Maserati Insurance Rates

The average cost of car insurance for a Maserati model is about $4,178 per year.

This is $2,111 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Maserati insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Maserati insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Insurance Cost per Maserati Model

Model Good Driver Recent Accident Poor Credit
Maserati Ghibli Insurance Cost $4,408 $6,566 $7,761
Maserati Levante Insurance Cost $3,949 $5,882 $6,953

The cost to insure a Maserati model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Maserati, then see our insurance analysis and rankings for other makes and models here.

Maserati Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $14,154 $21,082 $24,921
18 $13,190 $19,647 $23,224
19 $11,657 $17,363 $20,524
20 $10,164 $15,140 $17,896
21 $8,524 $12,696 $15,008
22 $8,301 $12,365 $14,616
23 $7,264 $10,819 $12,790
24 $6,901 $10,278 $12,150
25 $5,955 $8,870 $10,485
30 $4,639 $6,910 $8,168
35 $4,344 $6,472 $7,650
40 $4,178 $6,224 $7,357
45 $4,066 $6,056 $7,160
55 $3,729 $5,554 $6,566
65 $3,890 $5,794 $6,849
75 $4,910 $7,313 $8,644

Maserati auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Maserati models by state.

Average Maserati Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $4,428 $6,202 $7,762
Alaska $3,662 $5,334 $5,589
Arizona $4,140 $6,422 $9,157
Arkansas $4,539 $6,876 $7,692
California $5,054 $8,840 $5,054
Colorado $4,716 $6,530 $8,144
Connecticut $6,025 $9,316 $11,932
Delaware $4,988 $6,868 $9,118
Florida $5,939 $8,067 $10,518
Georgia $4,842 $7,463 $7,658
Hawaii $1,934 $2,670 $1,934
Idaho $3,360 $4,522 $5,630
Illinois $3,518 $5,200 $6,030
Indiana $3,614 $5,647 $6,590
Iowa $2,862 $4,294 $5,003
Kansas $3,808 $5,606 $6,641
Kentucky $5,504 $8,280 $9,738
Louisiana $7,066 $10,800 $11,628
Maine $2,672 $3,584 $5,230
Maryland $4,324 $6,340 $7,488
Massachusetts $3,468 $5,864 $3,468
Michigan $8,368 $12,581 $19,344
Minnesota $3,445 $4,627 $6,850
Mississippi $4,158 $6,281 $6,636
Missouri $3,918 $5,396 $6,980
Montana $3,984 $6,234 $6,876
Nebraska $3,367 $4,767 $5,423
Nevada $5,554 $8,384 $9,198
New Hampshire $3,864 $6,227 $7,930
New Jersey $4,257 $6,712 $8,658
New Mexico $4,347 $6,256 $7,025
New York $4,027 $5,244 $8,465
North Carolina $2,496 $4,030 $3,106
North Dakota $3,416 $5,258 $6,674
Ohio $3,046 $4,982 $5,160
Oklahoma $4,864 $7,303 $8,283
Oregon $4,426 $6,685 $7,668
Pennsylvania $3,728 $5,638 $6,470
Rhode Island $6,224 $9,551 $10,924
South Carolina $4,227 $6,117 $8,728
South Dakota $3,792 $5,218 $6,260
Tennessee $4,460 $6,672 $8,418
Texas $4,492 $6,611 $8,298
Utah $3,821 $5,524 $7,620
Vermont $2,942 $4,703 $5,142
Virginia $2,771 $4,172 $4,432
Washington $3,668 $5,510 $6,498
West Virginia $3,691 $5,374 $6,636
Wisconsin $3,679 $5,371 $6,523
Wyoming $3,434 $5,048 $5,643

Other Important Maserati Ownership Costs

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on depreciation, maintenance and financing for all Maserati models. These will provide you with even more knowledge before making such an important financial decision.

Ready to start shopping for a Maserati? We have millions of new and used vehicles listed. Here are some Maserati models for sale in your area.

Have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.