Tesla Model X Insurance Cost

Auto insurance for a Tesla Model X will cost about $2,794 per year.

This is more than the national average for luxury SUV models by $900. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Tesla Model X.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Tesla Model X insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Tesla Model X Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $9,464 $13,897 $16,258
18 $8,820 $12,951 $15,151
19 $7,794 $11,445 $13,390
20 $6,796 $9,980 $11,675
21 $5,699 $8,369 $9,791
22 $5,551 $8,151 $9,535
23 $4,857 $7,132 $8,343
24 $4,614 $6,775 $7,926
25 $3,982 $5,847 $6,840
30 $3,102 $4,555 $5,328
35 $2,905 $4,266 $4,991
40 $2,794 $4,103 $4,800
45 $2,719 $3,992 $4,670
55 $2,493 $3,661 $4,283
65 $2,601 $3,819 $4,468
75 $3,283 $4,820 $5,639

Tesla Model X car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Tesla Model X by state.

Tesla Model X Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,960 $4,300 $5,473
Alaska $2,449 $3,394 $3,299
Arizona $2,768 $4,002 $5,896
Arkansas $3,035 $4,769 $5,251
California $3,379 $5,976 $3,379
Colorado $3,154 $4,413 $5,599
Connecticut $4,029 $6,248 $7,931
Delaware $3,335 $4,445 $5,709
Florida $3,971 $5,494 $7,159
Georgia $3,238 $4,841 $4,882
Hawaii $1,293 $1,756 $1,293
Idaho $2,247 $2,979 $3,621
Illinois $2,352 $3,555 $4,053
Indiana $2,416 $3,694 $4,145
Iowa $1,914 $2,625 $3,086
Kansas $2,546 $3,705 $4,333
Kentucky $3,681 $5,403 $6,381
Louisiana $4,725 $7,142 $7,744
Maine $1,787 $2,470 $3,646
Maryland $2,891 $4,208 $4,674
Massachusetts $2,319 $4,045 $2,319
Michigan $5,595 $8,527 $13,449
Minnesota $2,303 $3,071 $4,325
Mississippi $2,781 $3,966 $3,992
Missouri $2,620 $3,746 $4,921
Montana $2,664 $3,717 $4,326
Nebraska $2,252 $3,330 $3,618
Nevada $3,714 $5,509 $5,819
New Hampshire $2,584 $4,085 $5,164
New Jersey $2,846 $4,466 $5,844
New Mexico $2,907 $4,324 $4,488
New York $2,693 $3,390 $5,660
North Carolina $1,669 $2,868 $2,045
North Dakota $2,284 $3,471 $4,105
Ohio $2,036 $3,141 $3,221
Oklahoma $3,252 $4,656 $5,243
Oregon $2,959 $3,971 $4,743
Pennsylvania $2,493 $3,660 $4,282
Rhode Island $4,162 $6,105 $6,875
South Carolina $2,826 $3,917 $5,406
South Dakota $2,536 $3,654 $4,216
Tennessee $2,982 $4,390 $5,846
Texas $3,003 $4,339 $5,397
Utah $2,555 $3,580 $4,926
Vermont $1,967 $3,029 $3,201
Virginia $1,853 $2,845 $2,788
Washington $2,453 $3,329 $3,975
West Virginia $2,468 $3,534 $4,428
Wisconsin $2,460 $3,840 $4,380
Wyoming $2,297 $3,215 $3,424

Tesla Model X Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Tesla Model X ranks for Insurance compared to other vehicles. Also check out how the Model X stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Tesla Model X Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Tesla Model X costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: