Volvo XC60 Insurance Cost

Auto insurance for a Volvo XC60 will cost about $1,563 per year.

This beats the national average for luxury SUV models by $331. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo XC60.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volvo XC60 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volvo XC60 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,295 $7,776 $9,096
18 $4,935 $7,246 $8,477
19 $4,361 $6,404 $7,492
20 $3,803 $5,584 $6,532
21 $3,189 $4,683 $5,478
22 $3,106 $4,560 $5,335
23 $2,717 $3,990 $4,668
24 $2,582 $3,791 $4,435
25 $2,228 $3,271 $3,827
30 $1,736 $2,548 $2,981
35 $1,625 $2,387 $2,792
40 $1,563 $2,296 $2,685
45 $1,521 $2,234 $2,613
55 $1,395 $2,049 $2,397
65 $1,455 $2,137 $2,500
75 $1,837 $2,697 $3,155

Volvo XC60 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo XC60 by state.

Volvo XC60 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,656 $2,406 $3,062
Alaska $1,370 $1,899 $1,846
Arizona $1,549 $2,239 $3,299
Arkansas $1,698 $2,668 $2,938
California $1,891 $3,344 $1,891
Colorado $1,764 $2,469 $3,133
Connecticut $2,254 $3,496 $4,438
Delaware $1,866 $2,487 $3,194
Florida $2,222 $3,074 $4,006
Georgia $1,811 $2,709 $2,731
Hawaii $724 $982 $724
Idaho $1,257 $1,667 $2,026
Illinois $1,316 $1,989 $2,268
Indiana $1,352 $2,067 $2,319
Iowa $1,071 $1,468 $1,727
Kansas $1,425 $2,073 $2,424
Kentucky $2,059 $3,023 $3,570
Louisiana $2,644 $3,996 $4,333
Maine $1,000 $1,382 $2,040
Maryland $1,618 $2,355 $2,615
Massachusetts $1,297 $2,263 $1,297
Michigan $3,131 $4,771 $7,525
Minnesota $1,289 $1,718 $2,420
Mississippi $1,556 $2,219 $2,233
Missouri $1,466 $2,096 $2,753
Montana $1,490 $2,080 $2,421
Nebraska $1,260 $1,863 $2,024
Nevada $2,078 $3,082 $3,256
New Hampshire $1,446 $2,286 $2,890
New Jersey $1,593 $2,499 $3,270
New Mexico $1,626 $2,419 $2,511
New York $1,507 $1,897 $3,167
North Carolina $934 $1,604 $1,144
North Dakota $1,278 $1,942 $2,297
Ohio $1,139 $1,758 $1,802
Oklahoma $1,820 $2,605 $2,934
Oregon $1,656 $2,222 $2,654
Pennsylvania $1,395 $2,048 $2,396
Rhode Island $2,329 $3,416 $3,846
South Carolina $1,581 $2,192 $3,025
South Dakota $1,419 $2,044 $2,359
Tennessee $1,669 $2,456 $3,271
Texas $1,680 $2,428 $3,020
Utah $1,429 $2,003 $2,756
Vermont $1,100 $1,695 $1,791
Virginia $1,037 $1,592 $1,560
Washington $1,372 $1,862 $2,224
West Virginia $1,381 $1,977 $2,477
Wisconsin $1,376 $2,149 $2,451
Wyoming $1,285 $1,799 $1,916

Volvo XC60 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volvo XC60 ranks for Insurance compared to other vehicles. Also check out how the XC60 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Volvo XC60 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo XC60 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: