Dodge Insurance Rates

The average cost of car insurance for a Dodge model is about $1,623 per year.

This is $271 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Dodge insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Dodge insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Dodge Model

Model Good Driver Recent Accident Poor Credit
Dodge Challenger Insurance Cost $1,438 $2,111 $2,470
Dodge Charger Insurance Cost $1,451 $2,130 $2,492
Dodge Durango Insurance Cost $1,669 $2,450 $2,867
Dodge Grand Caravan Insurance Cost $1,798 $2,641 $3,089
Dodge Journey Insurance Cost $1,758 $2,582 $3,021

The cost to insure a Dodge model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Dodge, then see our insurance analysis and rankings for other makes and models here.

Dodge Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,497 $8,072 $9,443
18 $5,123 $7,523 $8,800
19 $4,527 $6,648 $7,777
20 $3,947 $5,797 $6,781
21 $3,310 $4,861 $5,687
22 $3,224 $4,734 $5,538
23 $2,821 $4,142 $4,846
24 $2,680 $3,935 $4,604
25 $2,313 $3,396 $3,973
30 $1,802 $2,645 $3,095
35 $1,687 $2,478 $2,899
40 $1,623 $2,383 $2,788
45 $1,579 $2,319 $2,713
55 $1,448 $2,127 $2,488
65 $1,511 $2,218 $2,595
75 $1,907 $2,800 $3,275

Dodge auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Dodge models by state.

Average Dodge Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,719 $2,497 $3,179
Alaska $1,422 $1,972 $1,916
Arizona $1,608 $2,324 $3,425
Arkansas $1,763 $2,770 $3,050
California $1,963 $3,471 $1,963
Colorado $1,832 $2,563 $3,252
Connecticut $2,340 $3,629 $4,607
Delaware $1,937 $2,582 $3,316
Florida $2,307 $3,191 $4,158
Georgia $1,881 $2,812 $2,835
Hawaii $751 $1,020 $751
Idaho $1,305 $1,730 $2,103
Illinois $1,366 $2,065 $2,354
Indiana $1,403 $2,145 $2,408
Iowa $1,112 $1,525 $1,792
Kansas $1,479 $2,152 $2,517
Kentucky $2,138 $3,138 $3,706
Louisiana $2,744 $4,149 $4,498
Maine $1,038 $1,434 $2,118
Maryland $1,679 $2,445 $2,715
Massachusetts $1,347 $2,349 $1,347
Michigan $3,250 $4,952 $7,812
Minnesota $1,338 $1,784 $2,512
Mississippi $1,615 $2,304 $2,318
Missouri $1,522 $2,176 $2,858
Montana $1,547 $2,159 $2,513
Nebraska $1,308 $1,934 $2,101
Nevada $2,157 $3,200 $3,380
New Hampshire $1,501 $2,373 $3,000
New Jersey $1,653 $2,594 $3,394
New Mexico $1,688 $2,511 $2,607
New York $1,564 $1,969 $3,287
North Carolina $969 $1,666 $1,188
North Dakota $1,326 $2,016 $2,385
Ohio $1,183 $1,824 $1,871
Oklahoma $1,889 $2,705 $3,045
Oregon $1,719 $2,306 $2,755
Pennsylvania $1,448 $2,126 $2,487
Rhode Island $2,417 $3,546 $3,993
South Carolina $1,642 $2,275 $3,140
South Dakota $1,473 $2,122 $2,449
Tennessee $1,732 $2,550 $3,396
Texas $1,745 $2,520 $3,135
Utah $1,484 $2,079 $2,861
Vermont $1,142 $1,759 $1,859
Virginia $1,076 $1,652 $1,619
Washington $1,424 $1,933 $2,309
West Virginia $1,433 $2,053 $2,572
Wisconsin $1,429 $2,231 $2,544
Wyoming $1,334 $1,868 $1,989