Dodge Insurance Rates

The average cost of car insurance for a Dodge model is about $1,588 per year.

This is $199 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Dodge insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Dodge insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Dodge Model

Model Good Driver Recent Accident Poor Credit
Dodge Challenger Insurance Cost $1,424 $2,091 $2,446
Dodge Charger Insurance Cost $1,437 $2,110 $2,468
Dodge Durango Insurance Cost $1,597 $2,345 $2,744
Dodge Grand Caravan Insurance Cost $1,721 $2,527 $2,956
Dodge Journey Insurance Cost $1,763 $2,588 $3,028

The cost to insure a Dodge model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Dodge, then see our insurance analysis and rankings for other makes and models here.

Dodge Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,380 $7,899 $9,241
18 $5,013 $7,361 $8,612
19 $4,431 $6,506 $7,611
20 $3,863 $5,673 $6,636
21 $3,240 $4,757 $5,565
22 $3,155 $4,633 $5,420
23 $2,761 $4,054 $4,743
24 $2,623 $3,851 $4,505
25 $2,263 $3,324 $3,888
30 $1,763 $2,589 $3,029
35 $1,652 $2,425 $2,837
40 $1,588 $2,332 $2,728
45 $1,545 $2,269 $2,655
55 $1,417 $2,081 $2,435
65 $1,479 $2,171 $2,540
75 $1,866 $2,740 $3,206

Dodge auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Dodge models by state.

Average Dodge Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,683 $2,444 $3,111
Alaska $1,392 $1,929 $1,875
Arizona $1,574 $2,275 $3,351
Arkansas $1,725 $2,711 $2,984
California $1,921 $3,397 $1,921
Colorado $1,793 $2,509 $3,183
Connecticut $2,290 $3,552 $4,508
Delaware $1,896 $2,527 $3,245
Florida $2,257 $3,123 $4,070
Georgia $1,840 $2,752 $2,775
Hawaii $735 $998 $735
Idaho $1,277 $1,693 $2,058
Illinois $1,337 $2,021 $2,304
Indiana $1,373 $2,100 $2,356
Iowa $1,088 $1,492 $1,754
Kansas $1,447 $2,106 $2,463
Kentucky $2,092 $3,071 $3,627
Louisiana $2,686 $4,060 $4,402
Maine $1,016 $1,404 $2,072
Maryland $1,644 $2,392 $2,657
Massachusetts $1,318 $2,299 $1,318
Michigan $3,181 $4,847 $7,645
Minnesota $1,309 $1,746 $2,458
Mississippi $1,580 $2,254 $2,269
Missouri $1,489 $2,129 $2,797
Montana $1,514 $2,113 $2,459
Nebraska $1,280 $1,893 $2,056
Nevada $2,111 $3,131 $3,308
New Hampshire $1,469 $2,322 $2,936
New Jersey $1,618 $2,539 $3,322
New Mexico $1,652 $2,458 $2,551
New York $1,530 $1,927 $3,217
North Carolina $949 $1,630 $1,162
North Dakota $1,299 $1,973 $2,334
Ohio $1,158 $1,785 $1,831
Oklahoma $1,848 $2,647 $2,980
Oregon $1,682 $2,257 $2,696
Pennsylvania $1,417 $2,080 $2,434
Rhode Island $2,366 $3,470 $3,908
South Carolina $1,607 $2,226 $3,073
South Dakota $1,442 $2,077 $2,397
Tennessee $1,695 $2,496 $3,323
Texas $1,708 $2,466 $3,068
Utah $1,452 $2,035 $2,800
Vermont $1,118 $1,722 $1,819
Virginia $1,053 $1,617 $1,585
Washington $1,394 $1,892 $2,259
West Virginia $1,403 $2,009 $2,517
Wisconsin $1,398 $2,183 $2,490
Wyoming $1,305 $1,828 $1,946