Bentley Insurance Rates

The average cost of car insurance for a Bentley model is about $5,269 per year.

This is $3,044 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Bentley insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Bentley insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Bentley Model

Model Good Driver Recent Accident Poor Credit
Bentley Bentayga Insurance Cost $4,777 $7,014 $8,205
Bentley Continental GT Insurance Cost $5,761 $8,460 $9,897

The cost to insure a Bentley model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Bentley, then see our insurance analysis and rankings for other makes and models here.

Bentley Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $17,847 $26,207 $30,658
18 $16,632 $24,422 $28,571
19 $14,698 $21,584 $25,250
20 $12,816 $18,820 $22,016
21 $10,748 $15,782 $18,463
22 $10,468 $15,370 $17,982
23 $9,159 $13,449 $15,734
24 $8,701 $12,777 $14,947
25 $7,509 $11,026 $12,899
30 $5,850 $8,590 $10,048
35 $5,478 $8,044 $9,411
40 $5,269 $7,737 $9,051
45 $5,127 $7,528 $8,808
55 $4,702 $6,904 $8,078
65 $4,905 $7,202 $8,426
75 $6,190 $9,090 $10,634

Bentley auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Bentley models by state.

Average Bentley Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $5,582 $8,108 $10,320
Alaska $4,618 $6,401 $6,222
Arizona $5,220 $7,546 $11,118
Arkansas $5,724 $8,992 $9,902
California $6,372 $11,269 $6,372
Colorado $5,947 $8,322 $10,560
Connecticut $7,598 $11,783 $14,957
Delaware $6,290 $8,382 $10,766
Florida $7,489 $10,361 $13,501
Hawaii $2,439 $3,310 $2,439
Idaho $4,237 $5,617 $6,829
Illinois $4,436 $6,704 $7,644
Indiana $4,556 $6,966 $7,816
Iowa $3,609 $4,950 $5,820
Kansas $4,802 $6,986 $8,170
Kentucky $6,941 $10,189 $12,032
Louisiana $8,910 $13,469 $14,604
Maine $3,369 $4,658 $6,876
Maryland $5,452 $7,936 $8,814
Massachusetts $4,372 $7,628 $4,372
Michigan $10,552 $16,080 $25,362
Minnesota $4,344 $5,792 $8,155
Mississippi $5,243 $7,479 $7,528
Missouri $4,940 $7,063 $9,280
Montana $5,024 $7,009 $8,158
Nebraska $4,246 $6,279 $6,822
Nevada $7,004 $10,388 $10,974
New Hampshire $4,872 $7,704 $9,739
New Jersey $5,368 $8,421 $11,020
New Mexico $5,482 $8,154 $8,464
New York $5,078 $6,394 $10,672
North Carolina $3,148 $5,408 $3,856
North Dakota $4,308 $6,546 $7,742
Ohio $3,840 $5,924 $6,074
Oklahoma $6,133 $8,781 $9,887
Oregon $5,580 $7,488 $8,944
Pennsylvania $4,700 $6,902 $8,075
Rhode Island $7,848 $11,512 $12,964
South Carolina $5,330 $7,386 $10,196
South Dakota $4,782 $6,890 $7,951
Tennessee $5,624 $8,279 $11,026
Texas $5,664 $8,182 $10,177
Utah $4,818 $6,751 $9,290
Vermont $3,708 $5,712 $6,037
Virginia $3,494 $5,364 $5,258
Washington $4,625 $6,278 $7,496
West Virginia $4,654 $6,664 $8,350
Wisconsin $4,640 $7,242 $8,260
Wyoming $4,331 $6,064 $6,456
Georgia $6,106 $9,130 $9,206