Land Rover Insurance Rates

The average cost of car insurance for a Land Rover model is about $2,079 per year.

This is $185 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Land Rover insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Land Rover insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Land Rover Model

Model Good Driver Recent Accident Poor Credit
Land Rover Discovery Insurance Cost $1,781 $2,616 $3,060
Land Rover Discovery Sport Insurance Cost $1,798 $2,641 $3,089
Land Rover Range Rover Insurance Cost $2,844 $4,176 $4,885
Land Rover Range Rover Evoque Insurance Cost $1,823 $2,677 $3,132
Land Rover Range Rover Sport Insurance Cost $2,288 $3,360 $3,931
Land Rover Range Rover Velar Insurance Cost $1,942 $2,851 $3,335

The cost to insure a Land Rover model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Land Rover, then see our insurance analysis and rankings for other makes and models here.

Land Rover Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,044 $10,343 $12,100
18 $6,564 $9,639 $11,276
19 $5,801 $8,518 $9,965
20 $5,058 $7,427 $8,689
21 $4,242 $6,229 $7,287
22 $4,131 $6,066 $7,096
23 $3,614 $5,308 $6,209
24 $3,434 $5,042 $5,899
25 $2,964 $4,351 $5,090
30 $2,308 $3,390 $3,966
35 $2,162 $3,175 $3,714
40 $2,079 $3,054 $3,572
45 $2,023 $2,971 $3,476
55 $1,856 $2,725 $3,188
65 $1,936 $2,842 $3,325
75 $2,443 $3,588 $4,197

Land Rover auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Land Rover models by state.

Average Land Rover Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,203 $3,200 $4,073
Alaska $1,822 $2,526 $2,456
Arizona $2,060 $2,978 $4,388
Arkansas $2,259 $3,549 $3,908
California $2,515 $4,447 $2,515
Colorado $2,347 $3,284 $4,167
Connecticut $2,998 $4,650 $5,903
Delaware $2,482 $3,308 $4,249
Florida $2,956 $4,089 $5,328
Georgia $2,410 $3,603 $3,633
Hawaii $962 $1,307 $962
Idaho $1,672 $2,217 $2,695
Illinois $1,750 $2,646 $3,017
Indiana $1,798 $2,749 $3,085
Iowa $1,424 $1,953 $2,297
Kansas $1,895 $2,757 $3,224
Kentucky $2,739 $4,021 $4,748
Louisiana $3,517 $5,316 $5,763
Maine $1,330 $1,838 $2,714
Maryland $2,152 $3,132 $3,478
Massachusetts $1,726 $3,010 $1,726
Michigan $4,164 $6,346 $10,009
Minnesota $1,714 $2,286 $3,218
Mississippi $2,069 $2,952 $2,971
Missouri $1,950 $2,788 $3,662
Montana $1,982 $2,766 $3,220
Nebraska $1,676 $2,478 $2,692
Nevada $2,764 $4,100 $4,331
New Hampshire $1,923 $3,040 $3,844
New Jersey $2,118 $3,323 $4,349
New Mexico $2,164 $3,218 $3,340
New York $2,004 $2,523 $4,212
North Carolina $1,242 $2,134 $1,522
North Dakota $1,700 $2,583 $3,055
Ohio $1,516 $2,338 $2,397
Oklahoma $2,420 $3,465 $3,902
Oregon $2,203 $2,955 $3,530
Pennsylvania $1,855 $2,724 $3,187
Rhode Island $3,097 $4,544 $5,116
South Carolina $2,104 $2,915 $4,024
South Dakota $1,887 $2,719 $3,138
Tennessee $2,219 $3,267 $4,351
Texas $2,235 $3,229 $4,017
Utah $1,901 $2,664 $3,666
Vermont $1,464 $2,254 $2,382
Virginia $1,379 $2,117 $2,075
Washington $1,825 $2,477 $2,958
West Virginia $1,836 $2,630 $3,295
Wisconsin $1,831 $2,858 $3,260
Wyoming $1,709 $2,393 $2,548