Acura Insurance Rates

The average cost of car insurance for a Acura model is about $1,670 per year.

This is $117 better than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Acura insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Acura insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Acura Model

Model Good Driver Recent Accident Poor Credit
Acura ILX Insurance Cost $1,621 $2,380 $2,785
Acura MDX Insurance Cost $1,617 $2,374 $2,778
Acura RDX Insurance Cost $1,471 $2,160 $2,526
Acura RLX Insurance Cost $1,931 $2,835 $3,317
Acura TLX Insurance Cost $1,712 $2,514 $2,940

The cost to insure an Acura model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an Acura, then see our insurance analysis and rankings for other makes and models here.

Acura Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,658 $8,308 $9,719
18 $5,273 $7,742 $9,057
19 $4,659 $6,842 $8,004
20 $4,063 $5,966 $6,979
21 $3,407 $5,003 $5,853
22 $3,318 $4,872 $5,700
23 $2,903 $4,263 $4,987
24 $2,758 $4,050 $4,738
25 $2,380 $3,495 $4,089
30 $1,854 $2,723 $3,185
35 $1,737 $2,550 $2,983
40 $1,670 $2,453 $2,869
45 $1,625 $2,387 $2,792
55 $1,491 $2,189 $2,561
65 $1,555 $2,283 $2,671
75 $1,963 $2,882 $3,371

Acura auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Acura models by state.

Average Acura Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,770 $2,570 $3,272
Alaska $1,464 $2,029 $1,972
Arizona $1,655 $2,392 $3,524
Arkansas $1,814 $2,851 $3,139
California $2,020 $3,572 $2,020
Colorado $1,885 $2,638 $3,347
Connecticut $2,408 $3,735 $4,741
Delaware $1,994 $2,657 $3,413
Florida $2,374 $3,285 $4,280
Georgia $1,935 $2,894 $2,918
Hawaii $773 $1,050 $773
Idaho $1,343 $1,781 $2,165
Illinois $1,406 $2,125 $2,423
Indiana $1,444 $2,208 $2,478
Iowa $1,144 $1,569 $1,845
Kansas $1,522 $2,214 $2,590
Kentucky $2,200 $3,230 $3,814
Louisiana $2,825 $4,270 $4,629
Maine $1,068 $1,476 $2,180
Maryland $1,728 $2,516 $2,794
Massachusetts $1,386 $2,418 $1,386
Michigan $3,345 $5,097 $8,040
Minnesota $1,377 $1,836 $2,585
Mississippi $1,662 $2,371 $2,386
Missouri $1,566 $2,239 $2,942
Montana $1,592 $2,222 $2,586
Nebraska $1,346 $1,991 $2,163
Nevada $2,220 $3,293 $3,479
New Hampshire $1,544 $2,442 $3,087
New Jersey $1,701 $2,670 $3,493
New Mexico $1,738 $2,585 $2,683
New York $1,609 $2,027 $3,383
North Carolina $998 $1,714 $1,222
North Dakota $1,365 $2,075 $2,454
Ohio $1,218 $1,878 $1,925
Oklahoma $1,944 $2,784 $3,134
Oregon $1,769 $2,374 $2,835
Pennsylvania $1,490 $2,188 $2,560
Rhode Island $2,488 $3,649 $4,110
South Carolina $1,690 $2,342 $3,232
South Dakota $1,516 $2,184 $2,520
Tennessee $1,783 $2,625 $3,495
Texas $1,795 $2,594 $3,226
Utah $1,527 $2,140 $2,945
Vermont $1,176 $1,811 $1,914
Virginia $1,107 $1,700 $1,667
Washington $1,466 $1,990 $2,376
West Virginia $1,475 $2,112 $2,647
Wisconsin $1,471 $2,296 $2,618
Wyoming $1,373 $1,922 $2,047