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MINI Countryman Insurance Cost

Auto insurance for a MINI Countryman will cost about $1,567 per year.

This beats the national average for popular SUV models by $658. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a MINI Countryman.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

MINI Countryman insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

MINI Countryman Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,309 $7,795 $9,120
18 $4,947 $7,265 $8,499
19 $4,372 $6,420 $7,511
20 $3,812 $5,598 $6,549
21 $3,197 $4,695 $5,492
22 $3,114 $4,572 $5,349
23 $2,724 $4,000 $4,680
24 $2,588 $3,800 $4,446
25 $2,234 $3,280 $3,837
30 $1,740 $2,555 $2,989
35 $1,630 $2,393 $2,799
40 $1,567 $2,301 $2,692
45 $1,525 $2,239 $2,620
55 $1,399 $2,054 $2,403
65 $1,459 $2,142 $2,506
75 $1,841 $2,704 $3,163

MINI Countryman car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect MINI Countryman by state.

MINI Countryman Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,661 $2,412 $3,070
Alaska $1,374 $1,904 $1,851
Arizona $1,553 $2,245 $3,307
Arkansas $1,702 $2,675 $2,945
California $1,896 $3,352 $1,896
Colorado $1,769 $2,476 $3,141
Connecticut $2,260 $3,505 $4,449
Delaware $1,871 $2,493 $3,203
Florida $2,228 $3,082 $4,016
Hawaii $725 $985 $725
Idaho $1,260 $1,671 $2,031
Illinois $1,319 $1,994 $2,274
Indiana $1,355 $2,072 $2,325
Iowa $1,074 $1,472 $1,731
Kansas $1,428 $2,078 $2,430
Kentucky $2,065 $3,031 $3,579
Louisiana $2,651 $4,006 $4,344
Maine $1,002 $1,385 $2,045
Maryland $1,622 $2,361 $2,622
Massachusetts $1,301 $2,269 $1,301
Michigan $3,139 $4,783 $7,544
Minnesota $1,292 $1,723 $2,426
Mississippi $1,560 $2,225 $2,239
Missouri $1,470 $2,101 $2,760
Montana $1,494 $2,085 $2,427
Nebraska $1,263 $1,868 $2,029
Nevada $2,083 $3,090 $3,264
New Hampshire $1,449 $2,292 $2,897
New Jersey $1,597 $2,505 $3,278
New Mexico $1,631 $2,425 $2,518
New York $1,510 $1,902 $3,175
North Carolina $936 $1,609 $1,147
North Dakota $1,281 $1,947 $2,303
Ohio $1,142 $1,762 $1,807
Oklahoma $1,824 $2,612 $2,941
Oregon $1,660 $2,227 $2,660
Pennsylvania $1,398 $2,053 $2,402
Rhode Island $2,335 $3,424 $3,856
South Carolina $1,585 $2,197 $3,033
South Dakota $1,422 $2,050 $2,365
Tennessee $1,673 $2,463 $3,280
Texas $1,685 $2,434 $3,027
Utah $1,433 $2,008 $2,763
Vermont $1,103 $1,699 $1,796
Virginia $1,039 $1,596 $1,564
Washington $1,376 $1,867 $2,230
West Virginia $1,384 $1,982 $2,484
Wisconsin $1,380 $2,154 $2,457
Wyoming $1,288 $1,804 $1,921
Georgia $1,816 $2,716 $2,738

MINI Countryman Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the MINI Countryman ranks for Insurance compared to other vehicles. Also check out how the Countryman stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other MINI Countryman Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major MINI Countryman costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: