Land Rover Discovery Insurance Cost

Auto insurance for a Land Rover Discovery will cost about $1,705 per year.

This beats the national average for luxury SUV models by $82. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Land Rover Discovery.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Land Rover Discovery insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Land Rover Discovery Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,774 $8,479 $9,919
18 $5,381 $7,902 $9,244
19 $4,756 $6,983 $8,169
20 $4,147 $6,089 $7,123
21 $3,477 $5,106 $5,974
22 $3,387 $4,973 $5,818
23 $2,963 $4,351 $5,090
24 $2,815 $4,134 $4,836
25 $2,429 $3,567 $4,173
30 $1,893 $2,779 $3,251
35 $1,772 $2,603 $3,045
40 $1,705 $2,503 $2,928
45 $1,659 $2,436 $2,850
55 $1,521 $2,234 $2,613
65 $1,587 $2,330 $2,726
75 $2,003 $2,941 $3,441

Land Rover Discovery car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Land Rover Discovery by state.

Land Rover Discovery Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,806 $2,623 $3,339
Alaska $1,494 $2,071 $2,013
Arizona $1,689 $2,442 $3,597
Arkansas $1,852 $2,909 $3,203
California $2,062 $3,646 $2,062
Colorado $1,924 $2,693 $3,416
Connecticut $2,458 $3,812 $4,839
Delaware $2,035 $2,712 $3,483
Florida $2,423 $3,352 $4,368
Georgia $1,975 $2,954 $2,978
Hawaii $789 $1,071 $789
Idaho $1,371 $1,817 $2,209
Illinois $1,435 $2,169 $2,473
Indiana $1,474 $2,254 $2,529
Iowa $1,168 $1,601 $1,883
Kansas $1,553 $2,260 $2,644
Kentucky $2,246 $3,296 $3,893
Louisiana $2,883 $4,358 $4,725
Maine $1,090 $1,507 $2,225
Maryland $1,764 $2,568 $2,852
Massachusetts $1,415 $2,468 $1,415
Michigan $3,414 $5,202 $8,206
Minnesota $1,405 $1,874 $2,638
Mississippi $1,696 $2,420 $2,435
Missouri $1,598 $2,285 $3,002
Montana $1,625 $2,268 $2,639
Nebraska $1,374 $2,032 $2,207
Nevada $2,266 $3,361 $3,551
New Hampshire $1,576 $2,493 $3,151
New Jersey $1,737 $2,725 $3,565
New Mexico $1,774 $2,638 $2,738
New York $1,643 $2,069 $3,453
North Carolina $1,018 $1,750 $1,248
North Dakota $1,394 $2,118 $2,505
Ohio $1,243 $1,916 $1,965
Oklahoma $1,984 $2,841 $3,199
Oregon $1,806 $2,423 $2,894
Pennsylvania $1,521 $2,233 $2,613
Rhode Island $2,539 $3,725 $4,194
South Carolina $1,724 $2,390 $3,299
South Dakota $1,547 $2,229 $2,572
Tennessee $1,820 $2,679 $3,567
Texas $1,832 $2,647 $3,293
Utah $1,559 $2,184 $3,006
Vermont $1,200 $1,848 $1,953
Virginia $1,130 $1,735 $1,701
Washington $1,496 $2,031 $2,425
West Virginia $1,506 $2,156 $2,701
Wisconsin $1,501 $2,343 $2,672
Wyoming $1,401 $1,962 $2,089

Land Rover Discovery Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Land Rover Discovery ranks for Insurance compared to other vehicles. Also check out how the Discovery stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Land Rover Discovery Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Land Rover Discovery costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: