Land Rover Insurance Rates

The average cost of car insurance for a Land Rover model is about $2,325 per year.

This is $258 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Land Rover insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Land Rover insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Insurance Cost per Land Rover Model

Model Good Driver Recent Accident Poor Credit
Land Rover Discovery Insurance Cost $2,079 $3,097 $3,661
Land Rover Discovery Sport Insurance Cost $1,891 $2,817 $3,329
Land Rover Range Rover Insurance Cost $2,964 $4,415 $5,219
Land Rover Range Rover Evoque Insurance Cost $2,128 $3,169 $3,747
Land Rover Range Rover Sport Insurance Cost $2,624 $3,908 $4,620
Land Rover Range Rover Velar Insurance Cost $2,265 $3,374 $3,989

The cost to insure a Land Rover model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Land Rover, then see our insurance analysis and rankings for other makes and models here.

Land Rover Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,876 $11,732 $13,868
18 $7,340 $10,933 $12,924
19 $6,487 $9,662 $11,421
20 $5,656 $8,424 $9,959
21 $4,743 $7,065 $8,351
22 $4,619 $6,880 $8,134
23 $4,042 $6,020 $7,116
24 $3,840 $5,719 $6,761
25 $3,314 $4,936 $5,834
30 $2,581 $3,845 $4,545
35 $2,418 $3,601 $4,257
40 $2,325 $3,463 $4,094
45 $2,263 $3,370 $3,984
55 $2,075 $3,091 $3,654
65 $2,165 $3,224 $3,811
75 $2,732 $4,069 $4,810

Land Rover auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Land Rover models by state.

Average Land Rover Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,464 $3,451 $4,319
Alaska $2,038 $2,968 $3,110
Arizona $2,304 $3,574 $5,096
Arkansas $2,526 $3,826 $4,280
California $2,812 $4,919 $2,812
Colorado $2,624 $3,634 $4,532
Connecticut $3,353 $5,184 $6,640
Delaware $2,776 $3,822 $5,074
Florida $3,305 $4,489 $5,852
Georgia $2,694 $4,153 $4,261
Hawaii $1,076 $1,485 $1,076
Idaho $1,870 $2,517 $3,133
Illinois $1,957 $2,893 $3,355
Indiana $2,011 $3,142 $3,667
Iowa $1,593 $2,389 $2,784
Kansas $2,119 $3,120 $3,695
Kentucky $3,063 $4,608 $5,419
Louisiana $3,932 $6,010 $6,470
Maine $1,487 $1,994 $2,910
Maryland $2,406 $3,528 $4,166
Massachusetts $1,930 $3,263 $1,930
Michigan $4,656 $7,001 $10,764
Minnesota $1,917 $2,575 $3,812
Mississippi $2,314 $3,495 $3,692
Missouri $2,180 $3,003 $3,884
Montana $2,217 $3,469 $3,826
Nebraska $1,874 $2,653 $3,018
Nevada $3,091 $4,666 $5,118
New Hampshire $2,150 $3,465 $4,413
New Jersey $2,369 $3,734 $4,818
New Mexico $2,419 $3,481 $3,909
New York $2,241 $2,918 $4,710
North Carolina $1,389 $2,242 $1,728
North Dakota $1,901 $2,926 $3,714
Ohio $1,695 $2,772 $2,872
Oklahoma $2,706 $4,064 $4,609
Oregon $2,463 $3,720 $4,267
Pennsylvania $2,074 $3,137 $3,600
Rhode Island $3,464 $5,315 $6,078
South Carolina $2,352 $3,404 $4,857
South Dakota $2,110 $2,904 $3,484
Tennessee $2,482 $3,712 $4,684
Texas $2,500 $3,679 $4,618
Utah $2,126 $3,074 $4,240
Vermont $1,636 $2,617 $2,861
Virginia $1,542 $2,322 $2,466
Washington $2,041 $3,066 $3,616
West Virginia $2,054 $2,991 $3,693
Wisconsin $2,048 $2,989 $3,630
Wyoming $1,911 $2,808 $3,140

Other Important Land Rover Ownership Costs

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on depreciation, maintenance and financing for all Land Rover models. These will provide you with even more knowledge before making such an important financial decision.

Ready to start shopping for a Land Rover? We have millions of new and used vehicles listed. Here are some Land Rover models for sale in your area.

Have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.