Chrysler Insurance Rates

Chrysler Insurance Rates

The average cost of car insurance for Chrysler models is about $2,102 per year.

This is $793 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Chrysler insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Chrysler insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per Chrysler Model

Model Good Driver Recent Accident Poor Credit
Estimated Chrysler 300 Insurance Rates $2,467 $3,623 $4,239
Estimated Chrysler Pacifica Insurance Rates $1,951 $2,864 $3,351
Estimated Chrysler Voyager Insurance Rates $1,889 $2,774 $3,245

The cost to insure a Chrysler model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Chrysler, then see our insurance analysis and rankings for other makes and models here.

Chrysler Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $7,121 $10,457 $12,233
18 $6,637 $9,745 $11,400
19 $5,865 $8,612 $10,075
20 $5,114 $7,509 $8,785
21 $4,288 $6,297 $7,367
22 $4,177 $6,133 $7,175
23 $3,654 $5,366 $6,278
24 $3,472 $5,098 $5,964
25 $2,996 $4,399 $5,147
30 $2,334 $3,427 $4,009
35 $2,186 $3,210 $3,755
40 $2,102 $3,087 $3,612
45 $2,046 $3,004 $3,514
55 $1,876 $2,755 $3,223
65 $1,957 $2,874 $3,362
75 $2,470 $3,627 $4,243

Chrysler auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chrysler models by state.


Average Chrysler Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $2,436 $3,643 $3,673
Wyoming $1,728 $2,419 $2,576
Wisconsin $1,851 $2,889 $3,296
West Virginia $1,857 $2,659 $3,331
Washington $1,845 $2,505 $2,991
Virginia $1,394 $2,140 $2,098
Vermont $1,480 $2,279 $2,409
Utah $1,922 $2,694 $3,706
Texas $2,260 $3,265 $4,061
Tennessee $2,244 $3,303 $4,399
South Dakota $1,908 $2,749 $3,172
South Carolina $2,127 $2,947 $4,068
Rhode Island $3,132 $4,593 $5,173
Pennsylvania $1,875 $2,754 $3,222
Oregon $2,227 $2,988 $3,568
Oklahoma $2,447 $3,504 $3,945
Ohio $1,532 $2,364 $2,423
North Dakota $1,719 $2,612 $3,089
North Carolina $1,256 $2,158 $1,539
New York $2,026 $2,551 $4,258
New Mexico $2,187 $3,254 $3,377
New Jersey $2,142 $3,360 $4,397
New Hampshire $1,944 $3,074 $3,886
Nevada $2,795 $4,145 $4,379
Nebraska $1,694 $2,506 $2,722
Montana $2,004 $2,797 $3,255
Missouri $1,971 $2,818 $3,703
Mississippi $2,092 $2,984 $3,004
Minnesota $1,733 $2,311 $3,254
Michigan $4,210 $6,416 $10,120
Massachusetts $1,745 $3,044 $1,745
Maryland $2,176 $3,166 $3,517
Maine $1,344 $1,858 $2,744
Louisiana $3,555 $5,374 $5,827
Kentucky $2,769 $4,065 $4,801
Kansas $1,916 $2,787 $3,260
Iowa $1,440 $1,975 $2,322
Indiana $1,818 $2,779 $3,119
Illinois $1,770 $2,675 $3,050
Idaho $1,691 $2,241 $2,725
Hawaii $973 $1,321 $973
Florida $2,988 $4,134 $5,387
Delaware $2,510 $3,344 $4,296
Connecticut $3,032 $4,701 $5,968
Colorado $2,373 $3,321 $4,213
California $2,543 $4,496 $2,543
Arkansas $2,284 $3,588 $3,951
Arizona $2,083 $3,011 $4,436
Alaska $1,842 $2,554 $2,483
Alabama $2,227 $3,235 $4,118

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