Tesla Model X Insurance Cost

Auto insurance for a Tesla Model X will cost about $3,753 per year.

This is more than the national average for luxury SUV models by $1,528. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Tesla Model X.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Tesla Model X insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Tesla Model X Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $12,712 $18,666 $21,837
18 $11,847 $17,396 $20,351
19 $10,470 $15,373 $17,985
20 $9,129 $13,405 $15,682
21 $7,655 $11,241 $13,151
22 $7,456 $10,948 $12,808
23 $6,524 $9,579 $11,206
24 $6,198 $9,100 $10,646
25 $5,348 $7,854 $9,188
30 $4,167 $6,118 $7,157
35 $3,902 $5,730 $6,703
40 $3,753 $5,511 $6,447
45 $3,652 $5,362 $6,273
55 $3,349 $4,918 $5,753
65 $3,494 $5,130 $6,001
75 $4,409 $6,475 $7,575

Tesla Model X car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Tesla Model X by state.

Tesla Model X Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,976 $5,775 $7,351
Alaska $3,289 $4,559 $4,432
Arizona $3,718 $5,375 $7,919
Arkansas $4,077 $6,405 $7,052
California $4,539 $8,027 $4,539
Colorado $4,236 $5,928 $7,521
Connecticut $5,412 $8,393 $10,653
Delaware $4,480 $5,971 $7,669
Florida $5,334 $7,380 $9,617
Hawaii $1,737 $2,358 $1,737
Idaho $3,018 $4,001 $4,864
Illinois $3,159 $4,775 $5,444
Indiana $3,245 $4,962 $5,568
Iowa $2,571 $3,525 $4,145
Kansas $3,420 $4,976 $5,820
Kentucky $4,944 $7,257 $8,570
Louisiana $6,347 $9,594 $10,402
Maine $2,400 $3,317 $4,898
Maryland $3,884 $5,652 $6,278
Massachusetts $3,114 $5,433 $3,114
Michigan $7,516 $11,453 $18,065
Minnesota $3,094 $4,125 $5,809
Mississippi $3,735 $5,327 $5,362
Missouri $3,519 $5,031 $6,610
Montana $3,578 $4,992 $5,811
Nebraska $3,024 $4,473 $4,859
Nevada $4,989 $7,399 $7,817
New Hampshire $3,470 $5,487 $6,937
New Jersey $3,823 $5,998 $7,849
New Mexico $3,904 $5,808 $6,029
New York $3,617 $4,554 $7,602
North Carolina $2,242 $3,852 $2,747
North Dakota $3,068 $4,663 $5,514
Ohio $2,735 $4,219 $4,326
Oklahoma $4,368 $6,254 $7,042
Oregon $3,975 $5,334 $6,370
Pennsylvania $3,348 $4,916 $5,752
Rhode Island $5,590 $8,200 $9,234
South Carolina $3,796 $5,261 $7,262
South Dakota $3,406 $4,908 $5,663
Tennessee $4,006 $5,897 $7,853
Texas $4,034 $5,828 $7,249
Utah $3,432 $4,809 $6,617
Vermont $2,642 $4,068 $4,300
Virginia $2,488 $3,821 $3,745
Washington $3,294 $4,471 $5,339
West Virginia $3,315 $4,746 $5,947
Wisconsin $3,304 $5,158 $5,884
Wyoming $3,085 $4,319 $4,599
Georgia $4,349 $6,503 $6,557

Tesla Model X Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Tesla Model X ranks for Insurance compared to other vehicles. Also check out how the Model X stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Tesla Model X Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Tesla Model X costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: