Hyundai Insurance Rates

The average cost of car insurance for a Hyundai model is about $1,745 per year.

This is $480 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Hyundai insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Hyundai insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Hyundai Model

Model Good Driver Recent Accident Poor Credit
Hyundai Accent Insurance Cost $1,884 $2,766 $3,236
Hyundai Elantra Insurance Cost $1,799 $2,642 $3,091
Hyundai Elantra GT Insurance Cost $1,759 $2,584 $3,022
Hyundai IONIQ Insurance Cost $1,923 $2,823 $3,303
Hyundai Kona Insurance Cost $1,416 $2,079 $2,432
Hyundai Kona EV Insurance Cost $1,447 $2,124 $2,485
Hyundai Palisade Insurance Cost $2,246 $3,299 $3,859
Hyundai Santa Fe Insurance Cost $1,772 $2,603 $3,045
Hyundai Sonata Insurance Cost $1,882 $2,763 $3,233
Hyundai Tucson Insurance Cost $1,427 $2,095 $2,451
Hyundai Veloster Insurance Cost $1,919 $2,818 $3,296
Hyundai Venue Insurance Cost $1,469 $2,157 $2,523

The cost to insure a Hyundai model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Hyundai, then see our insurance analysis and rankings for other makes and models here.

Hyundai Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,912 $8,681 $10,155
18 $5,509 $8,090 $9,464
19 $4,869 $7,149 $8,364
20 $4,245 $6,234 $7,293
21 $3,560 $5,228 $6,116
22 $3,467 $5,091 $5,956
23 $3,034 $4,455 $5,212
24 $2,882 $4,232 $4,951
25 $2,487 $3,652 $4,272
30 $1,938 $2,845 $3,328
35 $1,815 $2,665 $3,117
40 $1,745 $2,563 $2,998
45 $1,698 $2,494 $2,917
55 $1,558 $2,287 $2,676
65 $1,625 $2,386 $2,791
75 $2,051 $3,011 $3,522

Hyundai auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Hyundai models by state.

Average Hyundai Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,849 $2,686 $3,419
Alaska $1,530 $2,120 $2,061
Arizona $1,729 $2,500 $3,683
Arkansas $1,896 $2,979 $3,280
California $2,111 $3,733 $2,111
Colorado $1,970 $2,757 $3,498
Connecticut $2,517 $3,903 $4,954
Delaware $2,083 $2,777 $3,566
Florida $2,481 $3,432 $4,472
Hawaii $808 $1,097 $808
Idaho $1,403 $1,860 $2,262
Illinois $1,469 $2,221 $2,532
Indiana $1,509 $2,307 $2,589
Iowa $1,195 $1,639 $1,928
Kansas $1,590 $2,314 $2,707
Kentucky $2,299 $3,375 $3,986
Louisiana $2,952 $4,462 $4,837
Maine $1,116 $1,543 $2,278
Maryland $1,806 $2,629 $2,920
Massachusetts $1,448 $2,527 $1,448
Michigan $3,495 $5,326 $8,401
Minnesota $1,439 $1,918 $2,701
Mississippi $1,737 $2,477 $2,494
Missouri $1,636 $2,340 $3,074
Montana $1,664 $2,322 $2,702
Nebraska $1,406 $2,080 $2,260
Nevada $2,320 $3,441 $3,635
New Hampshire $1,614 $2,552 $3,226
New Jersey $1,778 $2,789 $3,650
New Mexico $1,816 $2,701 $2,804
New York $1,682 $2,118 $3,535
North Carolina $1,042 $1,791 $1,277
North Dakota $1,427 $2,168 $2,564
Ohio $1,272 $1,962 $2,012
Oklahoma $2,032 $2,909 $3,275
Oregon $1,848 $2,480 $2,962
Pennsylvania $1,557 $2,286 $2,675
Rhode Island $2,600 $3,813 $4,294
South Carolina $1,766 $2,447 $3,377
South Dakota $1,584 $2,282 $2,634
Tennessee $1,863 $2,742 $3,652
Texas $1,876 $2,710 $3,371
Utah $1,596 $2,236 $3,077
Vermont $1,228 $1,892 $2,000
Virginia $1,157 $1,777 $1,742
Washington $1,532 $2,079 $2,483
West Virginia $1,542 $2,208 $2,766
Wisconsin $1,537 $2,399 $2,736
Wyoming $1,434 $2,008 $2,139
Georgia $2,022 $3,024 $3,049