Land Rover Insurance Rates

The average cost of car insurance for a Land Rover model is about $1,917 per year.

This is $130 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Land Rover insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Land Rover insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Land Rover Model

Model Good Driver Recent Accident Poor Credit
Land Rover Discovery Insurance Cost $1,705 $2,503 $2,928
Land Rover Discovery Sport Insurance Cost $1,721 $2,527 $2,956
Land Rover Range Rover Insurance Cost $2,372 $3,483 $4,074
Land Rover Range Rover Evoque Insurance Cost $1,745 $2,562 $2,997
Land Rover Range Rover Sport Insurance Cost $2,099 $3,082 $3,606
Land Rover Range Rover Velar Insurance Cost $1,858 $2,728 $3,192

The cost to insure a Land Rover model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Land Rover, then see our insurance analysis and rankings for other makes and models here.

Land Rover Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,492 $9,532 $11,151
18 $6,050 $8,883 $10,392
19 $5,346 $7,850 $9,184
20 $4,662 $6,845 $8,008
21 $3,909 $5,740 $6,716
22 $3,807 $5,590 $6,540
23 $3,331 $4,892 $5,722
24 $3,165 $4,647 $5,436
25 $2,731 $4,010 $4,692
30 $2,128 $3,124 $3,655
35 $1,993 $2,926 $3,423
40 $1,917 $2,814 $3,292
45 $1,865 $2,738 $3,204
55 $1,710 $2,512 $2,938
65 $1,784 $2,620 $3,065
75 $2,252 $3,306 $3,868

Land Rover auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Land Rover models by state.

Average Land Rover Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,030 $2,949 $3,754
Alaska $1,680 $2,328 $2,263
Arizona $1,899 $2,745 $4,044
Arkansas $2,082 $3,271 $3,601
California $2,318 $4,099 $2,318
Colorado $2,163 $3,027 $3,841
Connecticut $2,764 $4,286 $5,440
Delaware $2,288 $3,049 $3,916
Florida $2,724 $3,768 $4,911
Georgia $2,220 $3,321 $3,348
Hawaii $887 $1,204 $887
Idaho $1,541 $2,043 $2,484
Illinois $1,613 $2,438 $2,780
Indiana $1,657 $2,534 $2,843
Iowa $1,313 $1,800 $2,117
Kansas $1,746 $2,541 $2,972
Kentucky $2,525 $3,706 $4,376
Louisiana $3,241 $4,899 $5,312
Maine $1,226 $1,694 $2,501
Maryland $1,983 $2,886 $3,206
Massachusetts $1,590 $2,775 $1,590
Michigan $3,838 $5,848 $9,225
Minnesota $1,580 $2,106 $2,966
Mississippi $1,907 $2,720 $2,738
Missouri $1,797 $2,569 $3,375
Montana $1,827 $2,550 $2,967
Nebraska $1,544 $2,284 $2,482
Nevada $2,548 $3,778 $3,992
New Hampshire $1,772 $2,802 $3,542
New Jersey $1,952 $3,063 $4,008
New Mexico $1,994 $2,966 $3,078
New York $1,847 $2,326 $3,882
North Carolina $1,145 $1,967 $1,403
North Dakota $1,567 $2,381 $2,816
Ohio $1,397 $2,154 $2,209
Oklahoma $2,231 $3,194 $3,596
Oregon $2,030 $2,724 $3,253
Pennsylvania $1,710 $2,510 $2,937
Rhode Island $2,855 $4,188 $4,715
South Carolina $1,939 $2,687 $3,708
South Dakota $1,739 $2,506 $2,892
Tennessee $2,046 $3,012 $4,010
Texas $2,060 $2,976 $3,702
Utah $1,752 $2,456 $3,379
Vermont $1,349 $2,077 $2,196
Virginia $1,271 $1,951 $1,912
Washington $1,682 $2,283 $2,726
West Virginia $1,693 $2,424 $3,037
Wisconsin $1,687 $2,634 $3,004
Wyoming $1,575 $2,205 $2,348