Hyundai Sonata Insurance Rates

Hyundai Sonata Insurance Rates

Auto insurance for a Hyundai Sonata will cost about $2,476 per year.

This beats the national average for popular sedan models by $419. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Hyundai Sonata.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Hyundai Sonata insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Hyundai Sonata Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,388 $12,317 $14,409
18 $7,817 $11,479 $13,428
19 $6,908 $10,144 $11,867
20 $6,024 $8,845 $10,348
21 $5,051 $7,418 $8,678
22 $4,920 $7,224 $8,451
23 $4,305 $6,321 $7,395
24 $4,090 $6,005 $7,025
25 $3,529 $5,182 $6,062
30 $2,749 $4,037 $4,723
35 $2,575 $3,781 $4,423
40 $2,476 $3,636 $4,254
45 $2,410 $3,538 $4,140
55 $2,210 $3,245 $3,796
65 $2,305 $3,385 $3,960
75 $2,910 $4,272 $4,998

Hyundai Sonata car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Hyundai Sonata by state.


Hyundai Sonata Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,624 $3,811 $4,851
Alaska $2,170 $3,008 $2,924
Arizona $2,454 $3,547 $5,226
Arkansas $2,690 $4,227 $4,654
California $2,995 $5,296 $2,995
Colorado $2,795 $3,912 $4,963
Connecticut $3,571 $5,538 $7,030
Delaware $2,956 $3,940 $5,060
Florida $3,520 $4,870 $6,346
Georgia $2,870 $4,291 $4,327
Hawaii $1,146 $1,556 $1,146
Idaho $1,991 $2,640 $3,210
Illinois $2,085 $3,151 $3,593
Indiana $2,142 $3,274 $3,674
Iowa $1,696 $2,326 $2,735
Kansas $2,257 $3,283 $3,840
Kentucky $3,262 $4,789 $5,655
Louisiana $4,188 $6,330 $6,864
Maine $1,584 $2,189 $3,232
Maryland $2,563 $3,730 $4,143
Massachusetts $2,055 $3,585 $2,055
Michigan $4,959 $7,557 $11,920
Minnesota $2,041 $2,722 $3,833
Mississippi $2,464 $3,515 $3,538
Missouri $2,322 $3,320 $4,361
Montana $2,361 $3,294 $3,834
Nebraska $1,996 $2,951 $3,206
Nevada $3,292 $4,883 $5,158
New Hampshire $2,290 $3,621 $4,577
New Jersey $2,523 $3,958 $5,180
New Mexico $2,576 $3,832 $3,978
New York $2,386 $3,005 $5,016
North Carolina $1,479 $2,542 $1,813
North Dakota $2,024 $3,077 $3,639
Ohio $1,805 $2,784 $2,855
Oklahoma $2,882 $4,127 $4,647
Oregon $2,623 $3,519 $4,204
Pennsylvania $2,209 $3,244 $3,795
Rhode Island $3,689 $5,411 $6,093
South Carolina $2,505 $3,472 $4,792
South Dakota $2,247 $3,239 $3,737
Tennessee $2,643 $3,891 $5,182
Texas $2,662 $3,846 $4,783
Utah $2,264 $3,173 $4,366
Vermont $1,743 $2,685 $2,837
Virginia $1,642 $2,521 $2,471
Washington $2,174 $2,950 $3,523
West Virginia $2,187 $3,132 $3,924
Wisconsin $2,180 $3,404 $3,882
Wyoming $2,036 $2,850 $3,035

Hyundai Sonata Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Hyundai Sonata ranks for Insurance compared to other vehicles. Also check out how the Sonata stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Hyundai Sonata Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Hyundai Sonata costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Hyundai Sonatas For Sale

2019 Hyundai Sonata SE

Mileage: 89,528
Mileage: 89,528     Price: $13,380
Location: Sterling, VA ~ 3 miles away
Dealer: Autonation Honda Dulles
Days on Market: 321
Colors (ext/int): Symphony Silver / Gray

$13,380


2019 Hyundai Sonata Limited

Mileage: 59,811
Mileage: 59,811     Price: $18,500
Location: Sterling, VA ~ 3 miles away
Dealer: Safford Brown Nissan Sterling
Days on Market: 145
Colors (ext/int): Gray / Gray

$18,500


2022 Hyundai Sonata SEL

2022 Hyundai Sonata SEL

Mileage: 64,679
Mileage: 64,679     Price: $17,499
Location: Sterling, VA ~ 4 miles away
Dealer: Enterprise Car Sales Sterling
Days on Market: 109
Colors (ext/int): White / Gray

$17,499



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