Chrysler Insurance Rates

The average cost of car insurance for a Chrysler model is about $1,591 per year.

This is $476 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Chrysler insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Chrysler insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Insurance Cost per Chrysler Model

Model Good Driver Recent Accident Poor Credit
Chrysler 300 Insurance Cost $1,805 $2,689 $3,179
Chrysler Pacifica Insurance Cost $1,454 $2,165 $2,560
Chrysler Voyager Insurance Cost $1,515 $2,257 $2,668

The cost to insure a Chrysler model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Chrysler, then see our insurance analysis and rankings for other makes and models here.

Chrysler Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,391 $8,030 $9,492
18 $5,024 $7,483 $8,846
19 $4,440 $6,613 $7,817
20 $3,871 $5,766 $6,816
21 $3,246 $4,836 $5,716
22 $3,162 $4,710 $5,567
23 $2,766 $4,121 $4,871
24 $2,628 $3,915 $4,628
25 $2,268 $3,378 $3,994
30 $1,767 $2,632 $3,111
35 $1,655 $2,465 $2,914
40 $1,591 $2,370 $2,802
45 $1,549 $2,307 $2,727
55 $1,420 $2,116 $2,501
65 $1,481 $2,207 $2,609
75 $1,870 $2,785 $3,293

Chrysler auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chrysler models by state.

Average Chrysler Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,686 $2,362 $2,956
Alaska $1,395 $2,031 $2,128
Arizona $1,577 $2,446 $3,488
Arkansas $1,729 $2,619 $2,930
California $1,925 $3,367 $1,925
Colorado $1,796 $2,487 $3,102
Connecticut $2,295 $3,548 $4,545
Delaware $1,900 $2,616 $3,473
Florida $2,262 $3,073 $4,006
Georgia $1,844 $2,842 $2,916
Hawaii $737 $1,017 $737
Idaho $1,280 $1,722 $2,144
Illinois $1,340 $1,980 $2,297
Indiana $1,376 $2,151 $2,510
Iowa $1,090 $1,635 $1,906
Kansas $1,450 $2,135 $2,529
Kentucky $2,096 $3,154 $3,709
Louisiana $2,692 $4,113 $4,428
Maine $1,018 $1,365 $1,992
Maryland $1,647 $2,415 $2,852
Massachusetts $1,321 $2,234 $1,321
Michigan $3,187 $4,792 $7,368
Minnesota $1,312 $1,762 $2,609
Mississippi $1,584 $2,392 $2,527
Missouri $1,492 $2,055 $2,658
Montana $1,517 $2,374 $2,618
Nebraska $1,283 $1,816 $2,066
Nevada $2,115 $3,193 $3,503
New Hampshire $1,471 $2,372 $3,020
New Jersey $1,621 $2,556 $3,297
New Mexico $1,656 $2,383 $2,676
New York $1,534 $1,997 $3,224
North Carolina $950 $1,535 $1,183
North Dakota $1,301 $2,003 $2,542
Ohio $1,160 $1,897 $1,966
Oklahoma $1,852 $2,782 $3,155
Oregon $1,686 $2,546 $2,921
Pennsylvania $1,420 $2,147 $2,464
Rhode Island $2,370 $3,638 $4,160
South Carolina $1,610 $2,330 $3,325
South Dakota $1,444 $1,987 $2,384
Tennessee $1,699 $2,541 $3,206
Texas $1,711 $2,518 $3,161
Utah $1,455 $2,104 $2,902
Vermont $1,120 $1,791 $1,958
Virginia $1,055 $1,589 $1,688
Washington $1,397 $2,099 $2,475
West Virginia $1,406 $2,047 $2,528
Wisconsin $1,401 $2,046 $2,484
Wyoming $1,308 $1,923 $2,149

Other Important Chrysler Ownership Costs

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on depreciation, maintenance and financing for all Chrysler models. These will provide you with even more knowledge before making such an important financial decision.

Ready to start shopping for a Chrysler? We have millions of new and used vehicles listed. Here are some Chrysler models for sale in your area.

Have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.