Chrysler Insurance Rates

The average cost of car insurance for a Chrysler model is about $1,588 per year.

This is $637 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Chrysler insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Chrysler insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Chrysler Model

Model Good Driver Recent Accident Poor Credit
Chrysler 300 Insurance Cost $1,875 $2,753 $3,221
Chrysler Pacifica Insurance Cost $1,468 $2,155 $2,521
Chrysler Voyager Insurance Cost $1,421 $2,086 $2,441

The cost to insure a Chrysler model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Chrysler, then see our insurance analysis and rankings for other makes and models here.

Chrysler Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,379 $7,898 $9,239
18 $5,012 $7,360 $8,610
19 $4,430 $6,505 $7,609
20 $3,862 $5,671 $6,635
21 $3,239 $4,756 $5,564
22 $3,155 $4,632 $5,419
23 $2,760 $4,053 $4,742
24 $2,622 $3,851 $4,505
25 $2,263 $3,323 $3,887
30 $1,763 $2,588 $3,028
35 $1,651 $2,424 $2,836
40 $1,588 $2,331 $2,728
45 $1,545 $2,269 $2,654
55 $1,417 $2,081 $2,434
65 $1,478 $2,170 $2,539
75 $1,866 $2,740 $3,205

Chrysler auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chrysler models by state.

Average Chrysler Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,683 $2,444 $3,110
Alaska $1,391 $1,929 $1,875
Arizona $1,573 $2,274 $3,350
Arkansas $1,725 $2,710 $2,984
California $1,921 $3,396 $1,921
Colorado $1,792 $2,508 $3,182
Connecticut $2,290 $3,551 $4,507
Delaware $1,895 $2,526 $3,245
Florida $2,257 $3,122 $4,069
Georgia $1,840 $2,751 $2,774
Hawaii $735 $998 $735
Idaho $1,277 $1,693 $2,058
Illinois $1,336 $2,020 $2,303
Indiana $1,373 $2,099 $2,356
Iowa $1,087 $1,492 $1,754
Kansas $1,447 $2,105 $2,463
Kentucky $2,092 $3,071 $3,626
Louisiana $2,685 $4,059 $4,401
Maine $1,016 $1,403 $2,072
Maryland $1,643 $2,392 $2,656
Massachusetts $1,318 $2,299 $1,318
Michigan $3,180 $4,846 $7,643
Minnesota $1,309 $1,745 $2,458
Mississippi $1,580 $2,254 $2,269
Missouri $1,489 $2,129 $2,796
Montana $1,514 $2,112 $2,459
Nebraska $1,280 $1,892 $2,056
Nevada $2,111 $3,131 $3,307
New Hampshire $1,468 $2,322 $2,935
New Jersey $1,618 $2,538 $3,321
New Mexico $1,652 $2,457 $2,551
New York $1,530 $1,927 $3,216
North Carolina $949 $1,629 $1,162
North Dakota $1,298 $1,973 $2,333
Ohio $1,158 $1,785 $1,830
Oklahoma $1,848 $2,646 $2,979
Oregon $1,682 $2,257 $2,695
Pennsylvania $1,417 $2,080 $2,434
Rhode Island $2,365 $3,470 $3,907
South Carolina $1,606 $2,226 $3,072
South Dakota $1,441 $2,076 $2,396
Tennessee $1,695 $2,495 $3,322
Texas $1,707 $2,466 $3,067
Utah $1,452 $2,035 $2,800
Vermont $1,118 $1,721 $1,819
Virginia $1,053 $1,617 $1,585
Washington $1,394 $1,892 $2,259
West Virginia $1,402 $2,008 $2,516
Wisconsin $1,398 $2,182 $2,489
Wyoming $1,305 $1,827 $1,946