Chrysler Insurance Rates

The average cost of car insurance for a Chrysler model is about $1,516 per year.

This is $378 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Chrysler insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Chrysler insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Chrysler Model

Model Good Driver Recent Accident Poor Credit
Chrysler 300 Insurance Cost $1,717 $2,521 $2,949
Chrysler Pacifica Insurance Cost $1,439 $2,113 $2,472
Chrysler Voyager Insurance Cost $1,393 $2,046 $2,393

The cost to insure a Chrysler model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Chrysler, then see our insurance analysis and rankings for other makes and models here.

Chrysler Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,136 $7,541 $8,822
18 $4,786 $7,028 $8,222
19 $4,230 $6,211 $7,266
20 $3,688 $5,415 $6,335
21 $3,093 $4,542 $5,313
22 $3,012 $4,423 $5,174
23 $2,635 $3,870 $4,527
24 $2,504 $3,677 $4,301
25 $2,161 $3,173 $3,712
30 $1,683 $2,472 $2,892
35 $1,576 $2,315 $2,708
40 $1,516 $2,227 $2,605
45 $1,475 $2,166 $2,535
55 $1,353 $1,987 $2,325
65 $1,411 $2,072 $2,425
75 $1,782 $2,616 $3,060

Chrysler auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chrysler models by state.

Average Chrysler Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,607 $2,333 $2,970
Alaska $1,329 $1,842 $1,790
Arizona $1,502 $2,172 $3,199
Arkansas $1,647 $2,588 $2,849
California $1,834 $3,243 $1,834
Colorado $1,711 $2,395 $3,039
Connecticut $2,186 $3,391 $4,304
Delaware $1,810 $2,412 $3,098
Florida $2,155 $2,981 $3,885
Georgia $1,757 $2,627 $2,649
Hawaii $702 $953 $702
Idaho $1,219 $1,616 $1,965
Illinois $1,276 $1,929 $2,199
Indiana $1,311 $2,004 $2,250
Iowa $1,039 $1,425 $1,675
Kansas $1,381 $2,010 $2,351
Kentucky $1,997 $2,932 $3,462
Louisiana $2,564 $3,876 $4,202
Maine $970 $1,340 $1,979
Maryland $1,569 $2,284 $2,536
Massachusetts $1,258 $2,195 $1,258
Michigan $3,036 $4,627 $7,298
Minnesota $1,250 $1,667 $2,347
Mississippi $1,509 $2,152 $2,166
Missouri $1,422 $2,032 $2,670
Montana $1,446 $2,017 $2,348
Nebraska $1,222 $1,807 $1,963
Nevada $2,016 $2,990 $3,158
New Hampshire $1,402 $2,217 $2,803
New Jersey $1,545 $2,424 $3,171
New Mexico $1,577 $2,347 $2,436
New York $1,461 $1,840 $3,071
North Carolina $906 $1,556 $1,110
North Dakota $1,239 $1,884 $2,228
Ohio $1,105 $1,705 $1,748
Oklahoma $1,765 $2,527 $2,845
Oregon $1,606 $2,155 $2,574
Pennsylvania $1,353 $1,986 $2,324
Rhode Island $2,258 $3,313 $3,730
South Carolina $1,533 $2,126 $2,934
South Dakota $1,376 $1,983 $2,288
Tennessee $1,618 $2,382 $3,173
Texas $1,630 $2,354 $2,929
Utah $1,387 $1,943 $2,673
Vermont $1,067 $1,644 $1,737
Virginia $1,005 $1,544 $1,513
Washington $1,331 $1,806 $2,157
West Virginia $1,339 $1,918 $2,402
Wisconsin $1,335 $2,084 $2,377
Wyoming $1,246 $1,745 $1,858