Volvo XC90 Insurance Cost

Auto insurance for a Volvo XC90 will cost about $1,996 per year.

This beats the national average for luxury SUV models by $71. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo XC90. Visit our Competitive Quote Tool to see if you can find lower rates for a XC90.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Volvo XC90 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Volvo XC90 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,762 $10,073 $11,907
18 $6,302 $9,387 $11,096
19 $5,570 $8,296 $9,806
20 $4,856 $7,233 $8,551
21 $4,073 $6,066 $7,171
22 $3,966 $5,908 $6,983
23 $3,470 $5,169 $6,110
24 $3,297 $4,911 $5,805
25 $2,845 $4,238 $5,010
30 $2,216 $3,301 $3,902
35 $2,076 $3,092 $3,655
40 $1,996 $2,974 $3,515
45 $1,943 $2,894 $3,421
55 $1,782 $2,654 $3,137
65 $1,858 $2,768 $3,272
75 $2,346 $3,494 $4,130

Volvo XC90 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo XC90 by state.

Volvo XC90 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,115 $2,963 $3,708
Alaska $1,750 $2,548 $2,670
Arizona $1,978 $3,068 $4,375
Arkansas $2,169 $3,285 $3,675
California $2,415 $4,223 $2,415
Colorado $2,253 $3,119 $3,891
Connecticut $2,879 $4,451 $5,701
Delaware $2,383 $3,281 $4,356
Florida $2,838 $3,854 $5,025
Georgia $2,313 $3,566 $3,658
Hawaii $924 $1,275 $924
Idaho $1,605 $2,161 $2,690
Illinois $1,681 $2,484 $2,881
Indiana $1,726 $2,698 $3,149
Iowa $1,368 $2,051 $2,390
Kansas $1,819 $2,679 $3,173
Kentucky $2,630 $3,956 $4,653
Louisiana $3,376 $5,160 $5,555
Maine $1,277 $1,712 $2,499
Maryland $2,066 $3,029 $3,577
Massachusetts $1,657 $2,802 $1,657
Michigan $3,998 $6,011 $9,242
Minnesota $1,646 $2,211 $3,273
Mississippi $1,987 $3,001 $3,170
Missouri $1,872 $2,578 $3,335
Montana $1,903 $2,978 $3,285
Nebraska $1,609 $2,278 $2,591
Nevada $2,654 $4,006 $4,395
New Hampshire $1,846 $2,975 $3,789
New Jersey $2,034 $3,207 $4,137
New Mexico $2,077 $2,989 $3,356
New York $1,924 $2,506 $4,044
North Carolina $1,193 $1,925 $1,484
North Dakota $1,632 $2,512 $3,189
Ohio $1,455 $2,380 $2,466
Oklahoma $2,324 $3,489 $3,957
Oregon $2,115 $3,194 $3,664
Pennsylvania $1,781 $2,693 $3,091
Rhode Island $2,974 $4,563 $5,219
South Carolina $2,020 $2,923 $4,170
South Dakota $1,812 $2,493 $2,991
Tennessee $2,131 $3,187 $4,022
Texas $2,146 $3,159 $3,965
Utah $1,825 $2,640 $3,641
Vermont $1,405 $2,247 $2,456
Virginia $1,324 $1,993 $2,118
Washington $1,752 $2,633 $3,104
West Virginia $1,763 $2,568 $3,171
Wisconsin $1,758 $2,566 $3,117
Wyoming $1,641 $2,411 $2,696

Other Volvo XC90 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo XC90 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: