Tesla Model X Insurance Cost

Auto insurance for a Tesla Model X will cost about $3,301 per year.

This is more than the national average for luxury SUV models by $1,234. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Tesla Model X. Visit our Competitive Quote Tool to see if you can find lower rates for a Model X.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Tesla Model X insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Tesla Model X Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $11,181 $16,654 $19,686
18 $10,420 $15,520 $18,346
19 $9,208 $13,716 $16,213
20 $8,029 $11,959 $14,137
21 $6,733 $10,029 $11,856
22 $6,558 $9,768 $11,546
23 $5,738 $8,546 $10,103
24 $5,451 $8,119 $9,598
25 $4,704 $7,007 $8,283
30 $3,664 $5,458 $6,452
35 $3,432 $5,112 $6,043
40 $3,301 $4,917 $5,812
45 $3,212 $4,784 $5,656
55 $2,946 $4,388 $5,187
65 $3,073 $4,577 $5,410
75 $3,878 $5,777 $6,829

Tesla Model X car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Tesla Model X by state.

Tesla Model X Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,497 $4,899 $6,131
Alaska $2,893 $4,213 $4,415
Arizona $3,270 $5,073 $7,234
Arkansas $3,586 $5,431 $6,076
California $3,992 $6,982 $3,992
Colorado $3,726 $5,158 $6,434
Connecticut $4,760 $7,359 $9,426
Delaware $3,940 $5,425 $7,203
Florida $4,692 $6,373 $8,308
Georgia $3,825 $5,895 $6,049
Hawaii $1,528 $2,109 $1,528
Idaho $2,654 $3,573 $4,448
Illinois $2,779 $4,107 $4,763
Indiana $2,854 $4,461 $5,206
Iowa $2,261 $3,392 $3,952
Kansas $3,008 $4,429 $5,246
Kentucky $4,348 $6,541 $7,693
Louisiana $5,582 $8,531 $9,185
Maine $2,111 $2,831 $4,131
Maryland $3,416 $5,008 $5,915
Massachusetts $2,739 $4,633 $2,739
Michigan $6,610 $9,938 $15,281
Minnesota $2,721 $3,655 $5,411
Mississippi $3,285 $4,962 $5,241
Missouri $3,095 $4,263 $5,513
Montana $3,147 $4,924 $5,431
Nebraska $2,660 $3,766 $4,284
Nevada $4,388 $6,623 $7,266
New Hampshire $3,052 $4,919 $6,264
New Jersey $3,363 $5,302 $6,839
New Mexico $3,434 $4,942 $5,549
New York $3,181 $4,143 $6,687
North Carolina $1,972 $3,183 $2,453
North Dakota $2,698 $4,154 $5,273
Ohio $2,406 $3,935 $4,077
Oklahoma $3,842 $5,769 $6,543
Oregon $3,496 $5,281 $6,058
Pennsylvania $2,945 $4,453 $5,111
Rhode Island $4,917 $7,545 $8,629
South Carolina $3,339 $4,832 $6,895
South Dakota $2,996 $4,122 $4,945
Tennessee $3,523 $5,270 $6,649
Texas $3,548 $5,222 $6,555
Utah $3,018 $4,364 $6,020
Vermont $2,323 $3,715 $4,061
Virginia $2,189 $3,296 $3,502
Washington $2,897 $4,353 $5,133
West Virginia $2,916 $4,246 $5,243
Wisconsin $2,906 $4,243 $5,153
Wyoming $2,713 $3,987 $4,458

Other Tesla Model X Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Tesla Model X costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: