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Acura Insurance Rates

Acura Insurance Rates

The average cost of car insurance for Acura models is about $2,288 per year.

This is $789 better than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Acura insurance rates.

$7,22218$10,605$12,407$3,26125$4,788$5,601$2,54030$3,730$4,363$2,28840$3,360$3,930$2,04255$2,998$3,508Age of DriverAge$0$1k$2k$3k$4k$5k$6k$7k$8k$9k$10k$11k$12kGood Driver and CreditRecent At-Fault AccidentPoor Credit RatingAverage Acura Annual Insurance Premium
Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Acura insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per Acura Model

Model Good Driver Recent Accident Poor Credit
Estimated Acura Integra Insurance Rates $2,071 $3,041 $3,558
Estimated Acura MDX Insurance Rates $2,389 $3,508 $4,103
Estimated Acura RDX Insurance Rates $2,207 $3,240 $3,790
Estimated Acura TLX Insurance Rates $2,477 $3,638 $4,256
Estimated Acura ZDX Insurance Rates $2,296 $3,372 $3,944

The cost to insure an Acura model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an Acura, then see our insurance analysis and rankings for other makes and models here.

Acura Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $7,750 $11,380 $13,313
18 $7,222 $10,605 $12,407
19 $6,383 $9,372 $10,964
20 $5,565 $8,172 $9,561
21 $4,667 $6,853 $8,018
22 $4,546 $6,674 $7,808
23 $3,977 $5,840 $6,832
24 $3,778 $5,548 $6,491
25 $3,261 $4,788 $5,601
30 $2,540 $3,730 $4,363
35 $2,379 $3,493 $4,087
40 $2,288 $3,360 $3,930
45 $2,226 $3,269 $3,824
55 $2,042 $2,998 $3,508
65 $2,130 $3,127 $3,659
75 $2,688 $3,947 $4,618

Acura auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Acura models by state.


Average Acura Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $2,651 $3,965 $3,997
Wyoming $1,880 $2,633 $2,804
Wisconsin $2,015 $3,145 $3,587
West Virginia $2,021 $2,894 $3,626
Washington $2,009 $2,726 $3,255
Virginia $1,517 $2,329 $2,283
Vermont $1,610 $2,480 $2,622
Utah $2,092 $2,932 $4,034
Texas $2,459 $3,553 $4,419
Tennessee $2,442 $3,595 $4,788
South Dakota $2,077 $2,992 $3,453
South Carolina $2,314 $3,208 $4,427
Rhode Island $3,408 $4,999 $5,629
Pennsylvania $2,041 $2,997 $3,507
Oregon $2,423 $3,252 $3,884
Oklahoma $2,663 $3,813 $4,294
Ohio $1,668 $2,572 $2,638
North Dakota $1,870 $2,843 $3,362
North Carolina $1,367 $2,349 $1,675
New York $2,205 $2,776 $4,635
New Mexico $2,380 $3,541 $3,676
New Jersey $2,331 $3,657 $4,786
New Hampshire $2,116 $3,345 $4,229
Nevada $3,041 $4,511 $4,765
Nebraska $1,844 $2,727 $2,963
Montana $2,181 $3,044 $3,543
Missouri $2,145 $3,067 $4,030
Mississippi $2,277 $3,248 $3,269
Minnesota $1,886 $2,515 $3,541
Michigan $4,582 $6,982 $11,014
Massachusetts $1,899 $3,312 $1,899
Maryland $2,368 $3,446 $3,827
Maine $1,463 $2,023 $2,986
Louisiana $3,870 $5,849 $6,342
Kentucky $3,014 $4,424 $5,225
Kansas $2,085 $3,034 $3,548
Iowa $1,567 $2,149 $2,527
Indiana $1,979 $3,025 $3,394
Illinois $1,926 $2,911 $3,319
Idaho $1,840 $2,439 $2,965
Hawaii $1,059 $1,438 $1,059
Florida $3,252 $4,499 $5,863
Delaware $2,731 $3,640 $4,675
Connecticut $3,299 $5,117 $6,495
Colorado $2,582 $3,614 $4,585
California $2,767 $4,894 $2,767
Arkansas $2,485 $3,905 $4,300
Arizona $2,267 $3,277 $4,828
Alaska $2,005 $2,780 $2,702
Alabama $2,424 $3,521 $4,482

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