Hyundai Sonata Insurance Cost

Auto insurance for a Hyundai Sonata will cost about $1,812 per year.

This beats the national average for popular sedan models by $255. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Hyundai Sonata. Visit our Competitive Quote Tool to see if you can find lower rates for a Sonata.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Hyundai Sonata insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Hyundai Sonata Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,139 $9,143 $10,808
18 $5,721 $8,521 $10,073
19 $5,056 $7,530 $8,901
20 $4,408 $6,566 $7,762
21 $3,697 $5,506 $6,509
22 $3,600 $5,363 $6,339
23 $3,150 $4,692 $5,547
24 $2,993 $4,458 $5,269
25 $2,583 $3,847 $4,547
30 $2,012 $2,997 $3,542
35 $1,884 $2,807 $3,318
40 $1,812 $2,699 $3,191
45 $1,763 $2,627 $3,105
55 $1,617 $2,409 $2,848
65 $1,687 $2,513 $2,970
75 $2,129 $3,172 $3,749

Hyundai Sonata car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Hyundai Sonata by state.

Hyundai Sonata Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,920 $2,690 $3,366
Alaska $1,588 $2,313 $2,424
Arizona $1,796 $2,785 $3,971
Arkansas $1,969 $2,982 $3,336
California $2,192 $3,834 $2,192
Colorado $2,045 $2,832 $3,532
Connecticut $2,613 $4,040 $5,175
Delaware $2,163 $2,979 $3,954
Florida $2,576 $3,499 $4,561
Georgia $2,100 $3,237 $3,321
Hawaii $839 $1,158 $839
Idaho $1,457 $1,961 $2,442
Illinois $1,525 $2,255 $2,615
Indiana $1,567 $2,449 $2,858
Iowa $1,241 $1,862 $2,170
Kansas $1,651 $2,431 $2,880
Kentucky $2,387 $3,591 $4,223
Louisiana $3,065 $4,684 $5,043
Maine $1,159 $1,554 $2,268
Maryland $1,875 $2,750 $3,247
Massachusetts $1,504 $2,543 $1,504
Michigan $3,629 $5,456 $8,389
Minnesota $1,494 $2,007 $2,971
Mississippi $1,803 $2,724 $2,878
Missouri $1,699 $2,340 $3,027
Montana $1,728 $2,704 $2,982
Nebraska $1,460 $2,068 $2,352
Nevada $2,409 $3,636 $3,989
New Hampshire $1,676 $2,701 $3,439
New Jersey $1,846 $2,911 $3,755
New Mexico $1,885 $2,713 $3,047
New York $1,746 $2,274 $3,671
North Carolina $1,083 $1,748 $1,347
North Dakota $1,481 $2,280 $2,895
Ohio $1,321 $2,160 $2,238
Oklahoma $2,109 $3,167 $3,592
Oregon $1,919 $2,899 $3,326
Pennsylvania $1,617 $2,445 $2,806
Rhode Island $2,699 $4,142 $4,737
South Carolina $1,833 $2,653 $3,786
South Dakota $1,645 $2,263 $2,715
Tennessee $1,934 $2,893 $3,651
Texas $1,948 $2,867 $3,599
Utah $1,657 $2,396 $3,305
Vermont $1,276 $2,040 $2,230
Virginia $1,202 $1,809 $1,922
Washington $1,591 $2,390 $2,818
West Virginia $1,601 $2,331 $2,878
Wisconsin $1,596 $2,329 $2,829
Wyoming $1,490 $2,189 $2,447

Other Hyundai Sonata Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Hyundai Sonata costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: