Bentley Insurance Rates

The average cost of car insurance for a Bentley model is about $4,100 per year.

This is $2,206 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Bentley insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Bentley insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Bentley Model

Model Good Driver Recent Accident Poor Credit
Bentley Bentayga Insurance Cost $3,524 $5,174 $6,053
Bentley Continental GT Insurance Cost $4,676 $6,866 $8,032

The cost to insure a Bentley model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Bentley, then see our insurance analysis and rankings for other makes and models here.

Bentley Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $13,888 $20,392 $23,856
18 $12,942 $19,004 $22,232
19 $11,438 $16,794 $19,648
20 $9,973 $14,644 $17,132
21 $8,363 $12,280 $14,366
22 $8,146 $11,960 $13,992
23 $7,126 $10,465 $12,242
24 $6,770 $9,942 $11,631
25 $5,843 $8,580 $10,037
30 $4,552 $6,684 $7,818
35 $4,263 $6,260 $7,323
40 $4,100 $6,020 $7,042
45 $3,990 $5,858 $6,854
55 $3,659 $5,373 $6,285
65 $3,816 $5,604 $6,556
75 $4,817 $7,074 $8,276

Bentley auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Bentley models by state.

Average Bentley Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $4,344 $6,310 $8,031
Alaska $3,593 $4,981 $4,842
Arizona $4,062 $5,872 $8,652
Arkansas $4,454 $6,998 $7,704
California $4,958 $8,769 $4,958
Colorado $4,628 $6,476 $8,216
Connecticut $5,912 $9,169 $11,638
Delaware $4,894 $6,522 $8,378
Florida $5,828 $8,062 $10,506
Georgia $4,750 $7,104 $7,164
Hawaii $1,898 $2,576 $1,898
Idaho $3,297 $4,371 $5,314
Illinois $3,451 $5,217 $5,948
Indiana $3,546 $5,420 $6,082
Iowa $2,808 $3,851 $4,529
Kansas $3,736 $5,436 $6,358
Kentucky $5,401 $7,928 $9,362
Louisiana $6,934 $10,480 $11,364
Maine $2,622 $3,624 $5,350
Maryland $4,243 $6,176 $6,859
Massachusetts $3,402 $5,936 $3,402
Michigan $8,210 $12,512 $19,736
Minnesota $3,380 $4,506 $6,346
Mississippi $4,080 $5,820 $5,858
Missouri $3,844 $5,496 $7,220
Montana $3,909 $5,454 $6,348
Nebraska $3,304 $4,886 $5,308
Nevada $5,450 $8,084 $8,540
New Hampshire $3,791 $5,994 $7,578
New Jersey $4,177 $6,553 $8,575
New Mexico $4,266 $6,344 $6,586
New York $3,951 $4,975 $8,305
North Carolina $2,449 $4,208 $3,000
North Dakota $3,352 $5,094 $6,024
Ohio $2,988 $4,610 $4,726
Oklahoma $4,772 $6,833 $7,694
Oregon $4,342 $5,826 $6,960
Pennsylvania $3,658 $5,370 $6,284
Rhode Island $6,107 $8,958 $10,088
South Carolina $4,148 $5,748 $7,934
South Dakota $3,721 $5,362 $6,187
Tennessee $4,376 $6,442 $8,579
Texas $4,407 $6,366 $7,920
Utah $3,749 $5,253 $7,228
Vermont $2,886 $4,444 $4,698
Virginia $2,719 $4,174 $4,091
Washington $3,598 $4,884 $5,832
West Virginia $3,622 $5,186 $6,497
Wisconsin $3,610 $5,636 $6,428
Wyoming $3,370 $4,718 $5,024