Hyundai Insurance Rates

The average cost of car insurance for a Hyundai model is about $1,561 per year.

This is $226 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Hyundai insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Hyundai insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Hyundai Model

Model Good Driver Recent Accident Poor Credit
Hyundai Accent Insurance Cost $1,651 $2,424 $2,836
Hyundai Elantra Insurance Cost $1,577 $2,316 $2,709
Hyundai Elantra GT Insurance Cost $1,541 $2,263 $2,648
Hyundai IONIQ Insurance Cost $1,685 $2,474 $2,894
Hyundai Kona Insurance Cost $1,374 $2,018 $2,360
Hyundai Kona EV Insurance Cost $1,405 $2,063 $2,413
Hyundai Palisade Insurance Cost $1,806 $2,652 $3,103
Hyundai Santa Fe Insurance Cost $1,553 $2,281 $2,668
Hyundai Sonata Insurance Cost $1,649 $2,421 $2,833
Hyundai Tucson Insurance Cost $1,385 $2,034 $2,379
Hyundai Veloster Insurance Cost $1,682 $2,470 $2,889
Hyundai Venue Insurance Cost $1,426 $2,094 $2,449

The cost to insure a Hyundai model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Hyundai, then see our insurance analysis and rankings for other makes and models here.

Hyundai Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,288 $7,765 $9,084
18 $4,928 $7,236 $8,466
19 $4,355 $6,395 $7,482
20 $3,798 $5,576 $6,524
21 $3,185 $4,676 $5,471
22 $3,102 $4,554 $5,328
23 $2,714 $3,985 $4,662
24 $2,578 $3,786 $4,429
25 $2,225 $3,267 $3,822
30 $1,733 $2,545 $2,977
35 $1,624 $2,384 $2,788
40 $1,561 $2,292 $2,682
45 $1,519 $2,231 $2,610
55 $1,393 $2,046 $2,393
65 $1,453 $2,134 $2,496
75 $1,834 $2,694 $3,151

Hyundai auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Hyundai models by state.

Average Hyundai Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,654 $2,402 $3,058
Alaska $1,368 $1,897 $1,844
Arizona $1,547 $2,236 $3,295
Arkansas $1,696 $2,665 $2,934
California $1,888 $3,339 $1,888
Colorado $1,762 $2,466 $3,129
Connecticut $2,251 $3,492 $4,432
Delaware $1,864 $2,484 $3,190
Florida $2,219 $3,070 $4,000
Georgia $1,809 $2,705 $2,728
Hawaii $722 $981 $722
Idaho $1,256 $1,664 $2,024
Illinois $1,314 $1,986 $2,265
Indiana $1,350 $2,064 $2,316
Iowa $1,069 $1,467 $1,725
Kansas $1,423 $2,070 $2,421
Kentucky $2,057 $3,019 $3,565
Louisiana $2,640 $3,991 $4,327
Maine $998 $1,380 $2,038
Maryland $1,616 $2,352 $2,612
Massachusetts $1,296 $2,260 $1,296
Michigan $3,127 $4,764 $7,515
Minnesota $1,287 $1,716 $2,416
Mississippi $1,554 $2,216 $2,230
Missouri $1,464 $2,093 $2,750
Montana $1,488 $2,077 $2,417
Nebraska $1,258 $1,861 $2,021
Nevada $2,076 $3,078 $3,252
New Hampshire $1,444 $2,283 $2,886
New Jersey $1,590 $2,496 $3,266
New Mexico $1,624 $2,416 $2,508
New York $1,505 $1,894 $3,162
North Carolina $933 $1,602 $1,143
North Dakota $1,276 $1,940 $2,294
Ohio $1,138 $1,755 $1,800
Oklahoma $1,817 $2,602 $2,930
Oregon $1,654 $2,219 $2,650
Pennsylvania $1,393 $2,045 $2,393
Rhode Island $2,326 $3,411 $3,841
South Carolina $1,579 $2,189 $3,021
South Dakota $1,417 $2,042 $2,356
Tennessee $1,666 $2,453 $3,267
Texas $1,678 $2,424 $3,016
Utah $1,428 $2,000 $2,753
Vermont $1,099 $1,692 $1,789
Virginia $1,035 $1,589 $1,558
Washington $1,370 $1,860 $2,221
West Virginia $1,379 $1,974 $2,474
Wisconsin $1,375 $2,146 $2,448
Wyoming $1,283 $1,797 $1,913