Maserati Insurance Rates

Maserati Insurance Rates

The average cost of car insurance for Maserati models is about $5,538 per year.

This is $2,461 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Maserati insurance rates.

$17,48118$25,669$30,029$7,89225$11,588$13,557$6,14830$9,027$10,561$5,53840$8,132$9,513$4,94255$7,257$8,490Age of DriverAge$0$5k$10k$15k$20k$25k$30kGood Driver and CreditRecent At-Fault AccidentPoor Credit RatingAverage Maserati Annual Insurance Premium
Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Maserati insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per Maserati Model

Model Good Driver Recent Accident Poor Credit
Estimated Maserati Ghibli Insurance Rates $6,601 $9,692 $11,339
Estimated Maserati GranCabrio Insurance Rates $5,043 $7,406 $8,664
Estimated Maserati GranTurismo Insurance Rates $5,310 $7,798 $9,122
Estimated Maserati Grecale Insurance Rates $5,086 $7,469 $8,737
Estimated Maserati Levante Insurance Rates $6,039 $8,868 $10,374
Estimated Maserati MC20 Insurance Rates $5,571 $8,181 $9,570
Estimated Maserati Quattroporte Insurance Rates $5,113 $7,508 $8,783

The cost to insure a Maserati model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Maserati, then see our insurance analysis and rankings for other makes and models here.

Maserati Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $18,757 $27,544 $32,222
18 $17,481 $25,669 $30,029
19 $15,449 $22,685 $26,538
20 $13,470 $19,780 $23,139
21 $11,296 $16,587 $19,405
22 $11,001 $16,154 $18,899
23 $9,626 $14,135 $16,536
24 $9,145 $13,428 $15,709
25 $7,892 $11,588 $13,557
30 $6,148 $9,027 $10,561
35 $5,758 $8,455 $9,891
40 $5,538 $8,132 $9,513
45 $5,389 $7,913 $9,257
55 $4,942 $7,257 $8,490
65 $5,155 $7,570 $8,856
75 $6,507 $9,554 $11,177

Maserati auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Maserati models by state.


Average Maserati Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $6,417 $9,595 $9,675
Wyoming $4,552 $6,373 $6,786
Wisconsin $4,876 $7,612 $8,682
West Virginia $4,891 $7,004 $8,775
Washington $4,861 $6,598 $7,878
Virginia $3,672 $5,638 $5,526
Vermont $3,898 $6,003 $6,345
Utah $5,064 $7,095 $9,764
Texas $5,953 $8,599 $10,696
Tennessee $5,911 $8,701 $11,588
South Dakota $5,026 $7,242 $8,357
South Carolina $5,602 $7,763 $10,715
Rhode Island $8,249 $12,100 $13,625
Pennsylvania $4,941 $7,254 $8,487
Oregon $5,865 $7,870 $9,400
Oklahoma $6,446 $9,229 $10,392
Ohio $4,036 $6,226 $6,383
North Dakota $4,527 $6,880 $8,137
North Carolina $3,308 $5,683 $4,053
New York $5,336 $6,720 $11,217
New Mexico $5,761 $8,570 $8,896
New Jersey $5,642 $8,851 $11,582
New Hampshire $5,120 $8,097 $10,236
Nevada $7,361 $10,918 $11,534
Nebraska $4,463 $6,600 $7,170
Montana $5,280 $7,367 $8,574
Missouri $5,192 $7,424 $9,753
Mississippi $5,511 $7,860 $7,912
Minnesota $4,565 $6,087 $8,571
Michigan $11,090 $16,900 $26,656
Massachusetts $4,596 $8,017 $4,596
Maryland $5,731 $8,341 $9,264
Maine $3,541 $4,895 $7,227
Louisiana $9,365 $14,156 $15,349
Kentucky $7,295 $10,709 $12,646
Kansas $5,046 $7,342 $8,588
Iowa $3,793 $5,202 $6,117
Indiana $4,789 $7,321 $8,215
Illinois $4,661 $7,046 $8,034
Idaho $4,453 $5,903 $7,177
Hawaii $2,563 $3,480 $2,563
Florida $7,871 $10,889 $14,190
Delaware $6,611 $8,810 $11,316
Connecticut $7,985 $12,385 $15,720
Colorado $6,250 $8,747 $11,098
California $6,698 $11,844 $6,698
Arkansas $6,015 $9,452 $10,407
Arizona $5,487 $7,932 $11,685
Alaska $4,853 $6,728 $6,539
Alabama $5,868 $8,522 $10,848

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