Volvo XC90 Depreciation

A Volvo XC90 will depreciate 43% after 5 years and have a 5 year resale value of $38,096.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $66,894 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the Volvo XC90.

Volvo XC90 Depreciation Calculator

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Volvo XC90 Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $6,342 90.52% $60,552 12,000 2022
2 $10,027 85.01% $56,867 24,000 2023
3 $14,737 77.97% $52,157 36,000 2024
4 $22,490 66.38% $44,404 48,000 2025
5 $28,798 56.95% $38,096 60,000 2026
6 $34,491 48.44% $32,403 72,000 2027
7 $43,106 35.56% $23,788 84,000 2028
8 $47,200 29.44% $19,694 96,000 2029
9 $50,779 24.09% $16,115 108,000 2030
10 $51,027 23.72% $15,867 120,000 2031

Volvo XC90 Depreciation

Years Old Depreciation Residual Value Resale Value
1 $6,342 90.52% $60,552
2 $10,027 85.01% $56,867
3 $14,737 77.97% $52,157
4 $22,490 66.38% $44,404
5 $28,798 56.95% $38,096
6 $34,491 48.44% $32,403
7 $43,106 35.56% $23,788
8 $47,200 29.44% $19,694
9 $50,779 24.09% $16,115
10 $51,027 23.72% $15,867

Buying a Volvo XC90 New vs Used

If you purchase a used Volvo XC90 that is 2 years old, then you could save $10,027 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $18,771. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used XC90 models become available.

What About Volvo XC90 Insurance Costs?

The average cost to insure a Volvo XC90 is about $1,868 per year. This adds up to around $9,340 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a Volvo XC90. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

The Best Model Years to Buy a Volvo XC90

The 2016 Volvo XC90 is our top pick for the best model year value for the XC90. With the 2016, you would only pay, on average, 48% of the price as new, with 50% of the vehicle's useful life remaining. The 2017 and 2021 model years are also attractive years for the XC90, and provide a relatively good value. Our rankings consider multiple factors, including the XC90's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the Volvo XC90 models.

Volvo XC90 Historical Depreciation

Year New Price Current Price Maintenance $ Decline % Decline % Paid Value Rating
2022 $66,894 $66,894 $449 $0 0% 100%
2021 $66,807 $60,990 $519 $5,904 8.83% 90.52% Better
2020 $62,641 $53,881 $632 $7,109 11.66% 85.01% Good
2019 $61,795 $48,993 $811 $4,888 9.07% 77.97%
2018 $61,033 $41,471 $960 $7,522 15.35% 66.38% Good
2017 $60,656 $35,738 $1,195 $5,733 13.82% 56.95% Better
2016 $60,042 $30,753 $1,671 $4,985 13.95% 48.44% Best
2014 $38,244 $15,635 $2,037 $15,118 49.16% 35.56%
2013 $38,070 $13,508 $2,299 $2,127 13.6% 29.44%
2012 $35,510 $10,888 $2,332 $2,620 19.4% 24.09%
2011 $35,050 $10,925 $2,612 +$37 -0.34% 23.72%
2010 $38,522 $9,142 $3,018 $1,783 16.32% 15.9%
Year Price % Paid Value Rank
2022 $66,894 100%
2021 $60,990 90.52% Better
2020 $53,881 85.01% Good
2019 $48,993 77.97%
2018 $41,471 66.38% Good
2017 $35,738 56.95% Better
2016 $30,753 48.44% Best
2014 $15,635 35.56%
2013 $13,508 29.44%
2012 $10,888 24.09%
2011 $10,925 23.72%
2010 $9,142 15.9%

Volvo XC90 Depreciation Rankings

Depreciation Rankings

We've ranked over 200 models from best to worst for Depreciation. See where the Volvo XC90 ranks for Depreciation compared to other vehicles. Also check out how the XC90 stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Depreciation Rankings

Other Volvo XC90 Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major Volvo XC90 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: