MINI Countryman Insurance Cost

Auto insurance for a MINI Countryman will cost about $1,470 per year.

This beats the national average for popular SUV models by $424. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a MINI Countryman.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

MINI Countryman insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

MINI Countryman Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,978 $7,310 $8,552
18 $4,639 $6,812 $7,970
19 $4,100 $6,020 $7,043
20 $3,575 $5,250 $6,141
21 $2,998 $4,402 $5,150
22 $2,920 $4,287 $5,016
23 $2,555 $3,751 $4,389
24 $2,427 $3,564 $4,169
25 $2,095 $3,076 $3,598
30 $1,632 $2,396 $2,803
35 $1,528 $2,244 $2,625
40 $1,470 $2,158 $2,525
45 $1,430 $2,100 $2,457
55 $1,312 $1,926 $2,253
65 $1,368 $2,009 $2,350
75 $1,727 $2,536 $2,966

MINI Countryman car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect MINI Countryman by state.

MINI Countryman Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,557 $2,262 $2,879
Alaska $1,288 $1,785 $1,736
Arizona $1,456 $2,105 $3,101
Arkansas $1,596 $2,508 $2,762
California $1,778 $3,143 $1,778
Colorado $1,659 $2,321 $2,945
Connecticut $2,119 $3,287 $4,172
Delaware $1,754 $2,338 $3,003
Florida $2,089 $2,890 $3,766
Georgia $1,703 $2,547 $2,568
Hawaii $680 $924 $680
Idaho $1,182 $1,567 $1,905
Illinois $1,237 $1,870 $2,132
Indiana $1,271 $1,943 $2,180
Iowa $1,007 $1,381 $1,623
Kansas $1,339 $1,949 $2,279
Kentucky $1,936 $2,842 $3,356
Louisiana $2,485 $3,757 $4,074
Maine $940 $1,299 $1,918
Maryland $1,521 $2,214 $2,459
Massachusetts $1,220 $2,128 $1,220
Michigan $2,943 $4,485 $7,075
Minnesota $1,212 $1,615 $2,275
Mississippi $1,463 $2,086 $2,100
Missouri $1,378 $1,970 $2,588
Montana $1,401 $1,955 $2,276
Nebraska $1,184 $1,752 $1,903
Nevada $1,954 $2,898 $3,061
New Hampshire $1,359 $2,149 $2,717
New Jersey $1,497 $2,349 $3,074
New Mexico $1,529 $2,274 $2,361
New York $1,416 $1,783 $2,977
North Carolina $878 $1,508 $1,076
North Dakota $1,201 $1,826 $2,159
Ohio $1,071 $1,652 $1,694
Oklahoma $1,711 $2,449 $2,758
Oregon $1,557 $2,089 $2,495
Pennsylvania $1,311 $1,925 $2,252
Rhode Island $2,189 $3,211 $3,616
South Carolina $1,487 $2,060 $2,844
South Dakota $1,334 $1,922 $2,218
Tennessee $1,569 $2,309 $3,075
Texas $1,580 $2,282 $2,839
Utah $1,344 $1,883 $2,591
Vermont $1,034 $1,593 $1,684
Virginia $975 $1,496 $1,467
Washington $1,290 $1,751 $2,091
West Virginia $1,298 $1,859 $2,329
Wisconsin $1,294 $2,020 $2,304
Wyoming $1,208 $1,691 $1,801

MINI Countryman Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the MINI Countryman ranks for Insurance compared to other vehicles. Also check out how the Countryman stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other MINI Countryman Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major MINI Countryman costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: