Maserati Insurance Rates

The average cost of car insurance for a Maserati model is about $4,890 per year.

This is $2,665 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Maserati insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Maserati insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Insurance Cost per Maserati Model

Model Good Driver Recent Accident Poor Credit
Maserati Ghibli Insurance Cost $5,107 $7,499 $8,773
Maserati Levante Insurance Cost $4,673 $6,862 $8,027

The cost to insure a Maserati model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Maserati, then see our insurance analysis and rankings for other makes and models here.

Maserati Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $16,564 $24,322 $28,454
18 $15,436 $22,666 $26,517
19 $13,642 $20,032 $23,434
20 $11,895 $17,466 $20,433
21 $9,975 $14,648 $17,136
22 $9,715 $14,265 $16,688
23 $8,500 $12,482 $14,602
24 $8,076 $11,858 $13,872
25 $6,969 $10,233 $11,972
30 $5,429 $7,972 $9,326
35 $5,084 $7,466 $8,734
40 $4,890 $7,180 $8,400
45 $4,758 $6,987 $8,174
55 $4,364 $6,408 $7,496
65 $4,552 $6,684 $7,820
75 $5,746 $8,436 $9,870

Maserati auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Maserati models by state.

Average Maserati Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $5,181 $7,525 $9,579
Alaska $4,286 $5,940 $5,774
Arizona $4,845 $7,004 $10,319
Arkansas $5,312 $8,346 $9,189
California $5,914 $10,459 $5,914
Colorado $5,519 $7,724 $9,800
Connecticut $7,051 $10,936 $13,882
Delaware $5,838 $7,780 $9,992
Florida $6,950 $9,616 $12,530
Hawaii $2,264 $3,072 $2,264
Idaho $3,932 $5,213 $6,338
Illinois $4,116 $6,222 $7,094
Indiana $4,228 $6,465 $7,255
Iowa $3,350 $4,594 $5,402
Kansas $4,456 $6,484 $7,584
Kentucky $6,442 $9,456 $11,167
Louisiana $8,270 $12,500 $13,554
Maine $3,127 $4,322 $6,382
Maryland $5,060 $7,365 $8,181
Massachusetts $4,058 $7,080 $4,058
Michigan $9,793 $14,924 $23,539
Minnesota $4,031 $5,375 $7,569
Mississippi $4,866 $6,941 $6,986
Missouri $4,586 $6,555 $8,612
Montana $4,662 $6,505 $7,572
Nebraska $3,941 $5,828 $6,332
Nevada $6,500 $9,642 $10,185
New Hampshire $4,522 $7,150 $9,038
New Jersey $4,982 $7,816 $10,228
New Mexico $5,088 $7,568 $7,856
New York $4,712 $5,934 $9,905
North Carolina $2,922 $5,018 $3,579
North Dakota $3,998 $6,076 $7,185
Ohio $3,564 $5,498 $5,637
Oklahoma $5,692 $8,150 $9,176
Oregon $5,179 $6,950 $8,300
Pennsylvania $4,362 $6,406 $7,494
Rhode Island $7,284 $10,684 $12,032
South Carolina $4,946 $6,856 $9,462
South Dakota $4,438 $6,395 $7,380
Tennessee $5,220 $7,684 $10,232
Texas $5,256 $7,594 $9,446
Utah $4,472 $6,266 $8,622
Vermont $3,442 $5,301 $5,603
Virginia $3,242 $4,978 $4,880
Washington $4,292 $5,826 $6,956
West Virginia $4,320 $6,184 $7,749
Wisconsin $4,306 $6,722 $7,666
Wyoming $4,020 $5,627 $5,992
Georgia $5,666 $8,473 $8,544