MINI Countryman Insurance Cost

Auto insurance for a MINI Countryman will cost about $1,598 per year.

This beats the national average for popular SUV models by $469. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a MINI Countryman. Visit our Competitive Quote Tool to see if you can find lower rates for a Countryman.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These MINI Countryman insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

MINI Countryman insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,413 $8,063 $9,531
18 $5,045 $7,514 $8,883
19 $4,458 $6,641 $7,850
20 $3,887 $5,790 $6,845
21 $3,260 $4,856 $5,740
22 $3,175 $4,729 $5,590
23 $2,778 $4,138 $4,891
24 $2,639 $3,931 $4,647
25 $2,278 $3,392 $4,010
30 $1,774 $2,643 $3,124
35 $1,662 $2,475 $2,926
40 $1,598 $2,380 $2,814
45 $1,555 $2,316 $2,738
55 $1,426 $2,124 $2,511
65 $1,488 $2,216 $2,619
75 $1,878 $2,797 $3,306

MINI Countryman car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect MINI Countryman by state.

MINI Countryman Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,693 $2,372 $2,969
Alaska $1,401 $2,040 $2,137
Arizona $1,583 $2,456 $3,502
Arkansas $1,736 $2,630 $2,942
California $1,933 $3,381 $1,933
Colorado $1,804 $2,497 $3,115
Connecticut $2,304 $3,563 $4,564
Delaware $1,908 $2,627 $3,487
Florida $2,272 $3,085 $4,022
Georgia $1,852 $2,854 $2,929
Hawaii $740 $1,021 $740
Idaho $1,285 $1,730 $2,153
Illinois $1,345 $1,988 $2,306
Indiana $1,382 $2,160 $2,520
Iowa $1,095 $1,642 $1,914
Kansas $1,456 $2,144 $2,540
Kentucky $2,105 $3,167 $3,725
Louisiana $2,703 $4,131 $4,447
Maine $1,022 $1,371 $2,000
Maryland $1,654 $2,425 $2,864
Massachusetts $1,326 $2,243 $1,326
Michigan $3,201 $4,812 $7,398
Minnesota $1,317 $1,770 $2,620
Mississippi $1,590 $2,402 $2,538
Missouri $1,499 $2,064 $2,669
Montana $1,524 $2,384 $2,629
Nebraska $1,288 $1,823 $2,074
Nevada $2,124 $3,207 $3,518
New Hampshire $1,478 $2,382 $3,033
New Jersey $1,628 $2,567 $3,311
New Mexico $1,663 $2,393 $2,687
New York $1,540 $2,006 $3,237
North Carolina $955 $1,541 $1,188
North Dakota $1,306 $2,011 $2,553
Ohio $1,165 $1,905 $1,974
Oklahoma $1,860 $2,793 $3,168
Oregon $1,693 $2,557 $2,933
Pennsylvania $1,426 $2,156 $2,475
Rhode Island $2,381 $3,653 $4,178
South Carolina $1,617 $2,340 $3,338
South Dakota $1,450 $1,996 $2,394
Tennessee $1,706 $2,552 $3,219
Texas $1,718 $2,528 $3,174
Utah $1,461 $2,113 $2,914
Vermont $1,125 $1,799 $1,966
Virginia $1,060 $1,596 $1,695
Washington $1,403 $2,108 $2,485
West Virginia $1,412 $2,056 $2,538
Wisconsin $1,407 $2,054 $2,495
Wyoming $1,314 $1,930 $2,158

Other Important Costs of Owning a MINI Countryman

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on MINI Countryman depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

Already decided on buying a MINI Countryman? We have millions of new and used vehicles listed. Here are some MINI models for sale in your area.

Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.