Maserati Ghibli Insurance Cost

Auto insurance for a Maserati Ghibli will cost about $4,408 per year.

This is more than the national average for luxury sedan models by $2,341. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Maserati Ghibli. Visit our Competitive Quote Tool to see if you can find lower rates for a Ghibli.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Maserati Ghibli insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Maserati Ghibli insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $14,932 $22,240 $26,290
18 $13,915 $20,726 $24,500
19 $12,297 $18,317 $21,652
20 $10,723 $15,971 $18,879
21 $8,992 $13,394 $15,832
22 $8,757 $13,044 $15,419
23 $7,662 $11,413 $13,492
24 $7,280 $10,843 $12,817
25 $6,282 $9,357 $11,061
30 $4,894 $7,289 $8,617
35 $4,583 $6,827 $8,070
40 $4,408 $6,566 $7,761
45 $4,289 $6,389 $7,553
55 $3,934 $5,860 $6,927
65 $4,104 $6,112 $7,225
75 $5,179 $7,715 $9,119

Maserati Ghibli car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Maserati Ghibli by state.

Maserati Ghibli Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $4,671 $6,543 $8,188
Alaska $3,863 $5,627 $5,896
Arizona $4,367 $6,775 $9,660
Arkansas $4,788 $7,253 $8,114
California $5,331 $9,325 $5,331
Colorado $4,975 $6,888 $8,592
Connecticut $6,356 $9,827 $12,587
Delaware $5,262 $7,245 $9,619
Florida $6,265 $8,510 $11,095
Georgia $5,108 $7,873 $8,078
Hawaii $2,040 $2,816 $2,040
Idaho $3,545 $4,771 $5,939
Illinois $3,711 $5,485 $6,361
Indiana $3,812 $5,957 $6,952
Iowa $3,019 $4,529 $5,278
Kansas $4,017 $5,914 $7,006
Kentucky $5,807 $8,735 $10,273
Louisiana $7,455 $11,393 $12,266
Maine $2,819 $3,781 $5,517
Maryland $4,562 $6,689 $7,899
Massachusetts $3,658 $6,187 $3,658
Michigan $8,828 $13,272 $20,406
Minnesota $3,634 $4,881 $7,226
Mississippi $4,387 $6,626 $7,000
Missouri $4,133 $5,693 $7,363
Montana $4,203 $6,576 $7,253
Nebraska $3,552 $5,029 $5,721
Nevada $5,860 $8,845 $9,703
New Hampshire $4,076 $6,569 $8,366
New Jersey $4,491 $7,080 $9,133
New Mexico $4,586 $6,599 $7,411
New York $4,248 $5,532 $8,930
North Carolina $2,633 $4,251 $3,276
North Dakota $3,604 $5,547 $7,041
Ohio $3,213 $5,255 $5,444
Oklahoma $5,131 $7,704 $8,738
Oregon $4,669 $7,052 $8,090
Pennsylvania $3,933 $5,947 $6,825
Rhode Island $6,566 $10,076 $11,524
South Carolina $4,459 $6,453 $9,208
South Dakota $4,001 $5,505 $6,604
Tennessee $4,705 $7,038 $8,880
Texas $4,739 $6,974 $8,754
Utah $4,031 $5,828 $8,039
Vermont $3,103 $4,961 $5,424
Virginia $2,923 $4,401 $4,676
Washington $3,869 $5,813 $6,854
West Virginia $3,894 $5,670 $7,001
Wisconsin $3,881 $5,666 $6,881
Wyoming $3,623 $5,325 $5,953

Other Important Costs of Owning a Maserati Ghibli

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Maserati Ghibli depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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