Land Rover Insurance Rates

The average cost of car insurance for a Land Rover model is about $2,578 per year.

This is $353 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Land Rover insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Land Rover insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Land Rover Model

Model Good Driver Recent Accident Poor Credit
Land Rover Discovery Insurance Cost $1,946 $2,857 $3,342
Land Rover Discovery Sport Insurance Cost $1,964 $2,883 $3,373
Land Rover Range Rover Insurance Cost $3,821 $5,610 $6,563
Land Rover Range Rover Evoque Insurance Cost $1,990 $2,923 $3,419
Land Rover Range Rover Sport Insurance Cost $3,336 $4,898 $5,730
Land Rover Range Rover Velar Insurance Cost $2,411 $3,540 $4,141

The cost to insure a Land Rover model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Land Rover, then see our insurance analysis and rankings for other makes and models here.

Land Rover Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,732 $12,821 $15,000
18 $8,137 $11,949 $13,978
19 $7,191 $10,560 $12,353
20 $6,270 $9,208 $10,771
21 $5,258 $7,722 $9,033
22 $5,121 $7,520 $8,797
23 $4,481 $6,580 $7,698
24 $4,257 $6,251 $7,313
25 $3,674 $5,394 $6,311
30 $2,862 $4,202 $4,916
35 $2,680 $3,936 $4,604
40 $2,578 $3,785 $4,428
45 $2,508 $3,683 $4,309
55 $2,300 $3,378 $3,952
65 $2,400 $3,524 $4,122
75 $3,029 $4,448 $5,203

Land Rover auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Land Rover models by state.

Average Land Rover Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,731 $3,967 $5,049
Alaska $2,259 $3,132 $3,044
Arizona $2,554 $3,692 $5,440
Arkansas $2,800 $4,400 $4,844
California $3,118 $5,513 $3,118
Colorado $2,910 $4,072 $5,166
Connecticut $3,717 $5,765 $7,318
Delaware $3,077 $4,101 $5,267
Florida $3,664 $5,069 $6,605
Hawaii $1,193 $1,620 $1,193
Idaho $2,073 $2,748 $3,341
Illinois $2,170 $3,280 $3,740
Indiana $2,229 $3,408 $3,824
Iowa $1,766 $2,422 $2,848
Kansas $2,349 $3,418 $3,998
Kentucky $3,396 $4,985 $5,886
Louisiana $4,359 $6,590 $7,145
Maine $1,648 $2,279 $3,364
Maryland $2,668 $3,882 $4,312
Massachusetts $2,140 $3,732 $2,140
Michigan $5,162 $7,867 $12,408
Minnesota $2,125 $2,833 $3,990
Mississippi $2,565 $3,659 $3,683
Missouri $2,417 $3,456 $4,540
Montana $2,458 $3,429 $3,992
Nebraska $2,077 $3,072 $3,338
Nevada $3,426 $5,083 $5,369
New Hampshire $2,384 $3,769 $4,765
New Jersey $2,626 $4,120 $5,392
New Mexico $2,682 $3,989 $4,141
New York $2,484 $3,128 $5,222
North Carolina $1,540 $2,646 $1,886
North Dakota $2,107 $3,203 $3,788
Ohio $1,879 $2,898 $2,971
Oklahoma $3,001 $4,296 $4,838
Oregon $2,730 $3,664 $4,376
Pennsylvania $2,300 $3,377 $3,951
Rhode Island $3,840 $5,632 $6,342
South Carolina $2,608 $3,614 $4,988
South Dakota $2,339 $3,371 $3,890
Tennessee $2,752 $4,050 $5,394
Texas $2,771 $4,003 $4,979
Utah $2,357 $3,303 $4,545
Vermont $1,814 $2,794 $2,954
Virginia $1,709 $2,624 $2,572
Washington $2,263 $3,071 $3,667
West Virginia $2,277 $3,260 $4,085
Wisconsin $2,270 $3,543 $4,041
Wyoming $2,119 $2,967 $3,159
Georgia $2,987 $4,466 $4,504