Bentley Insurance Rates

The average cost of car insurance for Bentley models is about $6,657 per year.

This is $3,762 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Bentley insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Bentley insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per Bentley Model

Model Good Driver Recent Accident Poor Credit
Bentley Bentayga Insurance Rates $6,035 $8,862 $10,367
Bentley Continental GT Insurance Rates $7,279 $10,688 $12,504

The cost to insure a Bentley model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Bentley, then see our insurance analysis and rankings for other makes and models here.

Bentley Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $22,549 $33,111 $38,735
18 $21,014 $30,856 $36,098
19 $18,571 $27,270 $31,902
20 $16,192 $23,778 $27,816
21 $13,580 $19,940 $23,327
22 $13,225 $19,420 $22,718
23 $11,572 $16,992 $19,878
24 $10,993 $16,142 $18,885
25 $9,487 $13,930 $16,297
30 $7,390 $10,852 $12,696
35 $6,922 $10,164 $11,890
40 $6,657 $9,775 $11,436
45 $6,478 $9,512 $11,128
55 $5,941 $8,724 $10,206
65 $6,197 $9,100 $10,646
75 $7,822 $11,485 $13,436

Bentley auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Bentley models by state.


Average Bentley Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Georgia $7,714 $11,534 $11,630
Wyoming $5,472 $7,660 $8,158
Wisconsin $5,862 $9,150 $10,436
West Virginia $5,880 $8,420 $10,549
Washington $5,843 $7,931 $9,470
Virginia $4,414 $6,777 $6,642
Vermont $4,686 $7,216 $7,628
Utah $6,087 $8,530 $11,737
Texas $7,156 $10,338 $12,858
Tennessee $7,106 $10,460 $13,930
South Dakota $6,042 $8,706 $10,046
South Carolina $6,734 $9,332 $12,881
Rhode Island $9,916 $14,546 $16,379
Pennsylvania $5,939 $8,720 $10,202
Oregon $7,050 $9,460 $11,300
Oklahoma $7,748 $11,094 $12,492
Ohio $4,852 $7,484 $7,674
North Dakota $5,442 $8,270 $9,782
North Carolina $3,976 $6,832 $4,872
New York $6,415 $8,078 $13,484
New Mexico $6,926 $10,302 $10,694
New Jersey $6,782 $10,640 $13,924
New Hampshire $6,156 $9,734 $12,304
Nevada $8,848 $13,125 $13,865
Nebraska $5,365 $7,934 $8,619
Montana $6,346 $8,856 $10,308
Missouri $6,242 $8,924 $11,724
Mississippi $6,625 $9,449 $9,510
Minnesota $5,488 $7,318 $10,304
Michigan $13,332 $20,316 $32,044
Massachusetts $5,524 $9,638 $5,524
Maryland $6,890 $10,026 $11,136
Maine $4,257 $5,884 $8,688
Louisiana $11,258 $17,018 $18,452
Kentucky $8,770 $12,874 $15,202
Kansas $6,066 $8,826 $10,324
Iowa $4,560 $6,253 $7,353
Indiana $5,757 $8,801 $9,876
Illinois $5,604 $8,470 $9,657
Idaho $5,353 $7,096 $8,628
Hawaii $3,082 $4,183 $3,082
Florida $9,462 $13,090 $17,058
Delaware $7,947 $10,590 $13,603
Connecticut $9,599 $14,888 $18,897
Colorado $7,514 $10,515 $13,341
California $8,051 $14,238 $8,051
Arkansas $7,232 $11,362 $12,510
Arizona $6,596 $9,535 $14,047
Alaska $5,834 $8,088 $7,861
Alabama $7,054 $10,244 $13,040

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