Hyundai Insurance Rates

The average cost of car insurance for a Hyundai model is about $1,615 per year.

This is $279 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Hyundai insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Hyundai insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Hyundai Model

Model Good Driver Recent Accident Poor Credit
Hyundai Accent Insurance Cost $1,726 $2,534 $2,964
Hyundai Elantra Insurance Cost $1,648 $2,420 $2,831
Hyundai Elantra GT Insurance Cost $1,611 $2,366 $2,768
Hyundai IONIQ Insurance Cost $1,760 $2,585 $3,024
Hyundai Kona Insurance Cost $1,388 $2,038 $2,384
Hyundai Kona EV Insurance Cost $1,419 $2,084 $2,437
Hyundai Palisade Insurance Cost $1,888 $2,772 $3,243
Hyundai Santa Fe Insurance Cost $1,623 $2,383 $2,788
Hyundai Sonata Insurance Cost $1,724 $2,531 $2,961
Hyundai Tucson Insurance Cost $1,399 $2,054 $2,403
Hyundai Veloster Insurance Cost $1,757 $2,581 $3,019
Hyundai Venue Insurance Cost $1,440 $2,114 $2,473

The cost to insure a Hyundai model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Hyundai, then see our insurance analysis and rankings for other makes and models here.

Hyundai Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,471 $8,034 $9,399
18 $5,099 $7,487 $8,759
19 $4,506 $6,617 $7,740
20 $3,929 $5,769 $6,749
21 $3,295 $4,838 $5,660
22 $3,209 $4,712 $5,512
23 $2,808 $4,123 $4,823
24 $2,667 $3,917 $4,582
25 $2,302 $3,380 $3,954
30 $1,793 $2,633 $3,080
35 $1,680 $2,466 $2,885
40 $1,615 $2,372 $2,775
45 $1,572 $2,308 $2,700
55 $1,441 $2,117 $2,476
65 $1,504 $2,208 $2,583
75 $1,898 $2,787 $3,260

Hyundai auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Hyundai models by state.

Average Hyundai Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,711 $2,486 $3,164
Alaska $1,416 $1,962 $1,907
Arizona $1,600 $2,314 $3,408
Arkansas $1,754 $2,757 $3,035
California $1,954 $3,455 $1,954
Colorado $1,823 $2,551 $3,237
Connecticut $2,329 $3,612 $4,585
Delaware $1,928 $2,570 $3,300
Florida $2,296 $3,176 $4,139
Georgia $1,872 $2,799 $2,822
Hawaii $748 $1,015 $748
Idaho $1,299 $1,722 $2,094
Illinois $1,360 $2,055 $2,343
Indiana $1,397 $2,136 $2,396
Iowa $1,106 $1,517 $1,784
Kansas $1,472 $2,142 $2,505
Kentucky $2,128 $3,124 $3,688
Louisiana $2,732 $4,129 $4,477
Maine $1,033 $1,428 $2,108
Maryland $1,672 $2,433 $2,702
Massachusetts $1,340 $2,338 $1,340
Michigan $3,235 $4,929 $7,775
Minnesota $1,332 $1,776 $2,500
Mississippi $1,607 $2,293 $2,308
Missouri $1,515 $2,165 $2,845
Montana $1,540 $2,149 $2,501
Nebraska $1,302 $1,925 $2,091
Nevada $2,147 $3,185 $3,364
New Hampshire $1,494 $2,362 $2,986
New Jersey $1,646 $2,582 $3,378
New Mexico $1,680 $2,500 $2,595
New York $1,557 $1,960 $3,272
North Carolina $965 $1,658 $1,182
North Dakota $1,320 $2,007 $2,373
Ohio $1,177 $1,816 $1,862
Oklahoma $1,880 $2,692 $3,031
Oregon $1,711 $2,296 $2,742
Pennsylvania $1,441 $2,116 $2,476
Rhode Island $2,406 $3,529 $3,974
South Carolina $1,634 $2,264 $3,126
South Dakota $1,466 $2,112 $2,438
Tennessee $1,724 $2,538 $3,380
Texas $1,736 $2,508 $3,120
Utah $1,477 $2,070 $2,848
Vermont $1,137 $1,751 $1,851
Virginia $1,071 $1,644 $1,612
Washington $1,418 $1,924 $2,298
West Virginia $1,427 $2,043 $2,560
Wisconsin $1,422 $2,220 $2,532
Wyoming $1,328 $1,859 $1,979