Acura Insurance Rates

The average cost of car insurance for a Acura model is about $1,800 per year.

This is $425 better than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Acura insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Acura insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

The single best place to buy auto insurance.

Save time & money with real advice from auto insurance experts.

Call us at (855) 786-1144

M-F: 8AM – 9PM EST

Sat: 10AM – 6PM EST

How it works

Provide your zip code

Give us your location to provide quotes that are specific to your area.

Answer a few questions

Get total coverage for you and your vehicle in one simple process.

Get personalized quotes

Compare different providers, coverage, and prices that best meet your needs.

Finalize the Policy

A licensed insurance agent will call to set up your new and upgraded insurance policy.

MassDrive Insurance Group, LLC, is the licensed agent for all products. View the licensing information for MassDrive Insurance Group here

Insurance Cost per Acura Model

Model Good Driver Recent Accident Poor Credit
Acura ILX Insurance Cost $1,850 $2,717 $3,178
Acura MDX Insurance Cost $1,774 $2,606 $3,048
Acura RDX Insurance Cost $1,639 $2,407 $2,816
Acura RLX Insurance Cost $1,898 $2,787 $3,260
Acura TLX Insurance Cost $1,840 $2,702 $3,161

The cost to insure an Acura model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an Acura, then see our insurance analysis and rankings for other makes and models here.

Acura Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,098 $8,954 $10,475
18 $5,683 $8,345 $9,762
19 $5,022 $7,375 $8,627
20 $4,379 $6,430 $7,523
21 $3,672 $5,393 $6,308
22 $3,576 $5,252 $6,144
23 $3,129 $4,595 $5,376
24 $2,973 $4,365 $5,107
25 $2,566 $3,768 $4,407
30 $1,999 $2,935 $3,433
35 $1,872 $2,749 $3,215
40 $1,800 $2,644 $3,093
45 $1,752 $2,572 $3,009
55 $1,607 $2,359 $2,760
65 $1,676 $2,461 $2,879
75 $2,115 $3,106 $3,634

Acura auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Acura models by state.

Average Acura Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,908 $2,771 $3,526
Alaska $1,578 $2,187 $2,126
Arizona $1,784 $2,579 $3,799
Arkansas $1,956 $3,073 $3,383
California $2,177 $3,850 $2,177
Colorado $2,032 $2,844 $3,608
Connecticut $2,596 $4,026 $5,111
Delaware $2,149 $2,864 $3,679
Florida $2,559 $3,540 $4,613
Hawaii $833 $1,131 $833
Idaho $1,448 $1,919 $2,333
Illinois $1,516 $2,291 $2,612
Indiana $1,557 $2,380 $2,671
Iowa $1,233 $1,691 $1,989
Kansas $1,641 $2,387 $2,792
Kentucky $2,372 $3,481 $4,111
Louisiana $3,045 $4,602 $4,990
Maine $1,151 $1,591 $2,349
Maryland $1,863 $2,712 $3,012
Massachusetts $1,494 $2,606 $1,494
Michigan $3,605 $5,494 $8,666
Minnesota $1,484 $1,979 $2,786
Mississippi $1,792 $2,555 $2,572
Missouri $1,688 $2,413 $3,171
Montana $1,716 $2,395 $2,788
Nebraska $1,451 $2,146 $2,331
Nevada $2,393 $3,550 $3,750
New Hampshire $1,665 $2,632 $3,328
New Jersey $1,834 $2,877 $3,765
New Mexico $1,873 $2,786 $2,892
New York $1,735 $2,185 $3,646
North Carolina $1,075 $1,848 $1,318
North Dakota $1,472 $2,237 $2,645
Ohio $1,312 $2,024 $2,075
Oklahoma $2,095 $3,000 $3,378
Oregon $1,907 $2,558 $3,056
Pennsylvania $1,606 $2,358 $2,759
Rhode Island $2,682 $3,934 $4,430
South Carolina $1,821 $2,524 $3,483
South Dakota $1,634 $2,354 $2,717
Tennessee $1,922 $2,829 $3,767
Texas $1,935 $2,796 $3,477
Utah $1,646 $2,307 $3,174
Vermont $1,267 $1,952 $2,063
Virginia $1,194 $1,833 $1,796
Washington $1,580 $2,145 $2,561
West Virginia $1,590 $2,277 $2,853
Wisconsin $1,585 $2,475 $2,822
Wyoming $1,480 $2,072 $2,206
Georgia $2,086 $3,120 $3,145