Dodge Insurance Rates

Dodge Insurance Rates

The average cost of car insurance for Dodge models is about $2,285 per year.

This is $610 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Dodge insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Dodge insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per Dodge Model

Model Good Driver Recent Accident Poor Credit
Estimated Dodge Challenger Insurance Rates $1,950 $2,863 $3,349
Estimated Dodge Charger Insurance Rates $1,969 $2,891 $3,382
Estimated Dodge Durango Insurance Rates $2,398 $3,521 $4,119
Estimated Dodge Grand Caravan Insurance Rates $2,584 $3,794 $4,439
Estimated Dodge Journey Insurance Rates $2,526 $3,709 $4,340

The cost to insure a Dodge model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Dodge, then see our insurance analysis and rankings for other makes and models here.

Dodge Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $7,741 $11,366 $13,297
18 $7,214 $10,593 $12,392
19 $6,375 $9,361 $10,951
20 $5,558 $8,162 $9,549
21 $4,662 $6,845 $8,008
22 $4,540 $6,666 $7,799
23 $3,972 $5,833 $6,824
24 $3,774 $5,542 $6,483
25 $3,257 $4,782 $5,594
30 $2,537 $3,725 $4,358
35 $2,376 $3,489 $4,082
40 $2,285 $3,356 $3,926
45 $2,224 $3,265 $3,820
55 $2,040 $2,995 $3,503
65 $2,127 $3,124 $3,654
75 $2,685 $3,943 $4,612

Dodge auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Dodge models by state.


Average Dodge Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $2,648 $3,960 $3,992
Wyoming $1,878 $2,630 $2,800
Wisconsin $2,012 $3,141 $3,582
West Virginia $2,018 $2,890 $3,621
Washington $2,006 $2,723 $3,251
Virginia $1,515 $2,327 $2,280
Vermont $1,609 $2,477 $2,618
Utah $2,090 $2,928 $4,029
Texas $2,457 $3,549 $4,414
Tennessee $2,439 $3,591 $4,782
South Dakota $2,074 $2,989 $3,448
South Carolina $2,311 $3,203 $4,422
Rhode Island $3,404 $4,993 $5,623
Pennsylvania $2,039 $2,994 $3,502
Oregon $2,421 $3,248 $3,879
Oklahoma $2,660 $3,808 $4,288
Ohio $1,666 $2,569 $2,634
North Dakota $1,868 $2,839 $3,358
North Carolina $1,365 $2,345 $1,673
New York $2,202 $2,773 $4,629
New Mexico $2,377 $3,536 $3,671
New Jersey $2,328 $3,652 $4,780
New Hampshire $2,113 $3,341 $4,224
Nevada $3,038 $4,506 $4,760
Nebraska $1,841 $2,724 $2,959
Montana $2,179 $3,040 $3,538
Missouri $2,143 $3,064 $4,025
Mississippi $2,274 $3,244 $3,265
Minnesota $1,884 $2,512 $3,537
Michigan $4,576 $6,974 $11,000
Massachusetts $1,896 $3,308 $1,896
Maryland $2,365 $3,442 $3,823
Maine $1,461 $2,020 $2,982
Louisiana $3,865 $5,842 $6,334
Kentucky $3,010 $4,419 $5,219
Kansas $2,083 $3,030 $3,544
Iowa $1,565 $2,146 $2,524
Indiana $1,976 $3,021 $3,390
Illinois $1,923 $2,908 $3,315
Idaho $1,838 $2,436 $2,962
Hawaii $1,058 $1,436 $1,058
Florida $3,248 $4,494 $5,856
Delaware $2,728 $3,636 $4,670
Connecticut $3,295 $5,110 $6,487
Colorado $2,579 $3,609 $4,580
California $2,764 $4,887 $2,764
Arkansas $2,482 $3,900 $4,294
Arizona $2,264 $3,273 $4,822
Alaska $2,003 $2,776 $2,698
Alabama $2,422 $3,516 $4,476

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