Volvo XC90 Depreciation

A Volvo XC90 will depreciate 55% after 5 years and have a 5 year resale value of $28,454.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $63,064 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the Volvo XC90.

Volvo XC90 Depreciation Calculator

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Volvo XC90 Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $13,067 79.28% $49,997 12,000 2022
2 $17,929 71.57% $45,135 24,000 2023
3 $23,226 63.17% $39,838 36,000 2024
4 $25,982 58.80% $37,082 48,000 2025
5 $34,610 45.12% $28,454 60,000 2026
6 $41,389 34.37% $21,675 72,000 2027
7 $47,683 24.39% $15,381 84,000 2028
8 $50,104 20.55% $12,960 96,000 2029
9 $51,088 18.99% $11,976 108,000 2030
10 $54,922 12.91% $8,142 120,000 2031

Volvo XC90 Depreciation

Years Old Depreciation Residual Value Resale Value
1 $13,067 79.28% $49,997
2 $17,929 71.57% $45,135
3 $23,226 63.17% $39,838
4 $25,982 58.80% $37,082
5 $34,610 45.12% $28,454
6 $41,389 34.37% $21,675
7 $47,683 24.39% $15,381
8 $50,104 20.55% $12,960
9 $51,088 18.99% $11,976
10 $54,922 12.91% $8,142

Buying a Volvo XC90 New vs Used

If you purchase a used Volvo XC90 that is 2 years old, then you could save $17,929 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $16,681. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used XC90 models become available.

What About Volvo XC90 Insurance Costs?

The average cost to insure a Volvo XC90 is about $1,711 per year. This adds up to around $8,555 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a Volvo XC90. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

The Best Model Years to Buy a Volvo XC90

The 2016 Volvo XC90 is our top pick for the best model year value for the XC90. With the 2016, you would only pay, on average, 45% of the price as new, with 58% of the vehicle's useful life remaining. The 2020 and 2018 model years are also attractive years for the XC90, and provide a relatively good value. Our rankings consider multiple factors, including the XC90's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the Volvo XC90 models.

Volvo XC90 Historical Depreciation

Year New Price Current Price Maintenance $ Decline % Decline % Paid Value Rating
2021 $63,064 $63,064 $441 $0 0% 100%
2020 $62,641 $50,175 $512 $12,889 20.44% 79.28% Better
2019 $61,795 $44,851 $624 $5,324 10.61% 71.57% Good
2018 $61,033 $39,361 $804 $5,490 12.24% 63.17% Better
2017 $60,656 $36,619 $953 $2,742 6.97% 58.8%
2016 $60,042 $28,276 $1,188 $8,343 22.78% 45.12% Best
2014 $38,244 $14,997 $1,853 $13,279 46.96% 34.37%
2013 $38,070 $11,313 $2,029 $3,684 24.56% 24.39% Good
2012 $35,510 $9,590 $2,291 $1,723 15.23% 20.55%
2011 $35,050 $8,980 $2,324 $610 6.36% 18.99%
2010 $38,522 $7,577 $2,604 $1,403 15.62% 12.91%
2009 $35,876 $7,020 $3,010 $557 7.35% 11.18%
Year Price % Paid Value Rank
2021 $63,064 100%
2020 $50,175 79.28% Better
2019 $44,851 71.57% Good
2018 $39,361 63.17% Better
2017 $36,619 58.8%
2016 $28,276 45.12% Best
2014 $14,997 34.37%
2013 $11,313 24.39% Good
2012 $9,590 20.55%
2011 $8,980 18.99%
2010 $7,577 12.91%
2009 $7,020 11.18%

Volvo XC90 Depreciation Rankings

Depreciation Rankings

We've ranked over 200 models from best to worst for Depreciation. See where the Volvo XC90 ranks for Depreciation compared to other vehicles. Also check out how the XC90 stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Depreciation Rankings

Other Volvo XC90 Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major Volvo XC90 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: