Bentley Insurance Rates

The average cost of car insurance for a Bentley model is about $4,547 per year.

This is $2,480 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Bentley insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Bentley insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Bentley Model

Model Good Driver Recent Accident Poor Credit
Bentley Bentayga Insurance Cost $4,142 $6,170 $7,293
Bentley Continental GT Insurance Cost $4,952 $7,376 $8,719

The cost to insure a Bentley model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Bentley, then see our insurance analysis and rankings for other makes and models here.

Bentley Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $15,402 $22,941 $27,118
18 $14,354 $21,379 $25,272
19 $12,685 $18,894 $22,334
20 $11,060 $16,474 $19,474
21 $9,276 $13,816 $16,332
22 $9,033 $13,455 $15,905
23 $7,904 $11,773 $13,917
24 $7,509 $11,184 $13,221
25 $6,480 $9,652 $11,410
30 $5,048 $7,519 $8,888
35 $4,728 $7,042 $8,324
40 $4,547 $6,773 $8,006
45 $4,425 $6,590 $7,790
55 $4,058 $6,044 $7,145
65 $4,233 $6,305 $7,452
75 $5,342 $7,958 $9,406

Bentley auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Bentley models by state.

Average Bentley Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $4,818 $6,749 $8,446
Alaska $3,985 $5,804 $6,082
Arizona $4,505 $6,989 $9,965
Arkansas $4,940 $7,482 $8,370
California $5,500 $9,618 $5,500
Colorado $5,132 $7,104 $8,862
Connecticut $6,556 $10,138 $12,984
Delaware $5,428 $7,474 $9,922
Florida $6,463 $8,778 $11,444
Georgia $5,269 $8,121 $8,332
Hawaii $2,104 $2,905 $2,104
Idaho $3,656 $4,921 $6,126
Illinois $3,828 $5,658 $6,561
Indiana $3,932 $6,145 $7,171
Iowa $3,114 $4,672 $5,444
Kansas $4,144 $6,101 $7,226
Kentucky $5,990 $9,010 $10,597
Louisiana $7,690 $11,752 $12,652
Maine $2,908 $3,900 $5,691
Maryland $4,706 $6,899 $8,148
Massachusetts $3,774 $6,382 $3,774
Michigan $9,106 $13,690 $21,050
Minnesota $3,748 $5,036 $7,454
Mississippi $4,525 $6,836 $7,220
Missouri $4,264 $5,872 $7,595
Montana $4,335 $6,784 $7,481
Nebraska $3,664 $5,188 $5,902
Nevada $6,044 $9,124 $10,009
New Hampshire $4,204 $6,776 $8,629
New Jersey $4,632 $7,303 $9,422
New Mexico $4,730 $6,807 $7,644
New York $4,382 $5,706 $9,211
North Carolina $2,716 $4,386 $3,380
North Dakota $3,717 $5,722 $7,264
Ohio $3,314 $5,420 $5,616
Oklahoma $5,292 $7,946 $9,014
Oregon $4,816 $7,274 $8,345
Pennsylvania $4,057 $6,134 $7,040
Rhode Island $6,773 $10,393 $11,887
South Carolina $4,600 $6,656 $9,498
South Dakota $4,126 $5,678 $6,812
Tennessee $4,853 $7,260 $9,160
Texas $4,888 $7,194 $9,030
Utah $4,158 $6,012 $8,292
Vermont $3,200 $5,118 $5,595
Virginia $3,015 $4,540 $4,824
Washington $3,992 $5,996 $7,070
West Virginia $4,016 $5,848 $7,222
Wisconsin $4,004 $5,844 $7,098
Wyoming $3,738 $5,492 $6,140