Maserati Insurance Rates

The average cost of car insurance for a Maserati model is about $3,599 per year.

This is $1,705 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Maserati insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Maserati insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Maserati Model

Model Good Driver Recent Accident Poor Credit
Maserati Ghibli Insurance Cost $3,751 $5,508 $6,443
Maserati Levante Insurance Cost $3,447 $5,062 $5,922

The cost to insure a Maserati model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Maserati, then see our insurance analysis and rankings for other makes and models here.

Maserati Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $12,191 $17,902 $20,942
18 $11,361 $16,682 $19,516
19 $10,040 $14,743 $17,248
20 $8,754 $12,856 $15,038
21 $7,342 $10,780 $12,612
22 $7,150 $10,499 $12,282
23 $6,256 $9,186 $10,747
24 $5,944 $8,728 $10,210
25 $5,130 $7,532 $8,811
30 $3,996 $5,868 $6,864
35 $3,742 $5,495 $6,428
40 $3,599 $5,285 $6,182
45 $3,502 $5,143 $6,016
55 $3,212 $4,716 $5,518
65 $3,350 $4,920 $5,756
75 $4,228 $6,210 $7,264

Maserati auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Maserati models by state.

Average Maserati Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $3,814 $5,538 $7,050
Alaska $3,154 $4,372 $4,250
Arizona $3,566 $5,155 $7,594
Arkansas $3,910 $6,143 $6,764
California $4,353 $7,698 $4,353
Colorado $4,062 $5,685 $7,212
Connecticut $5,190 $8,048 $10,217
Delaware $4,296 $5,726 $7,354
Florida $5,116 $7,078 $9,222
Georgia $4,170 $6,236 $6,288
Hawaii $1,666 $2,262 $1,666
Idaho $2,894 $3,837 $4,664
Illinois $3,030 $4,580 $5,222
Indiana $3,112 $4,758 $5,340
Iowa $2,465 $3,380 $3,976
Kansas $3,280 $4,772 $5,582
Kentucky $4,741 $6,960 $8,219
Louisiana $6,086 $9,200 $9,976
Maine $2,302 $3,182 $4,697
Maryland $3,724 $5,420 $6,021
Massachusetts $2,987 $5,210 $2,987
Michigan $7,208 $10,984 $17,324
Minnesota $2,967 $3,956 $5,571
Mississippi $3,582 $5,108 $5,142
Missouri $3,374 $4,824 $6,338
Montana $3,431 $4,788 $5,573
Nebraska $2,900 $4,289 $4,660
Nevada $4,784 $7,096 $7,496
New Hampshire $3,328 $5,262 $6,652
New Jersey $3,666 $5,752 $7,528
New Mexico $3,744 $5,570 $5,782
New York $3,468 $4,368 $7,290
North Carolina $2,150 $3,694 $2,634
North Dakota $2,942 $4,472 $5,288
Ohio $2,624 $4,046 $4,149
Oklahoma $4,189 $5,998 $6,754
Oregon $3,812 $5,115 $6,109
Pennsylvania $3,211 $4,714 $5,516
Rhode Island $5,361 $7,864 $8,856
South Carolina $3,640 $5,046 $6,964
South Dakota $3,266 $4,706 $5,431
Tennessee $3,842 $5,656 $7,531
Texas $3,869 $5,589 $6,952
Utah $3,291 $4,612 $6,346
Vermont $2,533 $3,902 $4,124
Virginia $2,386 $3,664 $3,592
Washington $3,159 $4,288 $5,120
West Virginia $3,179 $4,552 $5,704
Wisconsin $3,169 $4,947 $5,642
Wyoming $2,958 $4,142 $4,410