Volvo XC90 Insurance Cost

Auto insurance for a Volvo XC90 will cost about $1,711 per year.

This beats the national average for luxury SUV models by $183. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo XC90.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volvo XC90 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volvo XC90 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,794 $8,509 $9,954
18 $5,400 $7,929 $9,276
19 $4,772 $7,008 $8,198
20 $4,161 $6,110 $7,148
21 $3,490 $5,124 $5,994
22 $3,398 $4,990 $5,838
23 $2,974 $4,366 $5,108
24 $2,825 $4,148 $4,853
25 $2,438 $3,580 $4,188
30 $1,899 $2,789 $3,262
35 $1,779 $2,612 $3,056
40 $1,711 $2,512 $2,939
45 $1,665 $2,444 $2,860
55 $1,527 $2,242 $2,623
65 $1,592 $2,338 $2,736
75 $2,010 $2,951 $3,453

Volvo XC90 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo XC90 by state.

Volvo XC90 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,813 $2,632 $3,351
Alaska $1,499 $2,078 $2,020
Arizona $1,695 $2,450 $3,610
Arkansas $1,858 $2,920 $3,215
California $2,069 $3,659 $2,069
Colorado $1,931 $2,702 $3,428
Connecticut $2,467 $3,826 $4,856
Delaware $2,042 $2,722 $3,496
Florida $2,431 $3,364 $4,383
Georgia $1,982 $2,964 $2,989
Hawaii $792 $1,075 $792
Idaho $1,376 $1,824 $2,217
Illinois $1,440 $2,177 $2,482
Indiana $1,479 $2,262 $2,538
Iowa $1,172 $1,607 $1,890
Kansas $1,559 $2,268 $2,653
Kentucky $2,254 $3,308 $3,907
Louisiana $2,893 $4,373 $4,742
Maine $1,094 $1,512 $2,232
Maryland $1,770 $2,577 $2,862
Massachusetts $1,420 $2,477 $1,420
Michigan $3,426 $5,221 $8,234
Minnesota $1,410 $1,880 $2,648
Mississippi $1,702 $2,428 $2,444
Missouri $1,604 $2,293 $3,013
Montana $1,631 $2,276 $2,649
Nebraska $1,379 $2,039 $2,215
Nevada $2,274 $3,373 $3,563
New Hampshire $1,582 $2,501 $3,162
New Jersey $1,743 $2,734 $3,578
New Mexico $1,780 $2,647 $2,748
New York $1,649 $2,076 $3,465
North Carolina $1,022 $1,756 $1,252
North Dakota $1,398 $2,125 $2,514
Ohio $1,247 $1,923 $1,972
Oklahoma $1,991 $2,851 $3,210
Oregon $1,812 $2,431 $2,904
Pennsylvania $1,526 $2,241 $2,622
Rhode Island $2,548 $3,738 $4,209
South Carolina $1,730 $2,398 $3,310
South Dakota $1,553 $2,237 $2,581
Tennessee $1,826 $2,688 $3,580
Texas $1,839 $2,656 $3,304
Utah $1,564 $2,192 $3,016
Vermont $1,204 $1,854 $1,960
Virginia $1,134 $1,742 $1,707
Washington $1,502 $2,038 $2,434
West Virginia $1,511 $2,164 $2,711
Wisconsin $1,506 $2,351 $2,682
Wyoming $1,406 $1,969 $2,096

Volvo XC90 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volvo XC90 ranks for Insurance compared to other vehicles. Also check out how the XC90 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Volvo XC90 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo XC90 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: