MINI Countryman Insurance Cost

Auto insurance for a MINI Countryman will cost about $1,455 per year.

This beats the national average for popular SUV models by $332. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a MINI Countryman.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

MINI Countryman insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

MINI Countryman Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,928 $7,236 $8,465
18 $4,592 $6,743 $7,889
19 $4,058 $5,959 $6,972
20 $3,539 $5,196 $6,079
21 $2,968 $4,358 $5,098
22 $2,890 $4,244 $4,965
23 $2,529 $3,713 $4,344
24 $2,402 $3,528 $4,127
25 $2,073 $3,044 $3,561
30 $1,615 $2,372 $2,774
35 $1,513 $2,221 $2,598
40 $1,455 $2,136 $2,499
45 $1,416 $2,079 $2,432
55 $1,298 $1,906 $2,230
65 $1,354 $1,989 $2,326
75 $1,709 $2,510 $2,936

MINI Countryman car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect MINI Countryman by state.

MINI Countryman Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,541 $2,239 $2,850
Alaska $1,275 $1,767 $1,718
Arizona $1,441 $2,084 $3,070
Arkansas $1,580 $2,483 $2,734
California $1,759 $3,111 $1,759
Colorado $1,642 $2,298 $2,915
Connecticut $2,098 $3,253 $4,130
Delaware $1,737 $2,314 $2,973
Florida $2,068 $2,861 $3,728
Georgia $1,686 $2,521 $2,542
Hawaii $673 $914 $673
Idaho $1,170 $1,551 $1,885
Illinois $1,225 $1,851 $2,110
Indiana $1,258 $1,923 $2,158
Iowa $996 $1,367 $1,607
Kansas $1,326 $1,929 $2,256
Kentucky $1,916 $2,813 $3,322
Louisiana $2,460 $3,719 $4,032
Maine $930 $1,286 $1,899
Maryland $1,505 $2,191 $2,434
Massachusetts $1,207 $2,106 $1,207
Michigan $2,913 $4,440 $7,003
Minnesota $1,199 $1,599 $2,252
Mississippi $1,448 $2,065 $2,078
Missouri $1,364 $1,950 $2,562
Montana $1,387 $1,935 $2,252
Nebraska $1,172 $1,734 $1,884
Nevada $1,934 $2,868 $3,030
New Hampshire $1,345 $2,127 $2,689
New Jersey $1,482 $2,325 $3,043
New Mexico $1,513 $2,251 $2,337
New York $1,402 $1,765 $2,947
North Carolina $869 $1,493 $1,065
North Dakota $1,189 $1,807 $2,138
Ohio $1,060 $1,635 $1,677
Oklahoma $1,693 $2,424 $2,730
Oregon $1,541 $2,067 $2,469
Pennsylvania $1,298 $1,906 $2,230
Rhode Island $2,167 $3,179 $3,579
South Carolina $1,472 $2,039 $2,815
South Dakota $1,320 $1,902 $2,195
Tennessee $1,553 $2,286 $3,044
Texas $1,564 $2,259 $2,810
Utah $1,330 $1,864 $2,565
Vermont $1,024 $1,577 $1,667
Virginia $965 $1,481 $1,452
Washington $1,277 $1,733 $2,070
West Virginia $1,285 $1,840 $2,305
Wisconsin $1,281 $2,000 $2,281
Wyoming $1,196 $1,674 $1,783

MINI Countryman Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the MINI Countryman ranks for Insurance compared to other vehicles. Also check out how the Countryman stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other MINI Countryman Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major MINI Countryman costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: