Volvo XC60 Insurance Cost

Auto insurance for a Volvo XC60 will cost about $2,247 per year.

This beats the national average for luxury SUV models by $648. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo XC60.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volvo XC60 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volvo XC60 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,612 $11,178 $13,077
18 $7,094 $10,417 $12,187
19 $6,269 $9,206 $10,770
20 $5,467 $8,027 $9,391
21 $4,584 $6,732 $7,875
22 $4,465 $6,556 $7,670
23 $3,907 $5,736 $6,711
24 $3,711 $5,450 $6,375
25 $3,203 $4,703 $5,502
30 $2,495 $3,664 $4,286
35 $2,337 $3,431 $4,014
40 $2,247 $3,300 $3,861
45 $2,187 $3,211 $3,757
55 $2,006 $2,945 $3,445
65 $2,092 $3,072 $3,594
75 $2,641 $3,877 $4,536

Volvo XC60 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo XC60 by state.

Volvo XC60 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Georgia $2,604 $3,894 $3,926
Wyoming $1,847 $2,586 $2,754
Wisconsin $1,979 $3,089 $3,523
West Virginia $1,985 $2,842 $3,561
Washington $1,973 $2,677 $3,197
Virginia $1,490 $2,288 $2,243
Vermont $1,582 $2,436 $2,575
Utah $2,055 $2,880 $3,962
Texas $2,416 $3,490 $4,341
Tennessee $2,399 $3,531 $4,703
South Dakota $2,040 $2,939 $3,391
South Carolina $2,273 $3,151 $4,349
Rhode Island $3,348 $4,910 $5,530
Pennsylvania $2,005 $2,944 $3,444
Oregon $2,380 $3,194 $3,815
Oklahoma $2,616 $3,745 $4,217
Ohio $1,638 $2,527 $2,591
North Dakota $1,837 $2,792 $3,302
North Carolina $1,343 $2,306 $1,645
New York $2,166 $2,727 $4,552
New Mexico $2,338 $3,478 $3,610
New Jersey $2,290 $3,592 $4,701
New Hampshire $2,078 $3,286 $4,154
Nevada $2,987 $4,431 $4,681
Nebraska $1,811 $2,678 $2,910
Montana $2,143 $2,990 $3,480
Missouri $2,107 $3,013 $3,958
Mississippi $2,237 $3,190 $3,211
Minnesota $1,853 $2,470 $3,478
Michigan $4,501 $6,858 $10,818
Massachusetts $1,865 $3,254 $1,865
Maryland $2,326 $3,385 $3,760
Maine $1,437 $1,987 $2,933
Louisiana $3,801 $5,745 $6,229
Kentucky $2,961 $4,346 $5,132
Kansas $2,048 $2,980 $3,485
Iowa $1,539 $2,111 $2,482
Indiana $1,943 $2,971 $3,334
Illinois $1,892 $2,859 $3,260
Idaho $1,807 $2,396 $2,913
Hawaii $1,040 $1,412 $1,040
Florida $3,194 $4,419 $5,759
Delaware $2,683 $3,575 $4,592
Connecticut $3,241 $5,026 $6,380
Colorado $2,537 $3,550 $4,504
California $2,718 $4,807 $2,718
Arkansas $2,441 $3,836 $4,223
Arizona $2,227 $3,219 $4,742
Alaska $1,970 $2,730 $2,654
Alabama $2,381 $3,458 $4,402

Volvo XC60 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volvo XC60 ranks for Insurance compared to other vehicles. Also check out how the XC60 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Volvo XC60 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo XC60 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: