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Land Rover Discovery Insurance Rates

Land Rover Discovery Insurance Rates

Auto insurance for a Land Rover Discovery will cost about $2,667 per year.

This beats the national average for luxury SUV models by $466. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Land Rover Discovery.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Land Rover Discovery insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Land Rover Discovery Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $9,032 $13,263 $15,516
18 $8,418 $12,360 $14,460
19 $7,439 $10,923 $12,779
20 $6,486 $9,524 $11,142
21 $5,439 $7,987 $9,344
22 $5,298 $7,779 $9,100
23 $4,635 $6,806 $7,963
24 $4,404 $6,466 $7,565
25 $3,800 $5,580 $6,528
30 $2,960 $4,347 $5,085
35 $2,773 $4,071 $4,763
40 $2,667 $3,916 $4,581
45 $2,595 $3,810 $4,457
55 $2,380 $3,494 $4,088
65 $2,482 $3,645 $4,264
75 $3,133 $4,601 $5,382

Land Rover Discovery car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Land Rover Discovery by state.


Land Rover Discovery Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,825 $4,103 $5,223
Alaska $2,337 $3,240 $3,149
Arizona $2,642 $3,819 $5,627
Arkansas $2,897 $4,551 $5,011
California $3,225 $5,703 $3,225
Colorado $3,010 $4,212 $5,344
Connecticut $3,845 $5,963 $7,570
Delaware $3,183 $4,242 $5,449
Florida $3,790 $5,244 $6,833
Georgia $3,090 $4,620 $4,659
Hawaii $1,234 $1,676 $1,234
Idaho $2,144 $2,843 $3,456
Illinois $2,245 $3,393 $3,868
Indiana $2,306 $3,525 $3,956
Iowa $1,827 $2,505 $2,945
Kansas $2,430 $3,536 $4,135
Kentucky $3,513 $5,157 $6,089
Louisiana $4,510 $6,817 $7,391
Maine $1,705 $2,357 $3,480
Maryland $2,760 $4,016 $4,461
Massachusetts $2,213 $3,860 $2,213
Michigan $5,340 $8,138 $12,836
Minnesota $2,198 $2,931 $4,127
Mississippi $2,654 $3,785 $3,810
Missouri $2,500 $3,575 $4,696
Montana $2,542 $3,547 $4,129
Nebraska $2,149 $3,178 $3,453
Nevada $3,545 $5,258 $5,554
New Hampshire $2,466 $3,899 $4,929
New Jersey $2,717 $4,262 $5,577
New Mexico $2,774 $4,127 $4,284
New York $2,570 $3,236 $5,401
North Carolina $1,593 $2,737 $1,952
North Dakota $2,180 $3,313 $3,918
Ohio $1,944 $2,998 $3,074
Oklahoma $3,104 $4,444 $5,004
Oregon $2,824 $3,790 $4,526
Pennsylvania $2,379 $3,493 $4,087
Rhode Island $3,972 $5,826 $6,561
South Carolina $2,697 $3,738 $5,160
South Dakota $2,420 $3,487 $4,024
Tennessee $2,846 $4,190 $5,580
Texas $2,866 $4,141 $5,151
Utah $2,438 $3,417 $4,701
Vermont $1,877 $2,891 $3,055
Virginia $1,768 $2,715 $2,661
Washington $2,341 $3,177 $3,793
West Virginia $2,355 $3,373 $4,226
Wisconsin $2,348 $3,665 $4,180
Wyoming $2,192 $3,069 $3,268

Land Rover Discovery Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Land Rover Discovery ranks for Insurance compared to other vehicles. Also check out how the Discovery stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Land Rover Discovery Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Land Rover Discovery costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

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