Maserati Insurance Rates

Maserati Insurance Rates

The average cost of car insurance for Maserati models is about $6,178 per year.

This is $3,283 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Maserati insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Maserati insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per Maserati Model

Model Good Driver Recent Accident Poor Credit
Estimated Maserati Ghibli Insurance Rates $6,452 $9,475 $11,084
Estimated Maserati Levante Insurance Rates $5,904 $8,669 $10,141

The cost to insure a Maserati model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Maserati, then see our insurance analysis and rankings for other makes and models here.

Maserati Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $20,926 $30,728 $35,948
18 $19,502 $28,636 $33,501
19 $17,235 $25,308 $29,606
20 $15,028 $22,067 $25,815
21 $12,602 $18,506 $21,648
22 $12,274 $18,022 $21,084
23 $10,739 $15,770 $18,448
24 $10,202 $14,981 $17,526
25 $8,804 $12,928 $15,124
30 $6,858 $10,071 $11,782
35 $6,424 $9,432 $11,035
40 $6,178 $9,072 $10,612
45 $6,012 $8,828 $10,328
55 $5,514 $8,096 $9,472
65 $5,751 $8,445 $9,880
75 $7,259 $10,659 $12,470

Maserati auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Maserati models by state.


Average Maserati Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $7,159 $10,705 $10,794
Wyoming $5,078 $7,110 $7,571
Wisconsin $5,440 $8,492 $9,685
West Virginia $5,457 $7,814 $9,790
Washington $5,423 $7,360 $8,788
Virginia $4,096 $6,290 $6,165
Vermont $4,348 $6,698 $7,078
Utah $5,649 $7,916 $10,892
Texas $6,641 $9,594 $11,933
Tennessee $6,594 $9,708 $12,928
South Dakota $5,607 $8,080 $9,323
South Carolina $6,250 $8,662 $11,954
Rhode Island $9,202 $13,498 $15,201
Pennsylvania $5,512 $8,092 $9,468
Oregon $6,544 $8,780 $10,486
Oklahoma $7,191 $10,296 $11,593
Ohio $4,503 $6,946 $7,122
North Dakota $5,050 $7,676 $9,078
North Carolina $3,691 $6,340 $4,522
New York $5,954 $7,497 $12,514
New Mexico $6,428 $9,560 $9,924
New Jersey $6,294 $9,874 $12,922
New Hampshire $5,712 $9,033 $11,419
Nevada $8,212 $12,181 $12,868
Nebraska $4,979 $7,363 $7,999
Montana $5,890 $8,218 $9,566
Missouri $5,793 $8,282 $10,880
Mississippi $6,148 $8,770 $8,826
Minnesota $5,093 $6,790 $9,562
Michigan $12,372 $18,854 $29,738
Massachusetts $5,127 $8,944 $5,127
Maryland $6,394 $9,305 $10,335
Maine $3,950 $5,461 $8,063
Louisiana $10,448 $15,793 $17,124
Kentucky $8,138 $11,946 $14,108
Kansas $5,630 $8,192 $9,580
Iowa $4,232 $5,804 $6,824
Indiana $5,342 $8,168 $9,165
Illinois $5,200 $7,861 $8,962
Idaho $4,968 $6,586 $8,008
Hawaii $2,860 $3,882 $2,860
Florida $8,781 $12,148 $15,831
Delaware $7,376 $9,828 $12,624
Connecticut $8,908 $13,816 $17,538
Colorado $6,973 $9,758 $12,381
California $7,472 $13,214 $7,472
Arkansas $6,711 $10,544 $11,610
Arizona $6,121 $8,849 $13,037
Alaska $5,414 $7,506 $7,295
Alabama $6,546 $9,507 $12,102

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