Volvo XC60 Insurance Cost

Auto insurance for a Volvo XC60 will cost about $1,517 per year.

This beats the national average for luxury SUV models by $550. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo XC60. Visit our Competitive Quote Tool to see if you can find lower rates for a XC60.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Volvo XC60 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Volvo XC60 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,140 $7,656 $9,050
18 $4,790 $7,135 $8,434
19 $4,233 $6,306 $7,454
20 $3,691 $5,498 $6,499
21 $3,096 $4,611 $5,450
22 $3,015 $4,490 $5,308
23 $2,638 $3,929 $4,644
24 $2,506 $3,733 $4,412
25 $2,163 $3,221 $3,808
30 $1,685 $2,509 $2,966
35 $1,578 $2,350 $2,778
40 $1,517 $2,260 $2,672
45 $1,477 $2,199 $2,600
55 $1,354 $2,017 $2,384
65 $1,413 $2,104 $2,487
75 $1,783 $2,656 $3,139

Volvo XC60 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo XC60 by state.

Volvo XC60 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,608 $2,252 $2,819
Alaska $1,330 $1,937 $2,030
Arizona $1,503 $2,332 $3,326
Arkansas $1,648 $2,497 $2,793
California $1,835 $3,210 $1,835
Colorado $1,713 $2,371 $2,958
Connecticut $2,188 $3,383 $4,333
Delaware $1,812 $2,494 $3,311
Florida $2,157 $2,930 $3,819
Georgia $1,758 $2,710 $2,781
Hawaii $702 $969 $702
Idaho $1,220 $1,642 $2,045
Illinois $1,277 $1,888 $2,190
Indiana $1,312 $2,051 $2,393
Iowa $1,039 $1,559 $1,817
Kansas $1,383 $2,036 $2,412
Kentucky $1,999 $3,007 $3,537
Louisiana $2,566 $3,922 $4,223
Maine $970 $1,302 $1,899
Maryland $1,570 $2,303 $2,719
Massachusetts $1,259 $2,130 $1,259
Michigan $3,039 $4,569 $7,025
Minnesota $1,251 $1,680 $2,488
Mississippi $1,510 $2,281 $2,410
Missouri $1,423 $1,960 $2,535
Montana $1,447 $2,264 $2,497
Nebraska $1,223 $1,731 $1,969
Nevada $2,017 $3,045 $3,340
New Hampshire $1,403 $2,262 $2,880
New Jersey $1,546 $2,437 $3,144
New Mexico $1,579 $2,272 $2,551
New York $1,462 $1,904 $3,074
North Carolina $907 $1,463 $1,128
North Dakota $1,241 $1,910 $2,424
Ohio $1,106 $1,809 $1,874
Oklahoma $1,766 $2,652 $3,008
Oregon $1,607 $2,428 $2,785
Pennsylvania $1,354 $2,047 $2,350
Rhode Island $2,260 $3,469 $3,967
South Carolina $1,535 $2,222 $3,170
South Dakota $1,377 $1,895 $2,273
Tennessee $1,620 $2,423 $3,057
Texas $1,631 $2,401 $3,014
Utah $1,388 $2,006 $2,767
Vermont $1,068 $1,708 $1,867
Virginia $1,006 $1,515 $1,610
Washington $1,332 $2,001 $2,360
West Virginia $1,340 $1,952 $2,410
Wisconsin $1,336 $1,951 $2,369
Wyoming $1,247 $1,833 $2,049

Other Important Costs of Owning a Volvo XC60

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Volvo XC60 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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