucky $2,461 $3,612 $4,266
Louisiana $3,159 $4,775 $5,178
Maine $1,195 $1,651 $2,438
Maryland $1,933 $2,813 $3,125
Massachusetts $1,550 $2,704 $1,550
Michigan $3,741 $5,701 $8,992
Minnesota $1,540 $2,053 $2,891
Mississippi $1,859 $2,651 $2,669
Missouri $1,752 $2,504 $3,290
Montana $1,781 $2,485 $2,892
Nebraska $1,505 $2,226 $2,419
Nevada $2,483 $3,683 $3,891
New Hampshire $1,727 $2,731 $3,453
New Jersey $1,903 $2,986 $3,907
New Mexico $1,943 $2,891 $3,001
New York $1,800 $2,267 $3,784
North Carolina $1,116 $1,917 $1,367
North Dakota $1,527 $2,321 $2,745
Ohio $1,362 $2,100 $2,153
Oklahoma $2,174 $3,113 $3,505
Oregon $1,979 $2,655 $3,171
Pennsylvania $1,667 $2,447 $2,863
Rhode Island $2,782 $4,082 $4,596
South Carolina $1,890 $2,619 $3,615
South Dakota $1,695 $2,443 $2,819
Tennessee $1,994 $2,935 $3,909
Texas $2,008 $2,901 $3,608
Utah $1,708 $2,393 $3,293
Vermont $1,315 $2,025 $2,140
Virginia $1,239 $1,902 $1,864
Washington $1,640 $2,225 $2,657
West Virginia $1,650 $2,363 $2,960
Wisconsin $1,645 $2,568 $2,928
Wyoming $1,535 $2,150 $2,289

Volvo XC90 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volvo XC90 ranks for Insurance compared to other vehicles. Also check out how the XC90 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Volvo XC90 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo XC90 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: