Chrysler Insurance Rates

The average cost of car insurance for a Chrysler model is about $1,482 per year.

This is $305 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Chrysler insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Chrysler insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Chrysler Model

Model Good Driver Recent Accident Poor Credit
Chrysler 300 Insurance Cost $1,643 $2,412 $2,822
Chrysler Pacifica Insurance Cost $1,425 $2,092 $2,448
Chrysler Voyager Insurance Cost $1,379 $2,025 $2,369

The cost to insure a Chrysler model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Chrysler, then see our insurance analysis and rankings for other makes and models here.

Chrysler Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,021 $7,373 $8,625
18 $4,679 $6,871 $8,038
19 $4,135 $6,072 $7,103
20 $3,606 $5,295 $6,194
21 $3,024 $4,440 $5,194
22 $2,945 $4,324 $5,059
23 $2,577 $3,784 $4,426
24 $2,448 $3,594 $4,205
25 $2,112 $3,102 $3,629
30 $1,646 $2,416 $2,827
35 $1,541 $2,263 $2,648
40 $1,482 $2,176 $2,546
45 $1,443 $2,118 $2,478
55 $1,323 $1,942 $2,272
65 $1,380 $2,026 $2,370
75 $1,741 $2,557 $2,992

Chrysler auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Chrysler models by state.

Average Chrysler Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,571 $2,281 $2,903
Alaska $1,299 $1,801 $1,751
Arizona $1,469 $2,123 $3,128
Arkansas $1,610 $2,530 $2,786
California $1,793 $3,171 $1,793
Colorado $1,673 $2,341 $2,971
Connecticut $2,138 $3,315 $4,208
Delaware $1,769 $2,358 $3,029
Florida $2,107 $2,915 $3,798
Georgia $1,718 $2,569 $2,589
Hawaii $686 $931 $686
Idaho $1,192 $1,580 $1,921
Illinois $1,248 $1,886 $2,150
Indiana $1,282 $1,960 $2,199
Iowa $1,015 $1,392 $1,637
Kansas $1,351 $1,965 $2,299
Kentucky $1,953 $2,866 $3,385
Louisiana $2,507 $3,789 $4,108
Maine $948 $1,310 $1,935
Maryland $1,534 $2,233 $2,480
Massachusetts $1,230 $2,146 $1,230
Michigan $2,969 $4,524 $7,135
Minnesota $1,222 $1,629 $2,294
Mississippi $1,475 $2,104 $2,118
Missouri $1,390 $1,987 $2,611
Montana $1,413 $1,972 $2,295
Nebraska $1,194 $1,767 $1,919
Nevada $1,970 $2,922 $3,087
New Hampshire $1,371 $2,167 $2,740
New Jersey $1,510 $2,369 $3,100
New Mexico $1,542 $2,294 $2,381
New York $1,428 $1,799 $3,002
North Carolina $885 $1,521 $1,085
North Dakota $1,212 $1,841 $2,178
Ohio $1,081 $1,666 $1,709
Oklahoma $1,725 $2,470 $2,782
Oregon $1,570 $2,107 $2,516
Pennsylvania $1,322 $1,942 $2,272
Rhode Island $2,208 $3,239 $3,647
South Carolina $1,499 $2,078 $2,868
South Dakota $1,345 $1,939 $2,237
Tennessee $1,582 $2,329 $3,102
Texas $1,593 $2,302 $2,863
Utah $1,355 $1,899 $2,613
Vermont $1,043 $1,607 $1,698
Virginia $983 $1,509 $1,479
Washington $1,301 $1,766 $2,109
West Virginia $1,309 $1,875 $2,349
Wisconsin $1,305 $2,037 $2,324
Wyoming $1,218 $1,706 $1,816