Maserati Insurance Rates

The average cost of car insurance for a Maserati model is about $3,257 per year.

This is $1,470 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Maserati insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Maserati insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Maserati Model

Model Good Driver Recent Accident Poor Credit
Maserati Ghibli Insurance Cost $3,394 $4,984 $5,831
Maserati Levante Insurance Cost $3,120 $4,581 $5,359

The cost to insure a Maserati model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Maserati, then see our insurance analysis and rankings for other makes and models here.

Maserati Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $11,032 $16,200 $18,952
18 $10,282 $15,097 $17,662
19 $9,086 $13,342 $15,608
20 $7,922 $11,634 $13,610
21 $6,644 $9,756 $11,414
22 $6,471 $9,502 $11,115
23 $5,662 $8,314 $9,726
24 $5,379 $7,898 $9,240
25 $4,642 $6,816 $7,974
30 $3,616 $5,310 $6,212
35 $3,386 $4,973 $5,818
40 $3,257 $4,782 $5,595
45 $3,170 $4,654 $5,444
55 $2,906 $4,268 $4,994
65 $3,032 $4,452 $5,208
75 $3,826 $5,619 $6,574

Maserati auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Maserati models by state.

Average Maserati Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $3,451 $5,012 $6,380
Alaska $2,854 $3,957 $3,846
Arizona $3,227 $4,665 $6,873
Arkansas $3,538 $5,559 $6,120
California $3,939 $6,966 $3,939
Colorado $3,676 $5,145 $6,528
Connecticut $4,696 $7,284 $9,246
Delaware $3,888 $5,182 $6,656
Florida $4,630 $6,404 $8,346
Georgia $3,774 $5,644 $5,690
Hawaii $1,508 $2,046 $1,508
Idaho $2,620 $3,472 $4,221
Illinois $2,742 $4,144 $4,725
Indiana $2,816 $4,306 $4,832
Iowa $2,231 $3,060 $3,598
Kansas $2,968 $4,318 $5,051
Kentucky $4,291 $6,298 $7,438
Louisiana $5,508 $8,326 $9,028
Maine $2,083 $2,879 $4,250
Maryland $3,370 $4,906 $5,449
Massachusetts $2,703 $4,715 $2,703
Michigan $6,522 $9,940 $15,678
Minnesota $2,685 $3,580 $5,041
Mississippi $3,242 $4,623 $4,654
Missouri $3,054 $4,366 $5,736
Montana $3,105 $4,332 $5,043
Nebraska $2,624 $3,882 $4,217
Nevada $4,330 $6,422 $6,784
New Hampshire $3,012 $4,762 $6,020
New Jersey $3,318 $5,206 $6,812
New Mexico $3,388 $5,040 $5,232
New York $3,138 $3,952 $6,598
North Carolina $1,946 $3,343 $2,384
North Dakota $2,662 $4,046 $4,786
Ohio $2,374 $3,662 $3,754
Oklahoma $3,791 $5,428 $6,112
Oregon $3,450 $4,629 $5,528
Pennsylvania $2,906 $4,267 $4,992
Rhode Island $4,852 $7,116 $8,014
South Carolina $3,295 $4,566 $6,302
South Dakota $2,956 $4,260 $4,915
Tennessee $3,476 $5,118 $6,816
Texas $3,501 $5,058 $6,292
Utah $2,978 $4,173 $5,742
Vermont $2,292 $3,531 $3,732
Virginia $2,160 $3,316 $3,250
Washington $2,859 $3,880 $4,634
West Virginia $2,876 $4,120 $5,162
Wisconsin $2,868 $4,477 $5,106
Wyoming $2,677 $3,748 $3,992