Land Rover Discovery Insurance Cost

Auto insurance for a Land Rover Discovery will cost about $2,079 per year.

This is more than the national average for luxury SUV models by $12. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Land Rover Discovery. Visit our Competitive Quote Tool to see if you can find lower rates for a Discovery.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Land Rover Discovery insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Land Rover Discovery insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $7,042 $10,490 $12,400
18 $6,563 $9,776 $11,556
19 $5,800 $8,639 $10,212
20 $5,057 $7,533 $8,905
21 $4,241 $6,317 $7,467
22 $4,130 $6,152 $7,273
23 $3,614 $5,383 $6,363
24 $3,433 $5,114 $6,045
25 $2,963 $4,413 $5,217
30 $2,308 $3,438 $4,064
35 $2,162 $3,220 $3,806
40 $2,079 $3,097 $3,661
45 $2,023 $3,013 $3,562
55 $1,855 $2,764 $3,267
65 $1,936 $2,883 $3,408
75 $2,443 $3,639 $4,301

Land Rover Discovery car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Land Rover Discovery by state.

Land Rover Discovery Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,203 $3,086 $3,862
Alaska $1,822 $2,654 $2,781
Arizona $2,060 $3,196 $4,556
Arkansas $2,258 $3,421 $3,827
California $2,515 $4,398 $2,515
Colorado $2,347 $3,249 $4,052
Connecticut $2,998 $4,635 $5,937
Delaware $2,482 $3,417 $4,537
Florida $2,955 $4,014 $5,233
Georgia $2,409 $3,713 $3,810
Hawaii $962 $1,328 $962
Idaho $1,672 $2,250 $2,801
Illinois $1,750 $2,587 $3,000
Indiana $1,798 $2,810 $3,279
Iowa $1,424 $2,136 $2,489
Kansas $1,895 $2,789 $3,304
Kentucky $2,739 $4,120 $4,845
Louisiana $3,516 $5,374 $5,785
Maine $1,330 $1,783 $2,602
Maryland $2,152 $3,155 $3,725
Massachusetts $1,725 $2,918 $1,725
Michigan $4,164 $6,260 $9,625
Minnesota $1,714 $2,302 $3,408
Mississippi $2,069 $3,125 $3,301
Missouri $1,949 $2,685 $3,473
Montana $1,982 $3,102 $3,421
Nebraska $1,675 $2,372 $2,698
Nevada $2,764 $4,172 $4,577
New Hampshire $1,922 $3,098 $3,946
New Jersey $2,118 $3,339 $4,308
New Mexico $2,163 $3,113 $3,495
New York $2,004 $2,609 $4,212
North Carolina $1,242 $2,005 $1,545
North Dakota $1,700 $2,616 $3,321
Ohio $1,515 $2,478 $2,568
Oklahoma $2,420 $3,634 $4,121
Oregon $2,202 $3,326 $3,816
Pennsylvania $1,855 $2,805 $3,219
Rhode Island $3,097 $4,752 $5,435
South Carolina $2,103 $3,044 $4,343
South Dakota $1,887 $2,596 $3,115
Tennessee $2,219 $3,319 $4,188
Texas $2,235 $3,289 $4,129
Utah $1,901 $2,749 $3,791
Vermont $1,463 $2,340 $2,558
Virginia $1,379 $2,076 $2,205
Washington $1,825 $2,742 $3,233
West Virginia $1,836 $2,674 $3,302
Wisconsin $1,831 $2,672 $3,246
Wyoming $1,709 $2,511 $2,808

Other Important Costs of Owning a Land Rover Discovery

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Land Rover Discovery depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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